Civic Intelligence

Ludlow Heating & Cooling Inc.

Plan context: Ludlow Heating & Cooling Inc. 401(K) Plan and Trust

EIN 04-2733767 • Ludlow, MA • 25 filings • 7 plans

1056 Center StreetLudlow, MA 01056
Current Snapshot

Latest Year

2024

2024 Participants

8

2024 Assets

$1,579,175

2024 Contributions

$33,087

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,579,175$789,588$0200020122024YearValue
$1,579,175Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1160200020122024YearValue
8Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202418$1,579,175$33,087$4,136iApproximate average salary by contribution assumption: employee only about $103,397 at 4% or $68,931 at 6%; with 50% employer match about $68,931 at 4% or $45,954 at 6%; with 100% employer match about $51,698 at 4% or $34,466 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-8$1,579,175$33,087$4,136iApproximate average salary by contribution assumption: employee only about $103,397 at 4% or $68,931 at 6%; with 50% employer match about $68,931 at 4% or $45,954 at 6%; with 100% employer match about $51,698 at 4% or $34,466 at 6%.
202318$1,378,623$33,026$4,128iApproximate average salary by contribution assumption: employee only about $103,206 at 4% or $68,804 at 6%; with 50% employer match about $68,804 at 4% or $45,869 at 6%; with 100% employer match about $51,603 at 4% or $34,402 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-8$1,378,623$33,026$4,128iApproximate average salary by contribution assumption: employee only about $103,206 at 4% or $68,804 at 6%; with 50% employer match about $68,804 at 4% or $45,869 at 6%; with 100% employer match about $51,603 at 4% or $34,402 at 6%.
202218$1,132,148$27,501$3,438iApproximate average salary by contribution assumption: employee only about $85,941 at 4% or $57,294 at 6%; with 50% employer match about $57,294 at 4% or $38,196 at 6%; with 100% employer match about $42,970 at 4% or $28,647 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-8$1,132,148$27,501$3,438iApproximate average salary by contribution assumption: employee only about $85,941 at 4% or $57,294 at 6%; with 50% employer match about $57,294 at 4% or $38,196 at 6%; with 100% employer match about $42,970 at 4% or $28,647 at 6%.
202118$1,361,837$41,380$5,173iApproximate average salary by contribution assumption: employee only about $129,313 at 4% or $86,208 at 6%; with 50% employer match about $86,208 at 4% or $57,472 at 6%; with 100% employer match about $64,656 at 4% or $43,104 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-8$1,361,837$41,380$5,173iApproximate average salary by contribution assumption: employee only about $129,313 at 4% or $86,208 at 6%; with 50% employer match about $86,208 at 4% or $57,472 at 6%; with 100% employer match about $64,656 at 4% or $43,104 at 6%.
202016$1,186,770$176,668$29,445iApproximate average salary by contribution assumption: employee only about $736,117 at 4% or $490,744 at 6%; with 50% employer match about $490,744 at 4% or $327,163 at 6%; with 100% employer match about $368,058 at 4% or $245,372 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-6$1,186,770$176,668$29,445iApproximate average salary by contribution assumption: employee only about $736,117 at 4% or $490,744 at 6%; with 50% employer match about $490,744 at 4% or $327,163 at 6%; with 100% employer match about $368,058 at 4% or $245,372 at 6%.
201916$953,670$24,163$4,027iApproximate average salary by contribution assumption: employee only about $100,679 at 4% or $67,119 at 6%; with 50% employer match about $67,119 at 4% or $44,746 at 6%; with 100% employer match about $50,340 at 4% or $33,560 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-6$953,670$24,163$4,027iApproximate average salary by contribution assumption: employee only about $100,679 at 4% or $67,119 at 6%; with 50% employer match about $67,119 at 4% or $44,746 at 6%; with 100% employer match about $50,340 at 4% or $33,560 at 6%.
201815$781,402$27,201$5,440iApproximate average salary by contribution assumption: employee only about $136,005 at 4% or $90,670 at 6%; with 50% employer match about $90,670 at 4% or $60,447 at 6%; with 100% employer match about $68,003 at 4% or $45,335 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-5$781,402$27,201$5,440iApproximate average salary by contribution assumption: employee only about $136,005 at 4% or $90,670 at 6%; with 50% employer match about $90,670 at 4% or $60,447 at 6%; with 100% employer match about $68,003 at 4% or $45,335 at 6%.
201715$806,297$22,034$4,407iApproximate average salary by contribution assumption: employee only about $110,170 at 4% or $73,447 at 6%; with 50% employer match about $73,447 at 4% or $48,964 at 6%; with 100% employer match about $55,085 at 4% or $36,723 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-5$806,297$22,034$4,407iApproximate average salary by contribution assumption: employee only about $110,170 at 4% or $73,447 at 6%; with 50% employer match about $73,447 at 4% or $48,964 at 6%; with 100% employer match about $55,085 at 4% or $36,723 at 6%.
201615$692,503$21,013$4,203iApproximate average salary by contribution assumption: employee only about $105,065 at 4% or $70,043 at 6%; with 50% employer match about $70,043 at 4% or $46,696 at 6%; with 100% employer match about $52,533 at 4% or $35,022 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-5$692,503$21,013$4,203iApproximate average salary by contribution assumption: employee only about $105,065 at 4% or $70,043 at 6%; with 50% employer match about $70,043 at 4% or $46,696 at 6%; with 100% employer match about $52,533 at 4% or $35,022 at 6%.
201515$630,910$20,472$4,094iApproximate average salary by contribution assumption: employee only about $102,360 at 4% or $68,240 at 6%; with 50% employer match about $68,240 at 4% or $45,493 at 6%; with 100% employer match about $51,180 at 4% or $34,120 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-5$630,910$20,472$4,094iApproximate average salary by contribution assumption: employee only about $102,360 at 4% or $68,240 at 6%; with 50% employer match about $68,240 at 4% or $45,493 at 6%; with 100% employer match about $51,180 at 4% or $34,120 at 6%.
201415$604,999$16,435$3,287iApproximate average salary by contribution assumption: employee only about $82,175 at 4% or $54,783 at 6%; with 50% employer match about $54,783 at 4% or $36,522 at 6%; with 100% employer match about $41,088 at 4% or $27,392 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-5$604,999$16,435$3,287iApproximate average salary by contribution assumption: employee only about $82,175 at 4% or $54,783 at 6%; with 50% employer match about $54,783 at 4% or $36,522 at 6%; with 100% employer match about $41,088 at 4% or $27,392 at 6%.
201314$559,152$15,264$3,816iApproximate average salary by contribution assumption: employee only about $95,400 at 4% or $63,600 at 6%; with 50% employer match about $63,600 at 4% or $42,400 at 6%; with 100% employer match about $47,700 at 4% or $31,800 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-4$559,152$15,264$3,816iApproximate average salary by contribution assumption: employee only about $95,400 at 4% or $63,600 at 6%; with 50% employer match about $63,600 at 4% or $42,400 at 6%; with 100% employer match about $47,700 at 4% or $31,800 at 6%.
201216$759,508$14,835$2,473iApproximate average salary by contribution assumption: employee only about $61,813 at 4% or $41,208 at 6%; with 50% employer match about $41,208 at 4% or $27,472 at 6%; with 100% employer match about $30,906 at 4% or $20,604 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-6$759,508$14,835$2,473iApproximate average salary by contribution assumption: employee only about $61,813 at 4% or $41,208 at 6%; with 50% employer match about $41,208 at 4% or $27,472 at 6%; with 100% employer match about $30,906 at 4% or $20,604 at 6%.
201116$766,087$31,716$5,286iApproximate average salary by contribution assumption: employee only about $132,150 at 4% or $88,100 at 6%; with 50% employer match about $88,100 at 4% or $58,733 at 6%; with 100% employer match about $66,075 at 4% or $44,050 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-6$766,087$31,716$5,286iApproximate average salary by contribution assumption: employee only about $132,150 at 4% or $88,100 at 6%; with 50% employer match about $88,100 at 4% or $58,733 at 6%; with 100% employer match about $66,075 at 4% or $44,050 at 6%.
201016$744,774$26,165$4,361iApproximate average salary by contribution assumption: employee only about $109,021 at 4% or $72,681 at 6%; with 50% employer match about $72,681 at 4% or $48,454 at 6%; with 100% employer match about $54,510 at 4% or $36,340 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-6$744,774$26,165$4,361iApproximate average salary by contribution assumption: employee only about $109,021 at 4% or $72,681 at 6%; with 50% employer match about $72,681 at 4% or $48,454 at 6%; with 100% employer match about $54,510 at 4% or $36,340 at 6%.
200916$659,898$26,166$4,361iApproximate average salary by contribution assumption: employee only about $109,025 at 4% or $72,683 at 6%; with 50% employer match about $72,683 at 4% or $48,456 at 6%; with 100% employer match about $54,513 at 4% or $36,342 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-6$659,898$26,166$4,361iApproximate average salary by contribution assumption: employee only about $109,025 at 4% or $72,683 at 6%; with 50% employer match about $72,683 at 4% or $48,456 at 6%; with 100% employer match about $54,513 at 4% or $36,342 at 6%.
200816$536,408$28,630$4,772iApproximate average salary by contribution assumption: employee only about $119,292 at 4% or $79,528 at 6%; with 50% employer match about $79,528 at 4% or $53,019 at 6%; with 100% employer match about $59,646 at 4% or $39,764 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-6$536,408$28,630$4,772iApproximate average salary by contribution assumption: employee only about $119,292 at 4% or $79,528 at 6%; with 50% employer match about $79,528 at 4% or $53,019 at 6%; with 100% employer match about $59,646 at 4% or $39,764 at 6%.
200716$662,478$25,718$4,286iApproximate average salary by contribution assumption: employee only about $107,158 at 4% or $71,439 at 6%; with 50% employer match about $71,439 at 4% or $47,626 at 6%; with 100% employer match about $53,579 at 4% or $35,719 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-6$662,478$25,718$4,286iApproximate average salary by contribution assumption: employee only about $107,158 at 4% or $71,439 at 6%; with 50% employer match about $71,439 at 4% or $47,626 at 6%; with 100% employer match about $53,579 at 4% or $35,719 at 6%.
200617$589,023$34,302$4,900iApproximate average salary by contribution assumption: employee only about $122,507 at 4% or $81,671 at 6%; with 50% employer match about $81,671 at 4% or $54,448 at 6%; with 100% employer match about $61,254 at 4% or $40,836 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-7$589,023$34,302$4,900iApproximate average salary by contribution assumption: employee only about $122,507 at 4% or $81,671 at 6%; with 50% employer match about $81,671 at 4% or $54,448 at 6%; with 100% employer match about $61,254 at 4% or $40,836 at 6%.
200518$507,187$40,699$5,087iApproximate average salary by contribution assumption: employee only about $127,184 at 4% or $84,790 at 6%; with 50% employer match about $84,790 at 4% or $56,526 at 6%; with 100% employer match about $63,592 at 4% or $42,395 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-8$507,187$40,699$5,087iApproximate average salary by contribution assumption: employee only about $127,184 at 4% or $84,790 at 6%; with 50% employer match about $84,790 at 4% or $56,526 at 6%; with 100% employer match about $63,592 at 4% or $42,395 at 6%.
2004111$469,123$39,381$3,580iApproximate average salary by contribution assumption: employee only about $89,502 at 4% or $59,668 at 6%; with 50% employer match about $59,668 at 4% or $39,779 at 6%; with 100% employer match about $44,751 at 4% or $29,834 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-11$469,123$39,381$3,580iApproximate average salary by contribution assumption: employee only about $89,502 at 4% or $59,668 at 6%; with 50% employer match about $59,668 at 4% or $39,779 at 6%; with 100% employer match about $44,751 at 4% or $29,834 at 6%.
200319$397,127$25,817$2,869iApproximate average salary by contribution assumption: employee only about $71,714 at 4% or $47,809 at 6%; with 50% employer match about $47,809 at 4% or $31,873 at 6%; with 100% employer match about $35,857 at 4% or $23,905 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-9$397,127$25,817$2,869iApproximate average salary by contribution assumption: employee only about $71,714 at 4% or $47,809 at 6%; with 50% employer match about $47,809 at 4% or $31,873 at 6%; with 100% employer match about $35,857 at 4% or $23,905 at 6%.
200218$301,304$18,817$2,352iApproximate average salary by contribution assumption: employee only about $58,803 at 4% or $39,202 at 6%; with 50% employer match about $39,202 at 4% or $26,135 at 6%; with 100% employer match about $29,402 at 4% or $19,601 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-8$301,304$18,817$2,352iApproximate average salary by contribution assumption: employee only about $58,803 at 4% or $39,202 at 6%; with 50% employer match about $39,202 at 4% or $26,135 at 6%; with 100% employer match about $29,402 at 4% or $19,601 at 6%.
200118$337,659$18,817$2,352iApproximate average salary by contribution assumption: employee only about $58,803 at 4% or $39,202 at 6%; with 50% employer match about $39,202 at 4% or $26,135 at 6%; with 100% employer match about $29,402 at 4% or $19,601 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-8$337,659$18,817$2,352iApproximate average salary by contribution assumption: employee only about $58,803 at 4% or $39,202 at 6%; with 50% employer match about $39,202 at 4% or $26,135 at 6%; with 100% employer match about $29,402 at 4% or $19,601 at 6%.
200017$311,543$16,817$2,402iApproximate average salary by contribution assumption: employee only about $60,061 at 4% or $40,040 at 6%; with 50% employer match about $40,040 at 4% or $26,694 at 6%; with 100% employer match about $30,030 at 4% or $20,020 at 6%.
Ludlow Heating & Cooling Inc. 401(K) Plan and Trust-7$311,543$16,817$2,402iApproximate average salary by contribution assumption: employee only about $60,061 at 4% or $40,040 at 6%; with 50% employer match about $40,040 at 4% or $26,694 at 6%; with 100% employer match about $30,030 at 4% or $20,020 at 6%.