Civic Intelligence

Resource Options Inc.

Plan context: The Contractors Retirement Plan

EIN 04-3432835 • Needham, MA • 25 filings • 3 plans

200 Highland AvenueNeedham, MA 02494
Current Snapshot

Latest Year

2025

2025 Participants

14

2025 Assets

$93,674

2025 Contributions

$17,161

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$428,753$214,377$0200220152025YearValue
$93,674Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

6603300200120142025YearValue
14Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025114$93,674$0-
The Contractors Retirement Plan-14$93,674--
2024115$87,960$0-
The Contractors Retirement Plan-15$87,960--
2023116$84,690$0-
The Contractors Retirement Plan-16$84,690$0-
2022120$106,059$0-
The Contractors Retirement Plan-20$106,059$0-
2021121$128,572$0-
The Contractors Retirement Plan-21$128,572$0-
2020127$145,354$17,161$636iApproximate average salary by contribution assumption: employee only about $15,890 at 4% or $10,593 at 6%; with 50% employer match about $10,593 at 4% or $7,062 at 6%; with 100% employer match about $7,945 at 4% or $5,297 at 6%.
The Contractors Retirement Plan-27$145,354$17,161$636iApproximate average salary by contribution assumption: employee only about $15,890 at 4% or $10,593 at 6%; with 50% employer match about $10,593 at 4% or $7,062 at 6%; with 100% employer match about $7,945 at 4% or $5,297 at 6%.
2019125$126,398$17,748$710iApproximate average salary by contribution assumption: employee only about $17,748 at 4% or $11,832 at 6%; with 50% employer match about $11,832 at 4% or $7,888 at 6%; with 100% employer match about $8,874 at 4% or $5,916 at 6%.
The Contractors Retirement Plan-25$126,398$17,748$710iApproximate average salary by contribution assumption: employee only about $17,748 at 4% or $11,832 at 6%; with 50% employer match about $11,832 at 4% or $7,888 at 6%; with 100% employer match about $8,874 at 4% or $5,916 at 6%.
2018126$99,823$31,097$1,196iApproximate average salary by contribution assumption: employee only about $29,901 at 4% or $19,934 at 6%; with 50% employer match about $19,934 at 4% or $13,289 at 6%; with 100% employer match about $14,950 at 4% or $9,967 at 6%.
The Contractors Retirement Plan-26$99,823$31,097$1,196iApproximate average salary by contribution assumption: employee only about $29,901 at 4% or $19,934 at 6%; with 50% employer match about $19,934 at 4% or $13,289 at 6%; with 100% employer match about $14,950 at 4% or $9,967 at 6%.
2017127$95,855$8,868$328iApproximate average salary by contribution assumption: employee only about $8,211 at 4% or $5,474 at 6%; with 50% employer match about $5,474 at 4% or $3,649 at 6%; with 100% employer match about $4,106 at 4% or $2,737 at 6%.
The Contractors Retirement Plan-27$95,855$8,868$328iApproximate average salary by contribution assumption: employee only about $8,211 at 4% or $5,474 at 6%; with 50% employer match about $5,474 at 4% or $3,649 at 6%; with 100% employer match about $4,106 at 4% or $2,737 at 6%.
2016135$160,430$60,724$1,735iApproximate average salary by contribution assumption: employee only about $43,374 at 4% or $28,916 at 6%; with 50% employer match about $28,916 at 4% or $19,277 at 6%; with 100% employer match about $21,687 at 4% or $14,458 at 6%.
The Contractors Retirement Plan-35$160,430$60,724$1,735iApproximate average salary by contribution assumption: employee only about $43,374 at 4% or $28,916 at 6%; with 50% employer match about $28,916 at 4% or $19,277 at 6%; with 100% employer match about $21,687 at 4% or $14,458 at 6%.
2015136$166,184$197,534$5,487iApproximate average salary by contribution assumption: employee only about $137,176 at 4% or $91,451 at 6%; with 50% employer match about $91,451 at 4% or $60,967 at 6%; with 100% employer match about $68,588 at 4% or $45,725 at 6%.
The Contractors Retirement Plan-36$166,184$197,534$5,487iApproximate average salary by contribution assumption: employee only about $137,176 at 4% or $91,451 at 6%; with 50% employer match about $91,451 at 4% or $60,967 at 6%; with 100% employer match about $68,588 at 4% or $45,725 at 6%.
2014115$38,542$45,952$3,063iApproximate average salary by contribution assumption: employee only about $76,587 at 4% or $51,058 at 6%; with 50% employer match about $51,058 at 4% or $34,039 at 6%; with 100% employer match about $38,293 at 4% or $25,529 at 6%.
The Contractors Retirement Plan-15$38,542$45,952$3,063iApproximate average salary by contribution assumption: employee only about $76,587 at 4% or $51,058 at 6%; with 50% employer match about $51,058 at 4% or $34,039 at 6%; with 100% employer match about $38,293 at 4% or $25,529 at 6%.
2013115$50,019$77,776$5,185iApproximate average salary by contribution assumption: employee only about $129,627 at 4% or $86,418 at 6%; with 50% employer match about $86,418 at 4% or $57,612 at 6%; with 100% employer match about $64,813 at 4% or $43,209 at 6%.
The Contractors Retirement Plan-15$50,019$77,776$5,185iApproximate average salary by contribution assumption: employee only about $129,627 at 4% or $86,418 at 6%; with 50% employer match about $86,418 at 4% or $57,612 at 6%; with 100% employer match about $64,813 at 4% or $43,209 at 6%.
2012110$44,201$94,964$9,496iApproximate average salary by contribution assumption: employee only about $237,410 at 4% or $158,273 at 6%; with 50% employer match about $158,273 at 4% or $105,516 at 6%; with 100% employer match about $118,705 at 4% or $79,137 at 6%.
The Contractors Retirement Plan-10$44,201$94,964$9,496iApproximate average salary by contribution assumption: employee only about $237,410 at 4% or $158,273 at 6%; with 50% employer match about $158,273 at 4% or $105,516 at 6%; with 100% employer match about $118,705 at 4% or $79,137 at 6%.
201110$0$7,724-
RESOURCE OPTIONS, INC. 401(K) PLAN-0$0$7,724-
2010122$298,179$31,784$1,445iApproximate average salary by contribution assumption: employee only about $36,118 at 4% or $24,079 at 6%; with 50% employer match about $24,079 at 4% or $16,053 at 6%; with 100% employer match about $18,059 at 4% or $12,039 at 6%.
RESOURCE OPTIONS, INC. 401(K) PLAN-22$298,179$31,784$1,445iApproximate average salary by contribution assumption: employee only about $36,118 at 4% or $24,079 at 6%; with 50% employer match about $24,079 at 4% or $16,053 at 6%; with 100% employer match about $18,059 at 4% or $12,039 at 6%.
2009124$275,710$35,978$1,499iApproximate average salary by contribution assumption: employee only about $37,477 at 4% or $24,985 at 6%; with 50% employer match about $24,985 at 4% or $16,656 at 6%; with 100% employer match about $18,739 at 4% or $12,492 at 6%.
RESOURCE OPTIONS, INC. 401(K) PLAN-24$275,710$35,978$1,499iApproximate average salary by contribution assumption: employee only about $37,477 at 4% or $24,985 at 6%; with 50% employer match about $24,985 at 4% or $16,656 at 6%; with 100% employer match about $18,739 at 4% or $12,492 at 6%.
2008121$296,159$82,235$3,916iApproximate average salary by contribution assumption: employee only about $97,899 at 4% or $65,266 at 6%; with 50% employer match about $65,266 at 4% or $43,511 at 6%; with 100% employer match about $48,949 at 4% or $32,633 at 6%.
RESOURCE OPTIONS, INC. 401K PLAN-21$296,159$82,235$3,916iApproximate average salary by contribution assumption: employee only about $97,899 at 4% or $65,266 at 6%; with 50% employer match about $65,266 at 4% or $43,511 at 6%; with 100% employer match about $48,949 at 4% or $32,633 at 6%.
2007121$428,753$108,442$5,164iApproximate average salary by contribution assumption: employee only about $129,098 at 4% or $86,065 at 6%; with 50% employer match about $86,065 at 4% or $57,377 at 6%; with 100% employer match about $64,549 at 4% or $43,033 at 6%.
RESOURCE OPTIONS, INC. 401K PLAN-21$428,753$108,442$5,164iApproximate average salary by contribution assumption: employee only about $129,098 at 4% or $86,065 at 6%; with 50% employer match about $86,065 at 4% or $57,377 at 6%; with 100% employer match about $64,549 at 4% or $43,033 at 6%.
20061660$291,726$76,755$116iApproximate average salary by contribution assumption: employee only about $2,907 at 4% or $1,938 at 6%; with 50% employer match about $1,938 at 4% or $1,292 at 6%; with 100% employer match about $1,454 at 4% or $969 at 6%.
RESOURCE OPTIONS, INC. 401K PLAN-660$291,726$76,755$116iApproximate average salary by contribution assumption: employee only about $2,907 at 4% or $1,938 at 6%; with 50% employer match about $1,938 at 4% or $1,292 at 6%; with 100% employer match about $1,454 at 4% or $969 at 6%.
2005123$198,041$73,247$3,185iApproximate average salary by contribution assumption: employee only about $79,616 at 4% or $53,078 at 6%; with 50% employer match about $53,078 at 4% or $35,385 at 6%; with 100% employer match about $39,808 at 4% or $26,539 at 6%.
RESOURCE OPTIONS, INC. 401K PLAN-23$198,041$73,247$3,185iApproximate average salary by contribution assumption: employee only about $79,616 at 4% or $53,078 at 6%; with 50% employer match about $53,078 at 4% or $35,385 at 6%; with 100% employer match about $39,808 at 4% or $26,539 at 6%.
2004115$0$0-
RESOURCE OPTIONS, INC. 401K PLAN-15---
2003122$53,162$17,767$808iApproximate average salary by contribution assumption: employee only about $20,190 at 4% or $13,460 at 6%; with 50% employer match about $13,460 at 4% or $8,973 at 6%; with 100% employer match about $10,095 at 4% or $6,730 at 6%.
RESOURCE OPTIONS, INC. 401K PLAN-22$53,162$17,767$808iApproximate average salary by contribution assumption: employee only about $20,190 at 4% or $13,460 at 6%; with 50% employer match about $13,460 at 4% or $8,973 at 6%; with 100% employer match about $10,095 at 4% or $6,730 at 6%.
2002116$28,469$12,278$767iApproximate average salary by contribution assumption: employee only about $19,184 at 4% or $12,790 at 6%; with 50% employer match about $12,790 at 4% or $8,526 at 6%; with 100% employer match about $9,592 at 4% or $6,395 at 6%.
RESOURCE OPTIONS, INC. 401K PLAN-16$28,469$12,278$767iApproximate average salary by contribution assumption: employee only about $19,184 at 4% or $12,790 at 6%; with 50% employer match about $12,790 at 4% or $8,526 at 6%; with 100% employer match about $9,592 at 4% or $6,395 at 6%.
200119$0$0-
RESOURCE OPTIONS, INC. 401K PLAN-9---