Civic Intelligence

Optima Inc.

Plan context: Optima Inc. 401(K) Profit Sharing Plan

EIN 04-3138794 • Shrewsbury, MA • 31 filings • 3 plans

220 Cherry StreetShrewsbury, MA 01545
Current Snapshot

Latest Year

2024

2024 Participants

27

2024 Assets

$905,357

2024 Contributions

$87,289

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$6,422,813$3,211,407$0200220132024YearValue
$905,357Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

28140200220132024YearValue
27Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024127$905,357$87,289$3,233iApproximate average salary by contribution assumption: employee only about $80,823 at 4% or $53,882 at 6%; with 50% employer match about $53,882 at 4% or $35,921 at 6%; with 100% employer match about $40,412 at 4% or $26,941 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-27$905,357$87,289$3,233iApproximate average salary by contribution assumption: employee only about $80,823 at 4% or $53,882 at 6%; with 50% employer match about $53,882 at 4% or $35,921 at 6%; with 100% employer match about $40,412 at 4% or $26,941 at 6%.
2023125$852,870$118,916$4,757iApproximate average salary by contribution assumption: employee only about $118,916 at 4% or $79,277 at 6%; with 50% employer match about $79,277 at 4% or $52,852 at 6%; with 100% employer match about $59,458 at 4% or $39,639 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-25$852,870$118,916$4,757iApproximate average salary by contribution assumption: employee only about $118,916 at 4% or $79,277 at 6%; with 50% employer match about $79,277 at 4% or $52,852 at 6%; with 100% employer match about $59,458 at 4% or $39,639 at 6%.
2022121$5,424,297$53,902$2,567iApproximate average salary by contribution assumption: employee only about $64,169 at 4% or $42,779 at 6%; with 50% employer match about $42,779 at 4% or $28,520 at 6%; with 100% employer match about $32,085 at 4% or $21,390 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-21$5,424,297$53,902$2,567iApproximate average salary by contribution assumption: employee only about $64,169 at 4% or $42,779 at 6%; with 50% employer match about $42,779 at 4% or $28,520 at 6%; with 100% employer match about $32,085 at 4% or $21,390 at 6%.
2021127$6,422,813$107,215$3,971iApproximate average salary by contribution assumption: employee only about $99,273 at 4% or $66,182 at 6%; with 50% employer match about $66,182 at 4% or $44,121 at 6%; with 100% employer match about $49,637 at 4% or $33,091 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-27$6,422,813$107,215$3,971iApproximate average salary by contribution assumption: employee only about $99,273 at 4% or $66,182 at 6%; with 50% employer match about $66,182 at 4% or $44,121 at 6%; with 100% employer match about $49,637 at 4% or $33,091 at 6%.
2020128$5,668,302$110,157$3,934iApproximate average salary by contribution assumption: employee only about $98,354 at 4% or $65,570 at 6%; with 50% employer match about $65,570 at 4% or $43,713 at 6%; with 100% employer match about $49,177 at 4% or $32,785 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-28$5,668,302$110,157$3,934iApproximate average salary by contribution assumption: employee only about $98,354 at 4% or $65,570 at 6%; with 50% employer match about $65,570 at 4% or $43,713 at 6%; with 100% employer match about $49,177 at 4% or $32,785 at 6%.
2019126$5,127,338$121,794$4,684iApproximate average salary by contribution assumption: employee only about $117,110 at 4% or $78,073 at 6%; with 50% employer match about $78,073 at 4% or $52,049 at 6%; with 100% employer match about $58,555 at 4% or $39,037 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-26$5,127,338$121,794$4,684iApproximate average salary by contribution assumption: employee only about $117,110 at 4% or $78,073 at 6%; with 50% employer match about $78,073 at 4% or $52,049 at 6%; with 100% employer match about $58,555 at 4% or $39,037 at 6%.
2018124$4,227,748$1,491,617$62,151iApproximate average salary by contribution assumption: employee only about $1,553,768 at 4% or $1,035,845 at 6%; with 50% employer match about $1,035,845 at 4% or $690,563 at 6%; with 100% employer match about $776,884 at 4% or $517,923 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-24$4,227,748$1,491,617$62,151iApproximate average salary by contribution assumption: employee only about $1,553,768 at 4% or $1,035,845 at 6%; with 50% employer match about $1,035,845 at 4% or $690,563 at 6%; with 100% employer match about $776,884 at 4% or $517,923 at 6%.
2017222$2,880,456$182,136$8,279iApproximate average salary by contribution assumption: employee only about $206,973 at 4% or $137,982 at 6%; with 50% employer match about $137,982 at 4% or $91,988 at 6%; with 100% employer match about $103,486 at 4% or $68,991 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-22$2,880,456$182,136$8,279iApproximate average salary by contribution assumption: employee only about $206,973 at 4% or $137,982 at 6%; with 50% employer match about $137,982 at 4% or $91,988 at 6%; with 100% employer match about $103,486 at 4% or $68,991 at 6%.
OPTIMA, INC. CASH BALANCE PLAN-0$0--
2016224$3,655,542$337,801$14,075iApproximate average salary by contribution assumption: employee only about $351,876 at 4% or $234,584 at 6%; with 50% employer match about $234,584 at 4% or $156,389 at 6%; with 100% employer match about $175,938 at 4% or $117,292 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-24$2,291,459$140,085$5,837iApproximate average salary by contribution assumption: employee only about $145,922 at 4% or $97,281 at 6%; with 50% employer match about $97,281 at 4% or $64,854 at 6%; with 100% employer match about $72,961 at 4% or $48,641 at 6%.
OPTIMA, INC. CASH BALANCE PLAN-23$1,364,083$197,716$8,596iApproximate average salary by contribution assumption: employee only about $214,909 at 4% or $143,272 at 6%; with 50% employer match about $143,272 at 4% or $95,515 at 6%; with 100% employer match about $107,454 at 4% or $71,636 at 6%.
2015221$3,157,348$410,368$19,541iApproximate average salary by contribution assumption: employee only about $488,533 at 4% or $325,689 at 6%; with 50% employer match about $325,689 at 4% or $217,126 at 6%; with 100% employer match about $244,267 at 4% or $162,844 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-21$2,018,770$126,848$6,040iApproximate average salary by contribution assumption: employee only about $151,010 at 4% or $100,673 at 6%; with 50% employer match about $100,673 at 4% or $67,115 at 6%; with 100% employer match about $75,505 at 4% or $50,337 at 6%.
OPTIMA, INC. CASH BALANCE PLAN-19$1,138,578$283,520$14,922iApproximate average salary by contribution assumption: employee only about $373,053 at 4% or $248,702 at 6%; with 50% employer match about $248,702 at 4% or $165,801 at 6%; with 100% employer match about $186,526 at 4% or $124,351 at 6%.
2014219$2,805,993$283,224$14,907iApproximate average salary by contribution assumption: employee only about $372,663 at 4% or $248,442 at 6%; with 50% employer match about $248,442 at 4% or $165,628 at 6%; with 100% employer match about $186,332 at 4% or $124,221 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-19$1,918,958$101,357$5,335iApproximate average salary by contribution assumption: employee only about $133,364 at 4% or $88,910 at 6%; with 50% employer match about $88,910 at 4% or $59,273 at 6%; with 100% employer match about $66,682 at 4% or $44,455 at 6%.
OPTIMA, INC. CASH BALANCE PLAN-17$887,035$181,867$10,698iApproximate average salary by contribution assumption: employee only about $267,451 at 4% or $178,301 at 6%; with 50% employer match about $178,301 at 4% or $118,867 at 6%; with 100% employer match about $133,726 at 4% or $89,150 at 6%.
2013216$2,450,981$290,889$18,181iApproximate average salary by contribution assumption: employee only about $454,514 at 4% or $303,009 at 6%; with 50% employer match about $303,009 at 4% or $202,006 at 6%; with 100% employer match about $227,257 at 4% or $151,505 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-16$1,768,451$113,807$7,113iApproximate average salary by contribution assumption: employee only about $177,823 at 4% or $118,549 at 6%; with 50% employer match about $118,549 at 4% or $79,033 at 6%; with 100% employer match about $88,912 at 4% or $59,274 at 6%.
OPTIMA, INC. CASH BALANCE PLAN-15$682,530$177,082$11,805iApproximate average salary by contribution assumption: employee only about $295,137 at 4% or $196,758 at 6%; with 50% employer match about $196,758 at 4% or $131,172 at 6%; with 100% employer match about $147,568 at 4% or $98,379 at 6%.
2012215$1,904,580$335,203$22,347iApproximate average salary by contribution assumption: employee only about $558,672 at 4% or $372,448 at 6%; with 50% employer match about $372,448 at 4% or $248,299 at 6%; with 100% employer match about $279,336 at 4% or $186,224 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-15$1,447,069$119,456$7,964iApproximate average salary by contribution assumption: employee only about $199,093 at 4% or $132,729 at 6%; with 50% employer match about $132,729 at 4% or $88,486 at 6%; with 100% employer match about $99,547 at 4% or $66,364 at 6%.
OPTIMA, INC. CASH BALANCE PLAN-13$457,511$215,747$16,596iApproximate average salary by contribution assumption: employee only about $414,898 at 4% or $276,599 at 6%; with 50% employer match about $276,599 at 4% or $184,399 at 6%; with 100% employer match about $207,449 at 4% or $138,299 at 6%.
2011213$1,388,366$264,555$20,350iApproximate average salary by contribution assumption: employee only about $508,760 at 4% or $339,173 at 6%; with 50% employer match about $339,173 at 4% or $226,115 at 6%; with 100% employer match about $254,380 at 4% or $169,587 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-13$1,162,680$132,897$10,223iApproximate average salary by contribution assumption: employee only about $255,571 at 4% or $170,381 at 6%; with 50% employer match about $170,381 at 4% or $113,587 at 6%; with 100% employer match about $127,786 at 4% or $85,190 at 6%.
OPTIMA, INC. CASH BALANCE PLAN-10$225,686$131,658$13,166iApproximate average salary by contribution assumption: employee only about $329,145 at 4% or $219,430 at 6%; with 50% employer match about $219,430 at 4% or $146,287 at 6%; with 100% employer match about $164,573 at 4% or $109,715 at 6%.
2010212$1,105,481$229,987$19,166iApproximate average salary by contribution assumption: employee only about $479,140 at 4% or $319,426 at 6%; with 50% employer match about $319,426 at 4% or $212,951 at 6%; with 100% employer match about $239,570 at 4% or $159,713 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-12$1,004,101$128,607$10,717iApproximate average salary by contribution assumption: employee only about $267,931 at 4% or $178,621 at 6%; with 50% employer match about $178,621 at 4% or $119,081 at 6%; with 100% employer match about $133,966 at 4% or $89,310 at 6%.
OPTIMA, INC. CASH BALANCE PLAN-11$101,380$101,380$9,216iApproximate average salary by contribution assumption: employee only about $230,409 at 4% or $153,606 at 6%; with 50% employer match about $153,606 at 4% or $102,404 at 6%; with 100% employer match about $115,205 at 4% or $76,803 at 6%.
2009113$798,524$114,993$8,846iApproximate average salary by contribution assumption: employee only about $221,140 at 4% or $147,427 at 6%; with 50% employer match about $147,427 at 4% or $98,285 at 6%; with 100% employer match about $110,570 at 4% or $73,713 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-13$798,524$114,993$8,846iApproximate average salary by contribution assumption: employee only about $221,140 at 4% or $147,427 at 6%; with 50% employer match about $147,427 at 4% or $98,285 at 6%; with 100% employer match about $110,570 at 4% or $73,713 at 6%.
200818$576,218$111,295$13,912iApproximate average salary by contribution assumption: employee only about $347,797 at 4% or $231,865 at 6%; with 50% employer match about $231,865 at 4% or $154,576 at 6%; with 100% employer match about $173,898 at 4% or $115,932 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-8$576,218$111,295$13,912iApproximate average salary by contribution assumption: employee only about $347,797 at 4% or $231,865 at 6%; with 50% employer match about $231,865 at 4% or $154,576 at 6%; with 100% employer match about $173,898 at 4% or $115,932 at 6%.
200719$617,092$118,920$13,213iApproximate average salary by contribution assumption: employee only about $330,333 at 4% or $220,222 at 6%; with 50% employer match about $220,222 at 4% or $146,815 at 6%; with 100% employer match about $165,167 at 4% or $110,111 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-9$617,092$118,920$13,213iApproximate average salary by contribution assumption: employee only about $330,333 at 4% or $220,222 at 6%; with 50% employer match about $220,222 at 4% or $146,815 at 6%; with 100% employer match about $165,167 at 4% or $110,111 at 6%.
200617$457,913$95,335$13,619iApproximate average salary by contribution assumption: employee only about $340,482 at 4% or $226,988 at 6%; with 50% employer match about $226,988 at 4% or $151,325 at 6%; with 100% employer match about $170,241 at 4% or $113,494 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-7$457,913$95,335$13,619iApproximate average salary by contribution assumption: employee only about $340,482 at 4% or $226,988 at 6%; with 50% employer match about $226,988 at 4% or $151,325 at 6%; with 100% employer match about $170,241 at 4% or $113,494 at 6%.
200514$321,033$94,105$23,526iApproximate average salary by contribution assumption: employee only about $588,156 at 4% or $392,104 at 6%; with 50% employer match about $392,104 at 4% or $261,403 at 6%; with 100% employer match about $294,078 at 4% or $196,052 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-4$321,033$94,105$23,526iApproximate average salary by contribution assumption: employee only about $588,156 at 4% or $392,104 at 6%; with 50% employer match about $392,104 at 4% or $261,403 at 6%; with 100% employer match about $294,078 at 4% or $196,052 at 6%.
200413$208,928$87,401$29,134iApproximate average salary by contribution assumption: employee only about $728,342 at 4% or $485,561 at 6%; with 50% employer match about $485,561 at 4% or $323,707 at 6%; with 100% employer match about $364,171 at 4% or $242,781 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-3$208,928$87,401$29,134iApproximate average salary by contribution assumption: employee only about $728,342 at 4% or $485,561 at 6%; with 50% employer match about $485,561 at 4% or $323,707 at 6%; with 100% employer match about $364,171 at 4% or $242,781 at 6%.
200312$110,876$80,000$40,000iApproximate average salary by contribution assumption: employee only about $1,000,000 at 4% or $666,667 at 6%; with 50% employer match about $666,667 at 4% or $444,444 at 6%; with 100% employer match about $500,000 at 4% or $333,333 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-2$110,876$80,000$40,000iApproximate average salary by contribution assumption: employee only about $1,000,000 at 4% or $666,667 at 6%; with 50% employer match about $666,667 at 4% or $444,444 at 6%; with 100% employer match about $500,000 at 4% or $333,333 at 6%.
200212$25,250$25,250$12,625iApproximate average salary by contribution assumption: employee only about $315,625 at 4% or $210,417 at 6%; with 50% employer match about $210,417 at 4% or $140,278 at 6%; with 100% employer match about $157,813 at 4% or $105,208 at 6%.
Optima Inc. 401(K) Profit Sharing Plan-2$25,250$25,250$12,625iApproximate average salary by contribution assumption: employee only about $315,625 at 4% or $210,417 at 6%; with 50% employer match about $210,417 at 4% or $140,278 at 6%; with 100% employer match about $157,813 at 4% or $105,208 at 6%.