Morais Concrete Service Inc.
Plan context: Morais Concrete Service Inc. Retirement Plan
EIN 04-3509779 • Springfield, MA • 19 filings • 1 plans
Current Snapshot
Latest Year
2025
2025 Participants
2
2025 Assets
$10,924
2025 Contributions
$23,884
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2025 | 1 | 2 | $10,924 | $23,884 | $11,942iApproximate average salary by contribution assumption: employee only about $298,550 at 4% or $199,033 at 6%; with 50% employer match about $199,033 at 4% or $132,689 at 6%; with 100% employer match about $149,275 at 4% or $99,517 at 6%. |
| Morais Concrete Service Inc. Retirement Plan | - | 2 | $10,924 | $23,884 | $11,942iApproximate average salary by contribution assumption: employee only about $298,550 at 4% or $199,033 at 6%; with 50% employer match about $199,033 at 4% or $132,689 at 6%; with 100% employer match about $149,275 at 4% or $99,517 at 6%. |
| 2024 | 1 | 12 | $1,695,906 | $95,018 | $7,918iApproximate average salary by contribution assumption: employee only about $197,954 at 4% or $131,969 at 6%; with 50% employer match about $131,969 at 4% or $87,980 at 6%; with 100% employer match about $98,977 at 4% or $65,985 at 6%. |
| Morais Concrete Service Inc. Retirement Plan | - | 12 | $1,695,906 | $95,018 | $7,918iApproximate average salary by contribution assumption: employee only about $197,954 at 4% or $131,969 at 6%; with 50% employer match about $131,969 at 4% or $87,980 at 6%; with 100% employer match about $98,977 at 4% or $65,985 at 6%. |
| 2023 | 1 | 12 | $1,523,871 | $152,607 | $12,717iApproximate average salary by contribution assumption: employee only about $317,931 at 4% or $211,954 at 6%; with 50% employer match about $211,954 at 4% or $141,303 at 6%; with 100% employer match about $158,966 at 4% or $105,977 at 6%. |
| Morais Concrete Service Inc. Retirement Plan | - | 12 | $1,523,871 | $152,607 | $12,717iApproximate average salary by contribution assumption: employee only about $317,931 at 4% or $211,954 at 6%; with 50% employer match about $211,954 at 4% or $141,303 at 6%; with 100% employer match about $158,966 at 4% or $105,977 at 6%. |
| 2022 | 1 | 11 | $1,273,694 | $54,000 | $4,909iApproximate average salary by contribution assumption: employee only about $122,727 at 4% or $81,818 at 6%; with 50% employer match about $81,818 at 4% or $54,545 at 6%; with 100% employer match about $61,364 at 4% or $40,909 at 6%. |
| Morais Concrete Service Inc. Retirement Plan | - | 11 | $1,273,694 | $54,000 | $4,909iApproximate average salary by contribution assumption: employee only about $122,727 at 4% or $81,818 at 6%; with 50% employer match about $81,818 at 4% or $54,545 at 6%; with 100% employer match about $61,364 at 4% or $40,909 at 6%. |
| 2021 | 1 | 0 | $1,366,675 | $148,105 | - |
| Morais Concrete Service Inc. Retirement Plan | - | 0 | $1,366,675 | $148,105 | - |
| 2020 | 1 | 10 | $1,166,829 | $143,565 | $14,357iApproximate average salary by contribution assumption: employee only about $358,913 at 4% or $239,275 at 6%; with 50% employer match about $239,275 at 4% or $159,517 at 6%; with 100% employer match about $179,456 at 4% or $119,638 at 6%. |
| Morais Concrete Service Inc. Retirement Plan | - | 10 | $1,166,829 | $143,565 | $14,357iApproximate average salary by contribution assumption: employee only about $358,913 at 4% or $239,275 at 6%; with 50% employer match about $239,275 at 4% or $159,517 at 6%; with 100% employer match about $179,456 at 4% or $119,638 at 6%. |
| 2019 | 1 | 7 | $973,657 | $132,454 | $18,922iApproximate average salary by contribution assumption: employee only about $473,050 at 4% or $315,367 at 6%; with 50% employer match about $315,367 at 4% or $210,244 at 6%; with 100% employer match about $236,525 at 4% or $157,683 at 6%. |
| Morais Concrete Service Inc. Retirement Plan | - | 7 | $973,657 | $132,454 | $18,922iApproximate average salary by contribution assumption: employee only about $473,050 at 4% or $315,367 at 6%; with 50% employer match about $315,367 at 4% or $210,244 at 6%; with 100% employer match about $236,525 at 4% or $157,683 at 6%. |
| 2018 | 1 | 8 | $785,783 | $62,943 | $7,868iApproximate average salary by contribution assumption: employee only about $196,697 at 4% or $131,131 at 6%; with 50% employer match about $131,131 at 4% or $87,421 at 6%; with 100% employer match about $98,348 at 4% or $65,566 at 6%. |
| Morais Concrete Service Inc. Retirement Plan | - | 8 | $785,783 | $62,943 | $7,868iApproximate average salary by contribution assumption: employee only about $196,697 at 4% or $131,131 at 6%; with 50% employer match about $131,131 at 4% or $87,421 at 6%; with 100% employer match about $98,348 at 4% or $65,566 at 6%. |
| 2017 | 1 | 8 | $750,419 | $63,440 | $7,930iApproximate average salary by contribution assumption: employee only about $198,250 at 4% or $132,167 at 6%; with 50% employer match about $132,167 at 4% or $88,111 at 6%; with 100% employer match about $99,125 at 4% or $66,083 at 6%. |
| Morais Concrete Service Inc. Retirement Plan | - | 8 | $750,419 | $63,440 | $7,930iApproximate average salary by contribution assumption: employee only about $198,250 at 4% or $132,167 at 6%; with 50% employer match about $132,167 at 4% or $88,111 at 6%; with 100% employer match about $99,125 at 4% or $66,083 at 6%. |
| 2016 | 1 | 8 | $645,708 | $62,811 | $7,851iApproximate average salary by contribution assumption: employee only about $196,284 at 4% or $130,856 at 6%; with 50% employer match about $130,856 at 4% or $87,238 at 6%; with 100% employer match about $98,142 at 4% or $65,428 at 6%. |
| Morais Concrete Service Inc. Retirement Plan | - | 8 | $645,708 | $62,811 | $7,851iApproximate average salary by contribution assumption: employee only about $196,284 at 4% or $130,856 at 6%; with 50% employer match about $130,856 at 4% or $87,238 at 6%; with 100% employer match about $98,142 at 4% or $65,428 at 6%. |
| 2015 | 1 | 5 | $584,828 | $57,108 | $11,422iApproximate average salary by contribution assumption: employee only about $285,540 at 4% or $190,360 at 6%; with 50% employer match about $190,360 at 4% or $126,907 at 6%; with 100% employer match about $142,770 at 4% or $95,180 at 6%. |
| Morais Concrete Service Inc. Retirement Plan | - | 5 | $584,828 | $57,108 | $11,422iApproximate average salary by contribution assumption: employee only about $285,540 at 4% or $190,360 at 6%; with 50% employer match about $190,360 at 4% or $126,907 at 6%; with 100% employer match about $142,770 at 4% or $95,180 at 6%. |
| 2014 | 1 | 5 | $535,955 | $52,952 | $10,590iApproximate average salary by contribution assumption: employee only about $264,760 at 4% or $176,507 at 6%; with 50% employer match about $176,507 at 4% or $117,671 at 6%; with 100% employer match about $132,380 at 4% or $88,253 at 6%. |
| Morais Concrete Service Inc. Retirement Plan | - | 5 | $535,955 | $52,952 | $10,590iApproximate average salary by contribution assumption: employee only about $264,760 at 4% or $176,507 at 6%; with 50% employer match about $176,507 at 4% or $117,671 at 6%; with 100% employer match about $132,380 at 4% or $88,253 at 6%. |
| 2013 | 1 | 4 | $470,758 | $42,977 | $10,744iApproximate average salary by contribution assumption: employee only about $268,606 at 4% or $179,071 at 6%; with 50% employer match about $179,071 at 4% or $119,381 at 6%; with 100% employer match about $134,303 at 4% or $89,535 at 6%. |
| Morais Concrete Service Inc. Retirement Plan | - | 4 | $470,758 | $42,977 | $10,744iApproximate average salary by contribution assumption: employee only about $268,606 at 4% or $179,071 at 6%; with 50% employer match about $179,071 at 4% or $119,381 at 6%; with 100% employer match about $134,303 at 4% or $89,535 at 6%. |
| 2012 | 1 | 4 | $398,854 | $42,168 | $10,542iApproximate average salary by contribution assumption: employee only about $263,550 at 4% or $175,700 at 6%; with 50% employer match about $175,700 at 4% or $117,133 at 6%; with 100% employer match about $131,775 at 4% or $87,850 at 6%. |
| Morais Concrete Service Inc. Retirement Plan | - | 4 | $398,854 | $42,168 | $10,542iApproximate average salary by contribution assumption: employee only about $263,550 at 4% or $175,700 at 6%; with 50% employer match about $175,700 at 4% or $117,133 at 6%; with 100% employer match about $131,775 at 4% or $87,850 at 6%. |
| 2011 | 1 | 4 | $328,169 | $20,745 | $5,186iApproximate average salary by contribution assumption: employee only about $129,656 at 4% or $86,438 at 6%; with 50% employer match about $86,438 at 4% or $57,625 at 6%; with 100% employer match about $64,828 at 4% or $43,219 at 6%. |
| Morais Concrete Service Inc. Retirement Plan | - | 4 | $328,169 | $20,745 | $5,186iApproximate average salary by contribution assumption: employee only about $129,656 at 4% or $86,438 at 6%; with 50% employer match about $86,438 at 4% or $57,625 at 6%; with 100% employer match about $64,828 at 4% or $43,219 at 6%. |
| 2010 | 1 | 0 | $305,669 | $70,308 | - |
| Morais Concrete Service Inc. Retirement Plan | - | 0 | $305,669 | $70,308 | - |
| 2009 | 1 | 2 | $212,557 | $62,000 | $31,000iApproximate average salary by contribution assumption: employee only about $775,000 at 4% or $516,667 at 6%; with 50% employer match about $516,667 at 4% or $344,444 at 6%; with 100% employer match about $387,500 at 4% or $258,333 at 6%. |
| Morais Concrete Service Inc. Retirement Plan | - | 2 | $212,557 | $62,000 | $31,000iApproximate average salary by contribution assumption: employee only about $775,000 at 4% or $516,667 at 6%; with 50% employer match about $516,667 at 4% or $344,444 at 6%; with 100% employer match about $387,500 at 4% or $258,333 at 6%. |
| 2008 | 1 | 2 | $119,928 | $61,500 | $30,750iApproximate average salary by contribution assumption: employee only about $768,750 at 4% or $512,500 at 6%; with 50% employer match about $512,500 at 4% or $341,667 at 6%; with 100% employer match about $384,375 at 4% or $256,250 at 6%. |
| Morais Concrete Service Inc. Retirement Plan | - | 2 | $119,928 | $61,500 | $30,750iApproximate average salary by contribution assumption: employee only about $768,750 at 4% or $512,500 at 6%; with 50% employer match about $512,500 at 4% or $341,667 at 6%; with 100% employer match about $384,375 at 4% or $256,250 at 6%. |
| 2007 | 1 | 2 | $0 | $0 | - |
| Morais Concrete Service Inc. Retirement Plan | - | 2 | - | - | - |