Civic Intelligence

A & D Cold Storage Inc

Plan context: A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust

EIN 04-3125213 • Worcester, MA • 19 filings • 4 plans

512 Southbridge StWorcester, MA 01610-1716
Current Snapshot

Latest Year

2025

2025 Participants

11

2025 Assets

$4,310,975

2025 Contributions

$115,594

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,310,975$2,155,488$0200620162025YearValue
$4,310,975Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1580200620162025YearValue
11Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025111$4,310,975$115,594$10,509iApproximate average salary by contribution assumption: employee only about $262,714 at 4% or $175,142 at 6%; with 50% employer match about $175,142 at 4% or $116,762 at 6%; with 100% employer match about $131,357 at 4% or $87,571 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-11$4,310,975$115,594$10,509iApproximate average salary by contribution assumption: employee only about $262,714 at 4% or $175,142 at 6%; with 50% employer match about $175,142 at 4% or $116,762 at 6%; with 100% employer match about $131,357 at 4% or $87,571 at 6%.
2024111$3,802,439$112,152$10,196iApproximate average salary by contribution assumption: employee only about $254,891 at 4% or $169,927 at 6%; with 50% employer match about $169,927 at 4% or $113,285 at 6%; with 100% employer match about $127,445 at 4% or $84,964 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-11$3,802,439$112,152$10,196iApproximate average salary by contribution assumption: employee only about $254,891 at 4% or $169,927 at 6%; with 50% employer match about $169,927 at 4% or $113,285 at 6%; with 100% employer match about $127,445 at 4% or $84,964 at 6%.
2023110$2,759,412$134,591$13,459iApproximate average salary by contribution assumption: employee only about $336,478 at 4% or $224,318 at 6%; with 50% employer match about $224,318 at 4% or $149,546 at 6%; with 100% employer match about $168,239 at 4% or $112,159 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-10$2,759,412$134,591$13,459iApproximate average salary by contribution assumption: employee only about $336,478 at 4% or $224,318 at 6%; with 50% employer match about $224,318 at 4% or $149,546 at 6%; with 100% employer match about $168,239 at 4% or $112,159 at 6%.
2022110$1,900,650$102,655$10,266iApproximate average salary by contribution assumption: employee only about $256,638 at 4% or $171,092 at 6%; with 50% employer match about $171,092 at 4% or $114,061 at 6%; with 100% employer match about $128,319 at 4% or $85,546 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-10$1,900,650$102,655$10,266iApproximate average salary by contribution assumption: employee only about $256,638 at 4% or $171,092 at 6%; with 50% employer match about $171,092 at 4% or $114,061 at 6%; with 100% employer match about $128,319 at 4% or $85,546 at 6%.
2021111$2,453,152$92,212$8,383iApproximate average salary by contribution assumption: employee only about $209,573 at 4% or $139,715 at 6%; with 50% employer match about $139,715 at 4% or $93,143 at 6%; with 100% employer match about $104,786 at 4% or $69,858 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-11$2,453,152$92,212$8,383iApproximate average salary by contribution assumption: employee only about $209,573 at 4% or $139,715 at 6%; with 50% employer match about $139,715 at 4% or $93,143 at 6%; with 100% employer match about $104,786 at 4% or $69,858 at 6%.
2020112$1,957,823$88,754$7,396iApproximate average salary by contribution assumption: employee only about $184,904 at 4% or $123,269 at 6%; with 50% employer match about $123,269 at 4% or $82,180 at 6%; with 100% employer match about $92,452 at 4% or $61,635 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-12$1,957,823$88,754$7,396iApproximate average salary by contribution assumption: employee only about $184,904 at 4% or $123,269 at 6%; with 50% employer match about $123,269 at 4% or $82,180 at 6%; with 100% employer match about $92,452 at 4% or $61,635 at 6%.
2019113$1,261,225$76,868$5,913iApproximate average salary by contribution assumption: employee only about $147,823 at 4% or $98,549 at 6%; with 50% employer match about $98,549 at 4% or $65,699 at 6%; with 100% employer match about $73,912 at 4% or $49,274 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-13$1,261,225$76,868$5,913iApproximate average salary by contribution assumption: employee only about $147,823 at 4% or $98,549 at 6%; with 50% employer match about $98,549 at 4% or $65,699 at 6%; with 100% employer match about $73,912 at 4% or $49,274 at 6%.
2018112$834,292$151,350$12,613iApproximate average salary by contribution assumption: employee only about $315,313 at 4% or $210,208 at 6%; with 50% employer match about $210,208 at 4% or $140,139 at 6%; with 100% employer match about $157,656 at 4% or $105,104 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-12$834,292$151,350$12,613iApproximate average salary by contribution assumption: employee only about $315,313 at 4% or $210,208 at 6%; with 50% employer match about $210,208 at 4% or $140,139 at 6%; with 100% employer match about $157,656 at 4% or $105,104 at 6%.
201719$726,403$54,017$6,002iApproximate average salary by contribution assumption: employee only about $150,047 at 4% or $100,031 at 6%; with 50% employer match about $100,031 at 4% or $66,688 at 6%; with 100% employer match about $75,024 at 4% or $50,016 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-9$726,403$54,017$6,002iApproximate average salary by contribution assumption: employee only about $150,047 at 4% or $100,031 at 6%; with 50% employer match about $100,031 at 4% or $66,688 at 6%; with 100% employer match about $75,024 at 4% or $50,016 at 6%.
201618$563,053$56,584$7,073iApproximate average salary by contribution assumption: employee only about $176,825 at 4% or $117,883 at 6%; with 50% employer match about $117,883 at 4% or $78,589 at 6%; with 100% employer match about $88,413 at 4% or $58,942 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-8$563,053$56,584$7,073iApproximate average salary by contribution assumption: employee only about $176,825 at 4% or $117,883 at 6%; with 50% employer match about $117,883 at 4% or $78,589 at 6%; with 100% employer match about $88,413 at 4% or $58,942 at 6%.
201519$459,183$59,210$6,579iApproximate average salary by contribution assumption: employee only about $164,472 at 4% or $109,648 at 6%; with 50% employer match about $109,648 at 4% or $73,099 at 6%; with 100% employer match about $82,236 at 4% or $54,824 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-9$459,183$59,210$6,579iApproximate average salary by contribution assumption: employee only about $164,472 at 4% or $109,648 at 6%; with 50% employer match about $109,648 at 4% or $73,099 at 6%; with 100% employer match about $82,236 at 4% or $54,824 at 6%.
2014115$420,277$55,913$3,728iApproximate average salary by contribution assumption: employee only about $93,188 at 4% or $62,126 at 6%; with 50% employer match about $62,126 at 4% or $41,417 at 6%; with 100% employer match about $46,594 at 4% or $31,063 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-15$420,277$55,913$3,728iApproximate average salary by contribution assumption: employee only about $93,188 at 4% or $62,126 at 6%; with 50% employer match about $62,126 at 4% or $41,417 at 6%; with 100% employer match about $46,594 at 4% or $31,063 at 6%.
2013111$355,674$56,402$5,127iApproximate average salary by contribution assumption: employee only about $128,186 at 4% or $85,458 at 6%; with 50% employer match about $85,458 at 4% or $56,972 at 6%; with 100% employer match about $64,093 at 4% or $42,729 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-11$355,674$56,402$5,127iApproximate average salary by contribution assumption: employee only about $128,186 at 4% or $85,458 at 6%; with 50% employer match about $85,458 at 4% or $56,972 at 6%; with 100% employer match about $64,093 at 4% or $42,729 at 6%.
2012112$275,930$59,193$4,933iApproximate average salary by contribution assumption: employee only about $123,319 at 4% or $82,213 at 6%; with 50% employer match about $82,213 at 4% or $54,808 at 6%; with 100% employer match about $61,659 at 4% or $41,106 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-12$275,930$59,193$4,933iApproximate average salary by contribution assumption: employee only about $123,319 at 4% or $82,213 at 6%; with 50% employer match about $82,213 at 4% or $54,808 at 6%; with 100% employer match about $61,659 at 4% or $41,106 at 6%.
201115$1$51,135$10,227iApproximate average salary by contribution assumption: employee only about $255,675 at 4% or $170,450 at 6%; with 50% employer match about $170,450 at 4% or $113,633 at 6%; with 100% employer match about $127,838 at 4% or $85,225 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-5$1$51,135$10,227iApproximate average salary by contribution assumption: employee only about $255,675 at 4% or $170,450 at 6%; with 50% employer match about $170,450 at 4% or $113,633 at 6%; with 100% employer match about $127,838 at 4% or $85,225 at 6%.
201018$295,963$88,689$11,086iApproximate average salary by contribution assumption: employee only about $277,153 at 4% or $184,769 at 6%; with 50% employer match about $184,769 at 4% or $123,179 at 6%; with 100% employer match about $138,577 at 4% or $92,384 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-8$295,963$88,689$11,086iApproximate average salary by contribution assumption: employee only about $277,153 at 4% or $184,769 at 6%; with 50% employer match about $184,769 at 4% or $123,179 at 6%; with 100% employer match about $138,577 at 4% or $92,384 at 6%.
2009110$209,769$83,455$8,346iApproximate average salary by contribution assumption: employee only about $208,638 at 4% or $139,092 at 6%; with 50% employer match about $139,092 at 4% or $92,728 at 6%; with 100% employer match about $104,319 at 4% or $69,546 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-10$209,769$83,455$8,346iApproximate average salary by contribution assumption: employee only about $208,638 at 4% or $139,092 at 6%; with 50% employer match about $139,092 at 4% or $92,728 at 6%; with 100% employer match about $104,319 at 4% or $69,546 at 6%.
200718$76,609$70,301$8,788iApproximate average salary by contribution assumption: employee only about $219,691 at 4% or $146,460 at 6%; with 50% employer match about $146,460 at 4% or $97,640 at 6%; with 100% employer match about $109,845 at 4% or $73,230 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-8$76,609$70,301$8,788iApproximate average salary by contribution assumption: employee only about $219,691 at 4% or $146,460 at 6%; with 50% employer match about $146,460 at 4% or $97,640 at 6%; with 100% employer match about $109,845 at 4% or $73,230 at 6%.
200618$6,152$6,091$761iApproximate average salary by contribution assumption: employee only about $19,034 at 4% or $12,690 at 6%; with 50% employer match about $12,690 at 4% or $8,460 at 6%; with 100% employer match about $9,517 at 4% or $6,345 at 6%.
A & D Cold Storage Inc 401(K) Profit Sharing Plan & Trust-8$6,152$6,091$761iApproximate average salary by contribution assumption: employee only about $19,034 at 4% or $12,690 at 6%; with 50% employer match about $12,690 at 4% or $8,460 at 6%; with 100% employer match about $9,517 at 4% or $6,345 at 6%.