Panera Bread Company
Plan context: Panera Bread Company 401(K) Savings Plan
EIN 04-2723701 • St. Louis, MO • 22 filings • 4 plans
Current Snapshot
Latest Year
2024
2024 Participants
25,092
2024 Assets
$285,027,416
2024 Contributions
$41,347,379
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 1 | 25,092 | $285,027,416 | $41,347,379 | $1,648iApproximate average salary by contribution assumption: employee only about $41,196 at 4% or $27,464 at 6%; with 50% employer match about $27,464 at 4% or $18,309 at 6%; with 100% employer match about $20,598 at 4% or $13,732 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 25,092 | $285,027,416 | $41,347,379 | $1,648iApproximate average salary by contribution assumption: employee only about $41,196 at 4% or $27,464 at 6%; with 50% employer match about $27,464 at 4% or $18,309 at 6%; with 100% employer match about $20,598 at 4% or $13,732 at 6%. |
| 2023 | 1 | 27,322 | $250,806,945 | $42,928,763 | $1,571iApproximate average salary by contribution assumption: employee only about $39,280 at 4% or $26,187 at 6%; with 50% employer match about $26,187 at 4% or $17,458 at 6%; with 100% employer match about $19,640 at 4% or $13,093 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 27,322 | $250,806,945 | $42,928,763 | $1,571iApproximate average salary by contribution assumption: employee only about $39,280 at 4% or $26,187 at 6%; with 50% employer match about $26,187 at 4% or $17,458 at 6%; with 100% employer match about $19,640 at 4% or $13,093 at 6%. |
| 2022 | 1 | 28,929 | $200,323,743 | $33,598,448 | $1,161iApproximate average salary by contribution assumption: employee only about $29,035 at 4% or $19,357 at 6%; with 50% employer match about $19,357 at 4% or $12,905 at 6%; with 100% employer match about $14,518 at 4% or $9,678 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 28,929 | $200,323,743 | $33,598,448 | $1,161iApproximate average salary by contribution assumption: employee only about $29,035 at 4% or $19,357 at 6%; with 50% employer match about $19,357 at 4% or $12,905 at 6%; with 100% employer match about $14,518 at 4% or $9,678 at 6%. |
| 2021 | 1 | 33,464 | $224,746,826 | $28,266,883 | $845iApproximate average salary by contribution assumption: employee only about $21,117 at 4% or $14,078 at 6%; with 50% employer match about $14,078 at 4% or $9,386 at 6%; with 100% employer match about $10,559 at 4% or $7,039 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 33,464 | $224,746,826 | $28,266,883 | $845iApproximate average salary by contribution assumption: employee only about $21,117 at 4% or $14,078 at 6%; with 50% employer match about $14,078 at 4% or $9,386 at 6%; with 100% employer match about $10,559 at 4% or $7,039 at 6%. |
| 2020 | 1 | 39,449 | $195,970,675 | $21,318,733 | $540iApproximate average salary by contribution assumption: employee only about $13,510 at 4% or $9,007 at 6%; with 50% employer match about $9,007 at 4% or $6,005 at 6%; with 100% employer match about $6,755 at 4% or $4,503 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 39,449 | $195,970,675 | $21,318,733 | $540iApproximate average salary by contribution assumption: employee only about $13,510 at 4% or $9,007 at 6%; with 50% employer match about $9,007 at 4% or $6,005 at 6%; with 100% employer match about $6,755 at 4% or $4,503 at 6%. |
| 2019 | 1 | 51,989 | $180,485,794 | $26,311,711 | $506iApproximate average salary by contribution assumption: employee only about $12,653 at 4% or $8,435 at 6%; with 50% employer match about $8,435 at 4% or $5,623 at 6%; with 100% employer match about $6,326 at 4% or $4,218 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 51,989 | $180,485,794 | $26,311,711 | $506iApproximate average salary by contribution assumption: employee only about $12,653 at 4% or $8,435 at 6%; with 50% employer match about $8,435 at 4% or $5,623 at 6%; with 100% employer match about $6,326 at 4% or $4,218 at 6%. |
| 2018 | 1 | 41,837 | $128,725,183 | $23,151,807 | $553iApproximate average salary by contribution assumption: employee only about $13,835 at 4% or $9,223 at 6%; with 50% employer match about $9,223 at 4% or $6,149 at 6%; with 100% employer match about $6,917 at 4% or $4,612 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 41,837 | $128,725,183 | $23,151,807 | $553iApproximate average salary by contribution assumption: employee only about $13,835 at 4% or $9,223 at 6%; with 50% employer match about $9,223 at 4% or $6,149 at 6%; with 100% employer match about $6,917 at 4% or $4,612 at 6%. |
| 2017 | 1 | 36,471 | $128,546,193 | $21,653,635 | $594iApproximate average salary by contribution assumption: employee only about $14,843 at 4% or $9,895 at 6%; with 50% employer match about $9,895 at 4% or $6,597 at 6%; with 100% employer match about $7,422 at 4% or $4,948 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 36,471 | $128,546,193 | $21,653,635 | $594iApproximate average salary by contribution assumption: employee only about $14,843 at 4% or $9,895 at 6%; with 50% employer match about $9,895 at 4% or $6,597 at 6%; with 100% employer match about $7,422 at 4% or $4,948 at 6%. |
| 2016 | 1 | 30,741 | $99,062,188 | $18,308,706 | $596iApproximate average salary by contribution assumption: employee only about $14,889 at 4% or $9,926 at 6%; with 50% employer match about $9,926 at 4% or $6,618 at 6%; with 100% employer match about $7,445 at 4% or $4,963 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 30,741 | $99,062,188 | $18,308,706 | $596iApproximate average salary by contribution assumption: employee only about $14,889 at 4% or $9,926 at 6%; with 50% employer match about $9,926 at 4% or $6,618 at 6%; with 100% employer match about $7,445 at 4% or $4,963 at 6%. |
| 2015 | 1 | 19,600 | $82,652,685 | $14,273,562 | $728iApproximate average salary by contribution assumption: employee only about $18,206 at 4% or $12,137 at 6%; with 50% employer match about $12,137 at 4% or $8,092 at 6%; with 100% employer match about $9,103 at 4% or $6,069 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 19,600 | $82,652,685 | $14,273,562 | $728iApproximate average salary by contribution assumption: employee only about $18,206 at 4% or $12,137 at 6%; with 50% employer match about $12,137 at 4% or $8,092 at 6%; with 100% employer match about $9,103 at 4% or $6,069 at 6%. |
| 2014 | 1 | 18,151 | $77,011,338 | $12,694,465 | $699iApproximate average salary by contribution assumption: employee only about $17,485 at 4% or $11,656 at 6%; with 50% employer match about $11,656 at 4% or $7,771 at 6%; with 100% employer match about $8,742 at 4% or $5,828 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 18,151 | $77,011,338 | $12,694,465 | $699iApproximate average salary by contribution assumption: employee only about $17,485 at 4% or $11,656 at 6%; with 50% employer match about $11,656 at 4% or $7,771 at 6%; with 100% employer match about $8,742 at 4% or $5,828 at 6%. |
| 2013 | 1 | 16,422 | $69,885,726 | $11,585,574 | $705iApproximate average salary by contribution assumption: employee only about $17,637 at 4% or $11,758 at 6%; with 50% employer match about $11,758 at 4% or $7,839 at 6%; with 100% employer match about $8,819 at 4% or $5,879 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 16,422 | $69,885,726 | $11,585,574 | $705iApproximate average salary by contribution assumption: employee only about $17,637 at 4% or $11,758 at 6%; with 50% employer match about $11,758 at 4% or $7,839 at 6%; with 100% employer match about $8,819 at 4% or $5,879 at 6%. |
| 2012 | 1 | 14,768 | $53,079,376 | $9,556,438 | $647iApproximate average salary by contribution assumption: employee only about $16,178 at 4% or $10,785 at 6%; with 50% employer match about $10,785 at 4% or $7,190 at 6%; with 100% employer match about $8,089 at 4% or $5,393 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 14,768 | $53,079,376 | $9,556,438 | $647iApproximate average salary by contribution assumption: employee only about $16,178 at 4% or $10,785 at 6%; with 50% employer match about $10,785 at 4% or $7,190 at 6%; with 100% employer match about $8,089 at 4% or $5,393 at 6%. |
| 2011 | 1 | 13,323 | $43,071,579 | $8,638,676 | $648iApproximate average salary by contribution assumption: employee only about $16,210 at 4% or $10,807 at 6%; with 50% employer match about $10,807 at 4% or $7,204 at 6%; with 100% employer match about $8,105 at 4% or $5,403 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 13,323 | $43,071,579 | $8,638,676 | $648iApproximate average salary by contribution assumption: employee only about $16,210 at 4% or $10,807 at 6%; with 50% employer match about $10,807 at 4% or $7,204 at 6%; with 100% employer match about $8,105 at 4% or $5,403 at 6%. |
| 2010 | 1 | 11,293 | $39,169,445 | $8,030,609 | $711iApproximate average salary by contribution assumption: employee only about $17,778 at 4% or $11,852 at 6%; with 50% employer match about $11,852 at 4% or $7,901 at 6%; with 100% employer match about $8,889 at 4% or $5,926 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 11,293 | $39,169,445 | $8,030,609 | $711iApproximate average salary by contribution assumption: employee only about $17,778 at 4% or $11,852 at 6%; with 50% employer match about $11,852 at 4% or $7,901 at 6%; with 100% employer match about $8,889 at 4% or $5,926 at 6%. |
| 2009 | 1 | 10,298 | $29,131,327 | $6,992,235 | $679iApproximate average salary by contribution assumption: employee only about $16,975 at 4% or $11,316 at 6%; with 50% employer match about $11,316 at 4% or $7,544 at 6%; with 100% employer match about $8,487 at 4% or $5,658 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 10,298 | $29,131,327 | $6,992,235 | $679iApproximate average salary by contribution assumption: employee only about $16,975 at 4% or $11,316 at 6%; with 50% employer match about $11,316 at 4% or $7,544 at 6%; with 100% employer match about $8,487 at 4% or $5,658 at 6%. |
| 2008 | 1 | 9,196 | $19,331,856 | $5,708,378 | $621iApproximate average salary by contribution assumption: employee only about $15,519 at 4% or $10,346 at 6%; with 50% employer match about $10,346 at 4% or $6,897 at 6%; with 100% employer match about $7,759 at 4% or $5,173 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 9,196 | $19,331,856 | $5,708,378 | $621iApproximate average salary by contribution assumption: employee only about $15,519 at 4% or $10,346 at 6%; with 50% employer match about $10,346 at 4% or $6,897 at 6%; with 100% employer match about $7,759 at 4% or $5,173 at 6%. |
| 2007 | 1 | 6,562 | $19,396,176 | $5,518,982 | $841iApproximate average salary by contribution assumption: employee only about $21,026 at 4% or $14,018 at 6%; with 50% employer match about $14,018 at 4% or $9,345 at 6%; with 100% employer match about $10,513 at 4% or $7,009 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 6,562 | $19,396,176 | $5,518,982 | $841iApproximate average salary by contribution assumption: employee only about $21,026 at 4% or $14,018 at 6%; with 50% employer match about $14,018 at 4% or $9,345 at 6%; with 100% employer match about $10,513 at 4% or $7,009 at 6%. |
| 2006 | 1 | 6,491 | $14,823,732 | $4,738,973 | $730iApproximate average salary by contribution assumption: employee only about $18,252 at 4% or $12,168 at 6%; with 50% employer match about $12,168 at 4% or $8,112 at 6%; with 100% employer match about $9,126 at 4% or $6,084 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 6,491 | $14,823,732 | $4,738,973 | $730iApproximate average salary by contribution assumption: employee only about $18,252 at 4% or $12,168 at 6%; with 50% employer match about $12,168 at 4% or $8,112 at 6%; with 100% employer match about $9,126 at 4% or $6,084 at 6%. |
| 2002 | 1 | 1,980 | $3,773,810 | $1,308,983 | $661iApproximate average salary by contribution assumption: employee only about $16,528 at 4% or $11,018 at 6%; with 50% employer match about $11,018 at 4% or $7,346 at 6%; with 100% employer match about $8,264 at 4% or $5,509 at 6%. |
| Panera Bread Company 401(K) Savings Plan | - | 1,980 | $3,773,810 | $1,308,983 | $661iApproximate average salary by contribution assumption: employee only about $16,528 at 4% or $11,018 at 6%; with 50% employer match about $11,018 at 4% or $7,346 at 6%; with 100% employer match about $8,264 at 4% or $5,509 at 6%. |
| 2001 | 1 | 1,803 | $0 | $0 | - |
| Panera Bread Company 401(K) Savings Plan | - | 1,803 | - | - | - |
| 2000 | 1 | 926 | $0 | $0 | - |
| Panera Bread Company 401(K) Savings Plan | - | 926 | - | - | - |