Civic Intelligence

John P. Epstein

Plan context: Direct Results 401(K) Plan and Trust

EIN 04-3378850 • West Springfield, MA • 26 filings • 4 plans

2005 Riverdale StreetWest Springfield, MA 01089
Current Snapshot

Latest Year

2024

2024 Participants

3

2024 Assets

$1,855,123

2024 Contributions

$91,494

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,855,123$927,562$0200120132024YearValue
$1,855,123Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

420200120132024YearValue
3Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202413$1,855,123$91,494$30,498iApproximate average salary by contribution assumption: employee only about $762,450 at 4% or $508,300 at 6%; with 50% employer match about $508,300 at 4% or $338,867 at 6%; with 100% employer match about $381,225 at 4% or $254,150 at 6%.
Direct Results 401(K) Plan and Trust-3$1,855,123$91,494$30,498iApproximate average salary by contribution assumption: employee only about $762,450 at 4% or $508,300 at 6%; with 50% employer match about $508,300 at 4% or $338,867 at 6%; with 100% employer match about $381,225 at 4% or $254,150 at 6%.
202313$1,684,411$87,859$29,286iApproximate average salary by contribution assumption: employee only about $732,158 at 4% or $488,106 at 6%; with 50% employer match about $488,106 at 4% or $325,404 at 6%; with 100% employer match about $366,079 at 4% or $244,053 at 6%.
Direct Results 401(K) Plan and Trust-3$1,684,411$87,859$29,286iApproximate average salary by contribution assumption: employee only about $732,158 at 4% or $488,106 at 6%; with 50% employer match about $488,106 at 4% or $325,404 at 6%; with 100% employer match about $366,079 at 4% or $244,053 at 6%.
202214$1,772,918$69,602$17,401iApproximate average salary by contribution assumption: employee only about $435,013 at 4% or $290,008 at 6%; with 50% employer match about $290,008 at 4% or $193,339 at 6%; with 100% employer match about $217,506 at 4% or $145,004 at 6%.
Direct Results 401(K) Plan and Trust-4$1,772,918$69,602$17,401iApproximate average salary by contribution assumption: employee only about $435,013 at 4% or $290,008 at 6%; with 50% employer match about $290,008 at 4% or $193,339 at 6%; with 100% employer match about $217,506 at 4% or $145,004 at 6%.
202114$1,699,156$54,552$13,638iApproximate average salary by contribution assumption: employee only about $340,950 at 4% or $227,300 at 6%; with 50% employer match about $227,300 at 4% or $151,533 at 6%; with 100% employer match about $170,475 at 4% or $113,650 at 6%.
Direct Results 401(K) Plan and Trust-4$1,699,156$54,552$13,638iApproximate average salary by contribution assumption: employee only about $340,950 at 4% or $227,300 at 6%; with 50% employer match about $227,300 at 4% or $151,533 at 6%; with 100% employer match about $170,475 at 4% or $113,650 at 6%.
202014$1,666,049$89,466$22,367iApproximate average salary by contribution assumption: employee only about $559,163 at 4% or $372,775 at 6%; with 50% employer match about $372,775 at 4% or $248,517 at 6%; with 100% employer match about $279,581 at 4% or $186,388 at 6%.
Direct Results 401(K) Plan and Trust-4$1,666,049$89,466$22,367iApproximate average salary by contribution assumption: employee only about $559,163 at 4% or $372,775 at 6%; with 50% employer match about $372,775 at 4% or $248,517 at 6%; with 100% employer match about $279,581 at 4% or $186,388 at 6%.
201914$1,565,584$86,611$21,653iApproximate average salary by contribution assumption: employee only about $541,319 at 4% or $360,879 at 6%; with 50% employer match about $360,879 at 4% or $240,586 at 6%; with 100% employer match about $270,659 at 4% or $180,440 at 6%.
Direct Results 401(K) Plan and Trust-4$1,565,584$86,611$21,653iApproximate average salary by contribution assumption: employee only about $541,319 at 4% or $360,879 at 6%; with 50% employer match about $360,879 at 4% or $240,586 at 6%; with 100% employer match about $270,659 at 4% or $180,440 at 6%.
201814$1,463,785$84,477$21,119iApproximate average salary by contribution assumption: employee only about $527,981 at 4% or $351,988 at 6%; with 50% employer match about $351,988 at 4% or $234,658 at 6%; with 100% employer match about $263,991 at 4% or $175,994 at 6%.
Direct Results 401(K) Plan and Trust-4$1,463,785$84,477$21,119iApproximate average salary by contribution assumption: employee only about $527,981 at 4% or $351,988 at 6%; with 50% employer match about $351,988 at 4% or $234,658 at 6%; with 100% employer match about $263,991 at 4% or $175,994 at 6%.
201714$1,372,010$82,720$20,680iApproximate average salary by contribution assumption: employee only about $517,000 at 4% or $344,667 at 6%; with 50% employer match about $344,667 at 4% or $229,778 at 6%; with 100% employer match about $258,500 at 4% or $172,333 at 6%.
Direct Results 401(K) Plan and Trust-4$1,372,010$82,720$20,680iApproximate average salary by contribution assumption: employee only about $517,000 at 4% or $344,667 at 6%; with 50% employer match about $344,667 at 4% or $229,778 at 6%; with 100% employer match about $258,500 at 4% or $172,333 at 6%.
201614$1,284,508$80,557$20,139iApproximate average salary by contribution assumption: employee only about $503,481 at 4% or $335,654 at 6%; with 50% employer match about $335,654 at 4% or $223,769 at 6%; with 100% employer match about $251,741 at 4% or $167,827 at 6%.
Direct Results 401(K) Plan and Trust-4$1,284,508$80,557$20,139iApproximate average salary by contribution assumption: employee only about $503,481 at 4% or $335,654 at 6%; with 50% employer match about $335,654 at 4% or $223,769 at 6%; with 100% employer match about $251,741 at 4% or $167,827 at 6%.
201514$1,213,870$79,037$19,759iApproximate average salary by contribution assumption: employee only about $493,981 at 4% or $329,321 at 6%; with 50% employer match about $329,321 at 4% or $219,547 at 6%; with 100% employer match about $246,991 at 4% or $164,660 at 6%.
Direct Results 401(K) Plan and Trust-4$1,213,870$79,037$19,759iApproximate average salary by contribution assumption: employee only about $493,981 at 4% or $329,321 at 6%; with 50% employer match about $329,321 at 4% or $219,547 at 6%; with 100% employer match about $246,991 at 4% or $164,660 at 6%.
201414$1,136,759$77,831$19,458iApproximate average salary by contribution assumption: employee only about $486,444 at 4% or $324,296 at 6%; with 50% employer match about $324,296 at 4% or $216,197 at 6%; with 100% employer match about $243,222 at 4% or $162,148 at 6%.
Direct Results 401(K) Plan and Trust-4$1,136,759$77,831$19,458iApproximate average salary by contribution assumption: employee only about $486,444 at 4% or $324,296 at 6%; with 50% employer match about $324,296 at 4% or $216,197 at 6%; with 100% employer match about $243,222 at 4% or $162,148 at 6%.
201314$1,058,819$75,525$18,881iApproximate average salary by contribution assumption: employee only about $472,031 at 4% or $314,688 at 6%; with 50% employer match about $314,688 at 4% or $209,792 at 6%; with 100% employer match about $236,016 at 4% or $157,344 at 6%.
Direct Results 401(K) Plan and Trust-4$1,058,819$75,525$18,881iApproximate average salary by contribution assumption: employee only about $472,031 at 4% or $314,688 at 6%; with 50% employer match about $314,688 at 4% or $209,792 at 6%; with 100% employer match about $236,016 at 4% or $157,344 at 6%.
201214$983,196$80,733$20,183iApproximate average salary by contribution assumption: employee only about $504,581 at 4% or $336,388 at 6%; with 50% employer match about $336,388 at 4% or $224,258 at 6%; with 100% employer match about $252,291 at 4% or $168,194 at 6%.
Direct Results 401(K) Plan and Trust-4$983,196$80,733$20,183iApproximate average salary by contribution assumption: employee only about $504,581 at 4% or $336,388 at 6%; with 50% employer match about $336,388 at 4% or $224,258 at 6%; with 100% employer match about $252,291 at 4% or $168,194 at 6%.
201114$902,321$74,358$18,590iApproximate average salary by contribution assumption: employee only about $464,738 at 4% or $309,825 at 6%; with 50% employer match about $309,825 at 4% or $206,550 at 6%; with 100% employer match about $232,369 at 4% or $154,913 at 6%.
Direct Results 401(K) Plan and Trust-4$902,321$74,358$18,590iApproximate average salary by contribution assumption: employee only about $464,738 at 4% or $309,825 at 6%; with 50% employer match about $309,825 at 4% or $206,550 at 6%; with 100% employer match about $232,369 at 4% or $154,913 at 6%.
201014$827,854$73,400$18,350iApproximate average salary by contribution assumption: employee only about $458,750 at 4% or $305,833 at 6%; with 50% employer match about $305,833 at 4% or $203,889 at 6%; with 100% employer match about $229,375 at 4% or $152,917 at 6%.
Direct Results 401(K) Plan and Trust-4$827,854$73,400$18,350iApproximate average salary by contribution assumption: employee only about $458,750 at 4% or $305,833 at 6%; with 50% employer match about $305,833 at 4% or $203,889 at 6%; with 100% employer match about $229,375 at 4% or $152,917 at 6%.
200914$754,028$75,341$18,835iApproximate average salary by contribution assumption: employee only about $470,881 at 4% or $313,921 at 6%; with 50% employer match about $313,921 at 4% or $209,281 at 6%; with 100% employer match about $235,441 at 4% or $156,960 at 6%.
Direct Results 401(K) Plan and Trust-4$754,028$75,341$18,835iApproximate average salary by contribution assumption: employee only about $470,881 at 4% or $313,921 at 6%; with 50% employer match about $313,921 at 4% or $209,281 at 6%; with 100% employer match about $235,441 at 4% or $156,960 at 6%.
200814$638,825$69,739$17,435iApproximate average salary by contribution assumption: employee only about $435,869 at 4% or $290,579 at 6%; with 50% employer match about $290,579 at 4% or $193,719 at 6%; with 100% employer match about $217,934 at 4% or $145,290 at 6%.
Direct Results 401(K) Plan and Trust-4$638,825$69,739$17,435iApproximate average salary by contribution assumption: employee only about $435,869 at 4% or $290,579 at 6%; with 50% employer match about $290,579 at 4% or $193,719 at 6%; with 100% employer match about $217,934 at 4% or $145,290 at 6%.
200713$549,299$62,270$20,757iApproximate average salary by contribution assumption: employee only about $518,917 at 4% or $345,944 at 6%; with 50% employer match about $345,944 at 4% or $230,630 at 6%; with 100% employer match about $259,458 at 4% or $172,972 at 6%.
Direct Results 401(K) Plan and Trust-3$549,299$62,270$20,757iApproximate average salary by contribution assumption: employee only about $518,917 at 4% or $345,944 at 6%; with 50% employer match about $345,944 at 4% or $230,630 at 6%; with 100% employer match about $259,458 at 4% or $172,972 at 6%.
200612$463,495$57,428$28,714iApproximate average salary by contribution assumption: employee only about $717,850 at 4% or $478,567 at 6%; with 50% employer match about $478,567 at 4% or $319,044 at 6%; with 100% employer match about $358,925 at 4% or $239,283 at 6%.
Direct Results 401(K) Plan and Trust-2$463,495$57,428$28,714iApproximate average salary by contribution assumption: employee only about $717,850 at 4% or $478,567 at 6%; with 50% employer match about $478,567 at 4% or $319,044 at 6%; with 100% employer match about $358,925 at 4% or $239,283 at 6%.
200512$396,347$55,104$27,552iApproximate average salary by contribution assumption: employee only about $688,800 at 4% or $459,200 at 6%; with 50% employer match about $459,200 at 4% or $306,133 at 6%; with 100% employer match about $344,400 at 4% or $229,600 at 6%.
Direct Results 401(K) Plan and Trust-2$396,347$55,104$27,552iApproximate average salary by contribution assumption: employee only about $688,800 at 4% or $459,200 at 6%; with 50% employer match about $459,200 at 4% or $306,133 at 6%; with 100% employer match about $344,400 at 4% or $229,600 at 6%.
200413$338,254$51,935$17,312iApproximate average salary by contribution assumption: employee only about $432,792 at 4% or $288,528 at 6%; with 50% employer match about $288,528 at 4% or $192,352 at 6%; with 100% employer match about $216,396 at 4% or $144,264 at 6%.
Direct Results 401(K) Plan and Trust-3$338,254$51,935$17,312iApproximate average salary by contribution assumption: employee only about $432,792 at 4% or $288,528 at 6%; with 50% employer match about $288,528 at 4% or $192,352 at 6%; with 100% employer match about $216,396 at 4% or $144,264 at 6%.
200312$268,499$46,550$23,275iApproximate average salary by contribution assumption: employee only about $581,875 at 4% or $387,917 at 6%; with 50% employer match about $387,917 at 4% or $258,611 at 6%; with 100% employer match about $290,938 at 4% or $193,958 at 6%.
Direct Results 401(K) Plan and Trust-2$268,499$46,550$23,275iApproximate average salary by contribution assumption: employee only about $581,875 at 4% or $387,917 at 6%; with 50% employer match about $387,917 at 4% or $258,611 at 6%; with 100% employer match about $290,938 at 4% or $193,958 at 6%.
200222$186,075$45,930$22,965iApproximate average salary by contribution assumption: employee only about $574,125 at 4% or $382,750 at 6%; with 50% employer match about $382,750 at 4% or $255,167 at 6%; with 100% employer match about $287,063 at 4% or $191,375 at 6%.
Direct Results 401(K) Plan and Trust-2$186,075$45,930$22,965iApproximate average salary by contribution assumption: employee only about $574,125 at 4% or $382,750 at 6%; with 50% employer match about $382,750 at 4% or $255,167 at 6%; with 100% employer match about $287,063 at 4% or $191,375 at 6%.
DIRECT RESULTS MONEY PURCHASE PLAN-0---
200122$89,448$22,465$11,233iApproximate average salary by contribution assumption: employee only about $280,813 at 4% or $187,208 at 6%; with 50% employer match about $187,208 at 4% or $124,806 at 6%; with 100% employer match about $140,406 at 4% or $93,604 at 6%.
Direct Results 401(K) Plan and Trust-2$89,448$22,465$11,233iApproximate average salary by contribution assumption: employee only about $280,813 at 4% or $187,208 at 6%; with 50% employer match about $187,208 at 4% or $124,806 at 6%; with 100% employer match about $140,406 at 4% or $93,604 at 6%.
DIRECT RESULTS MONEY PURCHASE PLAN-2---