Civic Intelligence

STERLING SUFFOLK RACECOURSE

Plan context: Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan

EIN 04-3137814 • East Boston, MA • 56 filings • 7 plans

525 Mcclellan HighwayEast Boston, MA 02128
Current Snapshot

Latest Year

2024

2024 Participants

21

2024 Assets

$2,534,949

2024 Contributions

$70,668

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,173,984$2,086,992$0199920122024YearValue
$2,534,949Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

2291150199920122024YearValue
21Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024221$2,534,949$70,668$3,365iApproximate average salary by contribution assumption: employee only about $84,129 at 4% or $56,086 at 6%; with 50% employer match about $56,086 at 4% or $37,390 at 6%; with 100% employer match about $42,064 at 4% or $28,043 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-21$1,321,446$49,379$2,351iApproximate average salary by contribution assumption: employee only about $58,785 at 4% or $39,190 at 6%; with 50% employer match about $39,190 at 4% or $26,126 at 6%; with 100% employer match about $29,392 at 4% or $19,595 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-13$1,213,503$21,289$1,638iApproximate average salary by contribution assumption: employee only about $40,940 at 4% or $27,294 at 6%; with 50% employer match about $27,294 at 4% or $18,196 at 6%; with 100% employer match about $20,470 at 4% or $13,647 at 6%.
2023223$2,442,091$70,412$3,061iApproximate average salary by contribution assumption: employee only about $76,535 at 4% or $51,023 at 6%; with 50% employer match about $51,023 at 4% or $34,015 at 6%; with 100% employer match about $38,267 at 4% or $25,512 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-23$1,335,383$52,262$2,272iApproximate average salary by contribution assumption: employee only about $56,807 at 4% or $37,871 at 6%; with 50% employer match about $37,871 at 4% or $25,247 at 6%; with 100% employer match about $28,403 at 4% or $18,936 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-11$1,106,708$18,150$1,650iApproximate average salary by contribution assumption: employee only about $41,250 at 4% or $27,500 at 6%; with 50% employer match about $27,500 at 4% or $18,333 at 6%; with 100% employer match about $20,625 at 4% or $13,750 at 6%.
2022227$2,620,088$67,188$2,488iApproximate average salary by contribution assumption: employee only about $62,211 at 4% or $41,474 at 6%; with 50% employer match about $41,474 at 4% or $27,649 at 6%; with 100% employer match about $31,106 at 4% or $20,737 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-27$1,581,058$56,788$2,103iApproximate average salary by contribution assumption: employee only about $52,581 at 4% or $35,054 at 6%; with 50% employer match about $35,054 at 4% or $23,370 at 6%; with 100% employer match about $26,291 at 4% or $17,527 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-12$1,039,030$10,400$867iApproximate average salary by contribution assumption: employee only about $21,667 at 4% or $14,444 at 6%; with 50% employer match about $14,444 at 4% or $9,630 at 6%; with 100% employer match about $10,833 at 4% or $7,222 at 6%.
2021229$3,498,085$61,539$2,122iApproximate average salary by contribution assumption: employee only about $53,051 at 4% or $35,367 at 6%; with 50% employer match about $35,367 at 4% or $23,578 at 6%; with 100% employer match about $26,525 at 4% or $17,684 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-29$1,825,609$45,739$1,577iApproximate average salary by contribution assumption: employee only about $39,430 at 4% or $26,287 at 6%; with 50% employer match about $26,287 at 4% or $17,525 at 6%; with 100% employer match about $19,715 at 4% or $13,143 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-14$1,672,476$15,800$1,129iApproximate average salary by contribution assumption: employee only about $28,214 at 4% or $18,810 at 6%; with 50% employer match about $18,810 at 4% or $12,540 at 6%; with 100% employer match about $14,107 at 4% or $9,405 at 6%.
2020231$3,392,558$45,198$1,458iApproximate average salary by contribution assumption: employee only about $36,450 at 4% or $24,300 at 6%; with 50% employer match about $24,300 at 4% or $16,200 at 6%; with 100% employer match about $18,225 at 4% or $12,150 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-31$1,862,724$33,498$1,081iApproximate average salary by contribution assumption: employee only about $27,015 at 4% or $18,010 at 6%; with 50% employer match about $18,010 at 4% or $12,006 at 6%; with 100% employer match about $13,507 at 4% or $9,005 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-14$1,529,834$11,700$836iApproximate average salary by contribution assumption: employee only about $20,893 at 4% or $13,929 at 6%; with 50% employer match about $13,929 at 4% or $9,286 at 6%; with 100% employer match about $10,446 at 4% or $6,964 at 6%.
2019234$3,490,381$61,412$1,806iApproximate average salary by contribution assumption: employee only about $45,156 at 4% or $30,104 at 6%; with 50% employer match about $30,104 at 4% or $20,069 at 6%; with 100% employer match about $22,578 at 4% or $15,052 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-34$2,115,179$49,612$1,459iApproximate average salary by contribution assumption: employee only about $36,479 at 4% or $24,320 at 6%; with 50% employer match about $24,320 at 4% or $16,213 at 6%; with 100% employer match about $18,240 at 4% or $12,160 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-14$1,375,202$11,800$843iApproximate average salary by contribution assumption: employee only about $21,071 at 4% or $14,048 at 6%; with 50% employer match about $14,048 at 4% or $9,365 at 6%; with 100% employer match about $10,536 at 4% or $7,024 at 6%.
2018238$3,145,286$65,600$1,726iApproximate average salary by contribution assumption: employee only about $43,158 at 4% or $28,772 at 6%; with 50% employer match about $28,772 at 4% or $19,181 at 6%; with 100% employer match about $21,579 at 4% or $14,386 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-38$1,939,909$53,800$1,416iApproximate average salary by contribution assumption: employee only about $35,395 at 4% or $23,596 at 6%; with 50% employer match about $23,596 at 4% or $15,731 at 6%; with 100% employer match about $17,697 at 4% or $11,798 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-14$1,205,377$11,800$843iApproximate average salary by contribution assumption: employee only about $21,071 at 4% or $14,048 at 6%; with 50% employer match about $14,048 at 4% or $9,365 at 6%; with 100% employer match about $10,536 at 4% or $7,024 at 6%.
2017240$3,635,783$72,165$1,804iApproximate average salary by contribution assumption: employee only about $45,103 at 4% or $30,069 at 6%; with 50% employer match about $30,069 at 4% or $20,046 at 6%; with 100% employer match about $22,552 at 4% or $15,034 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-40$2,389,375$55,483$1,387iApproximate average salary by contribution assumption: employee only about $34,677 at 4% or $23,118 at 6%; with 50% employer match about $23,118 at 4% or $15,412 at 6%; with 100% employer match about $17,338 at 4% or $11,559 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-14$1,246,408$16,682$1,192iApproximate average salary by contribution assumption: employee only about $29,789 at 4% or $19,860 at 6%; with 50% employer match about $19,860 at 4% or $13,240 at 6%; with 100% employer match about $14,895 at 4% or $9,930 at 6%.
2016241$3,335,253$76,350$1,862iApproximate average salary by contribution assumption: employee only about $46,555 at 4% or $31,037 at 6%; with 50% employer match about $31,037 at 4% or $20,691 at 6%; with 100% employer match about $23,277 at 4% or $15,518 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-41$2,176,376$57,408$1,400iApproximate average salary by contribution assumption: employee only about $35,005 at 4% or $23,337 at 6%; with 50% employer match about $23,337 at 4% or $15,558 at 6%; with 100% employer match about $17,502 at 4% or $11,668 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-16$1,158,877$18,942$1,184iApproximate average salary by contribution assumption: employee only about $29,597 at 4% or $19,731 at 6%; with 50% employer match about $19,731 at 4% or $13,154 at 6%; with 100% employer match about $14,798 at 4% or $9,866 at 6%.
2015247$3,367,360$90,064$1,916iApproximate average salary by contribution assumption: employee only about $47,906 at 4% or $31,938 at 6%; with 50% employer match about $31,938 at 4% or $21,292 at 6%; with 100% employer match about $23,953 at 4% or $15,969 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-47$2,195,177$58,552$1,246iApproximate average salary by contribution assumption: employee only about $31,145 at 4% or $20,763 at 6%; with 50% employer match about $20,763 at 4% or $13,842 at 6%; with 100% employer match about $15,572 at 4% or $10,382 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-18$1,172,183$31,512$1,751iApproximate average salary by contribution assumption: employee only about $43,767 at 4% or $29,178 at 6%; with 50% employer match about $29,178 at 4% or $19,452 at 6%; with 100% employer match about $21,883 at 4% or $14,589 at 6%.
2014261$3,949,337$185,113$3,035iApproximate average salary by contribution assumption: employee only about $75,866 at 4% or $50,577 at 6%; with 50% employer match about $50,577 at 4% or $33,718 at 6%; with 100% employer match about $37,933 at 4% or $25,289 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-61$2,195,558$102,801$1,685iApproximate average salary by contribution assumption: employee only about $42,132 at 4% or $28,088 at 6%; with 50% employer match about $28,088 at 4% or $18,725 at 6%; with 100% employer match about $21,066 at 4% or $14,044 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-21$1,753,779$82,312$3,920iApproximate average salary by contribution assumption: employee only about $97,990 at 4% or $65,327 at 6%; with 50% employer match about $65,327 at 4% or $43,551 at 6%; with 100% employer match about $48,995 at 4% or $32,663 at 6%.
20132124$4,173,984$343,287$2,768iApproximate average salary by contribution assumption: employee only about $69,211 at 4% or $46,141 at 6%; with 50% employer match about $46,141 at 4% or $30,760 at 6%; with 100% employer match about $34,606 at 4% or $23,070 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-124$2,157,492$248,046$2,000iApproximate average salary by contribution assumption: employee only about $50,009 at 4% or $33,340 at 6%; with 50% employer match about $33,340 at 4% or $22,226 at 6%; with 100% employer match about $25,005 at 4% or $16,670 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-26$2,016,492$95,241$3,663iApproximate average salary by contribution assumption: employee only about $91,578 at 4% or $61,052 at 6%; with 50% employer match about $61,052 at 4% or $40,701 at 6%; with 100% employer match about $45,789 at 4% or $30,526 at 6%.
20123144$3,768,475$166,534$1,156iApproximate average salary by contribution assumption: employee only about $28,912 at 4% or $19,275 at 6%; with 50% employer match about $19,275 at 4% or $12,850 at 6%; with 100% employer match about $14,456 at 4% or $9,637 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-28$2,007,728$80,376$2,871iApproximate average salary by contribution assumption: employee only about $71,764 at 4% or $47,843 at 6%; with 50% employer match about $47,843 at 4% or $31,895 at 6%; with 100% employer match about $35,882 at 4% or $23,921 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-116$1,760,747$86,158$743iApproximate average salary by contribution assumption: employee only about $18,569 at 4% or $12,379 at 6%; with 50% employer match about $12,379 at 4% or $8,253 at 6%; with 100% employer match about $9,284 at 4% or $6,190 at 6%.
STERLING SUFFOLK DOWNS LIFE PLAN-144---
20113133$3,677,996$184,007$1,384iApproximate average salary by contribution assumption: employee only about $34,588 at 4% or $23,059 at 6%; with 50% employer match about $23,059 at 4% or $15,372 at 6%; with 100% employer match about $17,294 at 4% or $11,529 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-29$1,848,966$110,139$3,798iApproximate average salary by contribution assumption: employee only about $94,947 at 4% or $63,298 at 6%; with 50% employer match about $63,298 at 4% or $42,199 at 6%; with 100% employer match about $47,474 at 4% or $31,649 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-133$1,829,030$73,868$555iApproximate average salary by contribution assumption: employee only about $13,885 at 4% or $9,257 at 6%; with 50% employer match about $9,257 at 4% or $6,171 at 6%; with 100% employer match about $6,942 at 4% or $4,628 at 6%.
STERLING SUFFOLK DOWNS LIFE PLAN-112---
20103126$3,812,184$197,819$1,570iApproximate average salary by contribution assumption: employee only about $39,250 at 4% or $26,167 at 6%; with 50% employer match about $26,167 at 4% or $17,444 at 6%; with 100% employer match about $19,625 at 4% or $13,083 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-31$2,002,592$111,961$3,612iApproximate average salary by contribution assumption: employee only about $90,291 at 4% or $60,194 at 6%; with 50% employer match about $60,194 at 4% or $40,129 at 6%; with 100% employer match about $45,146 at 4% or $30,097 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-126$1,809,592$85,858$681iApproximate average salary by contribution assumption: employee only about $17,035 at 4% or $11,357 at 6%; with 50% employer match about $11,357 at 4% or $7,571 at 6%; with 100% employer match about $8,518 at 4% or $5,678 at 6%.
STERLING SUFFOLK DOWNS LIFE PLAN-124---
20093134$3,763,296$225,225$1,681iApproximate average salary by contribution assumption: employee only about $42,020 at 4% or $28,013 at 6%; with 50% employer match about $28,013 at 4% or $18,675 at 6%; with 100% employer match about $21,010 at 4% or $14,007 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-34$2,146,258$130,905$3,850iApproximate average salary by contribution assumption: employee only about $96,254 at 4% or $64,169 at 6%; with 50% employer match about $64,169 at 4% or $42,779 at 6%; with 100% employer match about $48,127 at 4% or $32,085 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-134$1,617,038$94,320$704iApproximate average salary by contribution assumption: employee only about $17,597 at 4% or $11,731 at 6%; with 50% employer match about $11,731 at 4% or $7,821 at 6%; with 100% employer match about $8,799 at 4% or $5,866 at 6%.
STERLING SUFFOLK DOWNS LIFE PLAN-124---
20082139$1,358,696$104,889$755iApproximate average salary by contribution assumption: employee only about $18,865 at 4% or $12,577 at 6%; with 50% employer match about $12,577 at 4% or $8,384 at 6%; with 100% employer match about $9,432 at 4% or $6,288 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-139$1,358,696$104,889$755iApproximate average salary by contribution assumption: employee only about $18,865 at 4% or $12,577 at 6%; with 50% employer match about $12,577 at 4% or $8,384 at 6%; with 100% employer match about $9,432 at 4% or $6,288 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-52---
20072150$1,657,097$109,275$729iApproximate average salary by contribution assumption: employee only about $18,213 at 4% or $12,142 at 6%; with 50% employer match about $12,142 at 4% or $8,094 at 6%; with 100% employer match about $9,106 at 4% or $6,071 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-150$1,657,097$109,275$729iApproximate average salary by contribution assumption: employee only about $18,213 at 4% or $12,142 at 6%; with 50% employer match about $12,142 at 4% or $8,094 at 6%; with 100% employer match about $9,106 at 4% or $6,071 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-54---
20062150$3,962,253$325,493$2,170iApproximate average salary by contribution assumption: employee only about $54,249 at 4% or $36,166 at 6%; with 50% employer match about $36,166 at 4% or $24,111 at 6%; with 100% employer match about $27,124 at 4% or $18,083 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-56$2,359,924$213,095$3,805iApproximate average salary by contribution assumption: employee only about $95,132 at 4% or $63,421 at 6%; with 50% employer match about $63,421 at 4% or $42,281 at 6%; with 100% employer match about $47,566 at 4% or $31,711 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-150$1,602,329$112,398$749iApproximate average salary by contribution assumption: employee only about $18,733 at 4% or $12,489 at 6%; with 50% employer match about $12,489 at 4% or $8,326 at 6%; with 100% employer match about $9,367 at 4% or $6,244 at 6%.
20052143$3,647,239$427,442$2,989iApproximate average salary by contribution assumption: employee only about $74,728 at 4% or $49,818 at 6%; with 50% employer match about $49,818 at 4% or $33,212 at 6%; with 100% employer match about $37,364 at 4% or $24,909 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-63$2,132,531$203,760$3,234iApproximate average salary by contribution assumption: employee only about $80,857 at 4% or $53,905 at 6%; with 50% employer match about $53,905 at 4% or $35,937 at 6%; with 100% employer match about $40,429 at 4% or $26,952 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-143$1,514,708$223,682$1,564iApproximate average salary by contribution assumption: employee only about $39,105 at 4% or $26,070 at 6%; with 50% employer match about $26,070 at 4% or $17,380 at 6%; with 100% employer match about $19,553 at 4% or $13,035 at 6%.
20042186$3,271,939$342,123$1,839iApproximate average salary by contribution assumption: employee only about $45,984 at 4% or $30,656 at 6%; with 50% employer match about $30,656 at 4% or $20,437 at 6%; with 100% employer match about $22,992 at 4% or $15,328 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-67$1,964,396$206,215$3,078iApproximate average salary by contribution assumption: employee only about $76,946 at 4% or $51,297 at 6%; with 50% employer match about $51,297 at 4% or $34,198 at 6%; with 100% employer match about $38,473 at 4% or $25,649 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-186$1,307,543$135,908$731iApproximate average salary by contribution assumption: employee only about $18,267 at 4% or $12,178 at 6%; with 50% employer match about $12,178 at 4% or $8,119 at 6%; with 100% employer match about $9,134 at 4% or $6,089 at 6%.
20032166$2,979,703$481,925$2,903iApproximate average salary by contribution assumption: employee only about $72,579 at 4% or $48,386 at 6%; with 50% employer match about $48,386 at 4% or $32,257 at 6%; with 100% employer match about $36,290 at 4% or $24,193 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-75$1,838,963$296,662$3,955iApproximate average salary by contribution assumption: employee only about $98,887 at 4% or $65,925 at 6%; with 50% employer match about $65,925 at 4% or $43,950 at 6%; with 100% employer match about $49,444 at 4% or $32,962 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-166$1,140,740$185,263$1,116iApproximate average salary by contribution assumption: employee only about $27,901 at 4% or $18,601 at 6%; with 50% employer match about $18,601 at 4% or $12,400 at 6%; with 100% employer match about $13,951 at 4% or $9,300 at 6%.
20022197$2,099,848$436,615$2,216iApproximate average salary by contribution assumption: employee only about $55,408 at 4% or $36,939 at 6%; with 50% employer match about $36,939 at 4% or $24,626 at 6%; with 100% employer match about $27,704 at 4% or $18,469 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-66$1,281,701$296,057$4,486iApproximate average salary by contribution assumption: employee only about $112,143 at 4% or $74,762 at 6%; with 50% employer match about $74,762 at 4% or $49,841 at 6%; with 100% employer match about $56,071 at 4% or $37,381 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-197$818,147$140,558$713iApproximate average salary by contribution assumption: employee only about $17,837 at 4% or $11,892 at 6%; with 50% employer match about $11,892 at 4% or $7,928 at 6%; with 100% employer match about $8,919 at 4% or $5,946 at 6%.
20012148$792,920$140,589$950iApproximate average salary by contribution assumption: employee only about $23,748 at 4% or $15,832 at 6%; with 50% employer match about $15,832 at 4% or $10,555 at 6%; with 100% employer match about $11,874 at 4% or $7,916 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-148$792,920$140,589$950iApproximate average salary by contribution assumption: employee only about $23,748 at 4% or $15,832 at 6%; with 50% employer match about $15,832 at 4% or $10,555 at 6%; with 100% employer match about $11,874 at 4% or $7,916 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-64---
20002222$1,975,557$422,007$1,901iApproximate average salary by contribution assumption: employee only about $47,523 at 4% or $31,682 at 6%; with 50% employer match about $31,682 at 4% or $21,121 at 6%; with 100% employer match about $23,762 at 4% or $15,841 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-59$1,168,704$246,669$4,181iApproximate average salary by contribution assumption: employee only about $104,521 at 4% or $69,681 at 6%; with 50% employer match about $69,681 at 4% or $46,454 at 6%; with 100% employer match about $52,260 at 4% or $34,840 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-222$806,853$175,338$790iApproximate average salary by contribution assumption: employee only about $19,745 at 4% or $13,164 at 6%; with 50% employer match about $13,164 at 4% or $8,776 at 6%; with 100% employer match about $9,873 at 4% or $6,582 at 6%.
19992229$1,736,999$353,931$1,546iApproximate average salary by contribution assumption: employee only about $38,639 at 4% or $25,759 at 6%; with 50% employer match about $25,759 at 4% or $17,173 at 6%; with 100% employer match about $19,319 at 4% or $12,880 at 6%.
Suffolk Downs 401K Savings and Retirement Plan-82$1,063,563$178,219$2,173iApproximate average salary by contribution assumption: employee only about $54,335 at 4% or $36,223 at 6%; with 50% employer match about $36,223 at 4% or $24,149 at 6%; with 100% employer match about $27,168 at 4% or $18,112 at 6%.
Suffolk Downs Ibew Local 123 401K Savings and Retirement Plan-229$673,436$175,712$767iApproximate average salary by contribution assumption: employee only about $19,183 at 4% or $12,788 at 6%; with 50% employer match about $12,788 at 4% or $8,526 at 6%; with 100% employer match about $9,591 at 4% or $6,394 at 6%.