Civic Intelligence

Raymond R. Houle Construction Inc.

Plan context: Raymond R. Houle Construction 401(K) Plan

EIN 04-2640865 • Ludlow, MA • 44 filings • 3 plans

5 Miller StreetLudlow, MA 01056
Current Snapshot

Latest Year

2024

2024 Participants

22

2024 Assets

$2,630,301

2024 Contributions

$168,158

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,630,301$1,315,151$0200020122024YearValue
$2,630,301Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

24120200020122024YearValue
22Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024122$2,630,301$168,158$7,644iApproximate average salary by contribution assumption: employee only about $191,089 at 4% or $127,392 at 6%; with 50% employer match about $127,392 at 4% or $84,928 at 6%; with 100% employer match about $95,544 at 4% or $63,696 at 6%.
Raymond R. Houle Construction 401(K) Plan-22$2,630,301$168,158$7,644iApproximate average salary by contribution assumption: employee only about $191,089 at 4% or $127,392 at 6%; with 50% employer match about $127,392 at 4% or $84,928 at 6%; with 100% employer match about $95,544 at 4% or $63,696 at 6%.
2023122$2,228,074$166,585$7,572iApproximate average salary by contribution assumption: employee only about $189,301 at 4% or $126,201 at 6%; with 50% employer match about $126,201 at 4% or $84,134 at 6%; with 100% employer match about $94,651 at 4% or $63,100 at 6%.
Raymond R. Houle Construction 401(K) Plan-22$2,228,074$166,585$7,572iApproximate average salary by contribution assumption: employee only about $189,301 at 4% or $126,201 at 6%; with 50% employer match about $126,201 at 4% or $84,134 at 6%; with 100% employer match about $94,651 at 4% or $63,100 at 6%.
2022123$1,775,160$148,682$6,464iApproximate average salary by contribution assumption: employee only about $161,611 at 4% or $107,741 at 6%; with 50% employer match about $107,741 at 4% or $71,827 at 6%; with 100% employer match about $80,805 at 4% or $53,870 at 6%.
Raymond R. Houle Construction 401(K) Plan-23$1,775,160$148,682$6,464iApproximate average salary by contribution assumption: employee only about $161,611 at 4% or $107,741 at 6%; with 50% employer match about $107,741 at 4% or $71,827 at 6%; with 100% employer match about $80,805 at 4% or $53,870 at 6%.
2021124$2,079,651$145,603$6,067iApproximate average salary by contribution assumption: employee only about $151,670 at 4% or $101,113 at 6%; with 50% employer match about $101,113 at 4% or $67,409 at 6%; with 100% employer match about $75,835 at 4% or $50,557 at 6%.
Raymond R. Houle Construction 401(K) Plan-24$2,079,651$145,603$6,067iApproximate average salary by contribution assumption: employee only about $151,670 at 4% or $101,113 at 6%; with 50% employer match about $101,113 at 4% or $67,409 at 6%; with 100% employer match about $75,835 at 4% or $50,557 at 6%.
2020122$1,765,852$132,195$6,009iApproximate average salary by contribution assumption: employee only about $150,222 at 4% or $100,148 at 6%; with 50% employer match about $100,148 at 4% or $66,765 at 6%; with 100% employer match about $75,111 at 4% or $50,074 at 6%.
Raymond R. Houle Construction 401(K) Plan-22$1,765,852$132,195$6,009iApproximate average salary by contribution assumption: employee only about $150,222 at 4% or $100,148 at 6%; with 50% employer match about $100,148 at 4% or $66,765 at 6%; with 100% employer match about $75,111 at 4% or $50,074 at 6%.
2019121$1,425,886$134,285$6,395iApproximate average salary by contribution assumption: employee only about $159,863 at 4% or $106,575 at 6%; with 50% employer match about $106,575 at 4% or $71,050 at 6%; with 100% employer match about $79,932 at 4% or $53,288 at 6%.
Raymond R. Houle Construction 401(K) Plan-21$1,425,886$134,285$6,395iApproximate average salary by contribution assumption: employee only about $159,863 at 4% or $106,575 at 6%; with 50% employer match about $106,575 at 4% or $71,050 at 6%; with 100% employer match about $79,932 at 4% or $53,288 at 6%.
2018215$1,079,165$107,638$7,176iApproximate average salary by contribution assumption: employee only about $179,397 at 4% or $119,598 at 6%; with 50% employer match about $119,598 at 4% or $79,732 at 6%; with 100% employer match about $89,698 at 4% or $59,799 at 6%.
Raymond R. Houle Construction 401(K) Plan-15$1,079,165$107,638$7,176iApproximate average salary by contribution assumption: employee only about $179,397 at 4% or $119,598 at 6%; with 50% employer match about $119,598 at 4% or $79,732 at 6%; with 100% employer match about $89,698 at 4% or $59,799 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-0$0--
2017213$1,026,153$94,305$7,254iApproximate average salary by contribution assumption: employee only about $181,356 at 4% or $120,904 at 6%; with 50% employer match about $120,904 at 4% or $80,603 at 6%; with 100% employer match about $90,678 at 4% or $60,452 at 6%.
Raymond R. Houle Construction 401(K) Plan-13$933,282$94,305$7,254iApproximate average salary by contribution assumption: employee only about $181,356 at 4% or $120,904 at 6%; with 50% employer match about $120,904 at 4% or $80,603 at 6%; with 100% employer match about $90,678 at 4% or $60,452 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-3$92,871$0-
2016212$807,851$56,458$4,705iApproximate average salary by contribution assumption: employee only about $117,621 at 4% or $78,414 at 6%; with 50% employer match about $78,414 at 4% or $52,276 at 6%; with 100% employer match about $58,810 at 4% or $39,207 at 6%.
Raymond R. Houle Construction 401(K) Plan-12$731,723$56,458$4,705iApproximate average salary by contribution assumption: employee only about $117,621 at 4% or $78,414 at 6%; with 50% employer match about $78,414 at 4% or $52,276 at 6%; with 100% employer match about $58,810 at 4% or $39,207 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-3$76,128$0-
2015214$719,579$78,658$5,618iApproximate average salary by contribution assumption: employee only about $140,461 at 4% or $93,640 at 6%; with 50% employer match about $93,640 at 4% or $62,427 at 6%; with 100% employer match about $70,230 at 4% or $46,820 at 6%.
Raymond R. Houle Construction 401(K) Plan-14$627,083$78,658$5,618iApproximate average salary by contribution assumption: employee only about $140,461 at 4% or $93,640 at 6%; with 50% employer match about $93,640 at 4% or $62,427 at 6%; with 100% employer match about $70,230 at 4% or $46,820 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-4$92,496$0-
2014215$678,432$31,752$2,117iApproximate average salary by contribution assumption: employee only about $52,920 at 4% or $35,280 at 6%; with 50% employer match about $35,280 at 4% or $23,520 at 6%; with 100% employer match about $26,460 at 4% or $17,640 at 6%.
Raymond R. Houle Construction 401(K) Plan-15$576,106$31,752$2,117iApproximate average salary by contribution assumption: employee only about $52,920 at 4% or $35,280 at 6%; with 50% employer match about $35,280 at 4% or $23,520 at 6%; with 100% employer match about $26,460 at 4% or $17,640 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-5$102,326--
2013212$614,025$34,626$2,886iApproximate average salary by contribution assumption: employee only about $72,138 at 4% or $48,092 at 6%; with 50% employer match about $48,092 at 4% or $32,061 at 6%; with 100% employer match about $36,069 at 4% or $24,046 at 6%.
Raymond R. Houle Construction 401(K) Plan-12$516,507$34,626$2,886iApproximate average salary by contribution assumption: employee only about $72,138 at 4% or $48,092 at 6%; with 50% employer match about $48,092 at 4% or $32,061 at 6%; with 100% employer match about $36,069 at 4% or $24,046 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-5$97,518--
2012213$470,375$28,605$2,200iApproximate average salary by contribution assumption: employee only about $55,010 at 4% or $36,673 at 6%; with 50% employer match about $36,673 at 4% or $24,449 at 6%; with 100% employer match about $27,505 at 4% or $18,337 at 6%.
Raymond R. Houle Construction 401(K) Plan-13$387,898$28,605$2,200iApproximate average salary by contribution assumption: employee only about $55,010 at 4% or $36,673 at 6%; with 50% employer match about $36,673 at 4% or $24,449 at 6%; with 100% employer match about $27,505 at 4% or $18,337 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-5$82,477$0-
2011213$390,595$37,986$2,922iApproximate average salary by contribution assumption: employee only about $73,050 at 4% or $48,700 at 6%; with 50% employer match about $48,700 at 4% or $32,467 at 6%; with 100% employer match about $36,525 at 4% or $24,350 at 6%.
Raymond R. Houle Construction 401(K) Plan-13$314,918$37,986$2,922iApproximate average salary by contribution assumption: employee only about $73,050 at 4% or $48,700 at 6%; with 50% employer match about $48,700 at 4% or $32,467 at 6%; with 100% employer match about $36,525 at 4% or $24,350 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-7$75,677$0-
2010214$408,086$30,073$2,148iApproximate average salary by contribution assumption: employee only about $53,702 at 4% or $35,801 at 6%; with 50% employer match about $35,801 at 4% or $23,867 at 6%; with 100% employer match about $26,851 at 4% or $17,901 at 6%.
Raymond R. Houle Construction 401(K) Plan-14$329,962$30,073$2,148iApproximate average salary by contribution assumption: employee only about $53,702 at 4% or $35,801 at 6%; with 50% employer match about $35,801 at 4% or $23,867 at 6%; with 100% employer match about $26,851 at 4% or $17,901 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-7$78,124$0-
2009217$339,645$58,706$3,453iApproximate average salary by contribution assumption: employee only about $86,332 at 4% or $57,555 at 6%; with 50% employer match about $57,555 at 4% or $38,370 at 6%; with 100% employer match about $43,166 at 4% or $28,777 at 6%.
Raymond R. Houle Construction 401(K) Plan-17$266,937$42,946$2,526iApproximate average salary by contribution assumption: employee only about $63,156 at 4% or $42,104 at 6%; with 50% employer match about $42,104 at 4% or $28,069 at 6%; with 100% employer match about $31,578 at 4% or $21,052 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-7$72,708$15,760$2,251iApproximate average salary by contribution assumption: employee only about $56,286 at 4% or $37,524 at 6%; with 50% employer match about $37,524 at 4% or $25,016 at 6%; with 100% employer match about $28,143 at 4% or $18,762 at 6%.
2008223$261,072$86,029$3,740iApproximate average salary by contribution assumption: employee only about $93,510 at 4% or $62,340 at 6%; with 50% employer match about $62,340 at 4% or $41,560 at 6%; with 100% employer match about $46,755 at 4% or $31,170 at 6%.
Raymond R. Houle Construction 401(K) Plan-23$180,548$78,616$3,418iApproximate average salary by contribution assumption: employee only about $85,452 at 4% or $56,968 at 6%; with 50% employer match about $56,968 at 4% or $37,979 at 6%; with 100% employer match about $42,726 at 4% or $28,484 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-7$80,524$7,413$1,059iApproximate average salary by contribution assumption: employee only about $26,475 at 4% or $17,650 at 6%; with 50% employer match about $17,650 at 4% or $11,767 at 6%; with 100% employer match about $13,238 at 4% or $8,825 at 6%.
2007215$277,876$25,264$1,684iApproximate average salary by contribution assumption: employee only about $42,107 at 4% or $28,071 at 6%; with 50% employer match about $28,071 at 4% or $18,714 at 6%; with 100% employer match about $21,053 at 4% or $14,036 at 6%.
Raymond R. Houle Construction 401(K) Plan-15$159,910$25,264$1,684iApproximate average salary by contribution assumption: employee only about $42,107 at 4% or $28,071 at 6%; with 50% employer match about $28,071 at 4% or $18,714 at 6%; with 100% employer match about $21,053 at 4% or $14,036 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-6$117,966--
2006214$112,275$0-
Raymond R. Houle Construction Inc. Pension Plan-8$112,275--
Raymond R. Houle Construction 401(K) Plan-14---
2005216$186,654$20,690$1,293iApproximate average salary by contribution assumption: employee only about $32,328 at 4% or $21,552 at 6%; with 50% employer match about $21,552 at 4% or $14,368 at 6%; with 100% employer match about $16,164 at 4% or $10,776 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-8$105,347$110$14iApproximate average salary by contribution assumption: employee only about $344 at 4% or $229 at 6%; with 50% employer match about $229 at 4% or $153 at 6%; with 100% employer match about $172 at 4% or $115 at 6%.
Raymond R. Houle Construction 401(K) Plan-16$81,307$20,580$1,286iApproximate average salary by contribution assumption: employee only about $32,156 at 4% or $21,438 at 6%; with 50% employer match about $21,438 at 4% or $14,292 at 6%; with 100% employer match about $16,078 at 4% or $10,719 at 6%.
2004214$165,776$22,511$1,608iApproximate average salary by contribution assumption: employee only about $40,198 at 4% or $26,799 at 6%; with 50% employer match about $26,799 at 4% or $17,866 at 6%; with 100% employer match about $20,099 at 4% or $13,399 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-12$105,906$9,329$777iApproximate average salary by contribution assumption: employee only about $19,435 at 4% or $12,957 at 6%; with 50% employer match about $12,957 at 4% or $8,638 at 6%; with 100% employer match about $9,718 at 4% or $6,478 at 6%.
Raymond R. Houle Construction 401(K) Plan-14$59,870$13,182$942iApproximate average salary by contribution assumption: employee only about $23,539 at 4% or $15,693 at 6%; with 50% employer match about $15,693 at 4% or $10,462 at 6%; with 100% employer match about $11,770 at 4% or $7,846 at 6%.
2003217$138,825$19,333$1,137iApproximate average salary by contribution assumption: employee only about $28,431 at 4% or $18,954 at 6%; with 50% employer match about $18,954 at 4% or $12,636 at 6%; with 100% employer match about $14,215 at 4% or $9,477 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-10$94,125--
Raymond R. Houle Construction 401(K) Plan-17$44,700$19,333$1,137iApproximate average salary by contribution assumption: employee only about $28,431 at 4% or $18,954 at 6%; with 50% employer match about $18,954 at 4% or $12,636 at 6%; with 100% employer match about $14,215 at 4% or $9,477 at 6%.
2002217$127,750$43,931$2,584iApproximate average salary by contribution assumption: employee only about $64,604 at 4% or $43,070 at 6%; with 50% employer match about $43,070 at 4% or $28,713 at 6%; with 100% employer match about $32,302 at 4% or $21,535 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-10$81,373$22,696$2,270iApproximate average salary by contribution assumption: employee only about $56,740 at 4% or $37,827 at 6%; with 50% employer match about $37,827 at 4% or $25,218 at 6%; with 100% employer match about $28,370 at 4% or $18,913 at 6%.
Raymond R. Houle Construction 401(K) Plan-17$46,377$21,235$1,249iApproximate average salary by contribution assumption: employee only about $31,228 at 4% or $20,819 at 6%; with 50% employer match about $20,819 at 4% or $13,879 at 6%; with 100% employer match about $15,614 at 4% or $10,409 at 6%.
2001213$108,293$37,925$2,917iApproximate average salary by contribution assumption: employee only about $72,933 at 4% or $48,622 at 6%; with 50% employer match about $48,622 at 4% or $32,415 at 6%; with 100% employer match about $36,466 at 4% or $24,311 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-12$74,305$17,438$1,453iApproximate average salary by contribution assumption: employee only about $36,329 at 4% or $24,219 at 6%; with 50% employer match about $24,219 at 4% or $16,146 at 6%; with 100% employer match about $18,165 at 4% or $12,110 at 6%.
Raymond R. Houle Construction 401(K) Plan-13$33,988$20,487$1,576iApproximate average salary by contribution assumption: employee only about $39,398 at 4% or $26,265 at 6%; with 50% employer match about $26,265 at 4% or $17,510 at 6%; with 100% employer match about $19,699 at 4% or $13,133 at 6%.
2000211$86,893$25,678$2,334iApproximate average salary by contribution assumption: employee only about $58,359 at 4% or $38,906 at 6%; with 50% employer match about $38,906 at 4% or $25,937 at 6%; with 100% employer match about $29,180 at 4% or $19,453 at 6%.
Raymond R. Houle Construction Inc. Pension Plan-8$68,562$4,825$603iApproximate average salary by contribution assumption: employee only about $15,078 at 4% or $10,052 at 6%; with 50% employer match about $10,052 at 4% or $6,701 at 6%; with 100% employer match about $7,539 at 4% or $5,026 at 6%.
Raymond R. Houle Construction 401(K) Plan-11$18,331$20,853$1,896iApproximate average salary by contribution assumption: employee only about $47,393 at 4% or $31,595 at 6%; with 50% employer match about $31,595 at 4% or $21,064 at 6%; with 100% employer match about $23,697 at 4% or $15,798 at 6%.