Civic Intelligence

Dr. Thomas a. Schultz

Plan context: Dr. Thomas a. Schultz 401(K) Plan and Trust

EIN 04-2726810 • Ware, MA • 27 filings • 3 plans

40 E. Main Street, Ste 5Ware, MA 01082-1331
Current Snapshot

Latest Year

2025

2025 Participants

5

2025 Assets

$2,588,499

2025 Contributions

$34,866

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,588,499$1,294,250$0199920122025YearValue
$2,588,499Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

630199920122025YearValue
5Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202515$2,588,499$34,866$6,973iApproximate average salary by contribution assumption: employee only about $174,330 at 4% or $116,220 at 6%; with 50% employer match about $116,220 at 4% or $77,480 at 6%; with 100% employer match about $87,165 at 4% or $58,110 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-5$2,588,499$34,866$6,973iApproximate average salary by contribution assumption: employee only about $174,330 at 4% or $116,220 at 6%; with 50% employer match about $116,220 at 4% or $77,480 at 6%; with 100% employer match about $87,165 at 4% or $58,110 at 6%.
202415$2,413,018$82,713$16,543iApproximate average salary by contribution assumption: employee only about $413,565 at 4% or $275,710 at 6%; with 50% employer match about $275,710 at 4% or $183,807 at 6%; with 100% employer match about $206,782 at 4% or $137,855 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-5$2,413,018$82,713$16,543iApproximate average salary by contribution assumption: employee only about $413,565 at 4% or $275,710 at 6%; with 50% employer match about $275,710 at 4% or $183,807 at 6%; with 100% employer match about $206,782 at 4% or $137,855 at 6%.
202314$2,091,706$76,431$19,108iApproximate average salary by contribution assumption: employee only about $477,694 at 4% or $318,463 at 6%; with 50% employer match about $318,463 at 4% or $212,308 at 6%; with 100% employer match about $238,847 at 4% or $159,231 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-4$2,091,706$76,431$19,108iApproximate average salary by contribution assumption: employee only about $477,694 at 4% or $318,463 at 6%; with 50% employer match about $318,463 at 4% or $212,308 at 6%; with 100% employer match about $238,847 at 4% or $159,231 at 6%.
202213$1,855,214$71,369$23,790iApproximate average salary by contribution assumption: employee only about $594,742 at 4% or $396,494 at 6%; with 50% employer match about $396,494 at 4% or $264,330 at 6%; with 100% employer match about $297,371 at 4% or $198,247 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-3$1,855,214$71,369$23,790iApproximate average salary by contribution assumption: employee only about $594,742 at 4% or $396,494 at 6%; with 50% employer match about $396,494 at 4% or $264,330 at 6%; with 100% employer match about $297,371 at 4% or $198,247 at 6%.
202113$1,802,177$68,993$22,998iApproximate average salary by contribution assumption: employee only about $574,942 at 4% or $383,294 at 6%; with 50% employer match about $383,294 at 4% or $255,530 at 6%; with 100% employer match about $287,471 at 4% or $191,647 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-3$1,802,177$68,993$22,998iApproximate average salary by contribution assumption: employee only about $574,942 at 4% or $383,294 at 6%; with 50% employer match about $383,294 at 4% or $255,530 at 6%; with 100% employer match about $287,471 at 4% or $191,647 at 6%.
202013$1,701,227$68,191$22,730iApproximate average salary by contribution assumption: employee only about $568,258 at 4% or $378,839 at 6%; with 50% employer match about $378,839 at 4% or $252,559 at 6%; with 100% employer match about $284,129 at 4% or $189,419 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-3$1,701,227$68,191$22,730iApproximate average salary by contribution assumption: employee only about $568,258 at 4% or $378,839 at 6%; with 50% employer match about $378,839 at 4% or $252,559 at 6%; with 100% employer match about $284,129 at 4% or $189,419 at 6%.
201913$1,632,451$66,574$22,191iApproximate average salary by contribution assumption: employee only about $554,783 at 4% or $369,856 at 6%; with 50% employer match about $369,856 at 4% or $246,570 at 6%; with 100% employer match about $277,392 at 4% or $184,928 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-3$1,632,451$66,574$22,191iApproximate average salary by contribution assumption: employee only about $554,783 at 4% or $369,856 at 6%; with 50% employer match about $369,856 at 4% or $246,570 at 6%; with 100% employer match about $277,392 at 4% or $184,928 at 6%.
201813$1,308,119$62,034$20,678iApproximate average salary by contribution assumption: employee only about $516,950 at 4% or $344,633 at 6%; with 50% employer match about $344,633 at 4% or $229,756 at 6%; with 100% employer match about $258,475 at 4% or $172,317 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-3$1,308,119$62,034$20,678iApproximate average salary by contribution assumption: employee only about $516,950 at 4% or $344,633 at 6%; with 50% employer match about $344,633 at 4% or $229,756 at 6%; with 100% employer match about $258,475 at 4% or $172,317 at 6%.
201716$1,302,037$64,208$10,701iApproximate average salary by contribution assumption: employee only about $267,533 at 4% or $178,356 at 6%; with 50% employer match about $178,356 at 4% or $118,904 at 6%; with 100% employer match about $133,767 at 4% or $89,178 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-6$1,302,037$64,208$10,701iApproximate average salary by contribution assumption: employee only about $267,533 at 4% or $178,356 at 6%; with 50% employer match about $178,356 at 4% or $118,904 at 6%; with 100% employer match about $133,767 at 4% or $89,178 at 6%.
201615$1,052,776$64,007$12,801iApproximate average salary by contribution assumption: employee only about $320,035 at 4% or $213,357 at 6%; with 50% employer match about $213,357 at 4% or $142,238 at 6%; with 100% employer match about $160,018 at 4% or $106,678 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-5$1,052,776$64,007$12,801iApproximate average salary by contribution assumption: employee only about $320,035 at 4% or $213,357 at 6%; with 50% employer match about $213,357 at 4% or $142,238 at 6%; with 100% employer match about $160,018 at 4% or $106,678 at 6%.
201514$1,032,398$63,618$15,905iApproximate average salary by contribution assumption: employee only about $397,613 at 4% or $265,075 at 6%; with 50% employer match about $265,075 at 4% or $176,717 at 6%; with 100% employer match about $198,806 at 4% or $132,538 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-4$1,032,398$63,618$15,905iApproximate average salary by contribution assumption: employee only about $397,613 at 4% or $265,075 at 6%; with 50% employer match about $265,075 at 4% or $176,717 at 6%; with 100% employer match about $198,806 at 4% or $132,538 at 6%.
201414$1,067,619$61,861$15,465iApproximate average salary by contribution assumption: employee only about $386,631 at 4% or $257,754 at 6%; with 50% employer match about $257,754 at 4% or $171,836 at 6%; with 100% employer match about $193,316 at 4% or $128,877 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-4$1,067,619$61,861$15,465iApproximate average salary by contribution assumption: employee only about $386,631 at 4% or $257,754 at 6%; with 50% employer match about $257,754 at 4% or $171,836 at 6%; with 100% employer match about $193,316 at 4% or $128,877 at 6%.
201315$1,021,296$61,310$12,262iApproximate average salary by contribution assumption: employee only about $306,550 at 4% or $204,367 at 6%; with 50% employer match about $204,367 at 4% or $136,244 at 6%; with 100% employer match about $153,275 at 4% or $102,183 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-5$1,021,296$61,310$12,262iApproximate average salary by contribution assumption: employee only about $306,550 at 4% or $204,367 at 6%; with 50% employer match about $204,367 at 4% or $136,244 at 6%; with 100% employer match about $153,275 at 4% or $102,183 at 6%.
201214$823,944$57,829$14,457iApproximate average salary by contribution assumption: employee only about $361,431 at 4% or $240,954 at 6%; with 50% employer match about $240,954 at 4% or $160,636 at 6%; with 100% employer match about $180,716 at 4% or $120,477 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-4$823,944$57,829$14,457iApproximate average salary by contribution assumption: employee only about $361,431 at 4% or $240,954 at 6%; with 50% employer match about $240,954 at 4% or $160,636 at 6%; with 100% employer match about $180,716 at 4% or $120,477 at 6%.
201114$873,714$56,733$14,183iApproximate average salary by contribution assumption: employee only about $354,581 at 4% or $236,388 at 6%; with 50% employer match about $236,388 at 4% or $157,592 at 6%; with 100% employer match about $177,291 at 4% or $118,194 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-4$873,714$56,733$14,183iApproximate average salary by contribution assumption: employee only about $354,581 at 4% or $236,388 at 6%; with 50% employer match about $236,388 at 4% or $157,592 at 6%; with 100% employer match about $177,291 at 4% or $118,194 at 6%.
201015$938,654$56,257$11,251iApproximate average salary by contribution assumption: employee only about $281,285 at 4% or $187,523 at 6%; with 50% employer match about $187,523 at 4% or $125,016 at 6%; with 100% employer match about $140,643 at 4% or $93,762 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-5$938,654$56,257$11,251iApproximate average salary by contribution assumption: employee only about $281,285 at 4% or $187,523 at 6%; with 50% employer match about $187,523 at 4% or $125,016 at 6%; with 100% employer match about $140,643 at 4% or $93,762 at 6%.
200915$811,188$57,599$11,520iApproximate average salary by contribution assumption: employee only about $287,995 at 4% or $191,997 at 6%; with 50% employer match about $191,997 at 4% or $127,998 at 6%; with 100% employer match about $143,998 at 4% or $95,998 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-5$811,188$57,599$11,520iApproximate average salary by contribution assumption: employee only about $287,995 at 4% or $191,997 at 6%; with 50% employer match about $191,997 at 4% or $127,998 at 6%; with 100% employer match about $143,998 at 4% or $95,998 at 6%.
200815$660,227$51,734$10,347iApproximate average salary by contribution assumption: employee only about $258,670 at 4% or $172,447 at 6%; with 50% employer match about $172,447 at 4% or $114,964 at 6%; with 100% employer match about $129,335 at 4% or $86,223 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-5$660,227$51,734$10,347iApproximate average salary by contribution assumption: employee only about $258,670 at 4% or $172,447 at 6%; with 50% employer match about $172,447 at 4% or $114,964 at 6%; with 100% employer match about $129,335 at 4% or $86,223 at 6%.
200713$1,058,351$50,000$16,667iApproximate average salary by contribution assumption: employee only about $416,667 at 4% or $277,778 at 6%; with 50% employer match about $277,778 at 4% or $185,185 at 6%; with 100% employer match about $208,333 at 4% or $138,889 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-3$1,058,351$50,000$16,667iApproximate average salary by contribution assumption: employee only about $416,667 at 4% or $277,778 at 6%; with 50% employer match about $277,778 at 4% or $185,185 at 6%; with 100% employer match about $208,333 at 4% or $138,889 at 6%.
200613$950,029$44,868$14,956iApproximate average salary by contribution assumption: employee only about $373,900 at 4% or $249,267 at 6%; with 50% employer match about $249,267 at 4% or $166,178 at 6%; with 100% employer match about $186,950 at 4% or $124,633 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-3$950,029$44,868$14,956iApproximate average salary by contribution assumption: employee only about $373,900 at 4% or $249,267 at 6%; with 50% employer match about $249,267 at 4% or $166,178 at 6%; with 100% employer match about $186,950 at 4% or $124,633 at 6%.
200514$794,742$43,442$10,861iApproximate average salary by contribution assumption: employee only about $271,513 at 4% or $181,008 at 6%; with 50% employer match about $181,008 at 4% or $120,672 at 6%; with 100% employer match about $135,756 at 4% or $90,504 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-4$794,742$43,442$10,861iApproximate average salary by contribution assumption: employee only about $271,513 at 4% or $181,008 at 6%; with 50% employer match about $181,008 at 4% or $120,672 at 6%; with 100% employer match about $135,756 at 4% or $90,504 at 6%.
200414$695,475$35,822$8,956iApproximate average salary by contribution assumption: employee only about $223,888 at 4% or $149,258 at 6%; with 50% employer match about $149,258 at 4% or $99,506 at 6%; with 100% employer match about $111,944 at 4% or $74,629 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-4$695,475$35,822$8,956iApproximate average salary by contribution assumption: employee only about $223,888 at 4% or $149,258 at 6%; with 50% employer match about $149,258 at 4% or $99,506 at 6%; with 100% employer match about $111,944 at 4% or $74,629 at 6%.
200314$600,413$37,140$9,285iApproximate average salary by contribution assumption: employee only about $232,125 at 4% or $154,750 at 6%; with 50% employer match about $154,750 at 4% or $103,167 at 6%; with 100% employer match about $116,063 at 4% or $77,375 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-4$600,413$37,140$9,285iApproximate average salary by contribution assumption: employee only about $232,125 at 4% or $154,750 at 6%; with 50% employer match about $154,750 at 4% or $103,167 at 6%; with 100% employer match about $116,063 at 4% or $77,375 at 6%.
200213$456,719$46,343$15,448iApproximate average salary by contribution assumption: employee only about $386,192 at 4% or $257,461 at 6%; with 50% employer match about $257,461 at 4% or $171,641 at 6%; with 100% employer match about $193,096 at 4% or $128,731 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-3$456,719$46,343$15,448iApproximate average salary by contribution assumption: employee only about $386,192 at 4% or $257,461 at 6%; with 50% employer match about $257,461 at 4% or $171,641 at 6%; with 100% employer match about $193,096 at 4% or $128,731 at 6%.
200112$634,482$41,566$20,783iApproximate average salary by contribution assumption: employee only about $519,575 at 4% or $346,383 at 6%; with 50% employer match about $346,383 at 4% or $230,922 at 6%; with 100% employer match about $259,788 at 4% or $173,192 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-2$634,482$41,566$20,783iApproximate average salary by contribution assumption: employee only about $519,575 at 4% or $346,383 at 6%; with 50% employer match about $346,383 at 4% or $230,922 at 6%; with 100% employer match about $259,788 at 4% or $173,192 at 6%.
200012$776,333$41,580$20,790iApproximate average salary by contribution assumption: employee only about $519,750 at 4% or $346,500 at 6%; with 50% employer match about $346,500 at 4% or $231,000 at 6%; with 100% employer match about $259,875 at 4% or $173,250 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-2$776,333$41,580$20,790iApproximate average salary by contribution assumption: employee only about $519,750 at 4% or $346,500 at 6%; with 50% employer match about $346,500 at 4% or $231,000 at 6%; with 100% employer match about $259,875 at 4% or $173,250 at 6%.
199913$803,855$45,272$15,091iApproximate average salary by contribution assumption: employee only about $377,267 at 4% or $251,511 at 6%; with 50% employer match about $251,511 at 4% or $167,674 at 6%; with 100% employer match about $188,633 at 4% or $125,756 at 6%.
Dr. Thomas a. Schultz 401(K) Plan and Trust-3$803,855$45,272$15,091iApproximate average salary by contribution assumption: employee only about $377,267 at 4% or $251,511 at 6%; with 50% employer match about $251,511 at 4% or $167,674 at 6%; with 100% employer match about $188,633 at 4% or $125,756 at 6%.