Civic Intelligence

Pavento, Ratcliffe, Renzi & Co. LLC

Plan context: Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan

EIN 04-3530932 • Franklin, MA • 25 filings • 6 plans

391 East Central Street Unit 8AFranklin, MA 02038
Current Snapshot

Latest Year

2024

2024 Participants

10

2024 Assets

$3,200,228

2024 Contributions

$40,254

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,200,228$1,600,114$0200020142024YearValue
$3,200,228Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1580200020132024YearValue
10Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024110$3,200,228$40,254$4,025iApproximate average salary by contribution assumption: employee only about $100,635 at 4% or $67,090 at 6%; with 50% employer match about $67,090 at 4% or $44,727 at 6%; with 100% employer match about $50,318 at 4% or $33,545 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-10$3,200,228$40,254$4,025iApproximate average salary by contribution assumption: employee only about $100,635 at 4% or $67,090 at 6%; with 50% employer match about $67,090 at 4% or $44,727 at 6%; with 100% employer match about $50,318 at 4% or $33,545 at 6%.
202319$2,757,275$39,445$4,383iApproximate average salary by contribution assumption: employee only about $109,569 at 4% or $73,046 at 6%; with 50% employer match about $73,046 at 4% or $48,698 at 6%; with 100% employer match about $54,785 at 4% or $36,523 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-9$2,757,275$39,445$4,383iApproximate average salary by contribution assumption: employee only about $109,569 at 4% or $73,046 at 6%; with 50% employer match about $73,046 at 4% or $48,698 at 6%; with 100% employer match about $54,785 at 4% or $36,523 at 6%.
202219$2,262,571$38,868$4,319iApproximate average salary by contribution assumption: employee only about $107,967 at 4% or $71,978 at 6%; with 50% employer match about $71,978 at 4% or $47,985 at 6%; with 100% employer match about $53,983 at 4% or $35,989 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-9$2,262,571$38,868$4,319iApproximate average salary by contribution assumption: employee only about $107,967 at 4% or $71,978 at 6%; with 50% employer match about $71,978 at 4% or $47,985 at 6%; with 100% employer match about $53,983 at 4% or $35,989 at 6%.
2021110$2,713,949$37,448$3,745iApproximate average salary by contribution assumption: employee only about $93,620 at 4% or $62,413 at 6%; with 50% employer match about $62,413 at 4% or $41,609 at 6%; with 100% employer match about $46,810 at 4% or $31,207 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-10$2,713,949$37,448$3,745iApproximate average salary by contribution assumption: employee only about $93,620 at 4% or $62,413 at 6%; with 50% employer match about $62,413 at 4% or $41,609 at 6%; with 100% employer match about $46,810 at 4% or $31,207 at 6%.
2020110$2,282,049$121,400$12,140iApproximate average salary by contribution assumption: employee only about $303,500 at 4% or $202,333 at 6%; with 50% employer match about $202,333 at 4% or $134,889 at 6%; with 100% employer match about $151,750 at 4% or $101,167 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-10$2,282,049$121,400$12,140iApproximate average salary by contribution assumption: employee only about $303,500 at 4% or $202,333 at 6%; with 50% employer match about $202,333 at 4% or $134,889 at 6%; with 100% employer match about $151,750 at 4% or $101,167 at 6%.
2019111$1,974,964$37,470$3,406iApproximate average salary by contribution assumption: employee only about $85,159 at 4% or $56,773 at 6%; with 50% employer match about $56,773 at 4% or $37,848 at 6%; with 100% employer match about $42,580 at 4% or $28,386 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-11$1,974,964$37,470$3,406iApproximate average salary by contribution assumption: employee only about $85,159 at 4% or $56,773 at 6%; with 50% employer match about $56,773 at 4% or $37,848 at 6%; with 100% employer match about $42,580 at 4% or $28,386 at 6%.
2018113$1,590,470$36,413$2,801iApproximate average salary by contribution assumption: employee only about $70,025 at 4% or $46,683 at 6%; with 50% employer match about $46,683 at 4% or $31,122 at 6%; with 100% employer match about $35,013 at 4% or $23,342 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-13$1,590,470$36,413$2,801iApproximate average salary by contribution assumption: employee only about $70,025 at 4% or $46,683 at 6%; with 50% employer match about $46,683 at 4% or $31,122 at 6%; with 100% employer match about $35,013 at 4% or $23,342 at 6%.
2017112$1,645,617$32,505$2,709iApproximate average salary by contribution assumption: employee only about $67,719 at 4% or $45,146 at 6%; with 50% employer match about $45,146 at 4% or $30,097 at 6%; with 100% employer match about $33,859 at 4% or $22,573 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-12$1,645,617$32,505$2,709iApproximate average salary by contribution assumption: employee only about $67,719 at 4% or $45,146 at 6%; with 50% employer match about $45,146 at 4% or $30,097 at 6%; with 100% employer match about $33,859 at 4% or $22,573 at 6%.
2016113$1,354,393$68,345$5,257iApproximate average salary by contribution assumption: employee only about $131,433 at 4% or $87,622 at 6%; with 50% employer match about $87,622 at 4% or $58,415 at 6%; with 100% employer match about $65,716 at 4% or $43,811 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-13$1,354,393$68,345$5,257iApproximate average salary by contribution assumption: employee only about $131,433 at 4% or $87,622 at 6%; with 50% employer match about $87,622 at 4% or $58,415 at 6%; with 100% employer match about $65,716 at 4% or $43,811 at 6%.
2015115$1,240,303$53,847$3,590iApproximate average salary by contribution assumption: employee only about $89,745 at 4% or $59,830 at 6%; with 50% employer match about $59,830 at 4% or $39,887 at 6%; with 100% employer match about $44,873 at 4% or $29,915 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-15$1,240,303$53,847$3,590iApproximate average salary by contribution assumption: employee only about $89,745 at 4% or $59,830 at 6%; with 50% employer match about $59,830 at 4% or $39,887 at 6%; with 100% employer match about $44,873 at 4% or $29,915 at 6%.
2014115$1,195,525$67,172$4,478iApproximate average salary by contribution assumption: employee only about $111,953 at 4% or $74,636 at 6%; with 50% employer match about $74,636 at 4% or $49,757 at 6%; with 100% employer match about $55,977 at 4% or $37,318 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-15$1,195,525$67,172$4,478iApproximate average salary by contribution assumption: employee only about $111,953 at 4% or $74,636 at 6%; with 50% employer match about $74,636 at 4% or $49,757 at 6%; with 100% employer match about $55,977 at 4% or $37,318 at 6%.
2013114$1,036,140$60,321$4,309iApproximate average salary by contribution assumption: employee only about $107,716 at 4% or $71,811 at 6%; with 50% employer match about $71,811 at 4% or $47,874 at 6%; with 100% employer match about $53,858 at 4% or $35,905 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-14$1,036,140$60,321$4,309iApproximate average salary by contribution assumption: employee only about $107,716 at 4% or $71,811 at 6%; with 50% employer match about $71,811 at 4% or $47,874 at 6%; with 100% employer match about $53,858 at 4% or $35,905 at 6%.
2012114$760,497$63,866$4,562iApproximate average salary by contribution assumption: employee only about $114,046 at 4% or $76,031 at 6%; with 50% employer match about $76,031 at 4% or $50,687 at 6%; with 100% employer match about $57,023 at 4% or $38,015 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-14$760,497$63,866$4,562iApproximate average salary by contribution assumption: employee only about $114,046 at 4% or $76,031 at 6%; with 50% employer match about $76,031 at 4% or $50,687 at 6%; with 100% employer match about $57,023 at 4% or $38,015 at 6%.
2011114$598,050$61,420$4,387iApproximate average salary by contribution assumption: employee only about $109,679 at 4% or $73,119 at 6%; with 50% employer match about $73,119 at 4% or $48,746 at 6%; with 100% employer match about $54,839 at 4% or $36,560 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-14$598,050$61,420$4,387iApproximate average salary by contribution assumption: employee only about $109,679 at 4% or $73,119 at 6%; with 50% employer match about $73,119 at 4% or $48,746 at 6%; with 100% employer match about $54,839 at 4% or $36,560 at 6%.
2010114$569,075$60,674$4,334iApproximate average salary by contribution assumption: employee only about $108,346 at 4% or $72,231 at 6%; with 50% employer match about $72,231 at 4% or $48,154 at 6%; with 100% employer match about $54,173 at 4% or $36,115 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-14$569,075$60,674$4,334iApproximate average salary by contribution assumption: employee only about $108,346 at 4% or $72,231 at 6%; with 50% employer match about $72,231 at 4% or $48,154 at 6%; with 100% employer match about $54,173 at 4% or $36,115 at 6%.
2009214$877,933$126,751$9,054iApproximate average salary by contribution assumption: employee only about $226,341 at 4% or $150,894 at 6%; with 50% employer match about $150,894 at 4% or $100,596 at 6%; with 100% employer match about $113,171 at 4% or $75,447 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-14$448,511$63,483$4,535iApproximate average salary by contribution assumption: employee only about $113,363 at 4% or $75,575 at 6%; with 50% employer match about $75,575 at 4% or $50,383 at 6%; with 100% employer match about $56,681 at 4% or $37,788 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-9$429,422$63,268$7,030iApproximate average salary by contribution assumption: employee only about $175,744 at 4% or $117,163 at 6%; with 50% employer match about $117,163 at 4% or $78,109 at 6%; with 100% employer match about $87,872 at 4% or $58,581 at 6%.
200819$276,772$46,132$5,126iApproximate average salary by contribution assumption: employee only about $128,144 at 4% or $85,430 at 6%; with 50% employer match about $85,430 at 4% or $56,953 at 6%; with 100% employer match about $64,072 at 4% or $42,715 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-9$276,772$46,132$5,126iApproximate average salary by contribution assumption: employee only about $128,144 at 4% or $85,430 at 6%; with 50% employer match about $85,430 at 4% or $56,953 at 6%; with 100% employer match about $64,072 at 4% or $42,715 at 6%.
200618$356,753$64,128$8,016iApproximate average salary by contribution assumption: employee only about $200,400 at 4% or $133,600 at 6%; with 50% employer match about $133,600 at 4% or $89,067 at 6%; with 100% employer match about $100,200 at 4% or $66,800 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-8$356,753$64,128$8,016iApproximate average salary by contribution assumption: employee only about $200,400 at 4% or $133,600 at 6%; with 50% employer match about $133,600 at 4% or $89,067 at 6%; with 100% employer match about $100,200 at 4% or $66,800 at 6%.
2005110$301,377$58,239$5,824iApproximate average salary by contribution assumption: employee only about $145,598 at 4% or $97,065 at 6%; with 50% employer match about $97,065 at 4% or $64,710 at 6%; with 100% employer match about $72,799 at 4% or $48,533 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-10$301,377$58,239$5,824iApproximate average salary by contribution assumption: employee only about $145,598 at 4% or $97,065 at 6%; with 50% employer match about $97,065 at 4% or $64,710 at 6%; with 100% employer match about $72,799 at 4% or $48,533 at 6%.
2004112$234,263$50,087$4,174iApproximate average salary by contribution assumption: employee only about $104,348 at 4% or $69,565 at 6%; with 50% employer match about $69,565 at 4% or $46,377 at 6%; with 100% employer match about $52,174 at 4% or $34,783 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-12$234,263$50,087$4,174iApproximate average salary by contribution assumption: employee only about $104,348 at 4% or $69,565 at 6%; with 50% employer match about $69,565 at 4% or $46,377 at 6%; with 100% employer match about $52,174 at 4% or $34,783 at 6%.
2003111$169,933$64,803$5,891iApproximate average salary by contribution assumption: employee only about $147,280 at 4% or $98,186 at 6%; with 50% employer match about $98,186 at 4% or $65,458 at 6%; with 100% employer match about $73,640 at 4% or $49,093 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-11$169,933$64,803$5,891iApproximate average salary by contribution assumption: employee only about $147,280 at 4% or $98,186 at 6%; with 50% employer match about $98,186 at 4% or $65,458 at 6%; with 100% employer match about $73,640 at 4% or $49,093 at 6%.
2002111$0$0-
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-11---
2001112$0$0-
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-12---
2000110$60,926$558$56iApproximate average salary by contribution assumption: employee only about $1,395 at 4% or $930 at 6%; with 50% employer match about $930 at 4% or $620 at 6%; with 100% employer match about $698 at 4% or $465 at 6%.
Pavento, Ratcliffe, Renzi & Co. LLC 401(K) Plan-10$60,926$558$56iApproximate average salary by contribution assumption: employee only about $1,395 at 4% or $930 at 6%; with 50% employer match about $930 at 4% or $620 at 6%; with 100% employer match about $698 at 4% or $465 at 6%.