Civic Intelligence

Zen Associates Inc.

Plan context: Zen Associates Inc. Retirement Trust

EIN 04-2728163 • Woburn, MA • 30 filings • 4 plans

10 Micro DriveWoburn, MA 01801
Current Snapshot

Latest Year

2024

2024 Participants

108

2024 Assets

$10,812,819

2024 Contributions

$459,388

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$10,812,819$5,406,410$0199920122024YearValue
$10,812,819Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

108540199920122024YearValue
108Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20241108$10,812,819$459,388$4,254iApproximate average salary by contribution assumption: employee only about $106,340 at 4% or $70,893 at 6%; with 50% employer match about $70,893 at 4% or $47,262 at 6%; with 100% employer match about $53,170 at 4% or $35,447 at 6%.
Zen Associates Inc. Retirement Trust-108$10,812,819$459,388$4,254iApproximate average salary by contribution assumption: employee only about $106,340 at 4% or $70,893 at 6%; with 50% employer match about $70,893 at 4% or $47,262 at 6%; with 100% employer match about $53,170 at 4% or $35,447 at 6%.
20231103$9,761,633$423,562$4,112iApproximate average salary by contribution assumption: employee only about $102,806 at 4% or $68,538 at 6%; with 50% employer match about $68,538 at 4% or $45,692 at 6%; with 100% employer match about $51,403 at 4% or $34,269 at 6%.
Zen Associates Inc. Retirement Trust-103$9,761,633$423,562$4,112iApproximate average salary by contribution assumption: employee only about $102,806 at 4% or $68,538 at 6%; with 50% employer match about $68,538 at 4% or $45,692 at 6%; with 100% employer match about $51,403 at 4% or $34,269 at 6%.
2022194$8,139,403$396,894$4,222iApproximate average salary by contribution assumption: employee only about $105,557 at 4% or $70,371 at 6%; with 50% employer match about $70,371 at 4% or $46,914 at 6%; with 100% employer match about $52,778 at 4% or $35,186 at 6%.
Zen Associates Inc. Retirement Trust-94$8,139,403$396,894$4,222iApproximate average salary by contribution assumption: employee only about $105,557 at 4% or $70,371 at 6%; with 50% employer match about $70,371 at 4% or $46,914 at 6%; with 100% employer match about $52,778 at 4% or $35,186 at 6%.
2021190$10,403,352$443,996$4,933iApproximate average salary by contribution assumption: employee only about $123,332 at 4% or $82,221 at 6%; with 50% employer match about $82,221 at 4% or $54,814 at 6%; with 100% employer match about $61,666 at 4% or $41,111 at 6%.
Zen Associates Inc. Retirement Trust-90$10,403,352$443,996$4,933iApproximate average salary by contribution assumption: employee only about $123,332 at 4% or $82,221 at 6%; with 50% employer match about $82,221 at 4% or $54,814 at 6%; with 100% employer match about $61,666 at 4% or $41,111 at 6%.
2020190$8,762,239$430,501$4,783iApproximate average salary by contribution assumption: employee only about $119,584 at 4% or $79,722 at 6%; with 50% employer match about $79,722 at 4% or $53,148 at 6%; with 100% employer match about $59,792 at 4% or $39,861 at 6%.
Zen Associates Inc. Retirement Trust-90$8,762,239$430,501$4,783iApproximate average salary by contribution assumption: employee only about $119,584 at 4% or $79,722 at 6%; with 50% employer match about $79,722 at 4% or $53,148 at 6%; with 100% employer match about $59,792 at 4% or $39,861 at 6%.
2019187$7,692,487$435,385$5,004iApproximate average salary by contribution assumption: employee only about $125,111 at 4% or $83,407 at 6%; with 50% employer match about $83,407 at 4% or $55,605 at 6%; with 100% employer match about $62,555 at 4% or $41,704 at 6%.
Zen Associates Inc. Retirement Trust-87$7,692,487$435,385$5,004iApproximate average salary by contribution assumption: employee only about $125,111 at 4% or $83,407 at 6%; with 50% employer match about $83,407 at 4% or $55,605 at 6%; with 100% employer match about $62,555 at 4% or $41,704 at 6%.
2018187$6,275,039$407,626$4,685iApproximate average salary by contribution assumption: employee only about $117,134 at 4% or $78,089 at 6%; with 50% employer match about $78,089 at 4% or $52,060 at 6%; with 100% employer match about $58,567 at 4% or $39,045 at 6%.
Zen Associates Inc. Retirement Trust-87$6,275,039$407,626$4,685iApproximate average salary by contribution assumption: employee only about $117,134 at 4% or $78,089 at 6%; with 50% employer match about $78,089 at 4% or $52,060 at 6%; with 100% employer match about $58,567 at 4% or $39,045 at 6%.
2017178$6,182,180$377,760$4,843iApproximate average salary by contribution assumption: employee only about $121,077 at 4% or $80,718 at 6%; with 50% employer match about $80,718 at 4% or $53,812 at 6%; with 100% employer match about $60,538 at 4% or $40,359 at 6%.
Zen Associates Inc. Retirement Trust-78$6,182,180$377,760$4,843iApproximate average salary by contribution assumption: employee only about $121,077 at 4% or $80,718 at 6%; with 50% employer match about $80,718 at 4% or $53,812 at 6%; with 100% employer match about $60,538 at 4% or $40,359 at 6%.
2016171$5,087,490$380,710$5,362iApproximate average salary by contribution assumption: employee only about $134,053 at 4% or $89,369 at 6%; with 50% employer match about $89,369 at 4% or $59,579 at 6%; with 100% employer match about $67,026 at 4% or $44,684 at 6%.
Zen Associates Inc. Retirement Trust-71$5,087,490$380,710$5,362iApproximate average salary by contribution assumption: employee only about $134,053 at 4% or $89,369 at 6%; with 50% employer match about $89,369 at 4% or $59,579 at 6%; with 100% employer match about $67,026 at 4% or $44,684 at 6%.
2015168$4,435,130$374,229$5,503iApproximate average salary by contribution assumption: employee only about $137,584 at 4% or $91,723 at 6%; with 50% employer match about $91,723 at 4% or $61,149 at 6%; with 100% employer match about $68,792 at 4% or $45,861 at 6%.
Zen Associates Inc. Retirement Trust-68$4,435,130$374,229$5,503iApproximate average salary by contribution assumption: employee only about $137,584 at 4% or $91,723 at 6%; with 50% employer match about $91,723 at 4% or $61,149 at 6%; with 100% employer match about $68,792 at 4% or $45,861 at 6%.
2014163$4,187,416$357,267$5,671iApproximate average salary by contribution assumption: employee only about $141,773 at 4% or $94,515 at 6%; with 50% employer match about $94,515 at 4% or $63,010 at 6%; with 100% employer match about $70,886 at 4% or $47,258 at 6%.
Zen Associates Inc. Retirement Trust-63$4,187,416$357,267$5,671iApproximate average salary by contribution assumption: employee only about $141,773 at 4% or $94,515 at 6%; with 50% employer match about $94,515 at 4% or $63,010 at 6%; with 100% employer match about $70,886 at 4% or $47,258 at 6%.
2013162$3,718,784$351,177$5,664iApproximate average salary by contribution assumption: employee only about $141,604 at 4% or $94,402 at 6%; with 50% employer match about $94,402 at 4% or $62,935 at 6%; with 100% employer match about $70,802 at 4% or $47,201 at 6%.
Zen Associates Inc. Retirement Trust-62$3,718,784$351,177$5,664iApproximate average salary by contribution assumption: employee only about $141,604 at 4% or $94,402 at 6%; with 50% employer match about $94,402 at 4% or $62,935 at 6%; with 100% employer match about $70,802 at 4% or $47,201 at 6%.
2012165$3,059,571$350,080$5,386iApproximate average salary by contribution assumption: employee only about $134,646 at 4% or $89,764 at 6%; with 50% employer match about $89,764 at 4% or $59,843 at 6%; with 100% employer match about $67,323 at 4% or $44,882 at 6%.
Zen Associates Inc. Retirement Trust-65$3,059,571$350,080$5,386iApproximate average salary by contribution assumption: employee only about $134,646 at 4% or $89,764 at 6%; with 50% employer match about $89,764 at 4% or $59,843 at 6%; with 100% employer match about $67,323 at 4% or $44,882 at 6%.
2011260$4,816,498$631,506$10,525iApproximate average salary by contribution assumption: employee only about $263,128 at 4% or $175,418 at 6%; with 50% employer match about $175,418 at 4% or $116,946 at 6%; with 100% employer match about $131,564 at 4% or $87,709 at 6%.
ZEN ASSOCIATES, INC. RETIREMENT TRUST-60$2,408,249$315,753$5,263iApproximate average salary by contribution assumption: employee only about $131,564 at 4% or $87,709 at 6%; with 50% employer match about $87,709 at 4% or $58,473 at 6%; with 100% employer match about $65,782 at 4% or $43,855 at 6%.
Zen Associates Inc. Retirement Trust-60$2,408,249$315,753$5,263iApproximate average salary by contribution assumption: employee only about $131,564 at 4% or $87,709 at 6%; with 50% employer match about $87,709 at 4% or $58,473 at 6%; with 100% employer match about $65,782 at 4% or $43,855 at 6%.
2010255$4,404,178$585,674$10,649iApproximate average salary by contribution assumption: employee only about $266,215 at 4% or $177,477 at 6%; with 50% employer match about $177,477 at 4% or $118,318 at 6%; with 100% employer match about $133,108 at 4% or $88,738 at 6%.
ZEN ASSOCIATES, INC. RETIREMENT TRUST-55$2,202,089$292,837$5,324iApproximate average salary by contribution assumption: employee only about $133,108 at 4% or $88,738 at 6%; with 50% employer match about $88,738 at 4% or $59,159 at 6%; with 100% employer match about $66,554 at 4% or $44,369 at 6%.
Zen Associates Inc. Retirement Trust-55$2,202,089$292,837$5,324iApproximate average salary by contribution assumption: employee only about $133,108 at 4% or $88,738 at 6%; with 50% employer match about $88,738 at 4% or $59,159 at 6%; with 100% employer match about $66,554 at 4% or $44,369 at 6%.
2009150$1,741,648$293,461$5,869iApproximate average salary by contribution assumption: employee only about $146,731 at 4% or $97,820 at 6%; with 50% employer match about $97,820 at 4% or $65,214 at 6%; with 100% employer match about $73,365 at 4% or $48,910 at 6%.
Zen Associates Inc. Retirement Trust-50$1,741,648$293,461$5,869iApproximate average salary by contribution assumption: employee only about $146,731 at 4% or $97,820 at 6%; with 50% employer match about $97,820 at 4% or $65,214 at 6%; with 100% employer match about $73,365 at 4% or $48,910 at 6%.
2008135$1,179,391$307,466$8,785iApproximate average salary by contribution assumption: employee only about $219,619 at 4% or $146,412 at 6%; with 50% employer match about $146,412 at 4% or $97,608 at 6%; with 100% employer match about $109,809 at 4% or $73,206 at 6%.
Zen Associates Inc. Retirement Trust-35$1,179,391$307,466$8,785iApproximate average salary by contribution assumption: employee only about $219,619 at 4% or $146,412 at 6%; with 50% employer match about $146,412 at 4% or $97,608 at 6%; with 100% employer match about $109,809 at 4% or $73,206 at 6%.
2007134$1,362,181$275,214$8,095iApproximate average salary by contribution assumption: employee only about $202,363 at 4% or $134,909 at 6%; with 50% employer match about $134,909 at 4% or $89,939 at 6%; with 100% employer match about $101,182 at 4% or $67,454 at 6%.
Zen Associates Inc. Retirement Trust-34$1,362,181$275,214$8,095iApproximate average salary by contribution assumption: employee only about $202,363 at 4% or $134,909 at 6%; with 50% employer match about $134,909 at 4% or $89,939 at 6%; with 100% employer match about $101,182 at 4% or $67,454 at 6%.
2006132$1,045,257$238,291$7,447iApproximate average salary by contribution assumption: employee only about $186,165 at 4% or $124,110 at 6%; with 50% employer match about $124,110 at 4% or $82,740 at 6%; with 100% employer match about $93,082 at 4% or $62,055 at 6%.
Zen Associates Inc. Retirement Trust-32$1,045,257$238,291$7,447iApproximate average salary by contribution assumption: employee only about $186,165 at 4% or $124,110 at 6%; with 50% employer match about $124,110 at 4% or $82,740 at 6%; with 100% employer match about $93,082 at 4% or $62,055 at 6%.
2005135$743,543$65,391$1,868iApproximate average salary by contribution assumption: employee only about $46,708 at 4% or $31,139 at 6%; with 50% employer match about $31,139 at 4% or $20,759 at 6%; with 100% employer match about $23,354 at 4% or $15,569 at 6%.
Zen Associates Inc. Retirement Trust-35$743,543$65,391$1,868iApproximate average salary by contribution assumption: employee only about $46,708 at 4% or $31,139 at 6%; with 50% employer match about $31,139 at 4% or $20,759 at 6%; with 100% employer match about $23,354 at 4% or $15,569 at 6%.
2004127$663,980$192,191$7,118iApproximate average salary by contribution assumption: employee only about $177,955 at 4% or $118,636 at 6%; with 50% employer match about $118,636 at 4% or $79,091 at 6%; with 100% employer match about $88,977 at 4% or $59,318 at 6%.
Zen Associates Inc. Retirement Trust-27$663,980$192,191$7,118iApproximate average salary by contribution assumption: employee only about $177,955 at 4% or $118,636 at 6%; with 50% employer match about $118,636 at 4% or $79,091 at 6%; with 100% employer match about $88,977 at 4% or $59,318 at 6%.
2003131$488,088$42,765$1,380iApproximate average salary by contribution assumption: employee only about $34,488 at 4% or $22,992 at 6%; with 50% employer match about $22,992 at 4% or $15,328 at 6%; with 100% employer match about $17,244 at 4% or $11,496 at 6%.
Zen Associates Inc. Retirement Trust-31$488,088$42,765$1,380iApproximate average salary by contribution assumption: employee only about $34,488 at 4% or $22,992 at 6%; with 50% employer match about $22,992 at 4% or $15,328 at 6%; with 100% employer match about $17,244 at 4% or $11,496 at 6%.
2002134$367,873$44,554$1,310iApproximate average salary by contribution assumption: employee only about $32,760 at 4% or $21,840 at 6%; with 50% employer match about $21,840 at 4% or $14,560 at 6%; with 100% employer match about $16,380 at 4% or $10,920 at 6%.
Zen Associates Inc. Retirement Trust-34$367,873$44,554$1,310iApproximate average salary by contribution assumption: employee only about $32,760 at 4% or $21,840 at 6%; with 50% employer match about $21,840 at 4% or $14,560 at 6%; with 100% employer match about $16,380 at 4% or $10,920 at 6%.
2001226$360,977$109,532$4,213iApproximate average salary by contribution assumption: employee only about $105,319 at 4% or $70,213 at 6%; with 50% employer match about $70,213 at 4% or $46,809 at 6%; with 100% employer match about $52,660 at 4% or $35,106 at 6%.
Zen Associates Inc. Retirement Trust-26$360,977$109,532$4,213iApproximate average salary by contribution assumption: employee only about $105,319 at 4% or $70,213 at 6%; with 50% employer match about $70,213 at 4% or $46,809 at 6%; with 100% employer match about $52,660 at 4% or $35,106 at 6%.
ZEN ASSOCIATES, INC. 401K PLAN AND TRUST-0---
2000227$283,451$81,268$3,010iApproximate average salary by contribution assumption: employee only about $75,248 at 4% or $50,165 at 6%; with 50% employer match about $50,165 at 4% or $33,444 at 6%; with 100% employer match about $37,624 at 4% or $25,083 at 6%.
Zen Associates Inc. Retirement Trust-26$235,292$66,000$2,538iApproximate average salary by contribution assumption: employee only about $63,462 at 4% or $42,308 at 6%; with 50% employer match about $42,308 at 4% or $28,205 at 6%; with 100% employer match about $31,731 at 4% or $21,154 at 6%.
ZEN ASSOCIATES INC 401K PROFIT SHARING PLAN & TRUST-27$48,159$15,268$565iApproximate average salary by contribution assumption: employee only about $14,137 at 4% or $9,425 at 6%; with 50% employer match about $9,425 at 4% or $6,283 at 6%; with 100% employer match about $7,069 at 4% or $4,712 at 6%.
1999124$194,867$55,000$2,292iApproximate average salary by contribution assumption: employee only about $57,292 at 4% or $38,194 at 6%; with 50% employer match about $38,194 at 4% or $25,463 at 6%; with 100% employer match about $28,646 at 4% or $19,097 at 6%.
Zen Associates Inc. Retirement Trust-24$194,867$55,000$2,292iApproximate average salary by contribution assumption: employee only about $57,292 at 4% or $38,194 at 6%; with 50% employer match about $38,194 at 4% or $25,463 at 6%; with 100% employer match about $28,646 at 4% or $19,097 at 6%.