WESTFIELD SAVINGS BANK
Plan context: Sbera 401K Plan as Adopted by Westfield Savings Bank
EIN 04-3305700 • Westfield, MA • 84 filings • 14 plans
Current Snapshot
Latest Year
2024
2024 Participants
328
2024 Assets
$48,057,042
2024 Contributions
$4,861,637
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 2 | 328 | $48,057,042 | $4,861,637 | $14,822iApproximate average salary by contribution assumption: employee only about $370,552 at 4% or $247,034 at 6%; with 50% employer match about $247,034 at 4% or $164,690 at 6%; with 100% employer match about $185,276 at 4% or $123,517 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 328 | $48,057,042 | $4,861,637 | $14,822iApproximate average salary by contribution assumption: employee only about $370,552 at 4% or $247,034 at 6%; with 50% employer match about $247,034 at 4% or $164,690 at 6%; with 100% employer match about $185,276 at 4% or $123,517 at 6%. |
| Westfield Bank Welfare Benefits Plan | - | 283 | - | - | - |
| 2023 | 2 | 323 | $41,915,329 | $6,599,716 | $20,433iApproximate average salary by contribution assumption: employee only about $510,814 at 4% or $340,543 at 6%; with 50% employer match about $340,543 at 4% or $227,028 at 6%; with 100% employer match about $255,407 at 4% or $170,271 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 323 | $41,915,329 | $6,599,716 | $20,433iApproximate average salary by contribution assumption: employee only about $510,814 at 4% or $340,543 at 6%; with 50% employer match about $340,543 at 4% or $227,028 at 6%; with 100% employer match about $255,407 at 4% or $170,271 at 6%. |
| Westfield Bank Welfare Benefits Plan | - | 281 | - | - | - |
| 2022 | 3 | 324 | $33,861,193 | $4,974,631 | $15,354iApproximate average salary by contribution assumption: employee only about $383,845 at 4% or $255,897 at 6%; with 50% employer match about $255,897 at 4% or $170,598 at 6%; with 100% employer match about $191,922 at 4% or $127,948 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 324 | $33,861,193 | $2,213,631 | $6,832iApproximate average salary by contribution assumption: employee only about $170,805 at 4% or $113,870 at 6%; with 50% employer match about $113,870 at 4% or $75,913 at 6%; with 100% employer match about $85,402 at 4% or $56,935 at 6%. |
| Westfield Bank Welfare Benefits Plan | - | 291 | - | - | - |
| Westfield Bank Pension Plan | - | 0 | - | $2,761,000 | - |
| 2021 | 5 | 313 | $61,073,611 | $6,700,606 | $21,408iApproximate average salary by contribution assumption: employee only about $535,192 at 4% or $356,795 at 6%; with 50% employer match about $356,795 at 4% or $237,863 at 6%; with 100% employer match about $267,596 at 4% or $178,397 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 313 | $39,651,401 | $2,600,606 | $8,309iApproximate average salary by contribution assumption: employee only about $207,716 at 4% or $138,477 at 6%; with 50% employer match about $138,477 at 4% or $92,318 at 6%; with 100% employer match about $103,858 at 4% or $69,239 at 6%. |
| Westfield Bank Pension Plan | - | 104 | $21,422,210 | $4,100,000 | $39,423iApproximate average salary by contribution assumption: employee only about $985,577 at 4% or $657,051 at 6%; with 50% employer match about $657,051 at 4% or $438,034 at 6%; with 100% employer match about $492,788 at 4% or $328,526 at 6%. |
| Westfield Bank Welfare Benefits Plan | - | 281 | - | - | - |
| Savings Bank Employees Group Insurance Fund Westfield Savings Bank | - | 0 | - | - | - |
| Westfield Bank Pro Plan 125 Plus Fsa Plan | - | 247 | - | - | - |
| 2020 | 4 | 311 | $65,265,620 | $3,202,306 | $10,297iApproximate average salary by contribution assumption: employee only about $257,420 at 4% or $171,613 at 6%; with 50% employer match about $171,613 at 4% or $114,409 at 6%; with 100% employer match about $128,710 at 4% or $85,807 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 311 | $38,703,073 | $2,102,306 | $6,760iApproximate average salary by contribution assumption: employee only about $168,996 at 4% or $112,664 at 6%; with 50% employer match about $112,664 at 4% or $75,109 at 6%; with 100% employer match about $84,498 at 4% or $56,332 at 6%. |
| Westfield Bank Pension Plan | - | 118 | $26,562,547 | $1,100,000 | $9,322iApproximate average salary by contribution assumption: employee only about $233,051 at 4% or $155,367 at 6%; with 50% employer match about $155,367 at 4% or $103,578 at 6%; with 100% employer match about $116,525 at 4% or $77,684 at 6%. |
| Westfield Bank Welfare Benefits Plan | - | 287 | - | - | - |
| Westfield Bank Pro Plan 125 Plus Fsa Plan | - | 276 | - | - | - |
| 2019 | 4 | 297 | $58,072,645 | $3,934,495 | $13,247iApproximate average salary by contribution assumption: employee only about $331,186 at 4% or $220,791 at 6%; with 50% employer match about $220,791 at 4% or $147,194 at 6%; with 100% employer match about $165,593 at 4% or $110,395 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 297 | $35,038,571 | $3,009,495 | $10,133iApproximate average salary by contribution assumption: employee only about $253,324 at 4% or $168,883 at 6%; with 50% employer match about $168,883 at 4% or $112,589 at 6%; with 100% employer match about $126,662 at 4% or $84,441 at 6%. |
| Westfield Bank Pension Plan | - | 131 | $23,034,074 | $925,000 | $7,061iApproximate average salary by contribution assumption: employee only about $176,527 at 4% or $117,684 at 6%; with 50% employer match about $117,684 at 4% or $78,456 at 6%; with 100% employer match about $88,263 at 4% or $58,842 at 6%. |
| Westfield Bank Welfare Benefits Plan | - | 267 | - | - | - |
| Westfield Bank Pro Plan 125 Plus Fsa Plan | - | 243 | - | - | - |
| 2018 | 4 | 319 | $49,672,293 | $2,696,849 | $8,454iApproximate average salary by contribution assumption: employee only about $211,352 at 4% or $140,901 at 6%; with 50% employer match about $140,901 at 4% or $93,934 at 6%; with 100% employer match about $105,676 at 4% or $70,451 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 273 | $28,345,280 | $1,896,849 | $6,948iApproximate average salary by contribution assumption: employee only about $173,704 at 4% or $115,803 at 6%; with 50% employer match about $115,803 at 4% or $77,202 at 6%; with 100% employer match about $86,852 at 4% or $57,901 at 6%. |
| Westfield Bank Pension Plan | - | 144 | $21,327,013 | $800,000 | $5,556iApproximate average salary by contribution assumption: employee only about $138,889 at 4% or $92,593 at 6%; with 50% employer match about $92,593 at 4% or $61,728 at 6%; with 100% employer match about $69,444 at 4% or $46,296 at 6%. |
| Westfield Bank Welfare Benefits Plan | - | 319 | - | - | - |
| Westfield Bank Pro Plan 125 Plus Fsa Plan | - | 221 | - | - | - |
| 2017 | 5 | 272 | $48,224,765 | $3,626,945 | $13,334iApproximate average salary by contribution assumption: employee only about $333,359 at 4% or $222,239 at 6%; with 50% employer match about $222,239 at 4% or $148,160 at 6%; with 100% employer match about $166,679 at 4% or $111,120 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 272 | $30,243,021 | $2,826,945 | $10,393iApproximate average salary by contribution assumption: employee only about $259,830 at 4% or $173,220 at 6%; with 50% employer match about $173,220 at 4% or $115,480 at 6%; with 100% employer match about $129,915 at 4% or $86,610 at 6%. |
| Westfield Bank Pension Plan | - | 152 | $17,981,744 | $800,000 | $5,263iApproximate average salary by contribution assumption: employee only about $131,579 at 4% or $87,719 at 6%; with 50% employer match about $87,719 at 4% or $58,480 at 6%; with 100% employer match about $65,789 at 4% or $43,860 at 6%. |
| Westfield Bank Pro Plan 125 Plus Fsa Plan | - | 214 | - | - | - |
| Savings Bank Employees Group Insurance Fund Westfield Savings Bank | - | 0 | - | - | - |
| SBERA 401(K) PLAN AS ADOPTED BY CHICOPEE SAV BANK | - | 0 | - | - | - |
| 2016 | 4 | 217 | $32,934,830 | $2,002,994 | $9,230iApproximate average salary by contribution assumption: employee only about $230,760 at 4% or $153,840 at 6%; with 50% employer match about $153,840 at 4% or $102,560 at 6%; with 100% employer match about $115,380 at 4% or $76,920 at 6%. |
| Westfield Bank Pension Plan | - | 167 | $18,230,082 | $800,000 | $4,790iApproximate average salary by contribution assumption: employee only about $119,760 at 4% or $79,840 at 6%; with 50% employer match about $79,840 at 4% or $53,227 at 6%; with 100% employer match about $59,880 at 4% or $39,920 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 193 | $14,704,748 | $1,202,994 | $6,233iApproximate average salary by contribution assumption: employee only about $155,828 at 4% or $103,885 at 6%; with 50% employer match about $103,885 at 4% or $69,257 at 6%; with 100% employer match about $77,914 at 4% or $51,943 at 6%. |
| Westfield Bank Pro Plan 125 Plus Fsa Plan | - | 217 | - | - | - |
| Savings Bank Employees Group Insurance Fund Westfield Savings Bank | - | 158 | - | - | - |
| 2015 | 4 | 189 | $28,765,250 | $1,805,596 | $9,553iApproximate average salary by contribution assumption: employee only about $238,835 at 4% or $159,224 at 6%; with 50% employer match about $159,224 at 4% or $106,149 at 6%; with 100% employer match about $119,418 at 4% or $79,612 at 6%. |
| Westfield Bank Pension Plan | - | 164 | $15,807,549 | $800,000 | $4,878iApproximate average salary by contribution assumption: employee only about $121,951 at 4% or $81,301 at 6%; with 50% employer match about $81,301 at 4% or $54,201 at 6%; with 100% employer match about $60,976 at 4% or $40,650 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 189 | $12,957,701 | $1,005,596 | $5,321iApproximate average salary by contribution assumption: employee only about $133,015 at 4% or $88,677 at 6%; with 50% employer match about $88,677 at 4% or $59,118 at 6%; with 100% employer match about $66,508 at 4% or $44,338 at 6%. |
| Westfield Bank Pro Plan 125 Plus Fsa Plan | - | 150 | - | - | - |
| Savings Bank Employees Group Insurance Fund Westfield Savings Bank | - | 134 | - | - | - |
| 2014 | 4 | 188 | $28,311,717 | $1,789,929 | $9,521iApproximate average salary by contribution assumption: employee only about $238,022 at 4% or $158,682 at 6%; with 50% employer match about $158,682 at 4% or $105,788 at 6%; with 100% employer match about $119,011 at 4% or $79,341 at 6%. |
| Westfield Bank Pension Plan | - | 169 | $14,732,994 | $725,000 | $4,290iApproximate average salary by contribution assumption: employee only about $107,249 at 4% or $71,499 at 6%; with 50% employer match about $71,499 at 4% or $47,666 at 6%; with 100% employer match about $53,624 at 4% or $35,750 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 188 | $13,578,723 | $1,064,929 | $5,665iApproximate average salary by contribution assumption: employee only about $141,613 at 4% or $94,409 at 6%; with 50% employer match about $94,409 at 4% or $62,939 at 6%; with 100% employer match about $70,806 at 4% or $47,204 at 6%. |
| Westfield Bank Pro Plan 125 Plus Fsa Plan | - | 142 | - | - | - |
| Savings Bank Employees Group Insurance Fund Westfield Savings Bank | - | 138 | - | - | - |
| 2013 | 4 | 199 | $27,815,312 | $1,866,923 | $9,382iApproximate average salary by contribution assumption: employee only about $234,538 at 4% or $156,359 at 6%; with 50% employer match about $156,359 at 4% or $104,239 at 6%; with 100% employer match about $117,269 at 4% or $78,179 at 6%. |
| Westfield Bank Pension Plan | - | 168 | $14,914,780 | $725,000 | $4,315iApproximate average salary by contribution assumption: employee only about $107,887 at 4% or $71,925 at 6%; with 50% employer match about $71,925 at 4% or $47,950 at 6%; with 100% employer match about $53,943 at 4% or $35,962 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 199 | $12,900,532 | $1,141,923 | $5,738iApproximate average salary by contribution assumption: employee only about $143,458 at 4% or $95,638 at 6%; with 50% employer match about $95,638 at 4% or $63,759 at 6%; with 100% employer match about $71,729 at 4% or $47,819 at 6%. |
| Westfield Bank Pro Plan 125 Plus Fsa Plan | - | 164 | - | - | - |
| Savings Bank Employees Group Insurance Fund Westfield Savings Bank | - | 170 | - | - | - |
| 2012 | 4 | 195 | $23,947,151 | $2,626,507 | $13,469iApproximate average salary by contribution assumption: employee only about $336,732 at 4% or $224,488 at 6%; with 50% employer match about $224,488 at 4% or $149,659 at 6%; with 100% employer match about $168,366 at 4% or $112,244 at 6%. |
| Westfield Bank Pension Plan | - | 180 | $12,987,154 | $1,500,000 | $8,333iApproximate average salary by contribution assumption: employee only about $208,333 at 4% or $138,889 at 6%; with 50% employer match about $138,889 at 4% or $92,593 at 6%; with 100% employer match about $104,167 at 4% or $69,444 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 195 | $10,959,997 | $1,126,507 | $5,777iApproximate average salary by contribution assumption: employee only about $144,424 at 4% or $96,283 at 6%; with 50% employer match about $96,283 at 4% or $64,188 at 6%; with 100% employer match about $72,212 at 4% or $48,141 at 6%. |
| Westfield Bank Pro Plan 125 Plus Fsa Plan | - | 160 | - | - | - |
| Savings Bank Employees Group Insurance Fund Westfield Savings Bank | - | 161 | - | - | - |
| 2011 | 4 | 182 | $19,830,559 | $921,613 | $5,064iApproximate average salary by contribution assumption: employee only about $126,595 at 4% or $84,397 at 6%; with 50% employer match about $84,397 at 4% or $56,265 at 6%; with 100% employer match about $63,298 at 4% or $42,198 at 6%. |
| Westfield Bank Pension Plan | - | 172 | $10,628,433 | - | - |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 182 | $9,202,126 | $921,613 | $5,064iApproximate average salary by contribution assumption: employee only about $126,595 at 4% or $84,397 at 6%; with 50% employer match about $84,397 at 4% or $56,265 at 6%; with 100% employer match about $63,298 at 4% or $42,198 at 6%. |
| Westfield Bank Pro Plan 125 Plus Fsa Plan | - | 154 | - | - | - |
| Savings Bank Employees Group Insurance Fund Westfield Savings Bank | - | 163 | - | - | - |
| 2010 | 4 | 182 | $20,281,402 | $1,438,884 | $7,906iApproximate average salary by contribution assumption: employee only about $197,649 at 4% or $131,766 at 6%; with 50% employer match about $131,766 at 4% or $87,844 at 6%; with 100% employer match about $98,824 at 4% or $65,883 at 6%. |
| Westfield Bank Pension Plan | - | 167 | $11,446,499 | $600,000 | $3,593iApproximate average salary by contribution assumption: employee only about $89,820 at 4% or $59,880 at 6%; with 50% employer match about $59,880 at 4% or $39,920 at 6%; with 100% employer match about $44,910 at 4% or $29,940 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 182 | $8,834,903 | $838,884 | $4,609iApproximate average salary by contribution assumption: employee only about $115,231 at 4% or $76,821 at 6%; with 50% employer match about $76,821 at 4% or $51,214 at 6%; with 100% employer match about $57,616 at 4% or $38,410 at 6%. |
| Westfield Bank Pro Plan 125 Plus Fsa Plan | - | 149 | - | - | - |
| Savings Bank Employees Group Insurance Fund Westfield Savings Bank | - | 153 | - | - | - |
| 2009 | 3 | 170 | $18,582,371 | $1,363,841 | $8,023iApproximate average salary by contribution assumption: employee only about $200,565 at 4% or $133,710 at 6%; with 50% employer match about $133,710 at 4% or $89,140 at 6%; with 100% employer match about $100,282 at 4% or $66,855 at 6%. |
| Westfield Bank Pension Plan | - | 159 | $10,928,252 | $600,000 | $3,774iApproximate average salary by contribution assumption: employee only about $94,340 at 4% or $62,893 at 6%; with 50% employer match about $62,893 at 4% or $41,929 at 6%; with 100% employer match about $47,170 at 4% or $31,447 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 170 | $7,654,119 | $763,841 | $4,493iApproximate average salary by contribution assumption: employee only about $112,330 at 4% or $74,886 at 6%; with 50% employer match about $74,886 at 4% or $49,924 at 6%; with 100% employer match about $56,165 at 4% or $37,443 at 6%. |
| Westfield Bank Pro Plan 125 Plus Fsa Plan | - | 140 | - | - | - |
| 2008 | 2 | 172 | $6,477,026 | $831,114 | $4,832iApproximate average salary by contribution assumption: employee only about $120,801 at 4% or $80,534 at 6%; with 50% employer match about $80,534 at 4% or $53,690 at 6%; with 100% employer match about $60,401 at 4% or $40,267 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 172 | $6,477,026 | $831,114 | $4,832iApproximate average salary by contribution assumption: employee only about $120,801 at 4% or $80,534 at 6%; with 50% employer match about $80,534 at 4% or $53,690 at 6%; with 100% employer match about $60,401 at 4% or $40,267 at 6%. |
| Westfield Bank Pro Plan 125 Plus Fsa Plan | - | 137 | - | - | - |
| 2007 | 3 | 150 | $15,480,818 | $1,837,503 | $12,250iApproximate average salary by contribution assumption: employee only about $306,251 at 4% or $204,167 at 6%; with 50% employer match about $204,167 at 4% or $136,111 at 6%; with 100% employer match about $153,125 at 4% or $102,084 at 6%. |
| Westfield Bank Pension Plan | - | 149 | $7,866,900 | $1,061,360 | $7,123iApproximate average salary by contribution assumption: employee only about $178,081 at 4% or $118,720 at 6%; with 50% employer match about $118,720 at 4% or $79,147 at 6%; with 100% employer match about $89,040 at 4% or $59,360 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 150 | $7,613,918 | $776,143 | $5,174iApproximate average salary by contribution assumption: employee only about $129,357 at 4% or $86,238 at 6%; with 50% employer match about $86,238 at 4% or $57,492 at 6%; with 100% employer match about $64,679 at 4% or $43,119 at 6%. |
| Westfield Bank Pro Plan 125 Plus Fsa Plan | - | 133 | - | - | - |
| 2006 | 2 | 151 | $16,349,810 | $1,239,404 | $8,208iApproximate average salary by contribution assumption: employee only about $205,199 at 4% or $136,800 at 6%; with 50% employer match about $136,800 at 4% or $91,200 at 6%; with 100% employer match about $102,600 at 4% or $68,400 at 6%. |
| Westfield Bank Pension Plan | - | 134 | $9,503,722 | $535,458 | $3,996iApproximate average salary by contribution assumption: employee only about $99,899 at 4% or $66,599 at 6%; with 50% employer match about $66,599 at 4% or $44,400 at 6%; with 100% employer match about $49,949 at 4% or $33,300 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 151 | $6,846,088 | $703,946 | $4,662iApproximate average salary by contribution assumption: employee only about $116,547 at 4% or $77,698 at 6%; with 50% employer match about $77,698 at 4% or $51,799 at 6%; with 100% employer match about $58,274 at 4% or $38,849 at 6%. |
| 2005 | 2 | 149 | $13,524,495 | $1,210,853 | $8,127iApproximate average salary by contribution assumption: employee only about $203,163 at 4% or $135,442 at 6%; with 50% employer match about $135,442 at 4% or $90,295 at 6%; with 100% employer match about $101,582 at 4% or $67,721 at 6%. |
| Westfield Bank Pension Plan | - | 136 | $8,077,385 | $576,299 | $4,237iApproximate average salary by contribution assumption: employee only about $105,937 at 4% or $70,625 at 6%; with 50% employer match about $70,625 at 4% or $47,083 at 6%; with 100% employer match about $52,969 at 4% or $35,312 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 149 | $5,447,110 | $634,554 | $4,259iApproximate average salary by contribution assumption: employee only about $106,469 at 4% or $70,979 at 6%; with 50% employer match about $70,979 at 4% or $47,319 at 6%; with 100% employer match about $53,234 at 4% or $35,490 at 6%. |
| 2004 | 3 | 148 | $12,297,423 | $1,042,199 | $7,042iApproximate average salary by contribution assumption: employee only about $176,047 at 4% or $117,365 at 6%; with 50% employer match about $117,365 at 4% or $78,243 at 6%; with 100% employer match about $88,024 at 4% or $58,682 at 6%. |
| Westfield Bank Pension Plan | - | 139 | $7,463,255 | $474,283 | $3,412iApproximate average salary by contribution assumption: employee only about $85,303 at 4% or $56,868 at 6%; with 50% employer match about $56,868 at 4% or $37,912 at 6%; with 100% employer match about $42,651 at 4% or $28,434 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 148 | $4,834,168 | $567,916 | $3,837iApproximate average salary by contribution assumption: employee only about $95,932 at 4% or $63,955 at 6%; with 50% employer match about $63,955 at 4% or $42,636 at 6%; with 100% employer match about $47,966 at 4% or $31,977 at 6%. |
| Savings Bank Employees Group Insurance Fund Westfield Savings Bank | - | 114 | - | - | - |
| 2003 | 3 | 148 | $10,454,443 | $1,002,938 | $6,777iApproximate average salary by contribution assumption: employee only about $169,415 at 4% or $112,943 at 6%; with 50% employer match about $112,943 at 4% or $75,296 at 6%; with 100% employer match about $84,708 at 4% or $56,472 at 6%. |
| Westfield Bank Pension Plan | - | 137 | $6,546,429 | $457,256 | $3,338iApproximate average salary by contribution assumption: employee only about $83,441 at 4% or $55,627 at 6%; with 50% employer match about $55,627 at 4% or $37,085 at 6%; with 100% employer match about $41,720 at 4% or $27,814 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 148 | $3,908,014 | $545,682 | $3,687iApproximate average salary by contribution assumption: employee only about $92,176 at 4% or $61,451 at 6%; with 50% employer match about $61,451 at 4% or $40,967 at 6%; with 100% employer match about $46,088 at 4% or $30,725 at 6%. |
| Savings Bank Employees Group Insurance Fund Westfield Savings Bank | - | 119 | - | - | - |
| 2002 | 2 | 146 | $8,353,002 | $1,105,593 | $7,573iApproximate average salary by contribution assumption: employee only about $189,314 at 4% or $126,209 at 6%; with 50% employer match about $126,209 at 4% or $84,139 at 6%; with 100% employer match about $94,657 at 4% or $63,105 at 6%. |
| Westfield Bank Pension Plan | - | 135 | $5,669,074 | $579,816 | $4,295iApproximate average salary by contribution assumption: employee only about $107,373 at 4% or $71,582 at 6%; with 50% employer match about $71,582 at 4% or $47,721 at 6%; with 100% employer match about $53,687 at 4% or $35,791 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 146 | $2,683,928 | $525,777 | $3,601iApproximate average salary by contribution assumption: employee only about $90,030 at 4% or $60,020 at 6%; with 50% employer match about $60,020 at 4% or $40,013 at 6%; with 100% employer match about $45,015 at 4% or $30,010 at 6%. |
| 2001 | 3 | 160 | $7,180,593 | $1,344,307 | $8,402iApproximate average salary by contribution assumption: employee only about $210,048 at 4% or $140,032 at 6%; with 50% employer match about $140,032 at 4% or $93,355 at 6%; with 100% employer match about $105,024 at 4% or $70,016 at 6%. |
| Westfield Bank Pension Plan | - | 140 | $4,509,121 | $754,957 | $5,393iApproximate average salary by contribution assumption: employee only about $134,814 at 4% or $89,876 at 6%; with 50% employer match about $89,876 at 4% or $59,917 at 6%; with 100% employer match about $67,407 at 4% or $44,938 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 160 | $2,671,472 | $589,350 | $3,683iApproximate average salary by contribution assumption: employee only about $92,086 at 4% or $61,391 at 6%; with 50% employer match about $61,391 at 4% or $40,927 at 6%; with 100% employer match about $46,043 at 4% or $30,695 at 6%. |
| Savings Bank Employees Group Insurance Fund Westfield Savings Bank | - | 111 | - | - | - |
| 2000 | 2 | 151 | $2,212,728 | $357,064 | $2,365iApproximate average salary by contribution assumption: employee only about $59,117 at 4% or $39,411 at 6%; with 50% employer match about $39,411 at 4% or $26,274 at 6%; with 100% employer match about $29,558 at 4% or $19,706 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 151 | $2,212,728 | $357,064 | $2,365iApproximate average salary by contribution assumption: employee only about $59,117 at 4% or $39,411 at 6%; with 50% employer match about $39,411 at 4% or $26,274 at 6%; with 100% employer match about $29,558 at 4% or $19,706 at 6%. |
| Westfield Bank Pension Plan | - | 134 | - | - | - |
| 1999 | 2 | 132 | $1,390,476 | $25,166 | $191iApproximate average salary by contribution assumption: employee only about $4,766 at 4% or $3,178 at 6%; with 50% employer match about $3,178 at 4% or $2,118 at 6%; with 100% employer match about $2,383 at 4% or $1,589 at 6%. |
| Sbera 401K Plan as Adopted by Westfield Savings Bank | - | 132 | $1,390,476 | $25,166 | $191iApproximate average salary by contribution assumption: employee only about $4,766 at 4% or $3,178 at 6%; with 50% employer match about $3,178 at 4% or $2,118 at 6%; with 100% employer match about $2,383 at 4% or $1,589 at 6%. |
| Savings Bank Employees Group Insurance Fund Westfield Savings Bank | - | 110 | - | - | - |