Civic Intelligence

Paul T. Zekos

Plan context: Ship Wheel Retirement Fund and Trust

EIN 04-3347575 • Shrewsbury, MA • 20 filings • 3 plans

P.O. Box 549Shrewsbury, MA 01545
Current Snapshot

Latest Year

2024

2024 Participants

4

2024 Assets

$1,893,597

2024 Contributions

$260,000

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,893,597$946,799$0201020172024YearValue
$1,893,597Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

630201020172024YearValue
4Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202424$1,893,597$260,000$65,000iApproximate average salary by contribution assumption: employee only about $1,625,000 at 4% or $1,083,333 at 6%; with 50% employer match about $1,083,333 at 4% or $722,222 at 6%; with 100% employer match about $812,500 at 4% or $541,667 at 6%.
Ship Wheel Retirement Fund and Trust-4$1,482,249$260,000$65,000iApproximate average salary by contribution assumption: employee only about $1,625,000 at 4% or $1,083,333 at 6%; with 50% employer match about $1,083,333 at 4% or $722,222 at 6%; with 100% employer match about $812,500 at 4% or $541,667 at 6%.
The Zekos Group 401(K) Profit Sharing Plan-4$411,348$0-
202326$1,663,607$10,851$1,809iApproximate average salary by contribution assumption: employee only about $45,213 at 4% or $30,142 at 6%; with 50% employer match about $30,142 at 4% or $20,094 at 6%; with 100% employer match about $22,606 at 4% or $15,071 at 6%.
Ship Wheel Retirement Fund and Trust-5$1,212,490$0-
The Zekos Group 401(K) Profit Sharing Plan-6$451,117$10,851$1,809iApproximate average salary by contribution assumption: employee only about $45,213 at 4% or $30,142 at 6%; with 50% employer match about $30,142 at 4% or $20,094 at 6%; with 100% employer match about $22,606 at 4% or $15,071 at 6%.
202236$1,630,010$95,551$15,925iApproximate average salary by contribution assumption: employee only about $398,129 at 4% or $265,419 at 6%; with 50% employer match about $265,419 at 4% or $176,946 at 6%; with 100% employer match about $199,065 at 4% or $132,710 at 6%.
Ship Wheel Retirement Fund and Trust-3$1,204,479$65,000$21,667iApproximate average salary by contribution assumption: employee only about $541,667 at 4% or $361,111 at 6%; with 50% employer match about $361,111 at 4% or $240,741 at 6%; with 100% employer match about $270,833 at 4% or $180,556 at 6%.
The Zekos Group 401(K) Profit Sharing Plan-6$425,531$30,551$5,092iApproximate average salary by contribution assumption: employee only about $127,296 at 4% or $84,864 at 6%; with 50% employer match about $84,864 at 4% or $56,576 at 6%; with 100% employer match about $63,648 at 4% or $42,432 at 6%.
ZEKOS GROUP PROFIT SHARING PLAN-0$0$0-
202126$1,603,944$112,177$18,696iApproximate average salary by contribution assumption: employee only about $467,404 at 4% or $311,603 at 6%; with 50% employer match about $311,603 at 4% or $207,735 at 6%; with 100% employer match about $233,702 at 4% or $155,801 at 6%.
Ship Wheel Retirement Fund and Trust-4$1,200,068$112,177$28,044iApproximate average salary by contribution assumption: employee only about $701,106 at 4% or $467,404 at 6%; with 50% employer match about $467,404 at 4% or $311,603 at 6%; with 100% employer match about $350,553 at 4% or $233,702 at 6%.
The Zekos Group 401(K) Profit Sharing Plan-6$403,876$0-
202016$402,569$25,000$4,167iApproximate average salary by contribution assumption: employee only about $104,167 at 4% or $69,444 at 6%; with 50% employer match about $69,444 at 4% or $46,296 at 6%; with 100% employer match about $52,083 at 4% or $34,722 at 6%.
The Zekos Group 401(K) Profit Sharing Plan-6$402,569$25,000$4,167iApproximate average salary by contribution assumption: employee only about $104,167 at 4% or $69,444 at 6%; with 50% employer match about $69,444 at 4% or $46,296 at 6%; with 100% employer match about $52,083 at 4% or $34,722 at 6%.
201915$374,066$61,027$12,205iApproximate average salary by contribution assumption: employee only about $305,135 at 4% or $203,423 at 6%; with 50% employer match about $203,423 at 4% or $135,616 at 6%; with 100% employer match about $152,568 at 4% or $101,712 at 6%.
The Zekos Group 401(K) Profit Sharing Plan-5$374,066$61,027$12,205iApproximate average salary by contribution assumption: employee only about $305,135 at 4% or $203,423 at 6%; with 50% employer match about $203,423 at 4% or $135,616 at 6%; with 100% employer match about $152,568 at 4% or $101,712 at 6%.
201815$310,110$62,333$12,467iApproximate average salary by contribution assumption: employee only about $311,665 at 4% or $207,777 at 6%; with 50% employer match about $207,777 at 4% or $138,518 at 6%; with 100% employer match about $155,833 at 4% or $103,888 at 6%.
The Zekos Group 401(K) Profit Sharing Plan-5$310,110$62,333$12,467iApproximate average salary by contribution assumption: employee only about $311,665 at 4% or $207,777 at 6%; with 50% employer match about $207,777 at 4% or $138,518 at 6%; with 100% employer match about $155,833 at 4% or $103,888 at 6%.
201712$249,214$43,684$21,842iApproximate average salary by contribution assumption: employee only about $546,050 at 4% or $364,033 at 6%; with 50% employer match about $364,033 at 4% or $242,689 at 6%; with 100% employer match about $273,025 at 4% or $182,017 at 6%.
The Zekos Group 401(K) Profit Sharing Plan-2$249,214$43,684$21,842iApproximate average salary by contribution assumption: employee only about $546,050 at 4% or $364,033 at 6%; with 50% employer match about $364,033 at 4% or $242,689 at 6%; with 100% employer match about $273,025 at 4% or $182,017 at 6%.
201613$210,794$43,594$14,531iApproximate average salary by contribution assumption: employee only about $363,283 at 4% or $242,189 at 6%; with 50% employer match about $242,189 at 4% or $161,459 at 6%; with 100% employer match about $181,642 at 4% or $121,094 at 6%.
The Zekos Group 401(K) Profit Sharing Plan-3$210,794$43,594$14,531iApproximate average salary by contribution assumption: employee only about $363,283 at 4% or $242,189 at 6%; with 50% employer match about $242,189 at 4% or $161,459 at 6%; with 100% employer match about $181,642 at 4% or $121,094 at 6%.
201514$170,114$27,009$6,752iApproximate average salary by contribution assumption: employee only about $168,806 at 4% or $112,538 at 6%; with 50% employer match about $112,538 at 4% or $75,025 at 6%; with 100% employer match about $84,403 at 4% or $56,269 at 6%.
The Zekos Group 401(K) Profit Sharing Plan-4$170,114$27,009$6,752iApproximate average salary by contribution assumption: employee only about $168,806 at 4% or $112,538 at 6%; with 50% employer match about $112,538 at 4% or $75,025 at 6%; with 100% employer match about $84,403 at 4% or $56,269 at 6%.
201412$143,654$28,253$14,127iApproximate average salary by contribution assumption: employee only about $353,163 at 4% or $235,442 at 6%; with 50% employer match about $235,442 at 4% or $156,961 at 6%; with 100% employer match about $176,581 at 4% or $117,721 at 6%.
The Zekos Group 401(K) Profit Sharing Plan-2$143,654$28,253$14,127iApproximate average salary by contribution assumption: employee only about $353,163 at 4% or $235,442 at 6%; with 50% employer match about $235,442 at 4% or $156,961 at 6%; with 100% employer match about $176,581 at 4% or $117,721 at 6%.
201314$115,648$27,778$6,945iApproximate average salary by contribution assumption: employee only about $173,613 at 4% or $115,742 at 6%; with 50% employer match about $115,742 at 4% or $77,161 at 6%; with 100% employer match about $86,806 at 4% or $57,871 at 6%.
The Zekos Group 401(K) Profit Sharing Plan-4$115,648$27,778$6,945iApproximate average salary by contribution assumption: employee only about $173,613 at 4% or $115,742 at 6%; with 50% employer match about $115,742 at 4% or $77,161 at 6%; with 100% employer match about $86,806 at 4% or $57,871 at 6%.
201213$87,791$26,021$8,674iApproximate average salary by contribution assumption: employee only about $216,842 at 4% or $144,561 at 6%; with 50% employer match about $144,561 at 4% or $96,374 at 6%; with 100% employer match about $108,421 at 4% or $72,281 at 6%.
The Zekos Group 401(K) Profit Sharing Plan-3$87,791$26,021$8,674iApproximate average salary by contribution assumption: employee only about $216,842 at 4% or $144,561 at 6%; with 50% employer match about $144,561 at 4% or $96,374 at 6%; with 100% employer match about $108,421 at 4% or $72,281 at 6%.
201113$61,445$31,400$10,467iApproximate average salary by contribution assumption: employee only about $261,667 at 4% or $174,444 at 6%; with 50% employer match about $174,444 at 4% or $116,296 at 6%; with 100% employer match about $130,833 at 4% or $87,222 at 6%.
The Zekos Group 401(K) Profit Sharing Plan-3$61,445$31,400$10,467iApproximate average salary by contribution assumption: employee only about $261,667 at 4% or $174,444 at 6%; with 50% employer match about $174,444 at 4% or $116,296 at 6%; with 100% employer match about $130,833 at 4% or $87,222 at 6%.
201012$30,044$30,044$15,022iApproximate average salary by contribution assumption: employee only about $375,550 at 4% or $250,367 at 6%; with 50% employer match about $250,367 at 4% or $166,911 at 6%; with 100% employer match about $187,775 at 4% or $125,183 at 6%.
The Zekos Group 401(K) Profit Sharing Plan-2$30,044$30,044$15,022iApproximate average salary by contribution assumption: employee only about $375,550 at 4% or $250,367 at 6%; with 50% employer match about $250,367 at 4% or $166,911 at 6%; with 100% employer match about $187,775 at 4% or $125,183 at 6%.
Paul T. Zekos | EIN 04-3347575 | 2024 Form 5500 Company Profile