Civic Intelligence

J. D. Ward Inc.

Plan context: The Ward Group Profit Sharing Plan

EIN 04-3185708 • Woburn, MA • 34 filings • 2 plans

Eight Cedar Street, Suite 68Woburn, MA 01801-6362
Current Snapshot

Latest Year

2025

2025 Participants

7

2025 Assets

$6,059,894

2025 Contributions

$172,000

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$7,910,292$3,955,146$0200120142025YearValue
$6,059,894Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1050200020132025YearValue
7Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202517$6,059,894$172,000$24,571iApproximate average salary by contribution assumption: employee only about $614,286 at 4% or $409,524 at 6%; with 50% employer match about $409,524 at 4% or $273,016 at 6%; with 100% employer match about $307,143 at 4% or $204,762 at 6%.
The Ward Group Profit Sharing Plan-7$6,059,894$172,000$24,571iApproximate average salary by contribution assumption: employee only about $614,286 at 4% or $409,524 at 6%; with 50% employer match about $409,524 at 4% or $273,016 at 6%; with 100% employer match about $307,143 at 4% or $204,762 at 6%.
202417$5,445,748$156,801$22,400iApproximate average salary by contribution assumption: employee only about $560,004 at 4% or $373,336 at 6%; with 50% employer match about $373,336 at 4% or $248,890 at 6%; with 100% employer match about $280,002 at 4% or $186,668 at 6%.
The Ward Group Profit Sharing Plan-7$5,445,748$156,801$22,400iApproximate average salary by contribution assumption: employee only about $560,004 at 4% or $373,336 at 6%; with 50% employer match about $373,336 at 4% or $248,890 at 6%; with 100% employer match about $280,002 at 4% or $186,668 at 6%.
202316$5,087,270$149,151$24,859iApproximate average salary by contribution assumption: employee only about $621,463 at 4% or $414,308 at 6%; with 50% employer match about $414,308 at 4% or $276,206 at 6%; with 100% employer match about $310,731 at 4% or $207,154 at 6%.
The Ward Group Profit Sharing Plan-6$5,087,270$149,151$24,859iApproximate average salary by contribution assumption: employee only about $621,463 at 4% or $414,308 at 6%; with 50% employer match about $414,308 at 4% or $276,206 at 6%; with 100% employer match about $310,731 at 4% or $207,154 at 6%.
202217$3,944,681$234,009$33,430iApproximate average salary by contribution assumption: employee only about $835,746 at 4% or $557,164 at 6%; with 50% employer match about $557,164 at 4% or $371,443 at 6%; with 100% employer match about $417,873 at 4% or $278,582 at 6%.
The Ward Group Profit Sharing Plan-7$3,944,681$234,009$33,430iApproximate average salary by contribution assumption: employee only about $835,746 at 4% or $557,164 at 6%; with 50% employer match about $557,164 at 4% or $371,443 at 6%; with 100% employer match about $417,873 at 4% or $278,582 at 6%.
202116$7,910,292$255,388$42,565iApproximate average salary by contribution assumption: employee only about $1,064,117 at 4% or $709,411 at 6%; with 50% employer match about $709,411 at 4% or $472,941 at 6%; with 100% employer match about $532,058 at 4% or $354,706 at 6%.
The Ward Group Profit Sharing Plan-6$7,910,292$255,388$42,565iApproximate average salary by contribution assumption: employee only about $1,064,117 at 4% or $709,411 at 6%; with 50% employer match about $709,411 at 4% or $472,941 at 6%; with 100% employer match about $532,058 at 4% or $354,706 at 6%.
202018$6,950,121$301,822$37,728iApproximate average salary by contribution assumption: employee only about $943,194 at 4% or $628,796 at 6%; with 50% employer match about $628,796 at 4% or $419,197 at 6%; with 100% employer match about $471,597 at 4% or $314,398 at 6%.
The Ward Group Profit Sharing Plan-8$6,950,121$301,822$37,728iApproximate average salary by contribution assumption: employee only about $943,194 at 4% or $628,796 at 6%; with 50% employer match about $628,796 at 4% or $419,197 at 6%; with 100% employer match about $471,597 at 4% or $314,398 at 6%.
201929$6,583,794$229,490$25,499iApproximate average salary by contribution assumption: employee only about $637,472 at 4% or $424,981 at 6%; with 50% employer match about $424,981 at 4% or $283,321 at 6%; with 100% employer match about $318,736 at 4% or $212,491 at 6%.
The Ward Group Profit Sharing Plan-9$6,583,794$229,490$25,499iApproximate average salary by contribution assumption: employee only about $637,472 at 4% or $424,981 at 6%; with 50% employer match about $424,981 at 4% or $283,321 at 6%; with 100% employer match about $318,736 at 4% or $212,491 at 6%.
The Ward Group Defined Benefit Plan-0$0--
201829$7,455,308$206,497$22,944iApproximate average salary by contribution assumption: employee only about $573,603 at 4% or $382,402 at 6%; with 50% employer match about $382,402 at 4% or $254,935 at 6%; with 100% employer match about $286,801 at 4% or $191,201 at 6%.
The Ward Group Profit Sharing Plan-9$5,232,949$206,497$22,944iApproximate average salary by contribution assumption: employee only about $573,603 at 4% or $382,402 at 6%; with 50% employer match about $382,402 at 4% or $254,935 at 6%; with 100% employer match about $286,801 at 4% or $191,201 at 6%.
The Ward Group Defined Benefit Plan-7$2,222,359--
201728$7,703,077$533,771$66,721iApproximate average salary by contribution assumption: employee only about $1,668,034 at 4% or $1,112,023 at 6%; with 50% employer match about $1,112,023 at 4% or $741,349 at 6%; with 100% employer match about $834,017 at 4% or $556,011 at 6%.
The Ward Group Profit Sharing Plan-8$5,408,415$158,771$19,846iApproximate average salary by contribution assumption: employee only about $496,159 at 4% or $330,773 at 6%; with 50% employer match about $330,773 at 4% or $220,515 at 6%; with 100% employer match about $248,080 at 4% or $165,386 at 6%.
The Ward Group Defined Benefit Plan-7$2,294,662$375,000$53,571iApproximate average salary by contribution assumption: employee only about $1,339,286 at 4% or $892,857 at 6%; with 50% employer match about $892,857 at 4% or $595,238 at 6%; with 100% employer match about $669,643 at 4% or $446,429 at 6%.
201627$6,254,179$531,054$75,865iApproximate average salary by contribution assumption: employee only about $1,896,621 at 4% or $1,264,414 at 6%; with 50% employer match about $1,264,414 at 4% or $842,943 at 6%; with 100% employer match about $948,311 at 4% or $632,207 at 6%.
The Ward Group Profit Sharing Plan-7$4,545,079$181,054$25,865iApproximate average salary by contribution assumption: employee only about $646,621 at 4% or $431,081 at 6%; with 50% employer match about $431,081 at 4% or $287,387 at 6%; with 100% employer match about $323,311 at 4% or $215,540 at 6%.
The Ward Group Defined Benefit Plan-7$1,709,100$350,000$50,000iApproximate average salary by contribution assumption: employee only about $1,250,000 at 4% or $833,333 at 6%; with 50% employer match about $833,333 at 4% or $555,556 at 6%; with 100% employer match about $625,000 at 4% or $416,667 at 6%.
201528$5,367,121$586,719$73,340iApproximate average salary by contribution assumption: employee only about $1,833,497 at 4% or $1,222,331 at 6%; with 50% employer match about $1,222,331 at 4% or $814,888 at 6%; with 100% employer match about $916,748 at 4% or $611,166 at 6%.
The Ward Group Profit Sharing Plan-8$4,108,531$186,719$23,340iApproximate average salary by contribution assumption: employee only about $583,497 at 4% or $388,998 at 6%; with 50% employer match about $388,998 at 4% or $259,332 at 6%; with 100% employer match about $291,748 at 4% or $194,499 at 6%.
The Ward Group Defined Benefit Plan-6$1,258,590$400,000$66,667iApproximate average salary by contribution assumption: employee only about $1,666,667 at 4% or $1,111,111 at 6%; with 50% employer match about $1,111,111 at 4% or $740,741 at 6%; with 100% employer match about $833,333 at 4% or $555,556 at 6%.
201428$4,902,472$542,814$67,852iApproximate average salary by contribution assumption: employee only about $1,696,294 at 4% or $1,130,863 at 6%; with 50% employer match about $1,130,863 at 4% or $753,908 at 6%; with 100% employer match about $848,147 at 4% or $565,431 at 6%.
The Ward Group Profit Sharing Plan-8$4,018,437$192,814$24,102iApproximate average salary by contribution assumption: employee only about $602,544 at 4% or $401,696 at 6%; with 50% employer match about $401,696 at 4% or $267,797 at 6%; with 100% employer match about $301,272 at 4% or $200,848 at 6%.
The Ward Group Defined Benefit Plan-7$884,035$350,000$50,000iApproximate average salary by contribution assumption: employee only about $1,250,000 at 4% or $833,333 at 6%; with 50% employer match about $833,333 at 4% or $555,556 at 6%; with 100% employer match about $625,000 at 4% or $416,667 at 6%.
2013210$4,345,197$487,388$48,739iApproximate average salary by contribution assumption: employee only about $1,218,470 at 4% or $812,313 at 6%; with 50% employer match about $812,313 at 4% or $541,542 at 6%; with 100% employer match about $609,235 at 4% or $406,157 at 6%.
The Ward Group Profit Sharing Plan-10$3,847,809$187,388$18,739iApproximate average salary by contribution assumption: employee only about $468,470 at 4% or $312,313 at 6%; with 50% employer match about $312,313 at 4% or $208,209 at 6%; with 100% employer match about $234,235 at 4% or $156,157 at 6%.
The Ward Group Defined Benefit Plan-7$497,388$300,000$42,857iApproximate average salary by contribution assumption: employee only about $1,071,429 at 4% or $714,286 at 6%; with 50% employer match about $714,286 at 4% or $476,190 at 6%; with 100% employer match about $535,714 at 4% or $357,143 at 6%.
2012210$3,119,579$710,640$71,064iApproximate average salary by contribution assumption: employee only about $1,776,600 at 4% or $1,184,400 at 6%; with 50% employer match about $1,184,400 at 4% or $789,600 at 6%; with 100% employer match about $888,300 at 4% or $592,200 at 6%.
The Ward Group Profit Sharing Plan-10$2,917,074$508,135$50,814iApproximate average salary by contribution assumption: employee only about $1,270,338 at 4% or $846,892 at 6%; with 50% employer match about $846,892 at 4% or $564,594 at 6%; with 100% employer match about $635,169 at 4% or $423,446 at 6%.
The Ward Group Defined Benefit Plan-7$202,505$202,505$28,929iApproximate average salary by contribution assumption: employee only about $723,232 at 4% or $482,155 at 6%; with 50% employer match about $482,155 at 4% or $321,437 at 6%; with 100% employer match about $361,616 at 4% or $241,077 at 6%.
201119$2,408,939$199,715$22,191iApproximate average salary by contribution assumption: employee only about $554,764 at 4% or $369,843 at 6%; with 50% employer match about $369,843 at 4% or $246,562 at 6%; with 100% employer match about $277,382 at 4% or $184,921 at 6%.
The Ward Group Profit Sharing Plan-9$2,408,939$199,715$22,191iApproximate average salary by contribution assumption: employee only about $554,764 at 4% or $369,843 at 6%; with 50% employer match about $369,843 at 4% or $246,562 at 6%; with 100% employer match about $277,382 at 4% or $184,921 at 6%.
2010110$2,272,095$193,904$19,390iApproximate average salary by contribution assumption: employee only about $484,760 at 4% or $323,173 at 6%; with 50% employer match about $323,173 at 4% or $215,449 at 6%; with 100% employer match about $242,380 at 4% or $161,587 at 6%.
The Ward Group Profit Sharing Plan-10$2,272,095$193,904$19,390iApproximate average salary by contribution assumption: employee only about $484,760 at 4% or $323,173 at 6%; with 50% employer match about $323,173 at 4% or $215,449 at 6%; with 100% employer match about $242,380 at 4% or $161,587 at 6%.
2009110$1,835,717$52,200$5,220iApproximate average salary by contribution assumption: employee only about $130,500 at 4% or $87,000 at 6%; with 50% employer match about $87,000 at 4% or $58,000 at 6%; with 100% employer match about $65,250 at 4% or $43,500 at 6%.
The Ward Group Profit Sharing Plan-10$1,835,717$52,200$5,220iApproximate average salary by contribution assumption: employee only about $130,500 at 4% or $87,000 at 6%; with 50% employer match about $87,000 at 4% or $58,000 at 6%; with 100% employer match about $65,250 at 4% or $43,500 at 6%.
200816$1,359,720$142,000$23,667iApproximate average salary by contribution assumption: employee only about $591,667 at 4% or $394,444 at 6%; with 50% employer match about $394,444 at 4% or $262,963 at 6%; with 100% employer match about $295,833 at 4% or $197,222 at 6%.
The Ward Group Profit Sharing Plan-6$1,359,720$142,000$23,667iApproximate average salary by contribution assumption: employee only about $591,667 at 4% or $394,444 at 6%; with 50% employer match about $394,444 at 4% or $262,963 at 6%; with 100% employer match about $295,833 at 4% or $197,222 at 6%.
200717$1,885,279$152,030$21,719iApproximate average salary by contribution assumption: employee only about $542,964 at 4% or $361,976 at 6%; with 50% employer match about $361,976 at 4% or $241,317 at 6%; with 100% employer match about $271,482 at 4% or $180,988 at 6%.
The Ward Group Profit Sharing Plan-7$1,885,279$152,030$21,719iApproximate average salary by contribution assumption: employee only about $542,964 at 4% or $361,976 at 6%; with 50% employer match about $361,976 at 4% or $241,317 at 6%; with 100% employer match about $271,482 at 4% or $180,988 at 6%.
200616$0$0-
The Ward Group Profit Sharing Plan-6---
200514$1,240,674$122,594$30,649iApproximate average salary by contribution assumption: employee only about $766,213 at 4% or $510,808 at 6%; with 50% employer match about $510,808 at 4% or $340,539 at 6%; with 100% employer match about $383,106 at 4% or $255,404 at 6%.
The Ward Group Profit Sharing Plan-4$1,240,674$122,594$30,649iApproximate average salary by contribution assumption: employee only about $766,213 at 4% or $510,808 at 6%; with 50% employer match about $510,808 at 4% or $340,539 at 6%; with 100% employer match about $383,106 at 4% or $255,404 at 6%.
200415$1,023,983$112,526$22,505iApproximate average salary by contribution assumption: employee only about $562,630 at 4% or $375,087 at 6%; with 50% employer match about $375,087 at 4% or $250,058 at 6%; with 100% employer match about $281,315 at 4% or $187,543 at 6%.
The Ward Group Profit Sharing Plan-5$1,023,983$112,526$22,505iApproximate average salary by contribution assumption: employee only about $562,630 at 4% or $375,087 at 6%; with 50% employer match about $375,087 at 4% or $250,058 at 6%; with 100% employer match about $281,315 at 4% or $187,543 at 6%.
200315$820,715$75,823$15,165iApproximate average salary by contribution assumption: employee only about $379,115 at 4% or $252,743 at 6%; with 50% employer match about $252,743 at 4% or $168,496 at 6%; with 100% employer match about $189,558 at 4% or $126,372 at 6%.
The Ward Group Profit Sharing Plan-5$820,715$75,823$15,165iApproximate average salary by contribution assumption: employee only about $379,115 at 4% or $252,743 at 6%; with 50% employer match about $252,743 at 4% or $168,496 at 6%; with 100% employer match about $189,558 at 4% or $126,372 at 6%.
200215$588,300$74,166$14,833iApproximate average salary by contribution assumption: employee only about $370,830 at 4% or $247,220 at 6%; with 50% employer match about $247,220 at 4% or $164,813 at 6%; with 100% employer match about $185,415 at 4% or $123,610 at 6%.
The Ward Group Profit Sharing Plan-5$588,300$74,166$14,833iApproximate average salary by contribution assumption: employee only about $370,830 at 4% or $247,220 at 6%; with 50% employer match about $247,220 at 4% or $164,813 at 6%; with 100% employer match about $185,415 at 4% or $123,610 at 6%.
200116$628,584$88,211$14,702iApproximate average salary by contribution assumption: employee only about $367,546 at 4% or $245,031 at 6%; with 50% employer match about $245,031 at 4% or $163,354 at 6%; with 100% employer match about $183,773 at 4% or $122,515 at 6%.
The Ward Group Profit Sharing Plan-6$628,584$88,211$14,702iApproximate average salary by contribution assumption: employee only about $367,546 at 4% or $245,031 at 6%; with 50% employer match about $245,031 at 4% or $163,354 at 6%; with 100% employer match about $183,773 at 4% or $122,515 at 6%.
200017$0$0-
The Ward Group Profit Sharing Plan-7---