Civic Intelligence

Ludlow Construction Co. Inc.

Plan context: Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan

EIN 04-3147780 • Ludlow, MA • 17 filings • 1 plans

19 Carmelinas CircleLudlow, MA 01056
Current Snapshot

Latest Year

2025

2025 Participants

17

2025 Assets

$7,500,152

2025 Contributions

$488,775

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$7,500,152$3,750,076$0200920172025YearValue
$7,500,152Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1790200920172025YearValue
17Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025117$7,500,152$488,775$28,751iApproximate average salary by contribution assumption: employee only about $718,787 at 4% or $479,191 at 6%; with 50% employer match about $479,191 at 4% or $319,461 at 6%; with 100% employer match about $359,393 at 4% or $239,596 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-17$7,500,152$488,775$28,751iApproximate average salary by contribution assumption: employee only about $718,787 at 4% or $479,191 at 6%; with 50% employer match about $479,191 at 4% or $319,461 at 6%; with 100% employer match about $359,393 at 4% or $239,596 at 6%.
2024115$6,121,092$446,757$29,784iApproximate average salary by contribution assumption: employee only about $744,595 at 4% or $496,397 at 6%; with 50% employer match about $496,397 at 4% or $330,931 at 6%; with 100% employer match about $372,298 at 4% or $248,198 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-15$6,121,092$446,757$29,784iApproximate average salary by contribution assumption: employee only about $744,595 at 4% or $496,397 at 6%; with 50% employer match about $496,397 at 4% or $330,931 at 6%; with 100% employer match about $372,298 at 4% or $248,198 at 6%.
2023114$4,906,314$414,047$29,575iApproximate average salary by contribution assumption: employee only about $739,370 at 4% or $492,913 at 6%; with 50% employer match about $492,913 at 4% or $328,609 at 6%; with 100% employer match about $369,685 at 4% or $246,457 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-14$4,906,314$414,047$29,575iApproximate average salary by contribution assumption: employee only about $739,370 at 4% or $492,913 at 6%; with 50% employer match about $492,913 at 4% or $328,609 at 6%; with 100% employer match about $369,685 at 4% or $246,457 at 6%.
2022114$4,986,303$377,185$26,942iApproximate average salary by contribution assumption: employee only about $673,545 at 4% or $449,030 at 6%; with 50% employer match about $449,030 at 4% or $299,353 at 6%; with 100% employer match about $336,772 at 4% or $224,515 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-14$4,986,303$377,185$26,942iApproximate average salary by contribution assumption: employee only about $673,545 at 4% or $449,030 at 6%; with 50% employer match about $449,030 at 4% or $299,353 at 6%; with 100% employer match about $336,772 at 4% or $224,515 at 6%.
2021115$5,673,778$346,288$23,086iApproximate average salary by contribution assumption: employee only about $577,147 at 4% or $384,764 at 6%; with 50% employer match about $384,764 at 4% or $256,510 at 6%; with 100% employer match about $288,573 at 4% or $192,382 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-15$5,673,778$346,288$23,086iApproximate average salary by contribution assumption: employee only about $577,147 at 4% or $384,764 at 6%; with 50% employer match about $384,764 at 4% or $256,510 at 6%; with 100% employer match about $288,573 at 4% or $192,382 at 6%.
2020114$4,743,280$374,309$26,736iApproximate average salary by contribution assumption: employee only about $668,409 at 4% or $445,606 at 6%; with 50% employer match about $445,606 at 4% or $297,071 at 6%; with 100% employer match about $334,204 at 4% or $222,803 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-14$4,743,280$374,309$26,736iApproximate average salary by contribution assumption: employee only about $668,409 at 4% or $445,606 at 6%; with 50% employer match about $445,606 at 4% or $297,071 at 6%; with 100% employer match about $334,204 at 4% or $222,803 at 6%.
2019114$3,988,065$346,055$24,718iApproximate average salary by contribution assumption: employee only about $617,955 at 4% or $411,970 at 6%; with 50% employer match about $411,970 at 4% or $274,647 at 6%; with 100% employer match about $308,978 at 4% or $205,985 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-14$3,988,065$346,055$24,718iApproximate average salary by contribution assumption: employee only about $617,955 at 4% or $411,970 at 6%; with 50% employer match about $411,970 at 4% or $274,647 at 6%; with 100% employer match about $308,978 at 4% or $205,985 at 6%.
2018113$3,062,796$345,091$26,545iApproximate average salary by contribution assumption: employee only about $663,637 at 4% or $442,424 at 6%; with 50% employer match about $442,424 at 4% or $294,950 at 6%; with 100% employer match about $331,818 at 4% or $221,212 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-13$3,062,796$345,091$26,545iApproximate average salary by contribution assumption: employee only about $663,637 at 4% or $442,424 at 6%; with 50% employer match about $442,424 at 4% or $294,950 at 6%; with 100% employer match about $331,818 at 4% or $221,212 at 6%.
2017113$2,965,112$324,782$24,983iApproximate average salary by contribution assumption: employee only about $624,581 at 4% or $416,387 at 6%; with 50% employer match about $416,387 at 4% or $277,591 at 6%; with 100% employer match about $312,290 at 4% or $208,194 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-13$2,965,112$324,782$24,983iApproximate average salary by contribution assumption: employee only about $624,581 at 4% or $416,387 at 6%; with 50% employer match about $416,387 at 4% or $277,591 at 6%; with 100% employer match about $312,290 at 4% or $208,194 at 6%.
2016113$2,271,513$309,002$23,769iApproximate average salary by contribution assumption: employee only about $594,235 at 4% or $396,156 at 6%; with 50% employer match about $396,156 at 4% or $264,104 at 6%; with 100% employer match about $297,117 at 4% or $198,078 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-13$2,271,513$309,002$23,769iApproximate average salary by contribution assumption: employee only about $594,235 at 4% or $396,156 at 6%; with 50% employer match about $396,156 at 4% or $264,104 at 6%; with 100% employer match about $297,117 at 4% or $198,078 at 6%.
2015113$1,949,287$307,698$23,669iApproximate average salary by contribution assumption: employee only about $591,727 at 4% or $394,485 at 6%; with 50% employer match about $394,485 at 4% or $262,990 at 6%; with 100% employer match about $295,863 at 4% or $197,242 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-13$1,949,287$307,698$23,669iApproximate average salary by contribution assumption: employee only about $591,727 at 4% or $394,485 at 6%; with 50% employer match about $394,485 at 4% or $262,990 at 6%; with 100% employer match about $295,863 at 4% or $197,242 at 6%.
2014113$1,681,342$438,681$33,745iApproximate average salary by contribution assumption: employee only about $843,617 at 4% or $562,412 at 6%; with 50% employer match about $562,412 at 4% or $374,941 at 6%; with 100% employer match about $421,809 at 4% or $281,206 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-13$1,681,342$438,681$33,745iApproximate average salary by contribution assumption: employee only about $843,617 at 4% or $562,412 at 6%; with 50% employer match about $562,412 at 4% or $374,941 at 6%; with 100% employer match about $421,809 at 4% or $281,206 at 6%.
2013113$1,179,114$278,778$21,444iApproximate average salary by contribution assumption: employee only about $536,112 at 4% or $357,408 at 6%; with 50% employer match about $357,408 at 4% or $238,272 at 6%; with 100% employer match about $268,056 at 4% or $178,704 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-13$1,179,114$278,778$21,444iApproximate average salary by contribution assumption: employee only about $536,112 at 4% or $357,408 at 6%; with 50% employer match about $357,408 at 4% or $238,272 at 6%; with 100% employer match about $268,056 at 4% or $178,704 at 6%.
2012111$796,356$187,071$17,006iApproximate average salary by contribution assumption: employee only about $425,161 at 4% or $283,441 at 6%; with 50% employer match about $283,441 at 4% or $188,961 at 6%; with 100% employer match about $212,581 at 4% or $141,720 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-11$796,356$187,071$17,006iApproximate average salary by contribution assumption: employee only about $425,161 at 4% or $283,441 at 6%; with 50% employer match about $283,441 at 4% or $188,961 at 6%; with 100% employer match about $212,581 at 4% or $141,720 at 6%.
2011111$549,366$181,299$16,482iApproximate average salary by contribution assumption: employee only about $412,043 at 4% or $274,695 at 6%; with 50% employer match about $274,695 at 4% or $183,130 at 6%; with 100% employer match about $206,022 at 4% or $137,348 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-11$549,366$181,299$16,482iApproximate average salary by contribution assumption: employee only about $412,043 at 4% or $274,695 at 6%; with 50% employer match about $274,695 at 4% or $183,130 at 6%; with 100% employer match about $206,022 at 4% or $137,348 at 6%.
2010110$390,879$195,540$19,554iApproximate average salary by contribution assumption: employee only about $488,850 at 4% or $325,900 at 6%; with 50% employer match about $325,900 at 4% or $217,267 at 6%; with 100% employer match about $244,425 at 4% or $162,950 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-10$390,879$195,540$19,554iApproximate average salary by contribution assumption: employee only about $488,850 at 4% or $325,900 at 6%; with 50% employer match about $325,900 at 4% or $217,267 at 6%; with 100% employer match about $244,425 at 4% or $162,950 at 6%.
200918$174,985$170,160$21,270iApproximate average salary by contribution assumption: employee only about $531,750 at 4% or $354,500 at 6%; with 50% employer match about $354,500 at 4% or $236,333 at 6%; with 100% employer match about $265,875 at 4% or $177,250 at 6%.
Ludlow Construction Co. Inc. 401(K)/Profit Sharing Plan-8$174,985$170,160$21,270iApproximate average salary by contribution assumption: employee only about $531,750 at 4% or $354,500 at 6%; with 50% employer match about $354,500 at 4% or $236,333 at 6%; with 100% employer match about $265,875 at 4% or $177,250 at 6%.