Civic Intelligence

J & J Contractors Inc. 401K Plan

Plan context: J & J Contractors Inc. 401K Plan

EIN 04-3358749 • North Billerica, MA • 27 filings • 2 plans

101 Billerica AvenueBuilding #5, Suite 205North Billerica, MA 01862
Current Snapshot

Latest Year

2025

2025 Participants

81

2025 Assets

$11,333,629

2025 Contributions

$898,847

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$11,333,629$5,666,815$0199920132025YearValue
$11,333,629Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

81410199920122025YearValue
81Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025181$11,333,629$898,847$11,097iApproximate average salary by contribution assumption: employee only about $277,422 at 4% or $184,948 at 6%; with 50% employer match about $184,948 at 4% or $123,299 at 6%; with 100% employer match about $138,711 at 4% or $92,474 at 6%.
J & J Contractors Inc. 401K Plan-81$11,333,629$898,847$11,097iApproximate average salary by contribution assumption: employee only about $277,422 at 4% or $184,948 at 6%; with 50% employer match about $184,948 at 4% or $123,299 at 6%; with 100% employer match about $138,711 at 4% or $92,474 at 6%.
2024174$9,196,871$769,640$10,401iApproximate average salary by contribution assumption: employee only about $260,014 at 4% or $173,342 at 6%; with 50% employer match about $173,342 at 4% or $115,562 at 6%; with 100% employer match about $130,007 at 4% or $86,671 at 6%.
J & J Contractors Inc. 401K Plan-74$9,196,871$769,640$10,401iApproximate average salary by contribution assumption: employee only about $260,014 at 4% or $173,342 at 6%; with 50% employer match about $173,342 at 4% or $115,562 at 6%; with 100% employer match about $130,007 at 4% or $86,671 at 6%.
2023169$7,466,168$682,764$9,895iApproximate average salary by contribution assumption: employee only about $247,378 at 4% or $164,919 at 6%; with 50% employer match about $164,919 at 4% or $109,946 at 6%; with 100% employer match about $123,689 at 4% or $82,459 at 6%.
J & J Contractors Inc. 401K Plan-69$7,466,168$682,764$9,895iApproximate average salary by contribution assumption: employee only about $247,378 at 4% or $164,919 at 6%; with 50% employer match about $164,919 at 4% or $109,946 at 6%; with 100% employer match about $123,689 at 4% or $82,459 at 6%.
2022163$5,806,042$550,401$8,737iApproximate average salary by contribution assumption: employee only about $218,413 at 4% or $145,609 at 6%; with 50% employer match about $145,609 at 4% or $97,072 at 6%; with 100% employer match about $109,207 at 4% or $72,804 at 6%.
J & J Contractors Inc. 401K Plan-63$5,806,042$550,401$8,737iApproximate average salary by contribution assumption: employee only about $218,413 at 4% or $145,609 at 6%; with 50% employer match about $145,609 at 4% or $97,072 at 6%; with 100% employer match about $109,207 at 4% or $72,804 at 6%.
2021162$6,353,006$501,895$8,095iApproximate average salary by contribution assumption: employee only about $202,377 at 4% or $134,918 at 6%; with 50% employer match about $134,918 at 4% or $89,945 at 6%; with 100% employer match about $101,189 at 4% or $67,459 at 6%.
J & J Contractors Inc. 401K Plan-62$6,353,006$501,895$8,095iApproximate average salary by contribution assumption: employee only about $202,377 at 4% or $134,918 at 6%; with 50% employer match about $134,918 at 4% or $89,945 at 6%; with 100% employer match about $101,189 at 4% or $67,459 at 6%.
2020156$5,166,207$447,596$7,993iApproximate average salary by contribution assumption: employee only about $199,820 at 4% or $133,213 at 6%; with 50% employer match about $133,213 at 4% or $88,809 at 6%; with 100% employer match about $99,910 at 4% or $66,607 at 6%.
J & J Contractors Inc. 401K Plan-56$5,166,207$447,596$7,993iApproximate average salary by contribution assumption: employee only about $199,820 at 4% or $133,213 at 6%; with 50% employer match about $133,213 at 4% or $88,809 at 6%; with 100% employer match about $99,910 at 4% or $66,607 at 6%.
2019150$3,962,393$377,345$7,547iApproximate average salary by contribution assumption: employee only about $188,673 at 4% or $125,782 at 6%; with 50% employer match about $125,782 at 4% or $83,854 at 6%; with 100% employer match about $94,336 at 4% or $62,891 at 6%.
J & J Contractors Inc. 401K Plan-50$3,962,393$377,345$7,547iApproximate average salary by contribution assumption: employee only about $188,673 at 4% or $125,782 at 6%; with 50% employer match about $125,782 at 4% or $83,854 at 6%; with 100% employer match about $94,336 at 4% or $62,891 at 6%.
2018148$2,908,732$271,208$5,650iApproximate average salary by contribution assumption: employee only about $141,254 at 4% or $94,169 at 6%; with 50% employer match about $94,169 at 4% or $62,780 at 6%; with 100% employer match about $70,627 at 4% or $47,085 at 6%.
J & J Contractors Inc. 401K Plan-48$2,908,732$271,208$5,650iApproximate average salary by contribution assumption: employee only about $141,254 at 4% or $94,169 at 6%; with 50% employer match about $94,169 at 4% or $62,780 at 6%; with 100% employer match about $70,627 at 4% or $47,085 at 6%.
2017144$2,896,547$311,004$7,068iApproximate average salary by contribution assumption: employee only about $176,707 at 4% or $117,805 at 6%; with 50% employer match about $117,805 at 4% or $78,536 at 6%; with 100% employer match about $88,353 at 4% or $58,902 at 6%.
J & J Contractors Inc. 401K Plan-44$2,896,547$311,004$7,068iApproximate average salary by contribution assumption: employee only about $176,707 at 4% or $117,805 at 6%; with 50% employer match about $117,805 at 4% or $78,536 at 6%; with 100% employer match about $88,353 at 4% or $58,902 at 6%.
2016134$2,165,090$102,878$3,026iApproximate average salary by contribution assumption: employee only about $75,646 at 4% or $50,430 at 6%; with 50% employer match about $50,430 at 4% or $33,620 at 6%; with 100% employer match about $37,823 at 4% or $25,215 at 6%.
J & J Contractors Inc. 401K Plan-34$2,165,090$102,878$3,026iApproximate average salary by contribution assumption: employee only about $75,646 at 4% or $50,430 at 6%; with 50% employer match about $50,430 at 4% or $33,620 at 6%; with 100% employer match about $37,823 at 4% or $25,215 at 6%.
2015140$1,884,423$79,517$1,988iApproximate average salary by contribution assumption: employee only about $49,698 at 4% or $33,132 at 6%; with 50% employer match about $33,132 at 4% or $22,088 at 6%; with 100% employer match about $24,849 at 4% or $16,566 at 6%.
J & J Contractors Inc. 401K Plan-40$1,884,423$79,517$1,988iApproximate average salary by contribution assumption: employee only about $49,698 at 4% or $33,132 at 6%; with 50% employer match about $33,132 at 4% or $22,088 at 6%; with 100% employer match about $24,849 at 4% or $16,566 at 6%.
2014129$1,828,945$75,711$2,611iApproximate average salary by contribution assumption: employee only about $65,268 at 4% or $43,512 at 6%; with 50% employer match about $43,512 at 4% or $29,008 at 6%; with 100% employer match about $32,634 at 4% or $21,756 at 6%.
J & J Contractors Inc. 401K Plan-29$1,828,945$75,711$2,611iApproximate average salary by contribution assumption: employee only about $65,268 at 4% or $43,512 at 6%; with 50% employer match about $43,512 at 4% or $29,008 at 6%; with 100% employer match about $32,634 at 4% or $21,756 at 6%.
2013142$2,022,313$160,810$3,829iApproximate average salary by contribution assumption: employee only about $95,720 at 4% or $63,813 at 6%; with 50% employer match about $63,813 at 4% or $42,542 at 6%; with 100% employer match about $47,860 at 4% or $31,907 at 6%.
J & J Contractors Inc. 401K Plan-42$2,022,313$160,810$3,829iApproximate average salary by contribution assumption: employee only about $95,720 at 4% or $63,813 at 6%; with 50% employer match about $63,813 at 4% or $42,542 at 6%; with 100% employer match about $47,860 at 4% or $31,907 at 6%.
2012150$1,877,917$394,561$7,891iApproximate average salary by contribution assumption: employee only about $197,281 at 4% or $131,520 at 6%; with 50% employer match about $131,520 at 4% or $87,680 at 6%; with 100% employer match about $98,640 at 4% or $65,760 at 6%.
J & J Contractors Inc. 401K Plan-50$1,877,917$394,561$7,891iApproximate average salary by contribution assumption: employee only about $197,281 at 4% or $131,520 at 6%; with 50% employer match about $131,520 at 4% or $87,680 at 6%; with 100% employer match about $98,640 at 4% or $65,760 at 6%.
2011154$1,621,494$375,537$6,954iApproximate average salary by contribution assumption: employee only about $173,860 at 4% or $115,906 at 6%; with 50% employer match about $115,906 at 4% or $77,271 at 6%; with 100% employer match about $86,930 at 4% or $57,953 at 6%.
J & J Contractors Inc. 401K Plan-54$1,621,494$375,537$6,954iApproximate average salary by contribution assumption: employee only about $173,860 at 4% or $115,906 at 6%; with 50% employer match about $115,906 at 4% or $77,271 at 6%; with 100% employer match about $86,930 at 4% or $57,953 at 6%.
2010146$1,347,008$283,692$6,167iApproximate average salary by contribution assumption: employee only about $154,180 at 4% or $102,787 at 6%; with 50% employer match about $102,787 at 4% or $68,525 at 6%; with 100% employer match about $77,090 at 4% or $51,393 at 6%.
J & J Contractors Inc. 401K Plan-46$1,347,008$283,692$6,167iApproximate average salary by contribution assumption: employee only about $154,180 at 4% or $102,787 at 6%; with 50% employer match about $102,787 at 4% or $68,525 at 6%; with 100% employer match about $77,090 at 4% or $51,393 at 6%.
2009133$990,608$190,041$5,759iApproximate average salary by contribution assumption: employee only about $143,970 at 4% or $95,980 at 6%; with 50% employer match about $95,980 at 4% or $63,987 at 6%; with 100% employer match about $71,985 at 4% or $47,990 at 6%.
J & J Contractors Inc. 401K Plan-33$990,608$190,041$5,759iApproximate average salary by contribution assumption: employee only about $143,970 at 4% or $95,980 at 6%; with 50% employer match about $95,980 at 4% or $63,987 at 6%; with 100% employer match about $71,985 at 4% or $47,990 at 6%.
2008157$691,505$170,901$2,998iApproximate average salary by contribution assumption: employee only about $74,957 at 4% or $49,971 at 6%; with 50% employer match about $49,971 at 4% or $33,314 at 6%; with 100% employer match about $37,478 at 4% or $24,986 at 6%.
J & J Contractors Inc. 401K Plan-57$691,505$170,901$2,998iApproximate average salary by contribution assumption: employee only about $74,957 at 4% or $49,971 at 6%; with 50% employer match about $49,971 at 4% or $33,314 at 6%; with 100% employer match about $37,478 at 4% or $24,986 at 6%.
2007147$0$0-
J & J Contractors Inc. 401K Plan-47---
2006141$783,208$117,645$2,869iApproximate average salary by contribution assumption: employee only about $71,735 at 4% or $47,823 at 6%; with 50% employer match about $47,823 at 4% or $31,882 at 6%; with 100% employer match about $35,867 at 4% or $23,912 at 6%.
J & J Contractors Inc. 401K Plan-41$783,208$117,645$2,869iApproximate average salary by contribution assumption: employee only about $71,735 at 4% or $47,823 at 6%; with 50% employer match about $47,823 at 4% or $31,882 at 6%; with 100% employer match about $35,867 at 4% or $23,912 at 6%.
2005121$633,265$89,221$4,249iApproximate average salary by contribution assumption: employee only about $106,215 at 4% or $70,810 at 6%; with 50% employer match about $70,810 at 4% or $47,207 at 6%; with 100% employer match about $53,108 at 4% or $35,405 at 6%.
J & J Contractors Inc. 401K Plan-21$633,265$89,221$4,249iApproximate average salary by contribution assumption: employee only about $106,215 at 4% or $70,810 at 6%; with 50% employer match about $70,810 at 4% or $47,207 at 6%; with 100% employer match about $53,108 at 4% or $35,405 at 6%.
2004126$520,281$104,332$4,013iApproximate average salary by contribution assumption: employee only about $100,319 at 4% or $66,879 at 6%; with 50% employer match about $66,879 at 4% or $44,586 at 6%; with 100% employer match about $50,160 at 4% or $33,440 at 6%.
J & J Contractors Inc. 401K Plan-26$520,281$104,332$4,013iApproximate average salary by contribution assumption: employee only about $100,319 at 4% or $66,879 at 6%; with 50% employer match about $66,879 at 4% or $44,586 at 6%; with 100% employer match about $50,160 at 4% or $33,440 at 6%.
2003128$428,244$128,655$4,595iApproximate average salary by contribution assumption: employee only about $114,871 at 4% or $76,580 at 6%; with 50% employer match about $76,580 at 4% or $51,054 at 6%; with 100% employer match about $57,435 at 4% or $38,290 at 6%.
J & J Contractors Inc. 401K Plan-28$428,244$128,655$4,595iApproximate average salary by contribution assumption: employee only about $114,871 at 4% or $76,580 at 6%; with 50% employer match about $76,580 at 4% or $51,054 at 6%; with 100% employer match about $57,435 at 4% or $38,290 at 6%.
2002148$264,263$125,283$2,610iApproximate average salary by contribution assumption: employee only about $65,252 at 4% or $43,501 at 6%; with 50% employer match about $43,501 at 4% or $29,001 at 6%; with 100% employer match about $32,626 at 4% or $21,751 at 6%.
J & J Contractors Inc. 401K Plan-48$264,263$125,283$2,610iApproximate average salary by contribution assumption: employee only about $65,252 at 4% or $43,501 at 6%; with 50% employer match about $43,501 at 4% or $29,001 at 6%; with 100% employer match about $32,626 at 4% or $21,751 at 6%.
2001130$0$0-
J & J Contractors Inc. 401K Plan-30---
2000119$156,682$89,412$4,706iApproximate average salary by contribution assumption: employee only about $117,647 at 4% or $78,432 at 6%; with 50% employer match about $78,432 at 4% or $52,288 at 6%; with 100% employer match about $58,824 at 4% or $39,216 at 6%.
J & J Contractors Inc. 401K Plan-19$156,682$89,412$4,706iApproximate average salary by contribution assumption: employee only about $117,647 at 4% or $78,432 at 6%; with 50% employer match about $78,432 at 4% or $52,288 at 6%; with 100% employer match about $58,824 at 4% or $39,216 at 6%.
1999115$97,153$84,048$5,603iApproximate average salary by contribution assumption: employee only about $140,080 at 4% or $93,387 at 6%; with 50% employer match about $93,387 at 4% or $62,258 at 6%; with 100% employer match about $70,040 at 4% or $46,693 at 6%.
J & J Contractors Inc. 401K Plan-15$97,153$84,048$5,603iApproximate average salary by contribution assumption: employee only about $140,080 at 4% or $93,387 at 6%; with 50% employer match about $93,387 at 4% or $62,258 at 6%; with 100% employer match about $70,040 at 4% or $46,693 at 6%.