Civic Intelligence

Spectral Sciences Inc.

Plan context: Spectral Sciences Inc. Employee Stock Ownership Plan

EIN 04-2718570 • Burlington, MA • 55 filings • 6 plans

30 Fourth Avenue, Suite 2Burlington, MA 01803
Current Snapshot

Latest Year

2025

2025 Participants

39

2025 Assets

$3,717,795

2025 Contributions

$536,538

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$39,333,568$19,666,784$0199920132025YearValue
$3,717,795Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

69350199920122025YearValue
39Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025139$3,717,795$536,538$13,757iApproximate average salary by contribution assumption: employee only about $343,935 at 4% or $229,290 at 6%; with 50% employer match about $229,290 at 4% or $152,860 at 6%; with 100% employer match about $171,967 at 4% or $114,645 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-39$3,717,795$536,538$13,757iApproximate average salary by contribution assumption: employee only about $343,935 at 4% or $229,290 at 6%; with 50% employer match about $229,290 at 4% or $152,860 at 6%; with 100% employer match about $171,967 at 4% or $114,645 at 6%.
2024255$33,174,615$1,602,354$29,134iApproximate average salary by contribution assumption: employee only about $728,343 at 4% or $485,562 at 6%; with 50% employer match about $485,562 at 4% or $323,708 at 6%; with 100% employer match about $364,171 at 4% or $242,781 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-55$28,936,576$1,070,504$19,464iApproximate average salary by contribution assumption: employee only about $486,593 at 4% or $324,395 at 6%; with 50% employer match about $324,395 at 4% or $216,263 at 6%; with 100% employer match about $243,296 at 4% or $162,198 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-39$4,238,039$531,850$13,637iApproximate average salary by contribution assumption: employee only about $340,929 at 4% or $227,286 at 6%; with 50% employer match about $227,286 at 4% or $151,524 at 6%; with 100% employer match about $170,465 at 4% or $113,643 at 6%.
2023256$36,952,502$1,215,394$21,703iApproximate average salary by contribution assumption: employee only about $542,587 at 4% or $361,724 at 6%; with 50% employer match about $361,724 at 4% or $241,150 at 6%; with 100% employer match about $271,293 at 4% or $180,862 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-56$31,838,118$922,818$16,479iApproximate average salary by contribution assumption: employee only about $411,972 at 4% or $274,648 at 6%; with 50% employer match about $274,648 at 4% or $183,099 at 6%; with 100% employer match about $205,986 at 4% or $137,324 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-38$5,114,384$292,576$7,699iApproximate average salary by contribution assumption: employee only about $192,484 at 4% or $128,323 at 6%; with 50% employer match about $128,323 at 4% or $85,549 at 6%; with 100% employer match about $96,242 at 4% or $64,161 at 6%.
2022254$31,703,758$1,910,927$35,388iApproximate average salary by contribution assumption: employee only about $884,688 at 4% or $589,792 at 6%; with 50% employer match about $589,792 at 4% or $393,195 at 6%; with 100% employer match about $442,344 at 4% or $294,896 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-54$27,530,884$1,466,384$27,155iApproximate average salary by contribution assumption: employee only about $678,881 at 4% or $452,588 at 6%; with 50% employer match about $452,588 at 4% or $301,725 at 6%; with 100% employer match about $339,441 at 4% or $226,294 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-38$4,172,874$444,543$11,699iApproximate average salary by contribution assumption: employee only about $292,463 at 4% or $194,975 at 6%; with 50% employer match about $194,975 at 4% or $129,983 at 6%; with 100% employer match about $146,231 at 4% or $97,488 at 6%.
2021252$39,333,568$1,935,331$37,218iApproximate average salary by contribution assumption: employee only about $930,448 at 4% or $620,298 at 6%; with 50% employer match about $620,298 at 4% or $413,532 at 6%; with 100% employer match about $465,224 at 4% or $310,149 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-52$33,692,366$1,633,077$31,405iApproximate average salary by contribution assumption: employee only about $785,133 at 4% or $523,422 at 6%; with 50% employer match about $523,422 at 4% or $348,948 at 6%; with 100% employer match about $392,567 at 4% or $261,711 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-43$5,641,202$302,254$7,029iApproximate average salary by contribution assumption: employee only about $175,729 at 4% or $117,153 at 6%; with 50% employer match about $117,153 at 4% or $78,102 at 6%; with 100% employer match about $87,865 at 4% or $58,576 at 6%.
2020260$36,354,745$2,845,803$47,430iApproximate average salary by contribution assumption: employee only about $1,185,751 at 4% or $790,501 at 6%; with 50% employer match about $790,501 at 4% or $527,001 at 6%; with 100% employer match about $592,876 at 4% or $395,250 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-60$30,549,380$2,110,366$35,173iApproximate average salary by contribution assumption: employee only about $879,319 at 4% or $586,213 at 6%; with 50% employer match about $586,213 at 4% or $390,809 at 6%; with 100% employer match about $439,660 at 4% or $293,106 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-41$5,805,365$735,437$17,937iApproximate average salary by contribution assumption: employee only about $448,437 at 4% or $298,958 at 6%; with 50% employer match about $298,958 at 4% or $199,305 at 6%; with 100% employer match about $224,219 at 4% or $149,479 at 6%.
2019269$30,550,292$1,214,753$17,605iApproximate average salary by contribution assumption: employee only about $440,128 at 4% or $293,419 at 6%; with 50% employer match about $293,419 at 4% or $195,612 at 6%; with 100% employer match about $220,064 at 4% or $146,709 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-69$25,259,245$1,065,914$15,448iApproximate average salary by contribution assumption: employee only about $386,201 at 4% or $257,467 at 6%; with 50% employer match about $257,467 at 4% or $171,645 at 6%; with 100% employer match about $193,100 at 4% or $128,734 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-39$5,291,047$148,839$3,816iApproximate average salary by contribution assumption: employee only about $95,410 at 4% or $63,606 at 6%; with 50% employer match about $63,606 at 4% or $42,404 at 6%; with 100% employer match about $47,705 at 4% or $31,803 at 6%.
2018261$24,737,701$1,012,955$16,606iApproximate average salary by contribution assumption: employee only about $415,145 at 4% or $276,764 at 6%; with 50% employer match about $276,764 at 4% or $184,509 at 6%; with 100% employer match about $207,573 at 4% or $138,382 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-61$21,649,991$845,984$13,869iApproximate average salary by contribution assumption: employee only about $346,715 at 4% or $231,143 at 6%; with 50% employer match about $231,143 at 4% or $154,095 at 6%; with 100% employer match about $173,357 at 4% or $115,572 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-36$3,087,710$166,971$4,638iApproximate average salary by contribution assumption: employee only about $115,952 at 4% or $77,301 at 6%; with 50% employer match about $77,301 at 4% or $51,534 at 6%; with 100% employer match about $57,976 at 4% or $38,651 at 6%.
2017251$26,932,180$813,926$15,959iApproximate average salary by contribution assumption: employee only about $398,983 at 4% or $265,989 at 6%; with 50% employer match about $265,989 at 4% or $177,326 at 6%; with 100% employer match about $199,492 at 4% or $132,994 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-51$24,330,396$597,907$11,724iApproximate average salary by contribution assumption: employee only about $293,092 at 4% or $195,394 at 6%; with 50% employer match about $195,394 at 4% or $130,263 at 6%; with 100% employer match about $146,546 at 4% or $97,697 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-33$2,601,784$216,019$6,546iApproximate average salary by contribution assumption: employee only about $163,651 at 4% or $109,101 at 6%; with 50% employer match about $109,101 at 4% or $72,734 at 6%; with 100% employer match about $81,825 at 4% or $54,550 at 6%.
2016266$25,386,658$1,878,282$28,459iApproximate average salary by contribution assumption: employee only about $711,470 at 4% or $474,314 at 6%; with 50% employer match about $474,314 at 4% or $316,209 at 6%; with 100% employer match about $355,735 at 4% or $237,157 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-66$23,591,026$1,074,867$16,286iApproximate average salary by contribution assumption: employee only about $407,147 at 4% or $271,431 at 6%; with 50% employer match about $271,431 at 4% or $180,954 at 6%; with 100% employer match about $203,573 at 4% or $135,716 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-34$1,795,632$803,415$23,630iApproximate average salary by contribution assumption: employee only about $590,746 at 4% or $393,831 at 6%; with 50% employer match about $393,831 at 4% or $262,554 at 6%; with 100% employer match about $295,373 at 4% or $196,915 at 6%.
2015267$27,203,756$1,112,938$16,611iApproximate average salary by contribution assumption: employee only about $415,275 at 4% or $276,850 at 6%; with 50% employer match about $276,850 at 4% or $184,567 at 6%; with 100% employer match about $207,638 at 4% or $138,425 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-67$22,796,785$827,603$12,352iApproximate average salary by contribution assumption: employee only about $308,807 at 4% or $205,871 at 6%; with 50% employer match about $205,871 at 4% or $137,248 at 6%; with 100% employer match about $154,404 at 4% or $102,936 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-39$4,406,971$285,335$7,316iApproximate average salary by contribution assumption: employee only about $182,907 at 4% or $121,938 at 6%; with 50% employer match about $121,938 at 4% or $81,292 at 6%; with 100% employer match about $91,454 at 4% or $60,969 at 6%.
2014268$28,087,757$1,400,670$20,598iApproximate average salary by contribution assumption: employee only about $514,952 at 4% or $343,301 at 6%; with 50% employer match about $343,301 at 4% or $228,868 at 6%; with 100% employer match about $257,476 at 4% or $171,651 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-68$23,402,009$971,009$14,280iApproximate average salary by contribution assumption: employee only about $356,989 at 4% or $237,992 at 6%; with 50% employer match about $237,992 at 4% or $158,662 at 6%; with 100% employer match about $178,494 at 4% or $118,996 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-40$4,685,748$429,661$10,742iApproximate average salary by contribution assumption: employee only about $268,538 at 4% or $179,025 at 6%; with 50% employer match about $179,025 at 4% or $119,350 at 6%; with 100% employer match about $134,269 at 4% or $89,513 at 6%.
2013264$26,466,156$1,623,321$25,364iApproximate average salary by contribution assumption: employee only about $634,110 at 4% or $422,740 at 6%; with 50% employer match about $422,740 at 4% or $281,827 at 6%; with 100% employer match about $317,055 at 4% or $211,370 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-64$21,489,621$913,526$14,274iApproximate average salary by contribution assumption: employee only about $356,846 at 4% or $237,897 at 6%; with 50% employer match about $237,897 at 4% or $158,598 at 6%; with 100% employer match about $178,423 at 4% or $118,949 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-42$4,976,535$709,795$16,900iApproximate average salary by contribution assumption: employee only about $422,497 at 4% or $281,665 at 6%; with 50% employer match about $281,665 at 4% or $187,776 at 6%; with 100% employer match about $211,249 at 4% or $140,832 at 6%.
2012262$23,536,342$1,168,687$18,850iApproximate average salary by contribution assumption: employee only about $471,245 at 4% or $314,163 at 6%; with 50% employer match about $314,163 at 4% or $209,442 at 6%; with 100% employer match about $235,622 at 4% or $157,082 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-62$19,187,007$902,163$14,551iApproximate average salary by contribution assumption: employee only about $363,775 at 4% or $242,517 at 6%; with 50% employer match about $242,517 at 4% or $161,678 at 6%; with 100% employer match about $181,888 at 4% or $121,258 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-44$4,349,335$266,524$6,057iApproximate average salary by contribution assumption: employee only about $151,434 at 4% or $100,956 at 6%; with 50% employer match about $100,956 at 4% or $67,304 at 6%; with 100% employer match about $75,717 at 4% or $50,478 at 6%.
2011260$21,190,740$1,552,986$25,883iApproximate average salary by contribution assumption: employee only about $647,078 at 4% or $431,385 at 6%; with 50% employer match about $431,385 at 4% or $287,590 at 6%; with 100% employer match about $323,539 at 4% or $215,693 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-60$16,742,263$1,286,778$21,446iApproximate average salary by contribution assumption: employee only about $536,158 at 4% or $357,438 at 6%; with 50% employer match about $357,438 at 4% or $238,292 at 6%; with 100% employer match about $268,079 at 4% or $178,719 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-45$4,448,477$266,208$5,916iApproximate average salary by contribution assumption: employee only about $147,893 at 4% or $98,596 at 6%; with 50% employer match about $98,596 at 4% or $65,730 at 6%; with 100% employer match about $73,947 at 4% or $49,298 at 6%.
2010258$20,597,888$1,353,431$23,335iApproximate average salary by contribution assumption: employee only about $583,375 at 4% or $388,917 at 6%; with 50% employer match about $388,917 at 4% or $259,278 at 6%; with 100% employer match about $291,688 at 4% or $194,458 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-58$16,369,214$1,091,501$18,819iApproximate average salary by contribution assumption: employee only about $470,475 at 4% or $313,650 at 6%; with 50% employer match about $313,650 at 4% or $209,100 at 6%; with 100% employer match about $235,237 at 4% or $156,825 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-43$4,228,674$261,930$6,091iApproximate average salary by contribution assumption: employee only about $152,285 at 4% or $101,523 at 6%; with 50% employer match about $101,523 at 4% or $67,682 at 6%; with 100% employer match about $76,142 at 4% or $50,762 at 6%.
2009255$17,807,495$1,022,684$18,594iApproximate average salary by contribution assumption: employee only about $464,856 at 4% or $309,904 at 6%; with 50% employer match about $309,904 at 4% or $206,603 at 6%; with 100% employer match about $232,428 at 4% or $154,952 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-55$13,820,102$777,811$14,142iApproximate average salary by contribution assumption: employee only about $353,550 at 4% or $235,700 at 6%; with 50% employer match about $235,700 at 4% or $157,134 at 6%; with 100% employer match about $176,775 at 4% or $117,850 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-42$3,987,393$244,873$5,830iApproximate average salary by contribution assumption: employee only about $145,758 at 4% or $97,172 at 6%; with 50% employer match about $97,172 at 4% or $64,781 at 6%; with 100% employer match about $72,879 at 4% or $48,586 at 6%.
2008246$14,299,545$1,245,579$27,078iApproximate average salary by contribution assumption: employee only about $676,945 at 4% or $451,297 at 6%; with 50% employer match about $451,297 at 4% or $300,864 at 6%; with 100% employer match about $338,473 at 4% or $225,648 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-46$10,471,831$1,016,600$22,100iApproximate average salary by contribution assumption: employee only about $552,500 at 4% or $368,333 at 6%; with 50% employer match about $368,333 at 4% or $245,556 at 6%; with 100% employer match about $276,250 at 4% or $184,167 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-38$3,827,714$228,979$6,026iApproximate average salary by contribution assumption: employee only about $150,644 at 4% or $100,429 at 6%; with 50% employer match about $100,429 at 4% or $66,953 at 6%; with 100% employer match about $75,322 at 4% or $50,215 at 6%.
2007245$0$0-
Spectral Sciences Inc. 401K Profit Sharing Plan-45---
Spectral Sciences Inc. Employee Stock Ownership Plan-37---
2006245$15,382,559$890,358$19,786iApproximate average salary by contribution assumption: employee only about $494,643 at 4% or $329,762 at 6%; with 50% employer match about $329,762 at 4% or $219,841 at 6%; with 100% employer match about $247,322 at 4% or $164,881 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-45$12,346,319$731,451$16,254iApproximate average salary by contribution assumption: employee only about $406,362 at 4% or $270,908 at 6%; with 50% employer match about $270,908 at 4% or $180,605 at 6%; with 100% employer match about $203,181 at 4% or $135,454 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-39$3,036,240$158,907$4,075iApproximate average salary by contribution assumption: employee only about $101,863 at 4% or $67,909 at 6%; with 50% employer match about $67,909 at 4% or $45,273 at 6%; with 100% employer match about $50,932 at 4% or $33,954 at 6%.
2005245$13,152,210$832,612$18,502iApproximate average salary by contribution assumption: employee only about $462,562 at 4% or $308,375 at 6%; with 50% employer match about $308,375 at 4% or $205,583 at 6%; with 100% employer match about $231,281 at 4% or $154,187 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-45$10,362,683$671,082$14,913iApproximate average salary by contribution assumption: employee only about $372,823 at 4% or $248,549 at 6%; with 50% employer match about $248,549 at 4% or $165,699 at 6%; with 100% employer match about $186,412 at 4% or $124,274 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-37$2,789,527$161,530$4,366iApproximate average salary by contribution assumption: employee only about $109,142 at 4% or $72,761 at 6%; with 50% employer match about $72,761 at 4% or $48,508 at 6%; with 100% employer match about $54,571 at 4% or $36,381 at 6%.
2004246$11,835,752$754,359$16,399iApproximate average salary by contribution assumption: employee only about $409,978 at 4% or $273,318 at 6%; with 50% employer match about $273,318 at 4% or $182,212 at 6%; with 100% employer match about $204,989 at 4% or $136,659 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-46$9,635,407$659,659$14,340iApproximate average salary by contribution assumption: employee only about $358,510 at 4% or $239,007 at 6%; with 50% employer match about $239,007 at 4% or $159,338 at 6%; with 100% employer match about $179,255 at 4% or $119,503 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-35$2,200,345$94,700$2,706iApproximate average salary by contribution assumption: employee only about $67,643 at 4% or $45,095 at 6%; with 50% employer match about $45,095 at 4% or $30,063 at 6%; with 100% employer match about $33,821 at 4% or $22,548 at 6%.
2003242$9,599,406$748,586$17,823iApproximate average salary by contribution assumption: employee only about $445,587 at 4% or $297,058 at 6%; with 50% employer match about $297,058 at 4% or $198,039 at 6%; with 100% employer match about $222,793 at 4% or $148,529 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-42$8,093,120$665,361$15,842iApproximate average salary by contribution assumption: employee only about $396,048 at 4% or $264,032 at 6%; with 50% employer match about $264,032 at 4% or $176,021 at 6%; with 100% employer match about $198,024 at 4% or $132,016 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-34$1,506,286$83,225$2,448iApproximate average salary by contribution assumption: employee only about $61,195 at 4% or $40,797 at 6%; with 50% employer match about $40,797 at 4% or $27,198 at 6%; with 100% employer match about $30,597 at 4% or $20,398 at 6%.
2002240$7,142,002$501,923$12,548iApproximate average salary by contribution assumption: employee only about $313,702 at 4% or $209,135 at 6%; with 50% employer match about $209,135 at 4% or $139,423 at 6%; with 100% employer match about $156,851 at 4% or $104,567 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-40$6,112,632$439,230$10,981iApproximate average salary by contribution assumption: employee only about $274,519 at 4% or $183,013 at 6%; with 50% employer match about $183,013 at 4% or $122,008 at 6%; with 100% employer match about $137,259 at 4% or $91,506 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-26$1,029,370$62,693$2,411iApproximate average salary by contribution assumption: employee only about $60,282 at 4% or $40,188 at 6%; with 50% employer match about $40,188 at 4% or $26,792 at 6%; with 100% employer match about $30,141 at 4% or $20,094 at 6%.
2001328$0$108$4iApproximate average salary by contribution assumption: employee only about $96 at 4% or $64 at 6%; with 50% employer match about $64 at 4% or $43 at 6%; with 100% employer match about $48 at 4% or $32 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-28---
SPECTRAL SCIENCES, INC. MONEY PURCHASE PLAN-0-$108-
Spectral Sciences Inc. Employee Stock Ownership Plan-23---
2000326$7,129,260$426,389$16,400iApproximate average salary by contribution assumption: employee only about $409,989 at 4% or $273,326 at 6%; with 50% employer match about $273,326 at 4% or $182,218 at 6%; with 100% employer match about $204,995 at 4% or $136,663 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-24$5,814,709$315,370$13,140iApproximate average salary by contribution assumption: employee only about $328,510 at 4% or $219,007 at 6%; with 50% employer match about $219,007 at 4% or $146,005 at 6%; with 100% employer match about $164,255 at 4% or $109,503 at 6%.
SPECTRAL SCIENCES, INC. MONEY PURCHASE PLAN-26$741,992$40,345$1,552iApproximate average salary by contribution assumption: employee only about $38,793 at 4% or $25,862 at 6%; with 50% employer match about $25,862 at 4% or $17,241 at 6%; with 100% employer match about $19,397 at 4% or $12,931 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-22$572,559$70,674$3,212iApproximate average salary by contribution assumption: employee only about $80,311 at 4% or $53,541 at 6%; with 50% employer match about $53,541 at 4% or $35,694 at 6%; with 100% employer match about $40,156 at 4% or $26,770 at 6%.
1999226$6,407,107$555,840$21,378iApproximate average salary by contribution assumption: employee only about $534,462 at 4% or $356,308 at 6%; with 50% employer match about $356,308 at 4% or $237,538 at 6%; with 100% employer match about $267,231 at 4% or $178,154 at 6%.
Spectral Sciences Inc. 401K Profit Sharing Plan-26$5,879,455$486,460$18,710iApproximate average salary by contribution assumption: employee only about $467,750 at 4% or $311,833 at 6%; with 50% employer match about $311,833 at 4% or $207,889 at 6%; with 100% employer match about $233,875 at 4% or $155,917 at 6%.
Spectral Sciences Inc. Employee Stock Ownership Plan-24$527,652$69,380$2,891iApproximate average salary by contribution assumption: employee only about $72,271 at 4% or $48,181 at 6%; with 50% employer match about $48,181 at 4% or $32,120 at 6%; with 100% employer match about $36,135 at 4% or $24,090 at 6%.