Civic Intelligence

Spruce Environmental Technologies Inc.

Plan context: Spruce 401(K) Plan

EIN 04-3064382 • Ward Hill, MA • 33 filings • 3 plans

3 Saber WayPO Box 8244Ward Hill, MA 01835
Current Snapshot

Latest Year

2024

2024 Participants

141

2024 Assets

$10,947,792

2024 Contributions

$889,194

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$10,947,792$5,473,896$0200120132024YearValue
$10,947,792Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

149750200120132024YearValue
141Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242141$10,947,792$889,194$6,306iApproximate average salary by contribution assumption: employee only about $157,659 at 4% or $105,106 at 6%; with 50% employer match about $105,106 at 4% or $70,070 at 6%; with 100% employer match about $78,829 at 4% or $52,553 at 6%.
Spruce 401(K) Plan-141$10,947,792$889,194$6,306iApproximate average salary by contribution assumption: employee only about $157,659 at 4% or $105,106 at 6%; with 50% employer match about $105,106 at 4% or $70,070 at 6%; with 100% employer match about $78,829 at 4% or $52,553 at 6%.
Spruce Environmental Technologies Inc. Health and Welfare Benefits Plan-135---
20232137$9,674,480$853,376$6,229iApproximate average salary by contribution assumption: employee only about $155,726 at 4% or $103,817 at 6%; with 50% employer match about $103,817 at 4% or $69,211 at 6%; with 100% employer match about $77,863 at 4% or $51,909 at 6%.
Spruce 401(K) Plan-137$9,674,480$853,376$6,229iApproximate average salary by contribution assumption: employee only about $155,726 at 4% or $103,817 at 6%; with 50% employer match about $103,817 at 4% or $69,211 at 6%; with 100% employer match about $77,863 at 4% or $51,909 at 6%.
Spruce Environmental Technologies Inc. Health and Welfare Benefits Plan-117---
20222126$8,029,712$894,048$7,096iApproximate average salary by contribution assumption: employee only about $177,390 at 4% or $118,260 at 6%; with 50% employer match about $118,260 at 4% or $78,840 at 6%; with 100% employer match about $88,695 at 4% or $59,130 at 6%.
Spruce 401(K) Plan-126$8,029,712$894,048$7,096iApproximate average salary by contribution assumption: employee only about $177,390 at 4% or $118,260 at 6%; with 50% employer match about $118,260 at 4% or $78,840 at 6%; with 100% employer match about $88,695 at 4% or $59,130 at 6%.
Spruce Environmental Technologies Inc. Health and Welfare Benefits Plan-83---
20212136$8,849,887$959,362$7,054iApproximate average salary by contribution assumption: employee only about $176,353 at 4% or $117,569 at 6%; with 50% employer match about $117,569 at 4% or $78,379 at 6%; with 100% employer match about $88,177 at 4% or $58,784 at 6%.
Spruce 401(K) Plan-136$8,849,887$959,362$7,054iApproximate average salary by contribution assumption: employee only about $176,353 at 4% or $117,569 at 6%; with 50% employer match about $117,569 at 4% or $78,379 at 6%; with 100% employer match about $88,177 at 4% or $58,784 at 6%.
Spruce Environmental Technologies Inc. Health and Welfare Benefits Plan-128---
20202149$7,186,372$744,070$4,994iApproximate average salary by contribution assumption: employee only about $124,844 at 4% or $83,229 at 6%; with 50% employer match about $83,229 at 4% or $55,486 at 6%; with 100% employer match about $62,422 at 4% or $41,615 at 6%.
Spruce 401(K) Plan-149$7,186,372$744,070$4,994iApproximate average salary by contribution assumption: employee only about $124,844 at 4% or $83,229 at 6%; with 50% employer match about $83,229 at 4% or $55,486 at 6%; with 100% employer match about $62,422 at 4% or $41,615 at 6%.
Spruce Environmental Technologies Inc. Health and Welfare Benefits Plan-137---
20192131$5,882,943$633,672$4,837iApproximate average salary by contribution assumption: employee only about $120,930 at 4% or $80,620 at 6%; with 50% employer match about $80,620 at 4% or $53,747 at 6%; with 100% employer match about $60,465 at 4% or $40,310 at 6%.
Spruce 401(K) Plan-131$5,882,943$633,672$4,837iApproximate average salary by contribution assumption: employee only about $120,930 at 4% or $80,620 at 6%; with 50% employer match about $80,620 at 4% or $53,747 at 6%; with 100% employer match about $60,465 at 4% or $40,310 at 6%.
Spruce Environmental Technologies Inc. Health and Welfare Benefits Plan-126---
20182124$4,559,000$586,842$4,733iApproximate average salary by contribution assumption: employee only about $118,315 at 4% or $78,877 at 6%; with 50% employer match about $78,877 at 4% or $52,584 at 6%; with 100% employer match about $59,157 at 4% or $39,438 at 6%.
Spruce 401(K) Plan-124$4,559,000$586,842$4,733iApproximate average salary by contribution assumption: employee only about $118,315 at 4% or $78,877 at 6%; with 50% employer match about $78,877 at 4% or $52,584 at 6%; with 100% employer match about $59,157 at 4% or $39,438 at 6%.
Spruce Environmental Technologies Inc. Health and Welfare Benefits Plan-121---
20172118$4,554,743$464,801$3,939iApproximate average salary by contribution assumption: employee only about $98,475 at 4% or $65,650 at 6%; with 50% employer match about $65,650 at 4% or $43,767 at 6%; with 100% employer match about $49,237 at 4% or $32,825 at 6%.
Spruce 401(K) Plan-94$4,554,743$464,801$4,945iApproximate average salary by contribution assumption: employee only about $123,617 at 4% or $82,412 at 6%; with 50% employer match about $82,412 at 4% or $54,941 at 6%; with 100% employer match about $61,809 at 4% or $41,206 at 6%.
Spruce Environmental Technologies Inc. Health and Welfare Benefits Plan-118---
20162106$3,815,651$444,356$4,192iApproximate average salary by contribution assumption: employee only about $104,801 at 4% or $69,867 at 6%; with 50% employer match about $69,867 at 4% or $46,578 at 6%; with 100% employer match about $52,400 at 4% or $34,934 at 6%.
Spruce 401(K) Plan-84$3,815,651$444,356$5,290iApproximate average salary by contribution assumption: employee only about $132,249 at 4% or $88,166 at 6%; with 50% employer match about $88,166 at 4% or $58,777 at 6%; with 100% employer match about $66,124 at 4% or $44,083 at 6%.
Spruce Environmental Technologies Inc. Health and Welfare Benefits Plan-106---
2015184$3,315,100$446,877$5,320iApproximate average salary by contribution assumption: employee only about $132,999 at 4% or $88,666 at 6%; with 50% employer match about $88,666 at 4% or $59,111 at 6%; with 100% employer match about $66,500 at 4% or $44,333 at 6%.
Spruce 401(K) Plan-84$3,315,100$446,877$5,320iApproximate average salary by contribution assumption: employee only about $132,999 at 4% or $88,666 at 6%; with 50% employer match about $88,666 at 4% or $59,111 at 6%; with 100% employer match about $66,500 at 4% or $44,333 at 6%.
2014177$3,096,985$292,469$3,798iApproximate average salary by contribution assumption: employee only about $94,957 at 4% or $63,305 at 6%; with 50% employer match about $63,305 at 4% or $42,203 at 6%; with 100% employer match about $47,479 at 4% or $31,652 at 6%.
Spruce 401(K) Plan-77$3,096,985$292,469$3,798iApproximate average salary by contribution assumption: employee only about $94,957 at 4% or $63,305 at 6%; with 50% employer match about $63,305 at 4% or $42,203 at 6%; with 100% employer match about $47,479 at 4% or $31,652 at 6%.
2013169$2,869,001$289,033$4,189iApproximate average salary by contribution assumption: employee only about $104,722 at 4% or $69,815 at 6%; with 50% employer match about $69,815 at 4% or $46,543 at 6%; with 100% employer match about $52,361 at 4% or $34,907 at 6%.
Spruce 401(K) Plan-69$2,869,001$289,033$4,189iApproximate average salary by contribution assumption: employee only about $104,722 at 4% or $69,815 at 6%; with 50% employer match about $69,815 at 4% or $46,543 at 6%; with 100% employer match about $52,361 at 4% or $34,907 at 6%.
2012176$2,797,401$313,243$4,122iApproximate average salary by contribution assumption: employee only about $103,040 at 4% or $68,694 at 6%; with 50% employer match about $68,694 at 4% or $45,796 at 6%; with 100% employer match about $51,520 at 4% or $34,347 at 6%.
Spruce 401(K) Plan-76$2,797,401$313,243$4,122iApproximate average salary by contribution assumption: employee only about $103,040 at 4% or $68,694 at 6%; with 50% employer match about $68,694 at 4% or $45,796 at 6%; with 100% employer match about $51,520 at 4% or $34,347 at 6%.
2011166$2,290,868$216,594$3,282iApproximate average salary by contribution assumption: employee only about $82,043 at 4% or $54,695 at 6%; with 50% employer match about $54,695 at 4% or $36,464 at 6%; with 100% employer match about $41,022 at 4% or $27,348 at 6%.
Spruce 401(K) Plan-66$2,290,868$216,594$3,282iApproximate average salary by contribution assumption: employee only about $82,043 at 4% or $54,695 at 6%; with 50% employer match about $54,695 at 4% or $36,464 at 6%; with 100% employer match about $41,022 at 4% or $27,348 at 6%.
2010158$2,129,189$202,744$3,496iApproximate average salary by contribution assumption: employee only about $87,390 at 4% or $58,260 at 6%; with 50% employer match about $58,260 at 4% or $38,840 at 6%; with 100% employer match about $43,695 at 4% or $29,130 at 6%.
Spruce 401(K) Plan-58$2,129,189$202,744$3,496iApproximate average salary by contribution assumption: employee only about $87,390 at 4% or $58,260 at 6%; with 50% employer match about $58,260 at 4% or $38,840 at 6%; with 100% employer match about $43,695 at 4% or $29,130 at 6%.
2009158$1,908,293$180,242$3,108iApproximate average salary by contribution assumption: employee only about $77,691 at 4% or $51,794 at 6%; with 50% employer match about $51,794 at 4% or $34,529 at 6%; with 100% employer match about $38,845 at 4% or $25,897 at 6%.
Spruce 401(K) Plan-58$1,908,293$180,242$3,108iApproximate average salary by contribution assumption: employee only about $77,691 at 4% or $51,794 at 6%; with 50% employer match about $51,794 at 4% or $34,529 at 6%; with 100% employer match about $38,845 at 4% or $25,897 at 6%.
2008155$1,489,358$234,328$4,261iApproximate average salary by contribution assumption: employee only about $106,513 at 4% or $71,008 at 6%; with 50% employer match about $71,008 at 4% or $47,339 at 6%; with 100% employer match about $53,256 at 4% or $35,504 at 6%.
Spruce 401(K) Plan-55$1,489,358$234,328$4,261iApproximate average salary by contribution assumption: employee only about $106,513 at 4% or $71,008 at 6%; with 50% employer match about $71,008 at 4% or $47,339 at 6%; with 100% employer match about $53,256 at 4% or $35,504 at 6%.
2007153$2,137,603$250,824$4,733iApproximate average salary by contribution assumption: employee only about $118,313 at 4% or $78,875 at 6%; with 50% employer match about $78,875 at 4% or $52,584 at 6%; with 100% employer match about $59,157 at 4% or $39,438 at 6%.
Spruce 401(K) Plan-53$2,137,603$250,824$4,733iApproximate average salary by contribution assumption: employee only about $118,313 at 4% or $78,875 at 6%; with 50% employer match about $78,875 at 4% or $52,584 at 6%; with 100% employer match about $59,157 at 4% or $39,438 at 6%.
2006155$1,751,361$252,291$4,587iApproximate average salary by contribution assumption: employee only about $114,678 at 4% or $76,452 at 6%; with 50% employer match about $76,452 at 4% or $50,968 at 6%; with 100% employer match about $57,339 at 4% or $38,226 at 6%.
Spruce 401(K) Plan-55$1,751,361$252,291$4,587iApproximate average salary by contribution assumption: employee only about $114,678 at 4% or $76,452 at 6%; with 50% employer match about $76,452 at 4% or $50,968 at 6%; with 100% employer match about $57,339 at 4% or $38,226 at 6%.
2005147$1,346,477$239,630$5,099iApproximate average salary by contribution assumption: employee only about $127,463 at 4% or $84,975 at 6%; with 50% employer match about $84,975 at 4% or $56,650 at 6%; with 100% employer match about $63,731 at 4% or $42,488 at 6%.
Spruce 401(K) Plan-47$1,346,477$239,630$5,099iApproximate average salary by contribution assumption: employee only about $127,463 at 4% or $84,975 at 6%; with 50% employer match about $84,975 at 4% or $56,650 at 6%; with 100% employer match about $63,731 at 4% or $42,488 at 6%.
2004138$1,394,490$177,362$4,667iApproximate average salary by contribution assumption: employee only about $116,686 at 4% or $77,790 at 6%; with 50% employer match about $77,790 at 4% or $51,860 at 6%; with 100% employer match about $58,343 at 4% or $38,895 at 6%.
Spruce 401(K) Plan-38$1,394,490$177,362$4,667iApproximate average salary by contribution assumption: employee only about $116,686 at 4% or $77,790 at 6%; with 50% employer match about $77,790 at 4% or $51,860 at 6%; with 100% employer match about $58,343 at 4% or $38,895 at 6%.
2003142$1,153,619$211,357$5,032iApproximate average salary by contribution assumption: employee only about $125,808 at 4% or $83,872 at 6%; with 50% employer match about $83,872 at 4% or $55,915 at 6%; with 100% employer match about $62,904 at 4% or $41,936 at 6%.
Spruce 401(K) Plan-42$1,153,619$211,357$5,032iApproximate average salary by contribution assumption: employee only about $125,808 at 4% or $83,872 at 6%; with 50% employer match about $83,872 at 4% or $55,915 at 6%; with 100% employer match about $62,904 at 4% or $41,936 at 6%.
2002139$766,192$223,062$5,720iApproximate average salary by contribution assumption: employee only about $142,988 at 4% or $95,326 at 6%; with 50% employer match about $95,326 at 4% or $63,550 at 6%; with 100% employer match about $71,494 at 4% or $47,663 at 6%.
Spruce 401(K) Plan-39$766,192$223,062$5,720iApproximate average salary by contribution assumption: employee only about $142,988 at 4% or $95,326 at 6%; with 50% employer match about $95,326 at 4% or $63,550 at 6%; with 100% employer match about $71,494 at 4% or $47,663 at 6%.
2001137$747,451$193,721$5,236iApproximate average salary by contribution assumption: employee only about $130,893 at 4% or $87,262 at 6%; with 50% employer match about $87,262 at 4% or $58,174 at 6%; with 100% employer match about $65,446 at 4% or $43,631 at 6%.
Spruce 401(K) Plan-37$747,451$193,721$5,236iApproximate average salary by contribution assumption: employee only about $130,893 at 4% or $87,262 at 6%; with 50% employer match about $87,262 at 4% or $58,174 at 6%; with 100% employer match about $65,446 at 4% or $43,631 at 6%.