Civic Intelligence

Checkwriters Inc.

Plan context: Checkwriters Inc. 401(K) Plan and Trust

EIN 04-3173259 • Northampton, MA • 26 filings • 4 plans

46 Round Hill RoadNorthampton, MA 01060
Current Snapshot

Latest Year

2025

2025 Participants

117

2025 Assets

$18,692,571

2025 Contributions

$1,144,356

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$18,692,571$9,346,286$0200020132025YearValue
$18,692,571Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

117590200020132025YearValue
117Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20251117$18,692,571$1,144,356$9,781iApproximate average salary by contribution assumption: employee only about $244,521 at 4% or $163,014 at 6%; with 50% employer match about $163,014 at 4% or $108,676 at 6%; with 100% employer match about $122,260 at 4% or $81,507 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-117$18,692,571$1,144,356$9,781iApproximate average salary by contribution assumption: employee only about $244,521 at 4% or $163,014 at 6%; with 50% employer match about $163,014 at 4% or $108,676 at 6%; with 100% employer match about $122,260 at 4% or $81,507 at 6%.
2024195$16,168,373$1,316,792$13,861iApproximate average salary by contribution assumption: employee only about $346,524 at 4% or $231,016 at 6%; with 50% employer match about $231,016 at 4% or $154,011 at 6%; with 100% employer match about $173,262 at 4% or $115,508 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-95$16,168,373$1,316,792$13,861iApproximate average salary by contribution assumption: employee only about $346,524 at 4% or $231,016 at 6%; with 50% employer match about $231,016 at 4% or $154,011 at 6%; with 100% employer match about $173,262 at 4% or $115,508 at 6%.
2023191$12,165,427$915,097$10,056iApproximate average salary by contribution assumption: employee only about $251,400 at 4% or $167,600 at 6%; with 50% employer match about $167,600 at 4% or $111,733 at 6%; with 100% employer match about $125,700 at 4% or $83,800 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-91$12,165,427$915,097$10,056iApproximate average salary by contribution assumption: employee only about $251,400 at 4% or $167,600 at 6%; with 50% employer match about $167,600 at 4% or $111,733 at 6%; with 100% employer match about $125,700 at 4% or $83,800 at 6%.
2022180$9,331,628$419,336$5,242iApproximate average salary by contribution assumption: employee only about $131,043 at 4% or $87,362 at 6%; with 50% employer match about $87,362 at 4% or $58,241 at 6%; with 100% employer match about $65,521 at 4% or $43,681 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-80$9,331,628$419,336$5,242iApproximate average salary by contribution assumption: employee only about $131,043 at 4% or $87,362 at 6%; with 50% employer match about $87,362 at 4% or $58,241 at 6%; with 100% employer match about $65,521 at 4% or $43,681 at 6%.
2021176$11,457,716$557,089$7,330iApproximate average salary by contribution assumption: employee only about $183,253 at 4% or $122,169 at 6%; with 50% employer match about $122,169 at 4% or $81,446 at 6%; with 100% employer match about $91,626 at 4% or $61,084 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-76$11,457,716$557,089$7,330iApproximate average salary by contribution assumption: employee only about $183,253 at 4% or $122,169 at 6%; with 50% employer match about $122,169 at 4% or $81,446 at 6%; with 100% employer match about $91,626 at 4% or $61,084 at 6%.
2020169$12,539,579$582,189$8,438iApproximate average salary by contribution assumption: employee only about $210,938 at 4% or $140,625 at 6%; with 50% employer match about $140,625 at 4% or $93,750 at 6%; with 100% employer match about $105,469 at 4% or $70,313 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-69$12,539,579$582,189$8,438iApproximate average salary by contribution assumption: employee only about $210,938 at 4% or $140,625 at 6%; with 50% employer match about $140,625 at 4% or $93,750 at 6%; with 100% employer match about $105,469 at 4% or $70,313 at 6%.
2019161$10,121,667$540,487$8,860iApproximate average salary by contribution assumption: employee only about $221,511 at 4% or $147,674 at 6%; with 50% employer match about $147,674 at 4% or $98,449 at 6%; with 100% employer match about $110,756 at 4% or $73,837 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-61$10,121,667$540,487$8,860iApproximate average salary by contribution assumption: employee only about $221,511 at 4% or $147,674 at 6%; with 50% employer match about $147,674 at 4% or $98,449 at 6%; with 100% employer match about $110,756 at 4% or $73,837 at 6%.
2018156$7,379,322$456,591$8,153iApproximate average salary by contribution assumption: employee only about $203,835 at 4% or $135,890 at 6%; with 50% employer match about $135,890 at 4% or $90,593 at 6%; with 100% employer match about $101,918 at 4% or $67,945 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-56$7,379,322$456,591$8,153iApproximate average salary by contribution assumption: employee only about $203,835 at 4% or $135,890 at 6%; with 50% employer match about $135,890 at 4% or $90,593 at 6%; with 100% employer match about $101,918 at 4% or $67,945 at 6%.
2017152$7,346,030$441,469$8,490iApproximate average salary by contribution assumption: employee only about $212,245 at 4% or $141,496 at 6%; with 50% employer match about $141,496 at 4% or $94,331 at 6%; with 100% employer match about $106,122 at 4% or $70,748 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-52$7,346,030$441,469$8,490iApproximate average salary by contribution assumption: employee only about $212,245 at 4% or $141,496 at 6%; with 50% employer match about $141,496 at 4% or $94,331 at 6%; with 100% employer match about $106,122 at 4% or $70,748 at 6%.
2016150$5,774,876$406,655$8,133iApproximate average salary by contribution assumption: employee only about $203,328 at 4% or $135,552 at 6%; with 50% employer match about $135,552 at 4% or $90,368 at 6%; with 100% employer match about $101,664 at 4% or $67,776 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-50$5,774,876$406,655$8,133iApproximate average salary by contribution assumption: employee only about $203,328 at 4% or $135,552 at 6%; with 50% employer match about $135,552 at 4% or $90,368 at 6%; with 100% employer match about $101,664 at 4% or $67,776 at 6%.
2015144$4,874,351$361,859$8,224iApproximate average salary by contribution assumption: employee only about $205,602 at 4% or $137,068 at 6%; with 50% employer match about $137,068 at 4% or $91,379 at 6%; with 100% employer match about $102,801 at 4% or $68,534 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-44$4,874,351$361,859$8,224iApproximate average salary by contribution assumption: employee only about $205,602 at 4% or $137,068 at 6%; with 50% employer match about $137,068 at 4% or $91,379 at 6%; with 100% employer match about $102,801 at 4% or $68,534 at 6%.
2014137$4,529,010$343,608$9,287iApproximate average salary by contribution assumption: employee only about $232,168 at 4% or $154,778 at 6%; with 50% employer match about $154,778 at 4% or $103,186 at 6%; with 100% employer match about $116,084 at 4% or $77,389 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-37$4,529,010$343,608$9,287iApproximate average salary by contribution assumption: employee only about $232,168 at 4% or $154,778 at 6%; with 50% employer match about $154,778 at 4% or $103,186 at 6%; with 100% employer match about $116,084 at 4% or $77,389 at 6%.
2013142$3,731,369$310,265$7,387iApproximate average salary by contribution assumption: employee only about $184,682 at 4% or $123,121 at 6%; with 50% employer match about $123,121 at 4% or $82,081 at 6%; with 100% employer match about $92,341 at 4% or $61,561 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-42$3,731,369$310,265$7,387iApproximate average salary by contribution assumption: employee only about $184,682 at 4% or $123,121 at 6%; with 50% employer match about $123,121 at 4% or $82,081 at 6%; with 100% employer match about $92,341 at 4% or $61,561 at 6%.
2012137$2,578,401$269,298$7,278iApproximate average salary by contribution assumption: employee only about $181,958 at 4% or $121,305 at 6%; with 50% employer match about $121,305 at 4% or $80,870 at 6%; with 100% employer match about $90,979 at 4% or $60,653 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-37$2,578,401$269,298$7,278iApproximate average salary by contribution assumption: employee only about $181,958 at 4% or $121,305 at 6%; with 50% employer match about $121,305 at 4% or $80,870 at 6%; with 100% employer match about $90,979 at 4% or $60,653 at 6%.
2011131$2,056,021$251,586$8,116iApproximate average salary by contribution assumption: employee only about $202,892 at 4% or $135,261 at 6%; with 50% employer match about $135,261 at 4% or $90,174 at 6%; with 100% employer match about $101,446 at 4% or $67,631 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-31$2,056,021$251,586$8,116iApproximate average salary by contribution assumption: employee only about $202,892 at 4% or $135,261 at 6%; with 50% employer match about $135,261 at 4% or $90,174 at 6%; with 100% employer match about $101,446 at 4% or $67,631 at 6%.
2010129$1,821,233$224,325$7,735iApproximate average salary by contribution assumption: employee only about $193,384 at 4% or $128,922 at 6%; with 50% employer match about $128,922 at 4% or $85,948 at 6%; with 100% employer match about $96,692 at 4% or $64,461 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-29$1,821,233$224,325$7,735iApproximate average salary by contribution assumption: employee only about $193,384 at 4% or $128,922 at 6%; with 50% employer match about $128,922 at 4% or $85,948 at 6%; with 100% employer match about $96,692 at 4% or $64,461 at 6%.
2009125$1,428,707$218,007$8,720iApproximate average salary by contribution assumption: employee only about $218,007 at 4% or $145,338 at 6%; with 50% employer match about $145,338 at 4% or $96,892 at 6%; with 100% employer match about $109,004 at 4% or $72,669 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-25$1,428,707$218,007$8,720iApproximate average salary by contribution assumption: employee only about $218,007 at 4% or $145,338 at 6%; with 50% employer match about $145,338 at 4% or $96,892 at 6%; with 100% employer match about $109,004 at 4% or $72,669 at 6%.
2008118$926,295$177,096$9,839iApproximate average salary by contribution assumption: employee only about $245,967 at 4% or $163,978 at 6%; with 50% employer match about $163,978 at 4% or $109,319 at 6%; with 100% employer match about $122,983 at 4% or $81,989 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-18$926,295$177,096$9,839iApproximate average salary by contribution assumption: employee only about $245,967 at 4% or $163,978 at 6%; with 50% employer match about $163,978 at 4% or $109,319 at 6%; with 100% employer match about $122,983 at 4% or $81,989 at 6%.
2007114$1,398,323$182,898$13,064iApproximate average salary by contribution assumption: employee only about $326,604 at 4% or $217,736 at 6%; with 50% employer match about $217,736 at 4% or $145,157 at 6%; with 100% employer match about $163,302 at 4% or $108,868 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-14$1,398,323$182,898$13,064iApproximate average salary by contribution assumption: employee only about $326,604 at 4% or $217,736 at 6%; with 50% employer match about $217,736 at 4% or $145,157 at 6%; with 100% employer match about $163,302 at 4% or $108,868 at 6%.
2006123$1,299,497$207,271$9,012iApproximate average salary by contribution assumption: employee only about $225,295 at 4% or $150,196 at 6%; with 50% employer match about $150,196 at 4% or $100,131 at 6%; with 100% employer match about $112,647 at 4% or $75,098 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-23$1,299,497$207,271$9,012iApproximate average salary by contribution assumption: employee only about $225,295 at 4% or $150,196 at 6%; with 50% employer match about $150,196 at 4% or $100,131 at 6%; with 100% employer match about $112,647 at 4% or $75,098 at 6%.
2005128$972,675$202,916$7,247iApproximate average salary by contribution assumption: employee only about $181,175 at 4% or $120,783 at 6%; with 50% employer match about $120,783 at 4% or $80,522 at 6%; with 100% employer match about $90,588 at 4% or $60,392 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-28$972,675$202,916$7,247iApproximate average salary by contribution assumption: employee only about $181,175 at 4% or $120,783 at 6%; with 50% employer match about $120,783 at 4% or $80,522 at 6%; with 100% employer match about $90,588 at 4% or $60,392 at 6%.
2004123$755,228$163,504$7,109iApproximate average salary by contribution assumption: employee only about $177,722 at 4% or $118,481 at 6%; with 50% employer match about $118,481 at 4% or $78,987 at 6%; with 100% employer match about $88,861 at 4% or $59,241 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-23$755,228$163,504$7,109iApproximate average salary by contribution assumption: employee only about $177,722 at 4% or $118,481 at 6%; with 50% employer match about $118,481 at 4% or $78,987 at 6%; with 100% employer match about $88,861 at 4% or $59,241 at 6%.
2003122$572,476$84,840$3,856iApproximate average salary by contribution assumption: employee only about $96,409 at 4% or $64,273 at 6%; with 50% employer match about $64,273 at 4% or $42,848 at 6%; with 100% employer match about $48,205 at 4% or $32,136 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-22$572,476$84,840$3,856iApproximate average salary by contribution assumption: employee only about $96,409 at 4% or $64,273 at 6%; with 50% employer match about $64,273 at 4% or $42,848 at 6%; with 100% employer match about $48,205 at 4% or $32,136 at 6%.
2002123$404,604$92,242$4,011iApproximate average salary by contribution assumption: employee only about $100,263 at 4% or $66,842 at 6%; with 50% employer match about $66,842 at 4% or $44,561 at 6%; with 100% employer match about $50,132 at 4% or $33,421 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-23$404,604$92,242$4,011iApproximate average salary by contribution assumption: employee only about $100,263 at 4% or $66,842 at 6%; with 50% employer match about $66,842 at 4% or $44,561 at 6%; with 100% employer match about $50,132 at 4% or $33,421 at 6%.
2001120$0$0-
Checkwriters Inc. 401(K) Plan and Trust-20---
2000119$262,617$134,879$7,099iApproximate average salary by contribution assumption: employee only about $177,472 at 4% or $118,315 at 6%; with 50% employer match about $118,315 at 4% or $78,877 at 6%; with 100% employer match about $88,736 at 4% or $59,157 at 6%.
Checkwriters Inc. 401(K) Plan and Trust-19$262,617$134,879$7,099iApproximate average salary by contribution assumption: employee only about $177,472 at 4% or $118,315 at 6%; with 50% employer match about $118,315 at 4% or $78,877 at 6%; with 100% employer match about $88,736 at 4% or $59,157 at 6%.