Civic Intelligence

Construction Dynamics Inc.

Plan context: Construction Dynamics Pension Plan

EIN 04-3106488 • Clinton, MA • 54 filings • 4 plans

65 Parker StreetClinton, MA 01510
Current Snapshot

Latest Year

2025

2025 Participants

54

2025 Assets

$13,885,400

2025 Contributions

$1,098,664

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$13,885,400$6,942,700$0199920122025YearValue
$13,885,400Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

71360199920122025YearValue
54Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025254$13,885,400$1,098,664$20,346iApproximate average salary by contribution assumption: employee only about $508,641 at 4% or $339,094 at 6%; with 50% employer match about $339,094 at 4% or $226,063 at 6%; with 100% employer match about $254,320 at 4% or $169,547 at 6%.
Construction Dynamics Pension Plan-54$11,190,375$817,713$15,143iApproximate average salary by contribution assumption: employee only about $378,571 at 4% or $252,381 at 6%; with 50% employer match about $252,381 at 4% or $168,254 at 6%; with 100% employer match about $189,285 at 4% or $126,190 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-31$2,695,025$280,951$9,063iApproximate average salary by contribution assumption: employee only about $226,573 at 4% or $151,049 at 6%; with 50% employer match about $151,049 at 4% or $100,699 at 6%; with 100% employer match about $113,287 at 4% or $75,524 at 6%.
2024251$11,457,020$991,668$19,444iApproximate average salary by contribution assumption: employee only about $486,112 at 4% or $324,075 at 6%; with 50% employer match about $324,075 at 4% or $216,050 at 6%; with 100% employer match about $243,056 at 4% or $162,037 at 6%.
Construction Dynamics Pension Plan-51$9,341,810$801,833$15,722iApproximate average salary by contribution assumption: employee only about $393,055 at 4% or $262,037 at 6%; with 50% employer match about $262,037 at 4% or $174,691 at 6%; with 100% employer match about $196,528 at 4% or $131,018 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-25$2,115,210$189,835$7,593iApproximate average salary by contribution assumption: employee only about $189,835 at 4% or $126,557 at 6%; with 50% employer match about $126,557 at 4% or $84,371 at 6%; with 100% employer match about $94,918 at 4% or $63,278 at 6%.
2023249$9,631,438$824,836$16,833iApproximate average salary by contribution assumption: employee only about $420,835 at 4% or $280,556 at 6%; with 50% employer match about $280,556 at 4% or $187,038 at 6%; with 100% employer match about $210,417 at 4% or $140,278 at 6%.
Construction Dynamics Pension Plan-49$7,886,722$732,535$14,950iApproximate average salary by contribution assumption: employee only about $373,742 at 4% or $249,162 at 6%; with 50% employer match about $249,162 at 4% or $166,108 at 6%; with 100% employer match about $186,871 at 4% or $124,581 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-23$1,744,716$92,301$4,013iApproximate average salary by contribution assumption: employee only about $100,327 at 4% or $66,885 at 6%; with 50% employer match about $66,885 at 4% or $44,590 at 6%; with 100% employer match about $50,164 at 4% or $33,442 at 6%.
2022253$7,709,879$716,117$13,512iApproximate average salary by contribution assumption: employee only about $337,791 at 4% or $225,194 at 6%; with 50% employer match about $225,194 at 4% or $150,129 at 6%; with 100% employer match about $168,896 at 4% or $112,597 at 6%.
Construction Dynamics Pension Plan-53$6,261,720$622,774$11,750iApproximate average salary by contribution assumption: employee only about $293,761 at 4% or $195,841 at 6%; with 50% employer match about $195,841 at 4% or $130,561 at 6%; with 100% employer match about $146,881 at 4% or $97,920 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-27$1,448,159$93,343$3,457iApproximate average salary by contribution assumption: employee only about $86,429 at 4% or $57,619 at 6%; with 50% employer match about $57,619 at 4% or $38,413 at 6%; with 100% employer match about $43,214 at 4% or $28,810 at 6%.
2021245$9,060,879$467,848$10,397iApproximate average salary by contribution assumption: employee only about $259,916 at 4% or $173,277 at 6%; with 50% employer match about $173,277 at 4% or $115,518 at 6%; with 100% employer match about $129,958 at 4% or $86,639 at 6%.
Construction Dynamics Pension Plan-45$7,431,690$377,987$8,400iApproximate average salary by contribution assumption: employee only about $209,993 at 4% or $139,995 at 6%; with 50% employer match about $139,995 at 4% or $93,330 at 6%; with 100% employer match about $104,996 at 4% or $69,998 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-26$1,629,189$89,861$3,456iApproximate average salary by contribution assumption: employee only about $86,405 at 4% or $57,603 at 6%; with 50% employer match about $57,603 at 4% or $38,402 at 6%; with 100% employer match about $43,202 at 4% or $28,802 at 6%.
2020246$8,377,831$851,750$18,516iApproximate average salary by contribution assumption: employee only about $462,908 at 4% or $308,605 at 6%; with 50% employer match about $308,605 at 4% or $205,737 at 6%; with 100% employer match about $231,454 at 4% or $154,303 at 6%.
Construction Dynamics Pension Plan-46$6,539,365$782,335$17,007iApproximate average salary by contribution assumption: employee only about $425,182 at 4% or $283,455 at 6%; with 50% employer match about $283,455 at 4% or $188,970 at 6%; with 100% employer match about $212,591 at 4% or $141,727 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-25$1,838,466$69,415$2,777iApproximate average salary by contribution assumption: employee only about $69,415 at 4% or $46,277 at 6%; with 50% employer match about $46,277 at 4% or $30,851 at 6%; with 100% employer match about $34,708 at 4% or $23,138 at 6%.
2019253$8,426,477$486,542$9,180iApproximate average salary by contribution assumption: employee only about $229,501 at 4% or $153,001 at 6%; with 50% employer match about $153,001 at 4% or $102,000 at 6%; with 100% employer match about $114,750 at 4% or $76,500 at 6%.
Construction Dynamics Pension Plan-53$6,527,789$417,347$7,874iApproximate average salary by contribution assumption: employee only about $196,862 at 4% or $131,241 at 6%; with 50% employer match about $131,241 at 4% or $87,494 at 6%; with 100% employer match about $98,431 at 4% or $65,621 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-24$1,898,688$69,195$2,883iApproximate average salary by contribution assumption: employee only about $72,078 at 4% or $48,052 at 6%; with 50% employer match about $48,052 at 4% or $32,035 at 6%; with 100% employer match about $36,039 at 4% or $24,026 at 6%.
2018257$6,841,816$495,649$8,696iApproximate average salary by contribution assumption: employee only about $217,390 at 4% or $144,927 at 6%; with 50% employer match about $144,927 at 4% or $96,618 at 6%; with 100% employer match about $108,695 at 4% or $72,463 at 6%.
Construction Dynamics Pension Plan-57$5,278,501$416,549$7,308iApproximate average salary by contribution assumption: employee only about $182,697 at 4% or $121,798 at 6%; with 50% employer match about $121,798 at 4% or $81,199 at 6%; with 100% employer match about $91,348 at 4% or $60,899 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-25$1,563,315$79,100$3,164iApproximate average salary by contribution assumption: employee only about $79,100 at 4% or $52,733 at 6%; with 50% employer match about $52,733 at 4% or $35,156 at 6%; with 100% employer match about $39,550 at 4% or $26,367 at 6%.
2017255$7,690,441$576,307$10,478iApproximate average salary by contribution assumption: employee only about $261,958 at 4% or $174,638 at 6%; with 50% employer match about $174,638 at 4% or $116,426 at 6%; with 100% employer match about $130,979 at 4% or $87,319 at 6%.
Construction Dynamics Pension Plan-55$6,020,935$506,439$9,208iApproximate average salary by contribution assumption: employee only about $230,200 at 4% or $153,466 at 6%; with 50% employer match about $153,466 at 4% or $102,311 at 6%; with 100% employer match about $115,100 at 4% or $76,733 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-28$1,669,506$69,868$2,495iApproximate average salary by contribution assumption: employee only about $62,382 at 4% or $41,588 at 6%; with 50% employer match about $41,588 at 4% or $27,725 at 6%; with 100% employer match about $31,191 at 4% or $20,794 at 6%.
2016262$6,233,798$803,210$12,955iApproximate average salary by contribution assumption: employee only about $323,875 at 4% or $215,917 at 6%; with 50% employer match about $215,917 at 4% or $143,944 at 6%; with 100% employer match about $161,938 at 4% or $107,958 at 6%.
Construction Dynamics Pension Plan-62$4,851,560$743,672$11,995iApproximate average salary by contribution assumption: employee only about $299,868 at 4% or $199,912 at 6%; with 50% employer match about $199,912 at 4% or $133,275 at 6%; with 100% employer match about $149,934 at 4% or $99,956 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-29$1,382,238$59,538$2,053iApproximate average salary by contribution assumption: employee only about $51,326 at 4% or $34,217 at 6%; with 50% employer match about $34,217 at 4% or $22,811 at 6%; with 100% employer match about $25,663 at 4% or $17,109 at 6%.
2015271$5,656,318$601,261$8,468iApproximate average salary by contribution assumption: employee only about $211,712 at 4% or $141,141 at 6%; with 50% employer match about $141,141 at 4% or $94,094 at 6%; with 100% employer match about $105,856 at 4% or $70,571 at 6%.
Construction Dynamics Pension Plan-71$4,351,901$536,978$7,563iApproximate average salary by contribution assumption: employee only about $189,077 at 4% or $126,051 at 6%; with 50% employer match about $126,051 at 4% or $84,034 at 6%; with 100% employer match about $94,538 at 4% or $63,026 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-33$1,304,417$64,283$1,948iApproximate average salary by contribution assumption: employee only about $48,699 at 4% or $32,466 at 6%; with 50% employer match about $32,466 at 4% or $21,644 at 6%; with 100% employer match about $24,350 at 4% or $16,233 at 6%.
2014271$5,201,625$493,355$6,949iApproximate average salary by contribution assumption: employee only about $173,717 at 4% or $115,811 at 6%; with 50% employer match about $115,811 at 4% or $77,207 at 6%; with 100% employer match about $86,858 at 4% or $57,906 at 6%.
Construction Dynamics Pension Plan-71$3,936,928$428,638$6,037iApproximate average salary by contribution assumption: employee only about $150,929 at 4% or $100,619 at 6%; with 50% employer match about $100,619 at 4% or $67,079 at 6%; with 100% employer match about $75,464 at 4% or $50,310 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-30$1,264,697$64,717$2,157iApproximate average salary by contribution assumption: employee only about $53,931 at 4% or $35,954 at 6%; with 50% employer match about $35,954 at 4% or $23,969 at 6%; with 100% employer match about $26,965 at 4% or $17,977 at 6%.
2013243$4,645,678$212,724$4,947iApproximate average salary by contribution assumption: employee only about $123,677 at 4% or $82,451 at 6%; with 50% employer match about $82,451 at 4% or $54,967 at 6%; with 100% employer match about $61,838 at 4% or $41,226 at 6%.
Construction Dynamics Pension Plan-43$3,489,354$161,547$3,757iApproximate average salary by contribution assumption: employee only about $93,923 at 4% or $62,615 at 6%; with 50% employer match about $62,615 at 4% or $41,743 at 6%; with 100% employer match about $46,961 at 4% or $31,308 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-26$1,156,324$51,177$1,968iApproximate average salary by contribution assumption: employee only about $49,209 at 4% or $32,806 at 6%; with 50% employer match about $32,806 at 4% or $21,871 at 6%; with 100% employer match about $24,604 at 4% or $16,403 at 6%.
2012250$4,947,655$353,911$7,078iApproximate average salary by contribution assumption: employee only about $176,956 at 4% or $117,970 at 6%; with 50% employer match about $117,970 at 4% or $78,647 at 6%; with 100% employer match about $88,478 at 4% or $58,985 at 6%.
Construction Dynamics Pension Plan-50$4,003,934$292,498$5,850iApproximate average salary by contribution assumption: employee only about $146,249 at 4% or $97,499 at 6%; with 50% employer match about $97,499 at 4% or $65,000 at 6%; with 100% employer match about $73,125 at 4% or $48,750 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-29$943,721$61,413$2,118iApproximate average salary by contribution assumption: employee only about $52,942 at 4% or $35,295 at 6%; with 50% employer match about $35,295 at 4% or $23,530 at 6%; with 100% employer match about $26,471 at 4% or $17,647 at 6%.
2011258$4,490,304$586,419$10,111iApproximate average salary by contribution assumption: employee only about $252,767 at 4% or $168,511 at 6%; with 50% employer match about $168,511 at 4% or $112,341 at 6%; with 100% employer match about $126,383 at 4% or $84,256 at 6%.
Construction Dynamics Pension Plan-58$3,711,054$528,131$9,106iApproximate average salary by contribution assumption: employee only about $227,643 at 4% or $151,762 at 6%; with 50% employer match about $151,762 at 4% or $101,175 at 6%; with 100% employer match about $113,821 at 4% or $75,881 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-32$779,250$58,288$1,822iApproximate average salary by contribution assumption: employee only about $45,538 at 4% or $30,358 at 6%; with 50% employer match about $30,358 at 4% or $20,239 at 6%; with 100% employer match about $22,769 at 4% or $15,179 at 6%.
2010241$4,071,609$617,450$15,060iApproximate average salary by contribution assumption: employee only about $376,494 at 4% or $250,996 at 6%; with 50% employer match about $250,996 at 4% or $167,331 at 6%; with 100% employer match about $188,247 at 4% or $125,498 at 6%.
Construction Dynamics Pension Plan-41$3,320,048$572,362$13,960iApproximate average salary by contribution assumption: employee only about $349,001 at 4% or $232,667 at 6%; with 50% employer match about $232,667 at 4% or $155,112 at 6%; with 100% employer match about $174,501 at 4% or $116,334 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-31$751,561$45,088$1,454iApproximate average salary by contribution assumption: employee only about $36,361 at 4% or $24,241 at 6%; with 50% employer match about $24,241 at 4% or $16,161 at 6%; with 100% employer match about $18,181 at 4% or $12,120 at 6%.
2009241$3,156,075$285,588$6,966iApproximate average salary by contribution assumption: employee only about $174,139 at 4% or $116,093 at 6%; with 50% employer match about $116,093 at 4% or $77,395 at 6%; with 100% employer match about $87,070 at 4% or $58,046 at 6%.
Construction Dynamics Pension Plan-33$2,531,008$229,147$6,944iApproximate average salary by contribution assumption: employee only about $173,596 at 4% or $115,731 at 6%; with 50% employer match about $115,731 at 4% or $77,154 at 6%; with 100% employer match about $86,798 at 4% or $57,865 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-41$625,067$56,441$1,377iApproximate average salary by contribution assumption: employee only about $34,415 at 4% or $22,943 at 6%; with 50% employer match about $22,943 at 4% or $15,296 at 6%; with 100% employer match about $17,208 at 4% or $11,472 at 6%.
2008236$2,321,532$421,739$11,715iApproximate average salary by contribution assumption: employee only about $292,874 at 4% or $195,250 at 6%; with 50% employer match about $195,250 at 4% or $130,166 at 6%; with 100% employer match about $146,437 at 4% or $97,625 at 6%.
Construction Dynamics Pension Plan-36$1,871,145$364,754$10,132iApproximate average salary by contribution assumption: employee only about $253,301 at 4% or $168,868 at 6%; with 50% employer match about $168,868 at 4% or $112,578 at 6%; with 100% employer match about $126,651 at 4% or $84,434 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-18$450,387$56,985$3,166iApproximate average salary by contribution assumption: employee only about $79,146 at 4% or $52,764 at 6%; with 50% employer match about $52,764 at 4% or $35,176 at 6%; with 100% employer match about $39,573 at 4% or $26,382 at 6%.
2007239$2,249,753$302,102$7,746iApproximate average salary by contribution assumption: employee only about $193,655 at 4% or $129,103 at 6%; with 50% employer match about $129,103 at 4% or $86,069 at 6%; with 100% employer match about $96,828 at 4% or $64,552 at 6%.
Construction Dynamics Pension Plan-39$2,249,753$302,102$7,746iApproximate average salary by contribution assumption: employee only about $193,655 at 4% or $129,103 at 6%; with 50% employer match about $129,103 at 4% or $86,069 at 6%; with 100% employer match about $96,828 at 4% or $64,552 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-18---
2006241$2,408,890$376,996$9,195iApproximate average salary by contribution assumption: employee only about $229,876 at 4% or $153,250 at 6%; with 50% employer match about $153,250 at 4% or $102,167 at 6%; with 100% employer match about $114,938 at 4% or $76,625 at 6%.
Construction Dynamics Pension Plan-41$1,910,557$312,382$7,619iApproximate average salary by contribution assumption: employee only about $190,477 at 4% or $126,985 at 6%; with 50% employer match about $126,985 at 4% or $84,656 at 6%; with 100% employer match about $95,238 at 4% or $63,492 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-21$498,333$64,614$3,077iApproximate average salary by contribution assumption: employee only about $76,921 at 4% or $51,281 at 6%; with 50% employer match about $51,281 at 4% or $34,187 at 6%; with 100% employer match about $38,461 at 4% or $25,640 at 6%.
2005247$1,974,448$410,060$8,725iApproximate average salary by contribution assumption: employee only about $218,117 at 4% or $145,411 at 6%; with 50% employer match about $145,411 at 4% or $96,941 at 6%; with 100% employer match about $109,059 at 4% or $72,706 at 6%.
Construction Dynamics Pension Plan-47$1,589,298$353,307$7,517iApproximate average salary by contribution assumption: employee only about $187,929 at 4% or $125,286 at 6%; with 50% employer match about $125,286 at 4% or $83,524 at 6%; with 100% employer match about $93,965 at 4% or $62,643 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-21$385,150$56,753$2,703iApproximate average salary by contribution assumption: employee only about $67,563 at 4% or $45,042 at 6%; with 50% employer match about $45,042 at 4% or $30,028 at 6%; with 100% employer match about $33,782 at 4% or $22,521 at 6%.
2004241$1,651,612$386,063$9,416iApproximate average salary by contribution assumption: employee only about $235,404 at 4% or $156,936 at 6%; with 50% employer match about $156,936 at 4% or $104,624 at 6%; with 100% employer match about $117,702 at 4% or $78,468 at 6%.
Construction Dynamics Pension Plan-41$1,330,953$333,533$8,135iApproximate average salary by contribution assumption: employee only about $203,374 at 4% or $135,583 at 6%; with 50% employer match about $135,583 at 4% or $90,388 at 6%; with 100% employer match about $101,687 at 4% or $67,791 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-20$320,659$52,530$2,627iApproximate average salary by contribution assumption: employee only about $65,663 at 4% or $43,775 at 6%; with 50% employer match about $43,775 at 4% or $29,183 at 6%; with 100% employer match about $32,831 at 4% or $21,888 at 6%.
2003235$1,256,654$290,268$8,293iApproximate average salary by contribution assumption: employee only about $207,334 at 4% or $138,223 at 6%; with 50% employer match about $138,223 at 4% or $92,149 at 6%; with 100% employer match about $103,667 at 4% or $69,111 at 6%.
Construction Dynamics Pension Plan-35$1,003,299$232,329$6,638iApproximate average salary by contribution assumption: employee only about $165,949 at 4% or $110,633 at 6%; with 50% employer match about $110,633 at 4% or $73,755 at 6%; with 100% employer match about $82,975 at 4% or $55,316 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-21$253,355$57,939$2,759iApproximate average salary by contribution assumption: employee only about $68,975 at 4% or $45,983 at 6%; with 50% employer match about $45,983 at 4% or $30,656 at 6%; with 100% employer match about $34,488 at 4% or $22,992 at 6%.
2002237$806,054$378,919$10,241iApproximate average salary by contribution assumption: employee only about $256,026 at 4% or $170,684 at 6%; with 50% employer match about $170,684 at 4% or $113,789 at 6%; with 100% employer match about $128,013 at 4% or $85,342 at 6%.
Construction Dynamics Pension Plan-37$806,054$378,919$10,241iApproximate average salary by contribution assumption: employee only about $256,026 at 4% or $170,684 at 6%; with 50% employer match about $170,684 at 4% or $113,789 at 6%; with 100% employer match about $128,013 at 4% or $85,342 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-19---
2001246$731,684$265,692$5,776iApproximate average salary by contribution assumption: employee only about $144,398 at 4% or $96,265 at 6%; with 50% employer match about $96,265 at 4% or $64,177 at 6%; with 100% employer match about $72,199 at 4% or $48,133 at 6%.
Construction Dynamics Pension Plan-46$555,512$220,707$4,798iApproximate average salary by contribution assumption: employee only about $119,949 at 4% or $79,966 at 6%; with 50% employer match about $79,966 at 4% or $53,311 at 6%; with 100% employer match about $59,975 at 4% or $39,983 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-21$176,172$44,985$2,142iApproximate average salary by contribution assumption: employee only about $53,554 at 4% or $35,702 at 6%; with 50% employer match about $35,702 at 4% or $23,802 at 6%; with 100% employer match about $26,777 at 4% or $17,851 at 6%.
2000244$566,910$239,489$5,443iApproximate average salary by contribution assumption: employee only about $136,073 at 4% or $90,716 at 6%; with 50% employer match about $90,716 at 4% or $60,477 at 6%; with 100% employer match about $68,037 at 4% or $45,358 at 6%.
Construction Dynamics Pension Plan-44$406,241$196,411$4,464iApproximate average salary by contribution assumption: employee only about $111,597 at 4% or $74,398 at 6%; with 50% employer match about $74,398 at 4% or $49,599 at 6%; with 100% employer match about $55,799 at 4% or $37,199 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-21$160,669$43,078$2,051iApproximate average salary by contribution assumption: employee only about $51,283 at 4% or $34,189 at 6%; with 50% employer match about $34,189 at 4% or $22,793 at 6%; with 100% employer match about $25,642 at 4% or $17,094 at 6%.
1999242$400,921$188,432$4,486iApproximate average salary by contribution assumption: employee only about $112,162 at 4% or $74,775 at 6%; with 50% employer match about $74,775 at 4% or $49,850 at 6%; with 100% employer match about $56,081 at 4% or $37,387 at 6%.
Construction Dynamics Pension Plan-42$270,604$148,831$3,544iApproximate average salary by contribution assumption: employee only about $88,590 at 4% or $59,060 at 6%; with 50% employer match about $59,060 at 4% or $39,373 at 6%; with 100% employer match about $44,295 at 4% or $29,530 at 6%.
Construction Dynamics Inc. 401(K) Savings Plan-20$130,317$39,601$1,980iApproximate average salary by contribution assumption: employee only about $49,501 at 4% or $33,001 at 6%; with 50% employer match about $33,001 at 4% or $22,001 at 6%; with 100% employer match about $24,751 at 4% or $16,500 at 6%.