Civic Intelligence

Stuart G Merle & Alan Zicherma

Plan context: Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust

EIN 04-2911131 • Peabody, MA • 25 filings • 5 plans

1 Roosevelt AvePeabody, MA 01960-2200
Current Snapshot

Latest Year

2025

2025 Participants

33

2025 Assets

$8,353,192

2025 Contributions

$267,706

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$8,353,192$4,176,596$0200120132025YearValue
$8,353,192Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

41210200120132025YearValue
33Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025133$8,353,192$267,706$8,112iApproximate average salary by contribution assumption: employee only about $202,808 at 4% or $135,205 at 6%; with 50% employer match about $135,205 at 4% or $90,137 at 6%; with 100% employer match about $101,404 at 4% or $67,603 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-33$8,353,192$267,706$8,112iApproximate average salary by contribution assumption: employee only about $202,808 at 4% or $135,205 at 6%; with 50% employer match about $135,205 at 4% or $90,137 at 6%; with 100% employer match about $101,404 at 4% or $67,603 at 6%.
2024133$7,489,438$267,987$8,121iApproximate average salary by contribution assumption: employee only about $203,020 at 4% or $135,347 at 6%; with 50% employer match about $135,347 at 4% or $90,231 at 6%; with 100% employer match about $101,510 at 4% or $67,673 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-33$7,489,438$267,987$8,121iApproximate average salary by contribution assumption: employee only about $203,020 at 4% or $135,347 at 6%; with 50% employer match about $135,347 at 4% or $90,231 at 6%; with 100% employer match about $101,510 at 4% or $67,673 at 6%.
2023133$6,543,222$245,806$7,449iApproximate average salary by contribution assumption: employee only about $186,217 at 4% or $124,144 at 6%; with 50% employer match about $124,144 at 4% or $82,763 at 6%; with 100% employer match about $93,108 at 4% or $62,072 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-33$6,543,222$245,806$7,449iApproximate average salary by contribution assumption: employee only about $186,217 at 4% or $124,144 at 6%; with 50% employer match about $124,144 at 4% or $82,763 at 6%; with 100% employer match about $93,108 at 4% or $62,072 at 6%.
2022132$5,327,729$273,609$8,550iApproximate average salary by contribution assumption: employee only about $213,757 at 4% or $142,505 at 6%; with 50% employer match about $142,505 at 4% or $95,003 at 6%; with 100% employer match about $106,879 at 4% or $71,252 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-32$5,327,729$273,609$8,550iApproximate average salary by contribution assumption: employee only about $213,757 at 4% or $142,505 at 6%; with 50% employer match about $142,505 at 4% or $95,003 at 6%; with 100% employer match about $106,879 at 4% or $71,252 at 6%.
2021132$6,300,169$212,569$6,643iApproximate average salary by contribution assumption: employee only about $166,070 at 4% or $110,713 at 6%; with 50% employer match about $110,713 at 4% or $73,809 at 6%; with 100% employer match about $83,035 at 4% or $55,357 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-32$6,300,169$212,569$6,643iApproximate average salary by contribution assumption: employee only about $166,070 at 4% or $110,713 at 6%; with 50% employer match about $110,713 at 4% or $73,809 at 6%; with 100% employer match about $83,035 at 4% or $55,357 at 6%.
2020141$7,386,039$232,164$5,663iApproximate average salary by contribution assumption: employee only about $141,563 at 4% or $94,376 at 6%; with 50% employer match about $94,376 at 4% or $62,917 at 6%; with 100% employer match about $70,782 at 4% or $47,188 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-41$7,386,039$232,164$5,663iApproximate average salary by contribution assumption: employee only about $141,563 at 4% or $94,376 at 6%; with 50% employer match about $94,376 at 4% or $62,917 at 6%; with 100% employer match about $70,782 at 4% or $47,188 at 6%.
2019136$6,414,603$248,232$6,895iApproximate average salary by contribution assumption: employee only about $172,383 at 4% or $114,922 at 6%; with 50% employer match about $114,922 at 4% or $76,615 at 6%; with 100% employer match about $86,192 at 4% or $57,461 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-36$6,414,603$248,232$6,895iApproximate average salary by contribution assumption: employee only about $172,383 at 4% or $114,922 at 6%; with 50% employer match about $114,922 at 4% or $76,615 at 6%; with 100% employer match about $86,192 at 4% or $57,461 at 6%.
2018135$5,283,919$238,211$6,806iApproximate average salary by contribution assumption: employee only about $170,151 at 4% or $113,434 at 6%; with 50% employer match about $113,434 at 4% or $75,623 at 6%; with 100% employer match about $85,075 at 4% or $56,717 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-35$5,283,919$238,211$6,806iApproximate average salary by contribution assumption: employee only about $170,151 at 4% or $113,434 at 6%; with 50% employer match about $113,434 at 4% or $75,623 at 6%; with 100% employer match about $85,075 at 4% or $56,717 at 6%.
2017138$6,791,302$213,678$5,623iApproximate average salary by contribution assumption: employee only about $140,578 at 4% or $93,718 at 6%; with 50% employer match about $93,718 at 4% or $62,479 at 6%; with 100% employer match about $70,289 at 4% or $46,859 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-38$6,791,302$213,678$5,623iApproximate average salary by contribution assumption: employee only about $140,578 at 4% or $93,718 at 6%; with 50% employer match about $93,718 at 4% or $62,479 at 6%; with 100% employer match about $70,289 at 4% or $46,859 at 6%.
2016135$5,549,535$198,250$5,664iApproximate average salary by contribution assumption: employee only about $141,607 at 4% or $94,405 at 6%; with 50% employer match about $94,405 at 4% or $62,937 at 6%; with 100% employer match about $70,804 at 4% or $47,202 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-35$5,549,535$198,250$5,664iApproximate average salary by contribution assumption: employee only about $141,607 at 4% or $94,405 at 6%; with 50% employer match about $94,405 at 4% or $62,937 at 6%; with 100% employer match about $70,804 at 4% or $47,202 at 6%.
2015135$4,906,193$288,226$8,235iApproximate average salary by contribution assumption: employee only about $205,876 at 4% or $137,250 at 6%; with 50% employer match about $137,250 at 4% or $91,500 at 6%; with 100% employer match about $102,938 at 4% or $68,625 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-35$4,906,193$288,226$8,235iApproximate average salary by contribution assumption: employee only about $205,876 at 4% or $137,250 at 6%; with 50% employer match about $137,250 at 4% or $91,500 at 6%; with 100% employer match about $102,938 at 4% or $68,625 at 6%.
2014131$4,781,643$254,886$8,222iApproximate average salary by contribution assumption: employee only about $205,553 at 4% or $137,035 at 6%; with 50% employer match about $137,035 at 4% or $91,357 at 6%; with 100% employer match about $102,777 at 4% or $68,518 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-31$4,781,643$254,886$8,222iApproximate average salary by contribution assumption: employee only about $205,553 at 4% or $137,035 at 6%; with 50% employer match about $137,035 at 4% or $91,357 at 6%; with 100% employer match about $102,777 at 4% or $68,518 at 6%.
2013129$4,409,759$250,913$8,652iApproximate average salary by contribution assumption: employee only about $216,304 at 4% or $144,203 at 6%; with 50% employer match about $144,203 at 4% or $96,135 at 6%; with 100% employer match about $108,152 at 4% or $72,101 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-29$4,409,759$250,913$8,652iApproximate average salary by contribution assumption: employee only about $216,304 at 4% or $144,203 at 6%; with 50% employer match about $144,203 at 4% or $96,135 at 6%; with 100% employer match about $108,152 at 4% or $72,101 at 6%.
2012127$3,454,959$302,808$11,215iApproximate average salary by contribution assumption: employee only about $280,378 at 4% or $186,919 at 6%; with 50% employer match about $186,919 at 4% or $124,612 at 6%; with 100% employer match about $140,189 at 4% or $93,459 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-27$3,454,959$302,808$11,215iApproximate average salary by contribution assumption: employee only about $280,378 at 4% or $186,919 at 6%; with 50% employer match about $186,919 at 4% or $124,612 at 6%; with 100% employer match about $140,189 at 4% or $93,459 at 6%.
2011127$2,795,809$327,540$12,131iApproximate average salary by contribution assumption: employee only about $303,278 at 4% or $202,185 at 6%; with 50% employer match about $202,185 at 4% or $134,790 at 6%; with 100% employer match about $151,639 at 4% or $101,093 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-27$2,795,809$327,540$12,131iApproximate average salary by contribution assumption: employee only about $303,278 at 4% or $202,185 at 6%; with 50% employer match about $202,185 at 4% or $134,790 at 6%; with 100% employer match about $151,639 at 4% or $101,093 at 6%.
2010121$2,544,912$322,984$15,380iApproximate average salary by contribution assumption: employee only about $384,505 at 4% or $256,337 at 6%; with 50% employer match about $256,337 at 4% or $170,891 at 6%; with 100% employer match about $192,252 at 4% or $128,168 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-21$2,544,912$322,984$15,380iApproximate average salary by contribution assumption: employee only about $384,505 at 4% or $256,337 at 6%; with 50% employer match about $256,337 at 4% or $170,891 at 6%; with 100% employer match about $192,252 at 4% or $128,168 at 6%.
2009125$2,005,166$312,774$12,511iApproximate average salary by contribution assumption: employee only about $312,774 at 4% or $208,516 at 6%; with 50% employer match about $208,516 at 4% or $139,011 at 6%; with 100% employer match about $156,387 at 4% or $104,258 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-25$2,005,166$312,774$12,511iApproximate average salary by contribution assumption: employee only about $312,774 at 4% or $208,516 at 6%; with 50% employer match about $208,516 at 4% or $139,011 at 6%; with 100% employer match about $156,387 at 4% or $104,258 at 6%.
2008122$1,311,850$302,500$13,750iApproximate average salary by contribution assumption: employee only about $343,750 at 4% or $229,167 at 6%; with 50% employer match about $229,167 at 4% or $152,778 at 6%; with 100% employer match about $171,875 at 4% or $114,583 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-22$1,311,850$302,500$13,750iApproximate average salary by contribution assumption: employee only about $343,750 at 4% or $229,167 at 6%; with 50% employer match about $229,167 at 4% or $152,778 at 6%; with 100% employer match about $171,875 at 4% or $114,583 at 6%.
2007122$1,573,532$272,794$12,400iApproximate average salary by contribution assumption: employee only about $309,993 at 4% or $206,662 at 6%; with 50% employer match about $206,662 at 4% or $137,775 at 6%; with 100% employer match about $154,997 at 4% or $103,331 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-22$1,573,532$272,794$12,400iApproximate average salary by contribution assumption: employee only about $309,993 at 4% or $206,662 at 6%; with 50% employer match about $206,662 at 4% or $137,775 at 6%; with 100% employer match about $154,997 at 4% or $103,331 at 6%.
2006123$1,248,491$225,180$9,790iApproximate average salary by contribution assumption: employee only about $244,761 at 4% or $163,174 at 6%; with 50% employer match about $163,174 at 4% or $108,783 at 6%; with 100% employer match about $122,380 at 4% or $81,587 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-23$1,248,491$225,180$9,790iApproximate average salary by contribution assumption: employee only about $244,761 at 4% or $163,174 at 6%; with 50% employer match about $163,174 at 4% or $108,783 at 6%; with 100% employer match about $122,380 at 4% or $81,587 at 6%.
2005119$928,979$198,757$10,461iApproximate average salary by contribution assumption: employee only about $261,522 at 4% or $174,348 at 6%; with 50% employer match about $174,348 at 4% or $116,232 at 6%; with 100% employer match about $130,761 at 4% or $87,174 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-19$928,979$198,757$10,461iApproximate average salary by contribution assumption: employee only about $261,522 at 4% or $174,348 at 6%; with 50% employer match about $174,348 at 4% or $116,232 at 6%; with 100% employer match about $130,761 at 4% or $87,174 at 6%.
2004117$702,949$171,068$10,063iApproximate average salary by contribution assumption: employee only about $251,571 at 4% or $167,714 at 6%; with 50% employer match about $167,714 at 4% or $111,809 at 6%; with 100% employer match about $125,785 at 4% or $83,857 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-17$702,949$171,068$10,063iApproximate average salary by contribution assumption: employee only about $251,571 at 4% or $167,714 at 6%; with 50% employer match about $167,714 at 4% or $111,809 at 6%; with 100% employer match about $125,785 at 4% or $83,857 at 6%.
2003118$506,999$129,301$7,183iApproximate average salary by contribution assumption: employee only about $179,585 at 4% or $119,723 at 6%; with 50% employer match about $119,723 at 4% or $79,815 at 6%; with 100% employer match about $89,792 at 4% or $59,862 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-18$506,999$129,301$7,183iApproximate average salary by contribution assumption: employee only about $179,585 at 4% or $119,723 at 6%; with 50% employer match about $119,723 at 4% or $79,815 at 6%; with 100% employer match about $89,792 at 4% or $59,862 at 6%.
2002122$324,659$103,143$4,688iApproximate average salary by contribution assumption: employee only about $117,208 at 4% or $78,139 at 6%; with 50% employer match about $78,139 at 4% or $52,092 at 6%; with 100% employer match about $58,604 at 4% or $39,069 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-22$324,659$103,143$4,688iApproximate average salary by contribution assumption: employee only about $117,208 at 4% or $78,139 at 6%; with 50% employer match about $78,139 at 4% or $52,092 at 6%; with 100% employer match about $58,604 at 4% or $39,069 at 6%.
2001124$321,423$98,616$4,109iApproximate average salary by contribution assumption: employee only about $102,725 at 4% or $68,483 at 6%; with 50% employer match about $68,483 at 4% or $45,656 at 6%; with 100% employer match about $51,363 at 4% or $34,242 at 6%.
Stuart G Merle & Alan Zicherma 401(K) Profit Sharing Plan & Trust-24$321,423$98,616$4,109iApproximate average salary by contribution assumption: employee only about $102,725 at 4% or $68,483 at 6%; with 50% employer match about $68,483 at 4% or $45,656 at 6%; with 100% employer match about $51,363 at 4% or $34,242 at 6%.