Civic Intelligence

Hudson Savings Bank

Plan context: Sbera 401(K) Plan as Adopted by Avidia Bank

EIN 04-3395834 • Hudson, MA • 67 filings • 21 plans

42 Main StHudson, MA 01749-2123
Current Snapshot

Latest Year

2024

2024 Participants

254

2024 Assets

$49,209,644

2024 Contributions

$3,204,355

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$49,209,644$24,604,822$0199920122024YearValue
$49,209,644Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

2661330199920122024YearValue
254Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242254$49,209,644$3,204,355$12,616iApproximate average salary by contribution assumption: employee only about $315,389 at 4% or $210,260 at 6%; with 50% employer match about $210,260 at 4% or $140,173 at 6%; with 100% employer match about $157,695 at 4% or $105,130 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-253$49,209,644$3,204,355$12,665iApproximate average salary by contribution assumption: employee only about $316,636 at 4% or $211,091 at 6%; with 50% employer match about $211,091 at 4% or $140,727 at 6%; with 100% employer match about $158,318 at 4% or $105,545 at 6%.
Avidia Bank Employee Benefits Plan-254---
20232264$44,879,810$3,627,676$13,741iApproximate average salary by contribution assumption: employee only about $343,530 at 4% or $229,020 at 6%; with 50% employer match about $229,020 at 4% or $152,680 at 6%; with 100% employer match about $171,765 at 4% or $114,510 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-262$44,879,810$3,627,676$13,846iApproximate average salary by contribution assumption: employee only about $346,152 at 4% or $230,768 at 6%; with 50% employer match about $230,768 at 4% or $153,845 at 6%; with 100% employer match about $173,076 at 4% or $115,384 at 6%.
Avidia Bank Employee Benefits Plan-264---
20222266$39,244,283$3,134,061$11,782iApproximate average salary by contribution assumption: employee only about $294,555 at 4% or $196,370 at 6%; with 50% employer match about $196,370 at 4% or $130,913 at 6%; with 100% employer match about $147,277 at 4% or $98,185 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-262$39,244,283$3,134,061$11,962iApproximate average salary by contribution assumption: employee only about $299,052 at 4% or $199,368 at 6%; with 50% employer match about $199,368 at 4% or $132,912 at 6%; with 100% employer match about $149,526 at 4% or $99,684 at 6%.
Avidia Bank Employee Benefits Plan-266---
20212264$47,011,241$3,238,110$12,266iApproximate average salary by contribution assumption: employee only about $306,639 at 4% or $204,426 at 6%; with 50% employer match about $204,426 at 4% or $136,284 at 6%; with 100% employer match about $153,320 at 4% or $102,213 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-261$47,011,241$3,238,110$12,407iApproximate average salary by contribution assumption: employee only about $310,164 at 4% or $206,776 at 6%; with 50% employer match about $206,776 at 4% or $137,851 at 6%; with 100% employer match about $155,082 at 4% or $103,388 at 6%.
Avidia Bank Employee Benefits Plan-264---
20203256$41,198,225$2,570,502$10,041iApproximate average salary by contribution assumption: employee only about $251,026 at 4% or $167,350 at 6%; with 50% employer match about $167,350 at 4% or $111,567 at 6%; with 100% employer match about $125,513 at 4% or $83,675 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-251$41,198,225$2,570,502$10,241iApproximate average salary by contribution assumption: employee only about $256,026 at 4% or $170,684 at 6%; with 50% employer match about $170,684 at 4% or $113,789 at 6%; with 100% employer match about $128,013 at 4% or $85,342 at 6%.
AVIDIA BANK VISION PLAN-165---
Avidia Bank Employee Benefits Plan-256---
20192250$39,012,935$2,691,021$10,764iApproximate average salary by contribution assumption: employee only about $269,102 at 4% or $179,401 at 6%; with 50% employer match about $179,401 at 4% or $119,601 at 6%; with 100% employer match about $134,551 at 4% or $89,701 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-245$39,012,935$2,691,021$10,984iApproximate average salary by contribution assumption: employee only about $274,594 at 4% or $183,063 at 6%; with 50% employer match about $183,063 at 4% or $122,042 at 6%; with 100% employer match about $137,297 at 4% or $91,531 at 6%.
Avidia Bank Employee Benefits Plan-250---
20182235$31,189,678$2,338,515$9,951iApproximate average salary by contribution assumption: employee only about $248,778 at 4% or $165,852 at 6%; with 50% employer match about $165,852 at 4% or $110,568 at 6%; with 100% employer match about $124,389 at 4% or $82,926 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-231$31,189,678$2,338,515$10,123iApproximate average salary by contribution assumption: employee only about $253,086 at 4% or $168,724 at 6%; with 50% employer match about $168,724 at 4% or $112,483 at 6%; with 100% employer match about $126,543 at 4% or $84,362 at 6%.
Avidia Bank Employee Benefits Plan-235---
20172232$31,345,124$2,433,339$10,489iApproximate average salary by contribution assumption: employee only about $262,213 at 4% or $174,809 at 6%; with 50% employer match about $174,809 at 4% or $116,539 at 6%; with 100% employer match about $131,107 at 4% or $87,404 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-228$31,345,124$2,433,339$10,673iApproximate average salary by contribution assumption: employee only about $266,813 at 4% or $177,876 at 6%; with 50% employer match about $177,876 at 4% or $118,584 at 6%; with 100% employer match about $133,407 at 4% or $88,938 at 6%.
Avidia Bank Employee Benefits Plan-232---
20163213$25,363,092$2,067,224$9,705iApproximate average salary by contribution assumption: employee only about $242,632 at 4% or $161,755 at 6%; with 50% employer match about $161,755 at 4% or $107,836 at 6%; with 100% employer match about $121,316 at 4% or $80,877 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-211$25,363,092$2,067,224$9,797iApproximate average salary by contribution assumption: employee only about $244,932 at 4% or $163,288 at 6%; with 50% employer match about $163,288 at 4% or $108,859 at 6%; with 100% employer match about $122,466 at 4% or $81,644 at 6%.
Avidia Bank Employee Benefits Plan-213---
Avidia Bank 125 Cafeteria Plan-213---
20153212$22,183,975$1,918,957$9,052iApproximate average salary by contribution assumption: employee only about $226,292 at 4% or $150,861 at 6%; with 50% employer match about $150,861 at 4% or $100,574 at 6%; with 100% employer match about $113,146 at 4% or $75,431 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-203$22,183,975$1,918,957$9,453iApproximate average salary by contribution assumption: employee only about $236,325 at 4% or $157,550 at 6%; with 50% employer match about $157,550 at 4% or $105,033 at 6%; with 100% employer match about $118,162 at 4% or $78,775 at 6%.
Avidia Bank Employee Benefits Plan-212---
Avidia Bank Hra 125 Cafeteria Plan-125---
20143195$21,419,240$1,699,013$8,713iApproximate average salary by contribution assumption: employee only about $217,822 at 4% or $145,215 at 6%; with 50% employer match about $145,215 at 4% or $96,810 at 6%; with 100% employer match about $108,911 at 4% or $72,607 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-193$21,419,240$1,699,013$8,803iApproximate average salary by contribution assumption: employee only about $220,079 at 4% or $146,720 at 6%; with 50% employer match about $146,720 at 4% or $97,813 at 6%; with 100% employer match about $110,040 at 4% or $73,360 at 6%.
Avidia Bank Hra 125 Cafeteria Plan-157---
Avidia Bank Employee Benefits Plan-195---
20134196$19,563,454$1,444,872$7,372iApproximate average salary by contribution assumption: employee only about $184,295 at 4% or $122,863 at 6%; with 50% employer match about $122,863 at 4% or $81,909 at 6%; with 100% employer match about $92,147 at 4% or $61,432 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-191$19,563,454$1,444,872$7,565iApproximate average salary by contribution assumption: employee only about $189,119 at 4% or $126,080 at 6%; with 50% employer match about $126,080 at 4% or $84,053 at 6%; with 100% employer match about $94,560 at 4% or $63,040 at 6%.
Avidia Bank Hra 125 Cafeteria Plan-83---
Avidia Bank 125 Cafeteria Plan-144---
Avidia Bank Employee Benefits Plan-196---
20123192$16,337,788$1,363,590$7,102iApproximate average salary by contribution assumption: employee only about $177,551 at 4% or $118,367 at 6%; with 50% employer match about $118,367 at 4% or $78,911 at 6%; with 100% employer match about $88,775 at 4% or $59,184 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-192$16,337,788$1,363,590$7,102iApproximate average salary by contribution assumption: employee only about $177,551 at 4% or $118,367 at 6%; with 50% employer match about $118,367 at 4% or $78,911 at 6%; with 100% employer match about $88,775 at 4% or $59,184 at 6%.
AVIDIA BANK EMPLOYEE BENEFITS PLAN-0---
Avidia Bank 125 Cafeteria Plan-150---
20114183$13,842,082$1,297,656$7,091iApproximate average salary by contribution assumption: employee only about $177,275 at 4% or $118,184 at 6%; with 50% employer match about $118,184 at 4% or $78,789 at 6%; with 100% employer match about $88,638 at 4% or $59,092 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-183$13,842,082$1,297,656$7,091iApproximate average salary by contribution assumption: employee only about $177,275 at 4% or $118,184 at 6%; with 50% employer match about $118,184 at 4% or $78,789 at 6%; with 100% employer match about $88,638 at 4% or $59,092 at 6%.
AVIDIA BANK VISION PLAN-107---
Avidia Bank 125 Cafeteria Plan-145---
AVIDIA BANK EMPLOYEE BENEFITS PLAN-0---
20104193$13,301,681$1,254,966$6,502iApproximate average salary by contribution assumption: employee only about $162,560 at 4% or $108,374 at 6%; with 50% employer match about $108,374 at 4% or $72,249 at 6%; with 100% employer match about $81,280 at 4% or $54,187 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-166$13,301,681$1,254,966$7,560iApproximate average salary by contribution assumption: employee only about $189,001 at 4% or $126,001 at 6%; with 50% employer match about $126,001 at 4% or $84,000 at 6%; with 100% employer match about $94,500 at 4% or $63,000 at 6%.
HUDSON SAVINGS BANK LIFE AND DISABILITY-114---
AVIDIA BANK LIFE AND DISABILITY-193---
Avidia Bank 125 Cafeteria Plan-149---
20094184$12,440,087$1,519,614$8,259iApproximate average salary by contribution assumption: employee only about $206,469 at 4% or $137,646 at 6%; with 50% employer match about $137,646 at 4% or $91,764 at 6%; with 100% employer match about $103,235 at 4% or $68,823 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-174$12,440,087$1,519,614$8,733iApproximate average salary by contribution assumption: employee only about $218,335 at 4% or $145,557 at 6%; with 50% employer match about $145,557 at 4% or $97,038 at 6%; with 100% employer match about $109,168 at 4% or $72,778 at 6%.
Employee Stock Ownership Plan of Westborough Financial Services Inc-0---
AVIDIA BANK LIFE AND DISABILITY-184---
Avidia Bank 125 Cafeteria Plan-152---
20083166$10,497,579$3,165,139$19,067iApproximate average salary by contribution assumption: employee only about $476,678 at 4% or $317,785 at 6%; with 50% employer match about $317,785 at 4% or $211,857 at 6%; with 100% employer match about $238,339 at 4% or $158,893 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-166$9,346,527$3,165,139$19,067iApproximate average salary by contribution assumption: employee only about $476,678 at 4% or $317,785 at 6%; with 50% employer match about $317,785 at 4% or $211,857 at 6%; with 100% employer match about $238,339 at 4% or $158,893 at 6%.
Employee Stock Ownership Plan of Westborough Financial Services Inc-27$1,151,052--
Sbera Pension Plan as Adopted by Hudson Savings Bank-0---
20074224$9,162,916$779,825$3,481iApproximate average salary by contribution assumption: employee only about $87,034 at 4% or $58,023 at 6%; with 50% employer match about $58,023 at 4% or $38,682 at 6%; with 100% employer match about $43,517 at 4% or $29,011 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-224$9,162,916$779,825$3,481iApproximate average salary by contribution assumption: employee only about $87,034 at 4% or $58,023 at 6%; with 50% employer match about $58,023 at 4% or $38,682 at 6%; with 100% employer match about $43,517 at 4% or $29,011 at 6%.
Employee Stock Ownership Plan of Westborough Financial Services Inc-57---
Sbera Pension Plan as Adopted by Hudson Savings Bank-0---
Sbera 401(K) Plan as Adopted by Avidia Bank-0---
20062120$6,035,356$753,508$6,279iApproximate average salary by contribution assumption: employee only about $156,981 at 4% or $104,654 at 6%; with 50% employer match about $104,654 at 4% or $69,769 at 6%; with 100% employer match about $78,490 at 4% or $52,327 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-120$6,035,356$753,508$6,279iApproximate average salary by contribution assumption: employee only about $156,981 at 4% or $104,654 at 6%; with 50% employer match about $104,654 at 4% or $69,769 at 6%; with 100% employer match about $78,490 at 4% or $52,327 at 6%.
Sbera Pension Plan as Adopted by Hudson Savings Bank-100---
20052127$5,154,190$717,726$5,651iApproximate average salary by contribution assumption: employee only about $141,285 at 4% or $94,190 at 6%; with 50% employer match about $94,190 at 4% or $62,793 at 6%; with 100% employer match about $70,642 at 4% or $47,095 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-127$5,154,190$717,726$5,651iApproximate average salary by contribution assumption: employee only about $141,285 at 4% or $94,190 at 6%; with 50% employer match about $94,190 at 4% or $62,793 at 6%; with 100% employer match about $70,642 at 4% or $47,095 at 6%.
Sbera Pension Plan as Adopted by Hudson Savings Bank-104---
20042119$9,664,897$1,074,861$9,032iApproximate average salary by contribution assumption: employee only about $225,811 at 4% or $150,541 at 6%; with 50% employer match about $150,541 at 4% or $100,361 at 6%; with 100% employer match about $112,906 at 4% or $75,270 at 6%.
Sbera Pension Plan as Adopted by Hudson Savings Bank-108$5,029,386$446,665$4,136iApproximate average salary by contribution assumption: employee only about $103,395 at 4% or $68,930 at 6%; with 50% employer match about $68,930 at 4% or $45,953 at 6%; with 100% employer match about $51,697 at 4% or $34,465 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-119$4,635,511$628,196$5,279iApproximate average salary by contribution assumption: employee only about $131,974 at 4% or $87,983 at 6%; with 50% employer match about $87,983 at 4% or $58,655 at 6%; with 100% employer match about $65,987 at 4% or $43,991 at 6%.
20033116$8,659,275$1,002,752$8,644iApproximate average salary by contribution assumption: employee only about $216,110 at 4% or $144,074 at 6%; with 50% employer match about $144,074 at 4% or $96,049 at 6%; with 100% employer match about $108,055 at 4% or $72,037 at 6%.
Sbera Pension Plan as Adopted by Hudson Savings Bank-101$4,961,041$417,935$4,138iApproximate average salary by contribution assumption: employee only about $103,449 at 4% or $68,966 at 6%; with 50% employer match about $68,966 at 4% or $45,977 at 6%; with 100% employer match about $51,725 at 4% or $34,483 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-116$3,698,234$584,817$5,042iApproximate average salary by contribution assumption: employee only about $126,038 at 4% or $84,025 at 6%; with 50% employer match about $84,025 at 4% or $56,017 at 6%; with 100% employer match about $63,019 at 4% or $42,013 at 6%.
SAVINGS BANKS EMPLOYEES GROUP INSURANCE FUND HUDSON SAVINGS BANK-115---
20022104$2,667,070$526,795$5,065iApproximate average salary by contribution assumption: employee only about $126,633 at 4% or $84,422 at 6%; with 50% employer match about $84,422 at 4% or $56,282 at 6%; with 100% employer match about $63,317 at 4% or $42,211 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-104$2,667,070$526,795$5,065iApproximate average salary by contribution assumption: employee only about $126,633 at 4% or $84,422 at 6%; with 50% employer match about $84,422 at 4% or $56,282 at 6%; with 100% employer match about $63,317 at 4% or $42,211 at 6%.
Sbera Pension Plan as Adopted by Hudson Savings Bank-100---
2001295$2,816,512$394,619$4,154iApproximate average salary by contribution assumption: employee only about $103,847 at 4% or $69,231 at 6%; with 50% employer match about $69,231 at 4% or $46,154 at 6%; with 100% employer match about $51,924 at 4% or $34,616 at 6%.
Sbera 401(K) Plan as Adopted by Avidia Bank-95$2,816,512$394,619$4,154iApproximate average salary by contribution assumption: employee only about $103,847 at 4% or $69,231 at 6%; with 50% employer match about $69,231 at 4% or $46,154 at 6%; with 100% employer match about $51,924 at 4% or $34,616 at 6%.
Sbera Pension Plan as Adopted by Hudson Savings Bank-89---
2000184$0$0-
Sbera Pension Plan as Adopted by Hudson Savings Bank-84---
1999174$4,282,623$176,163$2,381iApproximate average salary by contribution assumption: employee only about $59,515 at 4% or $39,676 at 6%; with 50% employer match about $39,676 at 4% or $26,451 at 6%; with 100% employer match about $29,757 at 4% or $19,838 at 6%.
Sbera Pension Plan as Adopted by Hudson Savings Bank-74$4,282,623$176,163$2,381iApproximate average salary by contribution assumption: employee only about $59,515 at 4% or $39,676 at 6%; with 50% employer match about $39,676 at 4% or $26,451 at 6%; with 100% employer match about $29,757 at 4% or $19,838 at 6%.