Civic Intelligence

Gallagher & Cavanaugh LLP

Plan context: Gallagher & Cavanaugh LLP Retirement Plan

EIN 04-3506307 • Lowell, MA • 22 filings • 1 plans

The Gaslight Building22 Shattuck StreetLowell, MA 01852
Current Snapshot

Latest Year

2025

2025 Participants

20

2025 Assets

$5,948,671

2025 Contributions

$229,636

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$5,948,671$2,974,336$0200420162025YearValue
$5,948,671Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

21110200020152025YearValue
20Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025120$5,948,671$229,636$11,482iApproximate average salary by contribution assumption: employee only about $287,045 at 4% or $191,363 at 6%; with 50% employer match about $191,363 at 4% or $127,576 at 6%; with 100% employer match about $143,523 at 4% or $95,682 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-20$5,948,671$229,636$11,482iApproximate average salary by contribution assumption: employee only about $287,045 at 4% or $191,363 at 6%; with 50% employer match about $191,363 at 4% or $127,576 at 6%; with 100% employer match about $143,523 at 4% or $95,682 at 6%.
2024121$5,578,308$182,231$8,678iApproximate average salary by contribution assumption: employee only about $216,942 at 4% or $144,628 at 6%; with 50% employer match about $144,628 at 4% or $96,419 at 6%; with 100% employer match about $108,471 at 4% or $72,314 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-21$5,578,308$182,231$8,678iApproximate average salary by contribution assumption: employee only about $216,942 at 4% or $144,628 at 6%; with 50% employer match about $144,628 at 4% or $96,419 at 6%; with 100% employer match about $108,471 at 4% or $72,314 at 6%.
2023121$5,200,353$192,269$9,156iApproximate average salary by contribution assumption: employee only about $228,892 at 4% or $152,594 at 6%; with 50% employer match about $152,594 at 4% or $101,730 at 6%; with 100% employer match about $114,446 at 4% or $76,297 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-21$5,200,353$192,269$9,156iApproximate average salary by contribution assumption: employee only about $228,892 at 4% or $152,594 at 6%; with 50% employer match about $152,594 at 4% or $101,730 at 6%; with 100% employer match about $114,446 at 4% or $76,297 at 6%.
2022119$4,669,479$198,759$10,461iApproximate average salary by contribution assumption: employee only about $261,525 at 4% or $174,350 at 6%; with 50% employer match about $174,350 at 4% or $116,233 at 6%; with 100% employer match about $130,763 at 4% or $87,175 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-19$4,669,479$198,759$10,461iApproximate average salary by contribution assumption: employee only about $261,525 at 4% or $174,350 at 6%; with 50% employer match about $174,350 at 4% or $116,233 at 6%; with 100% employer match about $130,763 at 4% or $87,175 at 6%.
2021117$5,219,162$173,747$10,220iApproximate average salary by contribution assumption: employee only about $255,510 at 4% or $170,340 at 6%; with 50% employer match about $170,340 at 4% or $113,560 at 6%; with 100% employer match about $127,755 at 4% or $85,170 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-17$5,219,162$173,747$10,220iApproximate average salary by contribution assumption: employee only about $255,510 at 4% or $170,340 at 6%; with 50% employer match about $170,340 at 4% or $113,560 at 6%; with 100% employer match about $127,755 at 4% or $85,170 at 6%.
2020118$4,485,890$194,386$10,799iApproximate average salary by contribution assumption: employee only about $269,981 at 4% or $179,987 at 6%; with 50% employer match about $179,987 at 4% or $119,991 at 6%; with 100% employer match about $134,990 at 4% or $89,994 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-18$4,485,890$194,386$10,799iApproximate average salary by contribution assumption: employee only about $269,981 at 4% or $179,987 at 6%; with 50% employer match about $179,987 at 4% or $119,991 at 6%; with 100% employer match about $134,990 at 4% or $89,994 at 6%.
2019120$4,032,739$164,358$8,218iApproximate average salary by contribution assumption: employee only about $205,448 at 4% or $136,965 at 6%; with 50% employer match about $136,965 at 4% or $91,310 at 6%; with 100% employer match about $102,724 at 4% or $68,483 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-20$4,032,739$164,358$8,218iApproximate average salary by contribution assumption: employee only about $205,448 at 4% or $136,965 at 6%; with 50% employer match about $136,965 at 4% or $91,310 at 6%; with 100% employer match about $102,724 at 4% or $68,483 at 6%.
2018117$3,236,052$91,556$5,386iApproximate average salary by contribution assumption: employee only about $134,641 at 4% or $89,761 at 6%; with 50% employer match about $89,761 at 4% or $59,841 at 6%; with 100% employer match about $67,321 at 4% or $44,880 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-17$3,236,052$91,556$5,386iApproximate average salary by contribution assumption: employee only about $134,641 at 4% or $89,761 at 6%; with 50% employer match about $89,761 at 4% or $59,841 at 6%; with 100% employer match about $67,321 at 4% or $44,880 at 6%.
2017117$3,381,397$148,128$8,713iApproximate average salary by contribution assumption: employee only about $217,835 at 4% or $145,224 at 6%; with 50% employer match about $145,224 at 4% or $96,816 at 6%; with 100% employer match about $108,918 at 4% or $72,612 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-17$3,381,397$148,128$8,713iApproximate average salary by contribution assumption: employee only about $217,835 at 4% or $145,224 at 6%; with 50% employer match about $145,224 at 4% or $96,816 at 6%; with 100% employer match about $108,918 at 4% or $72,612 at 6%.
2016116$2,837,592$150,367$9,398iApproximate average salary by contribution assumption: employee only about $234,948 at 4% or $156,632 at 6%; with 50% employer match about $156,632 at 4% or $104,422 at 6%; with 100% employer match about $117,474 at 4% or $78,316 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-16$2,837,592$150,367$9,398iApproximate average salary by contribution assumption: employee only about $234,948 at 4% or $156,632 at 6%; with 50% employer match about $156,632 at 4% or $104,422 at 6%; with 100% employer match about $117,474 at 4% or $78,316 at 6%.
2015116$2,519,252$117,575$7,348iApproximate average salary by contribution assumption: employee only about $183,711 at 4% or $122,474 at 6%; with 50% employer match about $122,474 at 4% or $81,649 at 6%; with 100% employer match about $91,855 at 4% or $61,237 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-16$2,519,252$117,575$7,348iApproximate average salary by contribution assumption: employee only about $183,711 at 4% or $122,474 at 6%; with 50% employer match about $122,474 at 4% or $81,649 at 6%; with 100% employer match about $91,855 at 4% or $61,237 at 6%.
2014118$2,456,543$105,838$5,880iApproximate average salary by contribution assumption: employee only about $146,997 at 4% or $97,998 at 6%; with 50% employer match about $97,998 at 4% or $65,332 at 6%; with 100% employer match about $73,499 at 4% or $48,999 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-18$2,456,543$105,838$5,880iApproximate average salary by contribution assumption: employee only about $146,997 at 4% or $97,998 at 6%; with 50% employer match about $97,998 at 4% or $65,332 at 6%; with 100% employer match about $73,499 at 4% or $48,999 at 6%.
2013117$2,256,170$263,567$15,504iApproximate average salary by contribution assumption: employee only about $387,599 at 4% or $258,399 at 6%; with 50% employer match about $258,399 at 4% or $172,266 at 6%; with 100% employer match about $193,799 at 4% or $129,200 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-17$2,256,170$263,567$15,504iApproximate average salary by contribution assumption: employee only about $387,599 at 4% or $258,399 at 6%; with 50% employer match about $258,399 at 4% or $172,266 at 6%; with 100% employer match about $193,799 at 4% or $129,200 at 6%.
2012115$1,777,721$45,263$3,018iApproximate average salary by contribution assumption: employee only about $75,438 at 4% or $50,292 at 6%; with 50% employer match about $50,292 at 4% or $33,528 at 6%; with 100% employer match about $37,719 at 4% or $25,146 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-15$1,777,721$45,263$3,018iApproximate average salary by contribution assumption: employee only about $75,438 at 4% or $50,292 at 6%; with 50% employer match about $50,292 at 4% or $33,528 at 6%; with 100% employer match about $37,719 at 4% or $25,146 at 6%.
2011115$1,570,552$44,365$2,958iApproximate average salary by contribution assumption: employee only about $73,942 at 4% or $49,294 at 6%; with 50% employer match about $49,294 at 4% or $32,863 at 6%; with 100% employer match about $36,971 at 4% or $24,647 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-15$1,570,552$44,365$2,958iApproximate average salary by contribution assumption: employee only about $73,942 at 4% or $49,294 at 6%; with 50% employer match about $49,294 at 4% or $32,863 at 6%; with 100% employer match about $36,971 at 4% or $24,647 at 6%.
2010115$1,559,469$58,255$3,884iApproximate average salary by contribution assumption: employee only about $97,092 at 4% or $64,728 at 6%; with 50% employer match about $64,728 at 4% or $43,152 at 6%; with 100% employer match about $48,546 at 4% or $32,364 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-15$1,559,469$58,255$3,884iApproximate average salary by contribution assumption: employee only about $97,092 at 4% or $64,728 at 6%; with 50% employer match about $64,728 at 4% or $43,152 at 6%; with 100% employer match about $48,546 at 4% or $32,364 at 6%.
2009117$1,354,802$57,925$3,407iApproximate average salary by contribution assumption: employee only about $85,184 at 4% or $56,789 at 6%; with 50% employer match about $56,789 at 4% or $37,859 at 6%; with 100% employer match about $42,592 at 4% or $28,395 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-17$1,354,802$57,925$3,407iApproximate average salary by contribution assumption: employee only about $85,184 at 4% or $56,789 at 6%; with 50% employer match about $56,789 at 4% or $37,859 at 6%; with 100% employer match about $42,592 at 4% or $28,395 at 6%.
2008116$991,820$48,536$3,034iApproximate average salary by contribution assumption: employee only about $75,838 at 4% or $50,558 at 6%; with 50% employer match about $50,558 at 4% or $33,706 at 6%; with 100% employer match about $37,919 at 4% or $25,279 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-16$991,820$48,536$3,034iApproximate average salary by contribution assumption: employee only about $75,838 at 4% or $50,558 at 6%; with 50% employer match about $50,558 at 4% or $33,706 at 6%; with 100% employer match about $37,919 at 4% or $25,279 at 6%.
2007113$0$0-
Gallagher & Cavanaugh LLP Retirement Plan-13---
2006113$1,268,384$35,000$2,692iApproximate average salary by contribution assumption: employee only about $67,308 at 4% or $44,872 at 6%; with 50% employer match about $44,872 at 4% or $29,915 at 6%; with 100% employer match about $33,654 at 4% or $22,436 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-13$1,268,384$35,000$2,692iApproximate average salary by contribution assumption: employee only about $67,308 at 4% or $44,872 at 6%; with 50% employer match about $44,872 at 4% or $29,915 at 6%; with 100% employer match about $33,654 at 4% or $22,436 at 6%.
2004111$1,118,083$30,000$2,727iApproximate average salary by contribution assumption: employee only about $68,182 at 4% or $45,455 at 6%; with 50% employer match about $45,455 at 4% or $30,303 at 6%; with 100% employer match about $34,091 at 4% or $22,727 at 6%.
Gallagher & Cavanaugh LLP Retirement Plan-11$1,118,083$30,000$2,727iApproximate average salary by contribution assumption: employee only about $68,182 at 4% or $45,455 at 6%; with 50% employer match about $45,455 at 4% or $30,303 at 6%; with 100% employer match about $34,091 at 4% or $22,727 at 6%.
200015$0$0-
Gallagher & Cavanaugh LLP Retirement Plan-5---