Civic Intelligence

Mcphail Associates Inc.

Plan context: Mcphail Associates Inc. Profit Sharing Retirement Plan

EIN 04-3131850 • Burlington, MA • 39 filings • 3 plans

42 3rd AvenueBurlington, MA 01803
Current Snapshot

Latest Year

2025

2025 Participants

69

2025 Assets

$21,714,773

2025 Contributions

$1,586,246

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$30,242,756$15,121,378$0199920122025YearValue
$21,714,773Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

82410199920122025YearValue
69Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025169$21,714,773$1,586,246$22,989iApproximate average salary by contribution assumption: employee only about $574,727 at 4% or $383,151 at 6%; with 50% employer match about $383,151 at 4% or $255,434 at 6%; with 100% employer match about $287,363 at 4% or $191,576 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-69$21,714,773$1,586,246$22,989iApproximate average salary by contribution assumption: employee only about $574,727 at 4% or $383,151 at 6%; with 50% employer match about $383,151 at 4% or $255,434 at 6%; with 100% employer match about $287,363 at 4% or $191,576 at 6%.
2024171$17,708,179$1,582,511$22,289iApproximate average salary by contribution assumption: employee only about $557,222 at 4% or $371,481 at 6%; with 50% employer match about $371,481 at 4% or $247,654 at 6%; with 100% employer match about $278,611 at 4% or $185,741 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-71$17,708,179$1,582,511$22,289iApproximate average salary by contribution assumption: employee only about $557,222 at 4% or $371,481 at 6%; with 50% employer match about $371,481 at 4% or $247,654 at 6%; with 100% employer match about $278,611 at 4% or $185,741 at 6%.
2023182$15,846,632$1,751,878$21,364iApproximate average salary by contribution assumption: employee only about $534,109 at 4% or $356,073 at 6%; with 50% employer match about $356,073 at 4% or $237,382 at 6%; with 100% employer match about $267,055 at 4% or $178,036 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-82$15,846,632$1,751,878$21,364iApproximate average salary by contribution assumption: employee only about $534,109 at 4% or $356,073 at 6%; with 50% employer match about $356,073 at 4% or $237,382 at 6%; with 100% employer match about $267,055 at 4% or $178,036 at 6%.
2022276$12,725,870$2,964,724$39,010iApproximate average salary by contribution assumption: employee only about $975,238 at 4% or $650,159 at 6%; with 50% employer match about $650,159 at 4% or $433,439 at 6%; with 100% employer match about $487,619 at 4% or $325,079 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-76$12,725,870$2,964,724$39,010iApproximate average salary by contribution assumption: employee only about $975,238 at 4% or $650,159 at 6%; with 50% employer match about $650,159 at 4% or $433,439 at 6%; with 100% employer match about $487,619 at 4% or $325,079 at 6%.
Mcphail Associates LLC Cash Balance Plan-0$0$0-
2021276$30,242,756$1,511,575$19,889iApproximate average salary by contribution assumption: employee only about $497,229 at 4% or $331,486 at 6%; with 50% employer match about $331,486 at 4% or $220,990 at 6%; with 100% employer match about $248,614 at 4% or $165,743 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-76$21,512,110$837,298$11,017iApproximate average salary by contribution assumption: employee only about $275,427 at 4% or $183,618 at 6%; with 50% employer match about $183,618 at 4% or $122,412 at 6%; with 100% employer match about $137,713 at 4% or $91,809 at 6%.
Mcphail Associates LLC Cash Balance Plan-60$8,730,646$674,277$11,238iApproximate average salary by contribution assumption: employee only about $280,949 at 4% or $187,299 at 6%; with 50% employer match about $187,299 at 4% or $124,866 at 6%; with 100% employer match about $140,474 at 4% or $93,650 at 6%.
2020279$26,056,104$1,618,513$20,488iApproximate average salary by contribution assumption: employee only about $512,188 at 4% or $341,458 at 6%; with 50% employer match about $341,458 at 4% or $227,639 at 6%; with 100% employer match about $256,094 at 4% or $170,729 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-79$18,418,711$812,839$10,289iApproximate average salary by contribution assumption: employee only about $257,228 at 4% or $171,485 at 6%; with 50% employer match about $171,485 at 4% or $114,323 at 6%; with 100% employer match about $128,614 at 4% or $85,743 at 6%.
Mcphail Associates LLC Cash Balance Plan-59$7,637,393$805,674$13,655iApproximate average salary by contribution assumption: employee only about $341,387 at 4% or $227,592 at 6%; with 50% employer match about $227,592 at 4% or $151,728 at 6%; with 100% employer match about $170,694 at 4% or $113,796 at 6%.
2019274$22,238,767$1,473,861$19,917iApproximate average salary by contribution assumption: employee only about $497,926 at 4% or $331,951 at 6%; with 50% employer match about $331,951 at 4% or $221,300 at 6%; with 100% employer match about $248,963 at 4% or $165,975 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-74$15,727,162$823,861$11,133iApproximate average salary by contribution assumption: employee only about $278,331 at 4% or $185,554 at 6%; with 50% employer match about $185,554 at 4% or $123,703 at 6%; with 100% employer match about $139,166 at 4% or $92,777 at 6%.
Mcphail Associates LLC Cash Balance Plan-58$6,511,605$650,000$11,207iApproximate average salary by contribution assumption: employee only about $280,172 at 4% or $186,782 at 6%; with 50% employer match about $186,782 at 4% or $124,521 at 6%; with 100% employer match about $140,086 at 4% or $93,391 at 6%.
2018264$17,524,871$1,393,899$21,780iApproximate average salary by contribution assumption: employee only about $544,492 at 4% or $362,995 at 6%; with 50% employer match about $362,995 at 4% or $241,996 at 6%; with 100% employer match about $272,246 at 4% or $181,497 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-64$12,567,575$634,092$9,908iApproximate average salary by contribution assumption: employee only about $247,692 at 4% or $165,128 at 6%; with 50% employer match about $165,128 at 4% or $110,085 at 6%; with 100% employer match about $123,846 at 4% or $82,564 at 6%.
Mcphail Associates LLC Cash Balance Plan-54$4,957,296$759,807$14,071iApproximate average salary by contribution assumption: employee only about $351,763 at 4% or $234,508 at 6%; with 50% employer match about $234,508 at 4% or $156,339 at 6%; with 100% employer match about $175,881 at 4% or $117,254 at 6%.
2017255$16,940,666$1,346,551$24,483iApproximate average salary by contribution assumption: employee only about $612,069 at 4% or $408,046 at 6%; with 50% employer match about $408,046 at 4% or $272,031 at 6%; with 100% employer match about $306,034 at 4% or $204,023 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-55$12,503,046$635,448$11,554iApproximate average salary by contribution assumption: employee only about $288,840 at 4% or $192,560 at 6%; with 50% employer match about $192,560 at 4% or $128,373 at 6%; with 100% employer match about $144,420 at 4% or $96,280 at 6%.
Mcphail Associates LLC Cash Balance Plan-47$4,437,620$711,103$15,130iApproximate average salary by contribution assumption: employee only about $378,246 at 4% or $252,164 at 6%; with 50% employer match about $252,164 at 4% or $168,109 at 6%; with 100% employer match about $189,123 at 4% or $126,082 at 6%.
2016250$13,738,777$1,249,267$24,985iApproximate average salary by contribution assumption: employee only about $624,634 at 4% or $416,422 at 6%; with 50% employer match about $416,422 at 4% or $277,615 at 6%; with 100% employer match about $312,317 at 4% or $208,211 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-50$10,400,640$564,728$11,295iApproximate average salary by contribution assumption: employee only about $282,364 at 4% or $188,243 at 6%; with 50% employer match about $188,243 at 4% or $125,495 at 6%; with 100% employer match about $141,182 at 4% or $94,121 at 6%.
Mcphail Associates LLC Cash Balance Plan-41$3,338,137$684,539$16,696iApproximate average salary by contribution assumption: employee only about $417,402 at 4% or $278,268 at 6%; with 50% employer match about $278,268 at 4% or $185,512 at 6%; with 100% employer match about $208,701 at 4% or $139,134 at 6%.
2015247$11,867,222$1,171,871$24,933iApproximate average salary by contribution assumption: employee only about $623,336 at 4% or $415,557 at 6%; with 50% employer match about $415,557 at 4% or $277,038 at 6%; with 100% employer match about $311,668 at 4% or $207,779 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-47$9,396,493$507,311$10,794iApproximate average salary by contribution assumption: employee only about $269,846 at 4% or $179,898 at 6%; with 50% employer match about $179,898 at 4% or $119,932 at 6%; with 100% employer match about $134,923 at 4% or $89,949 at 6%.
Mcphail Associates LLC Cash Balance Plan-40$2,470,729$664,560$16,614iApproximate average salary by contribution assumption: employee only about $415,350 at 4% or $276,900 at 6%; with 50% employer match about $276,900 at 4% or $184,600 at 6%; with 100% employer match about $207,675 at 4% or $138,450 at 6%.
2014243$11,392,232$910,707$21,179iApproximate average salary by contribution assumption: employee only about $529,481 at 4% or $352,987 at 6%; with 50% employer match about $352,987 at 4% or $235,325 at 6%; with 100% employer match about $264,740 at 4% or $176,494 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-43$9,573,680$480,060$11,164iApproximate average salary by contribution assumption: employee only about $279,105 at 4% or $186,070 at 6%; with 50% employer match about $186,070 at 4% or $124,047 at 6%; with 100% employer match about $139,552 at 4% or $93,035 at 6%.
Mcphail Associates LLC Cash Balance Plan-40$1,818,552$430,647$10,766iApproximate average salary by contribution assumption: employee only about $269,154 at 4% or $179,436 at 6%; with 50% employer match about $179,436 at 4% or $119,624 at 6%; with 100% employer match about $134,577 at 4% or $89,718 at 6%.
2013242$10,333,516$864,930$20,594iApproximate average salary by contribution assumption: employee only about $514,839 at 4% or $343,226 at 6%; with 50% employer match about $343,226 at 4% or $228,817 at 6%; with 100% employer match about $257,420 at 4% or $171,613 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-42$9,008,488$449,848$10,711iApproximate average salary by contribution assumption: employee only about $267,767 at 4% or $178,511 at 6%; with 50% employer match about $178,511 at 4% or $119,007 at 6%; with 100% employer match about $133,883 at 4% or $89,256 at 6%.
Mcphail Associates LLC Cash Balance Plan-37$1,325,028$415,082$11,218iApproximate average salary by contribution assumption: employee only about $280,461 at 4% or $186,974 at 6%; with 50% employer match about $186,974 at 4% or $124,649 at 6%; with 100% employer match about $140,230 at 4% or $93,487 at 6%.
2012236$8,300,815$927,539$25,765iApproximate average salary by contribution assumption: employee only about $644,124 at 4% or $429,416 at 6%; with 50% employer match about $429,416 at 4% or $286,277 at 6%; with 100% employer match about $322,062 at 4% or $214,708 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-36$7,428,164$442,837$12,301iApproximate average salary by contribution assumption: employee only about $307,526 at 4% or $205,017 at 6%; with 50% employer match about $205,017 at 4% or $136,678 at 6%; with 100% employer match about $153,763 at 4% or $102,509 at 6%.
Mcphail Associates LLC Cash Balance Plan-32$872,651$484,702$15,147iApproximate average salary by contribution assumption: employee only about $378,673 at 4% or $252,449 at 6%; with 50% employer match about $252,449 at 4% or $168,299 at 6%; with 100% employer match about $189,337 at 4% or $126,224 at 6%.
2011238$7,210,372$737,910$19,419iApproximate average salary by contribution assumption: employee only about $485,467 at 4% or $323,645 at 6%; with 50% employer match about $323,645 at 4% or $215,763 at 6%; with 100% employer match about $242,734 at 4% or $161,822 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-38$6,851,554$379,092$9,976iApproximate average salary by contribution assumption: employee only about $249,403 at 4% or $166,268 at 6%; with 50% employer match about $166,268 at 4% or $110,846 at 6%; with 100% employer match about $124,701 at 4% or $83,134 at 6%.
Mcphail Associates LLC Cash Balance Plan-38$358,818$358,818$9,443iApproximate average salary by contribution assumption: employee only about $236,064 at 4% or $157,376 at 6%; with 50% employer match about $157,376 at 4% or $104,918 at 6%; with 100% employer match about $118,032 at 4% or $78,688 at 6%.
2010134$6,380,740$353,446$10,395iApproximate average salary by contribution assumption: employee only about $259,887 at 4% or $173,258 at 6%; with 50% employer match about $173,258 at 4% or $115,505 at 6%; with 100% employer match about $129,943 at 4% or $86,629 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-34$6,380,740$353,446$10,395iApproximate average salary by contribution assumption: employee only about $259,887 at 4% or $173,258 at 6%; with 50% employer match about $173,258 at 4% or $115,505 at 6%; with 100% employer match about $129,943 at 4% or $86,629 at 6%.
2009126$7,587,500$341,867$13,149iApproximate average salary by contribution assumption: employee only about $328,718 at 4% or $219,146 at 6%; with 50% employer match about $219,146 at 4% or $146,097 at 6%; with 100% employer match about $164,359 at 4% or $109,573 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-26$7,587,500$341,867$13,149iApproximate average salary by contribution assumption: employee only about $328,718 at 4% or $219,146 at 6%; with 50% employer match about $219,146 at 4% or $146,097 at 6%; with 100% employer match about $164,359 at 4% or $109,573 at 6%.
2008124$5,897,760$343,074$14,295iApproximate average salary by contribution assumption: employee only about $357,369 at 4% or $238,246 at 6%; with 50% employer match about $238,246 at 4% or $158,831 at 6%; with 100% employer match about $178,684 at 4% or $119,123 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-24$5,897,760$343,074$14,295iApproximate average salary by contribution assumption: employee only about $357,369 at 4% or $238,246 at 6%; with 50% employer match about $238,246 at 4% or $158,831 at 6%; with 100% employer match about $178,684 at 4% or $119,123 at 6%.
2007127$7,455,144$357,340$13,235iApproximate average salary by contribution assumption: employee only about $330,870 at 4% or $220,580 at 6%; with 50% employer match about $220,580 at 4% or $147,053 at 6%; with 100% employer match about $165,435 at 4% or $110,290 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-27$7,455,144$357,340$13,235iApproximate average salary by contribution assumption: employee only about $330,870 at 4% or $220,580 at 6%; with 50% employer match about $220,580 at 4% or $147,053 at 6%; with 100% employer match about $165,435 at 4% or $110,290 at 6%.
2006128$6,686,584$371,378$13,264iApproximate average salary by contribution assumption: employee only about $331,588 at 4% or $221,058 at 6%; with 50% employer match about $221,058 at 4% or $147,372 at 6%; with 100% employer match about $165,794 at 4% or $110,529 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-28$6,686,584$371,378$13,264iApproximate average salary by contribution assumption: employee only about $331,588 at 4% or $221,058 at 6%; with 50% employer match about $221,058 at 4% or $147,372 at 6%; with 100% employer match about $165,794 at 4% or $110,529 at 6%.
2005130$5,609,456$360,527$12,018iApproximate average salary by contribution assumption: employee only about $300,439 at 4% or $200,293 at 6%; with 50% employer match about $200,293 at 4% or $133,529 at 6%; with 100% employer match about $150,220 at 4% or $100,146 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-30$5,609,456$360,527$12,018iApproximate average salary by contribution assumption: employee only about $300,439 at 4% or $200,293 at 6%; with 50% employer match about $200,293 at 4% or $133,529 at 6%; with 100% employer match about $150,220 at 4% or $100,146 at 6%.
2004129$5,089,127$334,834$11,546iApproximate average salary by contribution assumption: employee only about $288,650 at 4% or $192,433 at 6%; with 50% employer match about $192,433 at 4% or $128,289 at 6%; with 100% employer match about $144,325 at 4% or $96,217 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-29$5,089,127$334,834$11,546iApproximate average salary by contribution assumption: employee only about $288,650 at 4% or $192,433 at 6%; with 50% employer match about $192,433 at 4% or $128,289 at 6%; with 100% employer match about $144,325 at 4% or $96,217 at 6%.
2003127$4,392,319$310,159$11,487iApproximate average salary by contribution assumption: employee only about $287,184 at 4% or $191,456 at 6%; with 50% employer match about $191,456 at 4% or $127,637 at 6%; with 100% employer match about $143,592 at 4% or $95,728 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-27$4,392,319$310,159$11,487iApproximate average salary by contribution assumption: employee only about $287,184 at 4% or $191,456 at 6%; with 50% employer match about $191,456 at 4% or $127,637 at 6%; with 100% employer match about $143,592 at 4% or $95,728 at 6%.
2002123$3,248,876$272,714$11,857iApproximate average salary by contribution assumption: employee only about $296,428 at 4% or $197,619 at 6%; with 50% employer match about $197,619 at 4% or $131,746 at 6%; with 100% employer match about $148,214 at 4% or $98,809 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-23$3,248,876$272,714$11,857iApproximate average salary by contribution assumption: employee only about $296,428 at 4% or $197,619 at 6%; with 50% employer match about $197,619 at 4% or $131,746 at 6%; with 100% employer match about $148,214 at 4% or $98,809 at 6%.
2001121$3,948,623$225,398$10,733iApproximate average salary by contribution assumption: employee only about $268,331 at 4% or $178,887 at 6%; with 50% employer match about $178,887 at 4% or $119,258 at 6%; with 100% employer match about $134,165 at 4% or $89,444 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-21$3,948,623$225,398$10,733iApproximate average salary by contribution assumption: employee only about $268,331 at 4% or $178,887 at 6%; with 50% employer match about $178,887 at 4% or $119,258 at 6%; with 100% employer match about $134,165 at 4% or $89,444 at 6%.
2000119$3,893,459$209,003$11,000iApproximate average salary by contribution assumption: employee only about $275,004 at 4% or $183,336 at 6%; with 50% employer match about $183,336 at 4% or $122,224 at 6%; with 100% employer match about $137,502 at 4% or $91,668 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-19$3,893,459$209,003$11,000iApproximate average salary by contribution assumption: employee only about $275,004 at 4% or $183,336 at 6%; with 50% employer match about $183,336 at 4% or $122,224 at 6%; with 100% employer match about $137,502 at 4% or $91,668 at 6%.
1999117$3,497,662$189,356$11,139iApproximate average salary by contribution assumption: employee only about $278,465 at 4% or $185,643 at 6%; with 50% employer match about $185,643 at 4% or $123,762 at 6%; with 100% employer match about $139,232 at 4% or $92,822 at 6%.
Mcphail Associates Inc. Profit Sharing Retirement Plan-17$3,497,662$189,356$11,139iApproximate average salary by contribution assumption: employee only about $278,465 at 4% or $185,643 at 6%; with 50% employer match about $185,643 at 4% or $123,762 at 6%; with 100% employer match about $139,232 at 4% or $92,822 at 6%.