Civic Intelligence

Core Concepts Inc.

Plan context: Core Concepts Inc. 401(K) Plan

EIN 04-3406750 • Whitinsville, MA • 28 filings • 4 plans

1 Main St, Bldg 12Whitinsville, MA 01588
Current Snapshot

Latest Year

2025

2025 Participants

66

2025 Assets

$10,273,632

2025 Contributions

$388,698

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$10,273,632$5,136,816$0200420162025YearValue
$10,273,632Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

92460200420152025YearValue
66Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025166$10,273,632$388,698$5,889iApproximate average salary by contribution assumption: employee only about $147,234 at 4% or $98,156 at 6%; with 50% employer match about $98,156 at 4% or $65,437 at 6%; with 100% employer match about $73,617 at 4% or $49,078 at 6%.
Core Concepts Inc. 401(K) Plan-66$10,273,632$388,698$5,889iApproximate average salary by contribution assumption: employee only about $147,234 at 4% or $98,156 at 6%; with 50% employer match about $98,156 at 4% or $65,437 at 6%; with 100% employer match about $73,617 at 4% or $49,078 at 6%.
2024269$8,789,992$622,160$9,017iApproximate average salary by contribution assumption: employee only about $225,420 at 4% or $150,280 at 6%; with 50% employer match about $150,280 at 4% or $100,187 at 6%; with 100% employer match about $112,710 at 4% or $75,140 at 6%.
Core Concepts Inc. 401(K) Plan-69$8,789,992$360,480$5,224iApproximate average salary by contribution assumption: employee only about $130,609 at 4% or $87,072 at 6%; with 50% employer match about $87,072 at 4% or $58,048 at 6%; with 100% employer match about $65,304 at 4% or $43,536 at 6%.
CORE CONCEPTS, INC. CASH BALANCE PENSION PLAN-0$0$261,680-
2023268$8,268,156$401,480$5,904iApproximate average salary by contribution assumption: employee only about $147,603 at 4% or $98,402 at 6%; with 50% employer match about $98,402 at 4% or $65,601 at 6%; with 100% employer match about $73,801 at 4% or $49,201 at 6%.
Core Concepts Inc. 401(K) Plan-68$6,047,341$387,101$5,693iApproximate average salary by contribution assumption: employee only about $142,317 at 4% or $94,878 at 6%; with 50% employer match about $94,878 at 4% or $63,252 at 6%; with 100% employer match about $71,158 at 4% or $47,439 at 6%.
CORE CONCEPTS INC. CASH BALANCE PENSION PLAN-21$2,220,815$14,379$685iApproximate average salary by contribution assumption: employee only about $17,118 at 4% or $11,412 at 6%; with 50% employer match about $11,412 at 4% or $7,608 at 6%; with 100% employer match about $8,559 at 4% or $5,706 at 6%.
2022263$8,105,804$574,127$9,113iApproximate average salary by contribution assumption: employee only about $227,828 at 4% or $151,885 at 6%; with 50% employer match about $151,885 at 4% or $101,257 at 6%; with 100% employer match about $113,914 at 4% or $75,943 at 6%.
Core Concepts Inc. 401(K) Plan-63$5,914,937$374,127$5,939iApproximate average salary by contribution assumption: employee only about $148,463 at 4% or $98,975 at 6%; with 50% employer match about $98,975 at 4% or $65,984 at 6%; with 100% employer match about $74,232 at 4% or $49,488 at 6%.
CORE CONCEPTS INC. CASH BALANCE PENSION PLAN-25$2,190,867$200,000$8,000iApproximate average salary by contribution assumption: employee only about $200,000 at 4% or $133,333 at 6%; with 50% employer match about $133,333 at 4% or $88,889 at 6%; with 100% employer match about $100,000 at 4% or $66,667 at 6%.
2021264$9,579,609$409,751$6,402iApproximate average salary by contribution assumption: employee only about $160,059 at 4% or $106,706 at 6%; with 50% employer match about $106,706 at 4% or $71,137 at 6%; with 100% employer match about $80,029 at 4% or $53,353 at 6%.
Core Concepts Inc. 401(K) Plan-64$7,421,317$409,751$6,402iApproximate average salary by contribution assumption: employee only about $160,059 at 4% or $106,706 at 6%; with 50% employer match about $106,706 at 4% or $71,137 at 6%; with 100% employer match about $80,029 at 4% or $53,353 at 6%.
CORE CONCEPTS INC. CASH BALANCE PENSION PLAN-25$2,158,292--
2020274$8,760,160$579,840$7,836iApproximate average salary by contribution assumption: employee only about $195,892 at 4% or $130,595 at 6%; with 50% employer match about $130,595 at 4% or $87,063 at 6%; with 100% employer match about $97,946 at 4% or $65,297 at 6%.
Core Concepts Inc. 401(K) Plan-74$6,561,857$513,114$6,934iApproximate average salary by contribution assumption: employee only about $173,349 at 4% or $115,566 at 6%; with 50% employer match about $115,566 at 4% or $77,044 at 6%; with 100% employer match about $86,675 at 4% or $57,783 at 6%.
CORE CONCEPTS INC. CASH BALANCE PENSION PLAN-25$2,198,303$66,726$2,669iApproximate average salary by contribution assumption: employee only about $66,726 at 4% or $44,484 at 6%; with 50% employer match about $44,484 at 4% or $29,656 at 6%; with 100% employer match about $33,363 at 4% or $22,242 at 6%.
2019292$7,532,863$2,000,875$21,749iApproximate average salary by contribution assumption: employee only about $543,716 at 4% or $362,477 at 6%; with 50% employer match about $362,477 at 4% or $241,652 at 6%; with 100% employer match about $271,858 at 4% or $181,239 at 6%.
Core Concepts Inc. 401(K) Plan-92$5,459,334$710,875$7,727iApproximate average salary by contribution assumption: employee only about $193,173 at 4% or $128,782 at 6%; with 50% employer match about $128,782 at 4% or $85,854 at 6%; with 100% employer match about $96,586 at 4% or $64,391 at 6%.
CORE CONCEPTS INC. CASH BALANCE PENSION PLAN-25$2,073,529$1,290,000$51,600iApproximate average salary by contribution assumption: employee only about $1,290,000 at 4% or $860,000 at 6%; with 50% employer match about $860,000 at 4% or $573,333 at 6%; with 100% employer match about $645,000 at 4% or $430,000 at 6%.
2018272$4,975,333$1,454,898$20,207iApproximate average salary by contribution assumption: employee only about $505,173 at 4% or $336,782 at 6%; with 50% employer match about $336,782 at 4% or $224,521 at 6%; with 100% employer match about $252,586 at 4% or $168,391 at 6%.
Core Concepts Inc. 401(K) Plan-72$4,190,859$670,424$9,311iApproximate average salary by contribution assumption: employee only about $232,786 at 4% or $155,191 at 6%; with 50% employer match about $155,191 at 4% or $103,460 at 6%; with 100% employer match about $116,393 at 4% or $77,595 at 6%.
CORE CONCEPTS INC. CASH BALANCE PENSION PLAN-17$784,474$784,474$46,146iApproximate average salary by contribution assumption: employee only about $1,153,638 at 4% or $769,092 at 6%; with 50% employer match about $769,092 at 4% or $512,728 at 6%; with 100% employer match about $576,819 at 4% or $384,546 at 6%.
2017163$3,694,538$457,871$7,268iApproximate average salary by contribution assumption: employee only about $181,695 at 4% or $121,130 at 6%; with 50% employer match about $121,130 at 4% or $80,753 at 6%; with 100% employer match about $90,847 at 4% or $60,565 at 6%.
Core Concepts Inc. 401(K) Plan-63$3,694,538$457,871$7,268iApproximate average salary by contribution assumption: employee only about $181,695 at 4% or $121,130 at 6%; with 50% employer match about $121,130 at 4% or $80,753 at 6%; with 100% employer match about $90,847 at 4% or $60,565 at 6%.
2016142$2,915,430$252,577$6,014iApproximate average salary by contribution assumption: employee only about $150,343 at 4% or $100,229 at 6%; with 50% employer match about $100,229 at 4% or $66,819 at 6%; with 100% employer match about $75,172 at 4% or $50,114 at 6%.
Core Concepts Inc. 401(K) Plan-42$2,915,430$252,577$6,014iApproximate average salary by contribution assumption: employee only about $150,343 at 4% or $100,229 at 6%; with 50% employer match about $100,229 at 4% or $66,819 at 6%; with 100% employer match about $75,172 at 4% or $50,114 at 6%.
2015139$2,500,554$227,532$5,834iApproximate average salary by contribution assumption: employee only about $145,854 at 4% or $97,236 at 6%; with 50% employer match about $97,236 at 4% or $64,824 at 6%; with 100% employer match about $72,927 at 4% or $48,618 at 6%.
Core Concepts Inc. 401(K) Plan-39$2,500,554$227,532$5,834iApproximate average salary by contribution assumption: employee only about $145,854 at 4% or $97,236 at 6%; with 50% employer match about $97,236 at 4% or $64,824 at 6%; with 100% employer match about $72,927 at 4% or $48,618 at 6%.
2014134$2,386,359$334,438$9,836iApproximate average salary by contribution assumption: employee only about $245,910 at 4% or $163,940 at 6%; with 50% employer match about $163,940 at 4% or $109,293 at 6%; with 100% employer match about $122,955 at 4% or $81,970 at 6%.
Core Concepts Inc. 401(K) Plan-34$2,386,359$334,438$9,836iApproximate average salary by contribution assumption: employee only about $245,910 at 4% or $163,940 at 6%; with 50% employer match about $163,940 at 4% or $109,293 at 6%; with 100% employer match about $122,955 at 4% or $81,970 at 6%.
2013134$2,050,624$323,696$9,520iApproximate average salary by contribution assumption: employee only about $238,012 at 4% or $158,675 at 6%; with 50% employer match about $158,675 at 4% or $105,783 at 6%; with 100% employer match about $119,006 at 4% or $79,337 at 6%.
Core Concepts Inc. 401(K) Plan-34$2,050,624$323,696$9,520iApproximate average salary by contribution assumption: employee only about $238,012 at 4% or $158,675 at 6%; with 50% employer match about $158,675 at 4% or $105,783 at 6%; with 100% employer match about $119,006 at 4% or $79,337 at 6%.
2012134$1,647,650$286,287$8,420iApproximate average salary by contribution assumption: employee only about $210,505 at 4% or $140,337 at 6%; with 50% employer match about $140,337 at 4% or $93,558 at 6%; with 100% employer match about $105,253 at 4% or $70,168 at 6%.
Core Concepts Inc. 401(K) Plan-34$1,647,650$286,287$8,420iApproximate average salary by contribution assumption: employee only about $210,505 at 4% or $140,337 at 6%; with 50% employer match about $140,337 at 4% or $93,558 at 6%; with 100% employer match about $105,253 at 4% or $70,168 at 6%.
2011123$1,554,852$255,916$11,127iApproximate average salary by contribution assumption: employee only about $278,170 at 4% or $185,446 at 6%; with 50% employer match about $185,446 at 4% or $123,631 at 6%; with 100% employer match about $139,085 at 4% or $92,723 at 6%.
Core Concepts Inc. 401(K) Plan-23$1,554,852$255,916$11,127iApproximate average salary by contribution assumption: employee only about $278,170 at 4% or $185,446 at 6%; with 50% employer match about $185,446 at 4% or $123,631 at 6%; with 100% employer match about $139,085 at 4% or $92,723 at 6%.
2010121$1,340,922$121,641$5,792iApproximate average salary by contribution assumption: employee only about $144,811 at 4% or $96,540 at 6%; with 50% employer match about $96,540 at 4% or $64,360 at 6%; with 100% employer match about $72,405 at 4% or $48,270 at 6%.
Core Concepts Inc. 401(K) Plan-21$1,340,922$121,641$5,792iApproximate average salary by contribution assumption: employee only about $144,811 at 4% or $96,540 at 6%; with 50% employer match about $96,540 at 4% or $64,360 at 6%; with 100% employer match about $72,405 at 4% or $48,270 at 6%.
2009122$1,125,166$122,216$5,555iApproximate average salary by contribution assumption: employee only about $138,882 at 4% or $92,588 at 6%; with 50% employer match about $92,588 at 4% or $61,725 at 6%; with 100% employer match about $69,441 at 4% or $46,294 at 6%.
Core Concepts Inc. 401(K) Plan-22$1,125,166$122,216$5,555iApproximate average salary by contribution assumption: employee only about $138,882 at 4% or $92,588 at 6%; with 50% employer match about $92,588 at 4% or $61,725 at 6%; with 100% employer match about $69,441 at 4% or $46,294 at 6%.
2008119$0$0-
Core Concepts Inc. 401(K) Plan-19---
2006116$460,403$105,417$6,589iApproximate average salary by contribution assumption: employee only about $164,714 at 4% or $109,809 at 6%; with 50% employer match about $109,809 at 4% or $73,206 at 6%; with 100% employer match about $82,357 at 4% or $54,905 at 6%.
Core Concepts Inc. 401(K) Plan-16$460,403$105,417$6,589iApproximate average salary by contribution assumption: employee only about $164,714 at 4% or $109,809 at 6%; with 50% employer match about $109,809 at 4% or $73,206 at 6%; with 100% employer match about $82,357 at 4% or $54,905 at 6%.
2005118$315,146$99,226$5,513iApproximate average salary by contribution assumption: employee only about $137,814 at 4% or $91,876 at 6%; with 50% employer match about $91,876 at 4% or $61,251 at 6%; with 100% employer match about $68,907 at 4% or $45,938 at 6%.
Core Concepts Inc. 401(K) Plan-18$315,146$99,226$5,513iApproximate average salary by contribution assumption: employee only about $137,814 at 4% or $91,876 at 6%; with 50% employer match about $91,876 at 4% or $61,251 at 6%; with 100% employer match about $68,907 at 4% or $45,938 at 6%.
2004121$203,749$190,730$9,082iApproximate average salary by contribution assumption: employee only about $227,060 at 4% or $151,373 at 6%; with 50% employer match about $151,373 at 4% or $100,915 at 6%; with 100% employer match about $113,530 at 4% or $75,687 at 6%.
Core Concepts Inc. 401(K) Plan-21$203,749$190,730$9,082iApproximate average salary by contribution assumption: employee only about $227,060 at 4% or $151,373 at 6%; with 50% employer match about $151,373 at 4% or $100,915 at 6%; with 100% employer match about $113,530 at 4% or $75,687 at 6%.