Civic Intelligence

Richard Kerbel, M.D.

Plan context: RICHARD KERBEL, MD DEFINED BENEFIT PLAN

EIN 04-2805951 • Watertown, MA • 38 filings • 3 plans

548 Mount Auburn StreetWatertown, MA 02472
Current Snapshot

Latest Year

2024

2024 Participants

5

2024 Assets

$7,016,343

2024 Contributions

$70,000

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$7,016,343$3,508,172$0200220142024YearValue
$7,016,343Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

530200020122024YearValue
5Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202425$7,016,343$70,000$14,000iApproximate average salary by contribution assumption: employee only about $350,000 at 4% or $233,333 at 6%; with 50% employer match about $233,333 at 4% or $155,556 at 6%; with 100% employer match about $175,000 at 4% or $116,667 at 6%.
RICHARD KERBEL, MD DEFINED BENEFIT PLAN-5$4,591,547$70,000$14,000iApproximate average salary by contribution assumption: employee only about $350,000 at 4% or $233,333 at 6%; with 50% employer match about $233,333 at 4% or $155,556 at 6%; with 100% employer match about $175,000 at 4% or $116,667 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-5$2,424,796--
202325$6,228,494$70,000$14,000iApproximate average salary by contribution assumption: employee only about $350,000 at 4% or $233,333 at 6%; with 50% employer match about $233,333 at 4% or $155,556 at 6%; with 100% employer match about $175,000 at 4% or $116,667 at 6%.
RICHARD KERBEL, MD DEFINED BENEFIT PLAN-5$4,039,898$70,000$14,000iApproximate average salary by contribution assumption: employee only about $350,000 at 4% or $233,333 at 6%; with 50% employer match about $233,333 at 4% or $155,556 at 6%; with 100% employer match about $175,000 at 4% or $116,667 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-5$2,188,596--
202225$5,573,479$125,000$25,000iApproximate average salary by contribution assumption: employee only about $625,000 at 4% or $416,667 at 6%; with 50% employer match about $416,667 at 4% or $277,778 at 6%; with 100% employer match about $312,500 at 4% or $208,333 at 6%.
RICHARD KERBEL, MD DEFINED BENEFIT PLAN-5$3,569,865$125,000$25,000iApproximate average salary by contribution assumption: employee only about $625,000 at 4% or $416,667 at 6%; with 50% employer match about $416,667 at 4% or $277,778 at 6%; with 100% employer match about $312,500 at 4% or $208,333 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-5$2,003,614--
202125$5,910,093$187,500$37,500iApproximate average salary by contribution assumption: employee only about $937,500 at 4% or $625,000 at 6%; with 50% employer match about $625,000 at 4% or $416,667 at 6%; with 100% employer match about $468,750 at 4% or $312,500 at 6%.
RICHARD KERBEL, MD DEFINED BENEFIT PLAN-5$3,717,149$187,500$37,500iApproximate average salary by contribution assumption: employee only about $937,500 at 4% or $625,000 at 6%; with 50% employer match about $625,000 at 4% or $416,667 at 6%; with 100% employer match about $468,750 at 4% or $312,500 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-5$2,192,944--
202025$5,027,037$250,000$50,000iApproximate average salary by contribution assumption: employee only about $1,250,000 at 4% or $833,333 at 6%; with 50% employer match about $833,333 at 4% or $555,556 at 6%; with 100% employer match about $625,000 at 4% or $416,667 at 6%.
RICHARD KERBEL, MD DEFINED BENEFIT PLAN-5$3,106,559$250,000$50,000iApproximate average salary by contribution assumption: employee only about $1,250,000 at 4% or $833,333 at 6%; with 50% employer match about $833,333 at 4% or $555,556 at 6%; with 100% employer match about $625,000 at 4% or $416,667 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-5$1,920,478--
201925$4,815,158$339,000$67,800iApproximate average salary by contribution assumption: employee only about $1,695,000 at 4% or $1,130,000 at 6%; with 50% employer match about $1,130,000 at 4% or $753,333 at 6%; with 100% employer match about $847,500 at 4% or $565,000 at 6%.
RICHARD KERBEL, MD DEFINED BENEFIT PLAN-5$3,039,128$339,000$67,800iApproximate average salary by contribution assumption: employee only about $1,695,000 at 4% or $1,130,000 at 6%; with 50% employer match about $1,130,000 at 4% or $753,333 at 6%; with 100% employer match about $847,500 at 4% or $565,000 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-5$1,776,030--
201825$3,832,064$350,000$70,000iApproximate average salary by contribution assumption: employee only about $1,750,000 at 4% or $1,166,667 at 6%; with 50% employer match about $1,166,667 at 4% or $777,778 at 6%; with 100% employer match about $875,000 at 4% or $583,333 at 6%.
RICHARD KERBEL, MD DEFINED BENEFIT PLAN-5$2,332,561$350,000$70,000iApproximate average salary by contribution assumption: employee only about $1,750,000 at 4% or $1,166,667 at 6%; with 50% employer match about $1,166,667 at 4% or $777,778 at 6%; with 100% employer match about $875,000 at 4% or $583,333 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-4$1,499,503--
201725$3,689,369$350,000$70,000iApproximate average salary by contribution assumption: employee only about $1,750,000 at 4% or $1,166,667 at 6%; with 50% employer match about $1,166,667 at 4% or $777,778 at 6%; with 100% employer match about $875,000 at 4% or $583,333 at 6%.
RICHARD KERBEL, MD DEFINED BENEFIT PLAN-5$2,133,315$350,000$70,000iApproximate average salary by contribution assumption: employee only about $1,750,000 at 4% or $1,166,667 at 6%; with 50% employer match about $1,166,667 at 4% or $777,778 at 6%; with 100% employer match about $875,000 at 4% or $583,333 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-4$1,556,054--
201625$2,839,194$350,000$70,000iApproximate average salary by contribution assumption: employee only about $1,750,000 at 4% or $1,166,667 at 6%; with 50% employer match about $1,166,667 at 4% or $777,778 at 6%; with 100% employer match about $875,000 at 4% or $583,333 at 6%.
RICHARD KERBEL, MD DEFINED BENEFIT PLAN-5$1,556,743$350,000$70,000iApproximate average salary by contribution assumption: employee only about $1,750,000 at 4% or $1,166,667 at 6%; with 50% employer match about $1,166,667 at 4% or $777,778 at 6%; with 100% employer match about $875,000 at 4% or $583,333 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-4$1,282,451--
201525$2,373,095$340,000$68,000iApproximate average salary by contribution assumption: employee only about $1,700,000 at 4% or $1,133,333 at 6%; with 50% employer match about $1,133,333 at 4% or $755,556 at 6%; with 100% employer match about $850,000 at 4% or $566,667 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-4$1,224,834--
RICHARD KERBEL, MD DEFINED BENEFIT PLAN-5$1,148,261$340,000$68,000iApproximate average salary by contribution assumption: employee only about $1,700,000 at 4% or $1,133,333 at 6%; with 50% employer match about $1,133,333 at 4% or $755,556 at 6%; with 100% employer match about $850,000 at 4% or $566,667 at 6%.
201425$2,084,328$330,000$66,000iApproximate average salary by contribution assumption: employee only about $1,650,000 at 4% or $1,100,000 at 6%; with 50% employer match about $1,100,000 at 4% or $733,333 at 6%; with 100% employer match about $825,000 at 4% or $550,000 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-4$1,224,199--
RICHARD KERBEL, MD DEFINED BENEFIT PLAN-5$860,129$330,000$66,000iApproximate average salary by contribution assumption: employee only about $1,650,000 at 4% or $1,100,000 at 6%; with 50% employer match about $1,100,000 at 4% or $733,333 at 6%; with 100% employer match about $825,000 at 4% or $550,000 at 6%.
201325$1,716,445$320,000$64,000iApproximate average salary by contribution assumption: employee only about $1,600,000 at 4% or $1,066,667 at 6%; with 50% employer match about $1,066,667 at 4% or $711,111 at 6%; with 100% employer match about $800,000 at 4% or $533,333 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-4$1,194,726$0-
RICHARD KERBEL, MD DEFINED BENEFIT PLAN-5$521,719$320,000$64,000iApproximate average salary by contribution assumption: employee only about $1,600,000 at 4% or $1,066,667 at 6%; with 50% employer match about $1,066,667 at 4% or $711,111 at 6%; with 100% employer match about $800,000 at 4% or $533,333 at 6%.
201224$1,224,277$216,754$54,189iApproximate average salary by contribution assumption: employee only about $1,354,713 at 4% or $903,142 at 6%; with 50% employer match about $903,142 at 4% or $602,094 at 6%; with 100% employer match about $677,356 at 4% or $451,571 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-4$1,031,717$24,194$6,049iApproximate average salary by contribution assumption: employee only about $151,213 at 4% or $100,808 at 6%; with 50% employer match about $100,808 at 4% or $67,206 at 6%; with 100% employer match about $75,606 at 4% or $50,404 at 6%.
RICHARD KERBEL, MD DEFINED BENEFIT PLAN-4$192,560$192,560$48,140iApproximate average salary by contribution assumption: employee only about $1,203,500 at 4% or $802,333 at 6%; with 50% employer match about $802,333 at 4% or $534,889 at 6%; with 100% employer match about $601,750 at 4% or $401,167 at 6%.
201113$925,844$69,666$23,222iApproximate average salary by contribution assumption: employee only about $580,550 at 4% or $387,033 at 6%; with 50% employer match about $387,033 at 4% or $258,022 at 6%; with 100% employer match about $290,275 at 4% or $193,517 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-3$925,844$69,666$23,222iApproximate average salary by contribution assumption: employee only about $580,550 at 4% or $387,033 at 6%; with 50% employer match about $387,033 at 4% or $258,022 at 6%; with 100% employer match about $290,275 at 4% or $193,517 at 6%.
201013$873,401$68,790$22,930iApproximate average salary by contribution assumption: employee only about $573,250 at 4% or $382,167 at 6%; with 50% employer match about $382,167 at 4% or $254,778 at 6%; with 100% employer match about $286,625 at 4% or $191,083 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-3$873,401$68,790$22,930iApproximate average salary by contribution assumption: employee only about $573,250 at 4% or $382,167 at 6%; with 50% employer match about $382,167 at 4% or $254,778 at 6%; with 100% employer match about $286,625 at 4% or $191,083 at 6%.
200914$734,673$66,743$16,686iApproximate average salary by contribution assumption: employee only about $417,144 at 4% or $278,096 at 6%; with 50% employer match about $278,096 at 4% or $185,397 at 6%; with 100% employer match about $208,572 at 4% or $139,048 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-4$734,673$66,743$16,686iApproximate average salary by contribution assumption: employee only about $417,144 at 4% or $278,096 at 6%; with 50% employer match about $278,096 at 4% or $185,397 at 6%; with 100% employer match about $208,572 at 4% or $139,048 at 6%.
200814$0$0-
Richard Kerbel, M.D. Profit Sharing Plan-4---
200714$695,572$62,545$15,636iApproximate average salary by contribution assumption: employee only about $390,906 at 4% or $260,604 at 6%; with 50% employer match about $260,604 at 4% or $173,736 at 6%; with 100% employer match about $195,453 at 4% or $130,302 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-4$695,572$62,545$15,636iApproximate average salary by contribution assumption: employee only about $390,906 at 4% or $260,604 at 6%; with 50% employer match about $260,604 at 4% or $173,736 at 6%; with 100% employer match about $195,453 at 4% or $130,302 at 6%.
200613$661,780$51,596$17,199iApproximate average salary by contribution assumption: employee only about $429,967 at 4% or $286,644 at 6%; with 50% employer match about $286,644 at 4% or $191,096 at 6%; with 100% employer match about $214,983 at 4% or $143,322 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-3$661,780$51,596$17,199iApproximate average salary by contribution assumption: employee only about $429,967 at 4% or $286,644 at 6%; with 50% employer match about $286,644 at 4% or $191,096 at 6%; with 100% employer match about $214,983 at 4% or $143,322 at 6%.
200514$616,216$0-
Richard Kerbel, M.D. Profit Sharing Plan-4$616,216--
200414$599,557$0-
Richard Kerbel, M.D. Profit Sharing Plan-4$599,557--
200314$580,417$46,968$11,742iApproximate average salary by contribution assumption: employee only about $293,550 at 4% or $195,700 at 6%; with 50% employer match about $195,700 at 4% or $130,467 at 6%; with 100% employer match about $146,775 at 4% or $97,850 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-4$580,417$46,968$11,742iApproximate average salary by contribution assumption: employee only about $293,550 at 4% or $195,700 at 6%; with 50% employer match about $195,700 at 4% or $130,467 at 6%; with 100% employer match about $146,775 at 4% or $97,850 at 6%.
200214$483,955$46,315$11,579iApproximate average salary by contribution assumption: employee only about $289,469 at 4% or $192,979 at 6%; with 50% employer match about $192,979 at 4% or $128,653 at 6%; with 100% employer match about $144,734 at 4% or $96,490 at 6%.
Richard Kerbel, M.D. Profit Sharing Plan-4$483,955$46,315$11,579iApproximate average salary by contribution assumption: employee only about $289,469 at 4% or $192,979 at 6%; with 50% employer match about $192,979 at 4% or $128,653 at 6%; with 100% employer match about $144,734 at 4% or $96,490 at 6%.
200114$0$0-
Richard Kerbel, M.D. Profit Sharing Plan-4---
200014$0$0-
Richard Kerbel, M.D. Profit Sharing Plan-4---