Civic Intelligence

John Saragas, MD

Plan context: The Saragas Retirement Plan

EIN 04-3106084 • Cambridge, MA • 21 filings • 3 plans

83 Cambridge ParkwayApartment West 202Cambridge, MA 02142
Current Snapshot

Latest Year

2024

2024 Participants

2

2024 Assets

$8,885,222

2024 Contributions

$1,825

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$8,885,222$4,442,611$0200220132024YearValue
$8,885,222Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

320200220132024YearValue
2Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202412$8,885,222$0-
The Saragas Retirement Plan-2$8,885,222--
202312$7,281,586$0-
The Saragas Retirement Plan-2$7,281,586--
202212$5,818,815$0-
The Saragas Retirement Plan-2$5,818,815--
202112$7,738,607$1,825$913iApproximate average salary by contribution assumption: employee only about $22,813 at 4% or $15,208 at 6%; with 50% employer match about $15,208 at 4% or $10,139 at 6%; with 100% employer match about $11,406 at 4% or $7,604 at 6%.
The Saragas Retirement Plan-2$7,738,607$1,825$913iApproximate average salary by contribution assumption: employee only about $22,813 at 4% or $15,208 at 6%; with 50% employer match about $15,208 at 4% or $10,139 at 6%; with 100% employer match about $11,406 at 4% or $7,604 at 6%.
202012$6,612,587$0-
The Saragas Retirement Plan-2$6,612,587--
201912$5,111,291$0-
The Saragas Retirement Plan-2$5,111,291--
201812$4,094,619$0-
The Saragas Retirement Plan-2$4,094,619--
201712$4,288,939$56,215$28,108iApproximate average salary by contribution assumption: employee only about $702,688 at 4% or $468,458 at 6%; with 50% employer match about $468,458 at 4% or $312,306 at 6%; with 100% employer match about $351,344 at 4% or $234,229 at 6%.
The Saragas Retirement Plan-2$4,288,939$56,215$28,108iApproximate average salary by contribution assumption: employee only about $702,688 at 4% or $468,458 at 6%; with 50% employer match about $468,458 at 4% or $312,306 at 6%; with 100% employer match about $351,344 at 4% or $234,229 at 6%.
201612$3,515,795$124,224$62,112iApproximate average salary by contribution assumption: employee only about $1,552,800 at 4% or $1,035,200 at 6%; with 50% employer match about $1,035,200 at 4% or $690,133 at 6%; with 100% employer match about $776,400 at 4% or $517,600 at 6%.
The Saragas Retirement Plan-2$3,515,795$124,224$62,112iApproximate average salary by contribution assumption: employee only about $1,552,800 at 4% or $1,035,200 at 6%; with 50% employer match about $1,035,200 at 4% or $690,133 at 6%; with 100% employer match about $776,400 at 4% or $517,600 at 6%.
201411$3,170,768$57,682$57,682iApproximate average salary by contribution assumption: employee only about $1,442,050 at 4% or $961,367 at 6%; with 50% employer match about $961,367 at 4% or $640,911 at 6%; with 100% employer match about $721,025 at 4% or $480,683 at 6%.
The Saragas Retirement Plan-1$3,170,768$57,682$57,682iApproximate average salary by contribution assumption: employee only about $1,442,050 at 4% or $961,367 at 6%; with 50% employer match about $961,367 at 4% or $640,911 at 6%; with 100% employer match about $721,025 at 4% or $480,683 at 6%.
201312$2,888,119$60,293$30,147iApproximate average salary by contribution assumption: employee only about $753,663 at 4% or $502,442 at 6%; with 50% employer match about $502,442 at 4% or $334,961 at 6%; with 100% employer match about $376,831 at 4% or $251,221 at 6%.
The Saragas Retirement Plan-2$2,888,119$60,293$30,147iApproximate average salary by contribution assumption: employee only about $753,663 at 4% or $502,442 at 6%; with 50% employer match about $502,442 at 4% or $334,961 at 6%; with 100% employer match about $376,831 at 4% or $251,221 at 6%.
201212$2,172,375$59,309$29,655iApproximate average salary by contribution assumption: employee only about $741,363 at 4% or $494,242 at 6%; with 50% employer match about $494,242 at 4% or $329,494 at 6%; with 100% employer match about $370,681 at 4% or $247,121 at 6%.
The Saragas Retirement Plan-2$2,172,375$59,309$29,655iApproximate average salary by contribution assumption: employee only about $741,363 at 4% or $494,242 at 6%; with 50% employer match about $494,242 at 4% or $329,494 at 6%; with 100% employer match about $370,681 at 4% or $247,121 at 6%.
201112$1,818,282$58,353$29,177iApproximate average salary by contribution assumption: employee only about $729,413 at 4% or $486,275 at 6%; with 50% employer match about $486,275 at 4% or $324,183 at 6%; with 100% employer match about $364,706 at 4% or $243,138 at 6%.
The Saragas Retirement Plan-2$1,818,282$58,353$29,177iApproximate average salary by contribution assumption: employee only about $729,413 at 4% or $486,275 at 6%; with 50% employer match about $486,275 at 4% or $324,183 at 6%; with 100% employer match about $364,706 at 4% or $243,138 at 6%.
201012$1,777,119$58,353$29,177iApproximate average salary by contribution assumption: employee only about $729,413 at 4% or $486,275 at 6%; with 50% employer match about $486,275 at 4% or $324,183 at 6%; with 100% employer match about $364,706 at 4% or $243,138 at 6%.
The Saragas Retirement Plan-2$1,777,119$58,353$29,177iApproximate average salary by contribution assumption: employee only about $729,413 at 4% or $486,275 at 6%; with 50% employer match about $486,275 at 4% or $324,183 at 6%; with 100% employer match about $364,706 at 4% or $243,138 at 6%.
200912$1,456,086$58,370$29,185iApproximate average salary by contribution assumption: employee only about $729,625 at 4% or $486,417 at 6%; with 50% employer match about $486,417 at 4% or $324,278 at 6%; with 100% employer match about $364,813 at 4% or $243,208 at 6%.
The Saragas Retirement Plan-2$1,456,086$58,370$29,185iApproximate average salary by contribution assumption: employee only about $729,625 at 4% or $486,417 at 6%; with 50% employer match about $486,417 at 4% or $324,278 at 6%; with 100% employer match about $364,813 at 4% or $243,208 at 6%.
200812$1,003,051$52,364$26,182iApproximate average salary by contribution assumption: employee only about $654,550 at 4% or $436,367 at 6%; with 50% employer match about $436,367 at 4% or $290,911 at 6%; with 100% employer match about $327,275 at 4% or $218,183 at 6%.
The Saragas Retirement Plan-2$1,003,051$52,364$26,182iApproximate average salary by contribution assumption: employee only about $654,550 at 4% or $436,367 at 6%; with 50% employer match about $436,367 at 4% or $290,911 at 6%; with 100% employer match about $327,275 at 4% or $218,183 at 6%.
200713$1,695,645$54,617$18,206iApproximate average salary by contribution assumption: employee only about $455,142 at 4% or $303,428 at 6%; with 50% employer match about $303,428 at 4% or $202,285 at 6%; with 100% employer match about $227,571 at 4% or $151,714 at 6%.
The Saragas Retirement Plan-3$1,695,645$54,617$18,206iApproximate average salary by contribution assumption: employee only about $455,142 at 4% or $303,428 at 6%; with 50% employer match about $303,428 at 4% or $202,285 at 6%; with 100% employer match about $227,571 at 4% or $151,714 at 6%.
200613$1,372,245$51,397$17,132iApproximate average salary by contribution assumption: employee only about $428,308 at 4% or $285,539 at 6%; with 50% employer match about $285,539 at 4% or $190,359 at 6%; with 100% employer match about $214,154 at 4% or $142,769 at 6%.
THE SARAGAS RETIREMENT PLAN-3$1,372,245$51,397$17,132iApproximate average salary by contribution assumption: employee only about $428,308 at 4% or $285,539 at 6%; with 50% employer match about $285,539 at 4% or $190,359 at 6%; with 100% employer match about $214,154 at 4% or $142,769 at 6%.
200512$1,196,858$48,918$24,459iApproximate average salary by contribution assumption: employee only about $611,475 at 4% or $407,650 at 6%; with 50% employer match about $407,650 at 4% or $271,767 at 6%; with 100% employer match about $305,738 at 4% or $203,825 at 6%.
THE SARAGAS RETIREMENT PLAN-2$1,196,858$48,918$24,459iApproximate average salary by contribution assumption: employee only about $611,475 at 4% or $407,650 at 6%; with 50% employer match about $407,650 at 4% or $271,767 at 6%; with 100% employer match about $305,738 at 4% or $203,825 at 6%.
200413$1,075,938$959,045$319,682iApproximate average salary by contribution assumption: employee only about $7,992,042 at 4% or $5,328,028 at 6%; with 50% employer match about $5,328,028 at 4% or $3,552,019 at 6%; with 100% employer match about $3,996,021 at 4% or $2,664,014 at 6%.
THE SARAGAS RETIREMENT PLAN-3$1,075,938$959,045$319,682iApproximate average salary by contribution assumption: employee only about $7,992,042 at 4% or $5,328,028 at 6%; with 50% employer match about $5,328,028 at 4% or $3,552,019 at 6%; with 100% employer match about $3,996,021 at 4% or $2,664,014 at 6%.
200212$623,304$35,000$17,500iApproximate average salary by contribution assumption: employee only about $437,500 at 4% or $291,667 at 6%; with 50% employer match about $291,667 at 4% or $194,444 at 6%; with 100% employer match about $218,750 at 4% or $145,833 at 6%.
DR. SAVVAS J. SARAGAS MONEY PURCHASE PLAN-2$623,304$35,000$17,500iApproximate average salary by contribution assumption: employee only about $437,500 at 4% or $291,667 at 6%; with 50% employer match about $291,667 at 4% or $194,444 at 6%; with 100% employer match about $218,750 at 4% or $145,833 at 6%.