Civic Intelligence

Spectro Incorporated

Plan context: Spectro Incorporated 401K Plan

EIN 04-2798765 • Chelmsford, MA • 22 filings • 5 plans

One Executive DriveChelmsford, MA 01824-2563
Current Snapshot

Latest Year

2019

2019 Participants

100

2019 Assets

$7,813,868

2019 Contributions

$1,402,450

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$7,813,868$3,906,934$0199920112018YearValue
$7,813,868Latest year 2018

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

125630199920072018YearValue
100Latest year 2018

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
201910$0$0-
Spectro Incorporated 401K Plan-0---
20181100$7,813,868$1,402,450$14,025iApproximate average salary by contribution assumption: employee only about $350,613 at 4% or $233,742 at 6%; with 50% employer match about $233,742 at 4% or $155,828 at 6%; with 100% employer match about $175,306 at 4% or $116,871 at 6%.
Spectro Incorporated 401K Plan-100$7,813,868$1,402,450$14,025iApproximate average salary by contribution assumption: employee only about $350,613 at 4% or $233,742 at 6%; with 50% employer match about $233,742 at 4% or $155,828 at 6%; with 100% employer match about $175,306 at 4% or $116,871 at 6%.
2017296$7,225,134$1,149,527$11,974iApproximate average salary by contribution assumption: employee only about $299,356 at 4% or $199,571 at 6%; with 50% employer match about $199,571 at 4% or $133,047 at 6%; with 100% employer match about $149,678 at 4% or $99,785 at 6%.
Spectro Incorporated 401K Plan-96$7,225,134$1,149,527$11,974iApproximate average salary by contribution assumption: employee only about $299,356 at 4% or $199,571 at 6%; with 50% employer match about $199,571 at 4% or $133,047 at 6%; with 100% employer match about $149,678 at 4% or $99,785 at 6%.
Spectro Scientific Inc. Consolidated Welfare Benefits Plan-92---
2016295$5,731,424$1,008,216$10,613iApproximate average salary by contribution assumption: employee only about $265,320 at 4% or $176,880 at 6%; with 50% employer match about $176,880 at 4% or $117,920 at 6%; with 100% employer match about $132,660 at 4% or $88,440 at 6%.
Spectro Incorporated 401K Plan-95$5,731,424$1,008,216$10,613iApproximate average salary by contribution assumption: employee only about $265,320 at 4% or $176,880 at 6%; with 50% employer match about $176,880 at 4% or $117,920 at 6%; with 100% employer match about $132,660 at 4% or $88,440 at 6%.
Spectro Scientific Inc. Consolidated Welfare Benefits Plan-92---
20152125$4,805,983$1,265,145$10,121iApproximate average salary by contribution assumption: employee only about $253,029 at 4% or $168,686 at 6%; with 50% employer match about $168,686 at 4% or $112,457 at 6%; with 100% employer match about $126,515 at 4% or $84,343 at 6%.
Spectro Incorporated 401K Plan-125$4,805,983$1,265,145$10,121iApproximate average salary by contribution assumption: employee only about $253,029 at 4% or $168,686 at 6%; with 50% employer match about $168,686 at 4% or $112,457 at 6%; with 100% employer match about $126,515 at 4% or $84,343 at 6%.
Spectro Scientific Inc. Consolidated Welfare Benefits Plan-101---
2014181$2,793,777$1,024,158$12,644iApproximate average salary by contribution assumption: employee only about $316,098 at 4% or $210,732 at 6%; with 50% employer match about $210,732 at 4% or $140,488 at 6%; with 100% employer match about $158,049 at 4% or $105,366 at 6%.
Spectro Incorporated 401K Plan-81$2,793,777$1,024,158$12,644iApproximate average salary by contribution assumption: employee only about $316,098 at 4% or $210,732 at 6%; with 50% employer match about $210,732 at 4% or $140,488 at 6%; with 100% employer match about $158,049 at 4% or $105,366 at 6%.
2013168$1,793,709$728,397$10,712iApproximate average salary by contribution assumption: employee only about $267,793 at 4% or $178,529 at 6%; with 50% employer match about $178,529 at 4% or $119,019 at 6%; with 100% employer match about $133,897 at 4% or $89,264 at 6%.
Spectro Incorporated 401K Plan-68$1,793,709$728,397$10,712iApproximate average salary by contribution assumption: employee only about $267,793 at 4% or $178,529 at 6%; with 50% employer match about $178,529 at 4% or $119,019 at 6%; with 100% employer match about $133,897 at 4% or $89,264 at 6%.
2012152$917,523$498,193$9,581iApproximate average salary by contribution assumption: employee only about $239,516 at 4% or $159,677 at 6%; with 50% employer match about $159,677 at 4% or $106,451 at 6%; with 100% employer match about $119,758 at 4% or $79,839 at 6%.
Spectro Incorporated 401K Plan-52$917,523$498,193$9,581iApproximate average salary by contribution assumption: employee only about $239,516 at 4% or $159,677 at 6%; with 50% employer match about $159,677 at 4% or $106,451 at 6%; with 100% employer match about $119,758 at 4% or $79,839 at 6%.
2011139$425,083$399,142$10,234iApproximate average salary by contribution assumption: employee only about $255,860 at 4% or $170,574 at 6%; with 50% employer match about $170,574 at 4% or $113,716 at 6%; with 100% employer match about $127,930 at 4% or $85,287 at 6%.
Spectro Incorporated 401K Plan-39$425,083$399,142$10,234iApproximate average salary by contribution assumption: employee only about $255,860 at 4% or $170,574 at 6%; with 50% employer match about $170,574 at 4% or $113,716 at 6%; with 100% employer match about $127,930 at 4% or $85,287 at 6%.
200810$0$93,000-
Spectro Incorporated 401K Plan-0-$93,000-
2007130$1,529,113$132,054$4,402iApproximate average salary by contribution assumption: employee only about $110,045 at 4% or $73,363 at 6%; with 50% employer match about $73,363 at 4% or $48,909 at 6%; with 100% employer match about $55,023 at 4% or $36,682 at 6%.
Spectro Incorporated 401K Plan-30$1,529,113$132,054$4,402iApproximate average salary by contribution assumption: employee only about $110,045 at 4% or $73,363 at 6%; with 50% employer match about $73,363 at 4% or $48,909 at 6%; with 100% employer match about $55,023 at 4% or $36,682 at 6%.
2006133$1,331,242$144,690$4,385iApproximate average salary by contribution assumption: employee only about $109,614 at 4% or $73,076 at 6%; with 50% employer match about $73,076 at 4% or $48,717 at 6%; with 100% employer match about $54,807 at 4% or $36,538 at 6%.
Spectro Incorporated 401K Plan-33$1,331,242$144,690$4,385iApproximate average salary by contribution assumption: employee only about $109,614 at 4% or $73,076 at 6%; with 50% employer match about $73,076 at 4% or $48,717 at 6%; with 100% employer match about $54,807 at 4% or $36,538 at 6%.
2005131$1,071,017$112,506$3,629iApproximate average salary by contribution assumption: employee only about $90,731 at 4% or $60,487 at 6%; with 50% employer match about $60,487 at 4% or $40,325 at 6%; with 100% employer match about $45,365 at 4% or $30,244 at 6%.
Spectro Incorporated 401K Plan-31$1,071,017$112,506$3,629iApproximate average salary by contribution assumption: employee only about $90,731 at 4% or $60,487 at 6%; with 50% employer match about $60,487 at 4% or $40,325 at 6%; with 100% employer match about $45,365 at 4% or $30,244 at 6%.
2004130$1,055,663$118,184$3,939iApproximate average salary by contribution assumption: employee only about $98,487 at 4% or $65,658 at 6%; with 50% employer match about $65,658 at 4% or $43,772 at 6%; with 100% employer match about $49,243 at 4% or $32,829 at 6%.
Spectro Incorporated 401K Plan-30$1,055,663$118,184$3,939iApproximate average salary by contribution assumption: employee only about $98,487 at 4% or $65,658 at 6%; with 50% employer match about $65,658 at 4% or $43,772 at 6%; with 100% employer match about $49,243 at 4% or $32,829 at 6%.
2003130$864,598$106,896$3,563iApproximate average salary by contribution assumption: employee only about $89,080 at 4% or $59,387 at 6%; with 50% employer match about $59,387 at 4% or $39,591 at 6%; with 100% employer match about $44,540 at 4% or $29,693 at 6%.
Spectro Incorporated 401K Plan-30$864,598$106,896$3,563iApproximate average salary by contribution assumption: employee only about $89,080 at 4% or $59,387 at 6%; with 50% employer match about $59,387 at 4% or $39,591 at 6%; with 100% employer match about $44,540 at 4% or $29,693 at 6%.
2002125$653,090$87,882$3,515iApproximate average salary by contribution assumption: employee only about $87,882 at 4% or $58,588 at 6%; with 50% employer match about $58,588 at 4% or $39,059 at 6%; with 100% employer match about $43,941 at 4% or $29,294 at 6%.
Spectro Incorporated 401K Plan-25$653,090$87,882$3,515iApproximate average salary by contribution assumption: employee only about $87,882 at 4% or $58,588 at 6%; with 50% employer match about $58,588 at 4% or $39,059 at 6%; with 100% employer match about $43,941 at 4% or $29,294 at 6%.
2001124$0$0-
Spectro Incorporated 401K Plan-24---
2000126$616,404$37,508$1,443iApproximate average salary by contribution assumption: employee only about $36,065 at 4% or $24,044 at 6%; with 50% employer match about $24,044 at 4% or $16,029 at 6%; with 100% employer match about $18,033 at 4% or $12,022 at 6%.
Spectro Incorporated 401K Plan-26$616,404$37,508$1,443iApproximate average salary by contribution assumption: employee only about $36,065 at 4% or $24,044 at 6%; with 50% employer match about $24,044 at 4% or $16,029 at 6%; with 100% employer match about $18,033 at 4% or $12,022 at 6%.
1999116$614,900$38,037$2,377iApproximate average salary by contribution assumption: employee only about $59,433 at 4% or $39,622 at 6%; with 50% employer match about $39,622 at 4% or $26,415 at 6%; with 100% employer match about $29,716 at 4% or $19,811 at 6%.
Spectro Incorporated 401K Plan-16$614,900$38,037$2,377iApproximate average salary by contribution assumption: employee only about $59,433 at 4% or $39,622 at 6%; with 50% employer match about $39,622 at 4% or $26,415 at 6%; with 100% employer match about $29,716 at 4% or $19,811 at 6%.