Civic Intelligence

B AND L ASSOCIATES, INC

Plan context: B & L Associates 401K Plan

EIN 04-2572428 • Sudbury, MA • 27 filings • 4 plans

60 Union AvenueSuite 1Sudbury, MA 01776
Current Snapshot

Latest Year

2025

2025 Participants

11

2025 Assets

$11,362,620

2025 Contributions

$284,055

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$13,281,034$6,640,517$0199920122025YearValue
$11,362,620Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

23120199920122025YearValue
11Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025111$11,362,620$284,055$25,823iApproximate average salary by contribution assumption: employee only about $645,580 at 4% or $430,386 at 6%; with 50% employer match about $430,386 at 4% or $286,924 at 6%; with 100% employer match about $322,790 at 4% or $215,193 at 6%.
B & L Associates 401K Plan-11$11,362,620$284,055$25,823iApproximate average salary by contribution assumption: employee only about $645,580 at 4% or $430,386 at 6%; with 50% employer match about $430,386 at 4% or $286,924 at 6%; with 100% employer match about $322,790 at 4% or $215,193 at 6%.
2024112$12,266,433$308,582$25,715iApproximate average salary by contribution assumption: employee only about $642,879 at 4% or $428,586 at 6%; with 50% employer match about $428,586 at 4% or $285,724 at 6%; with 100% employer match about $321,440 at 4% or $214,293 at 6%.
B & L Associates 401K Plan-12$12,266,433$308,582$25,715iApproximate average salary by contribution assumption: employee only about $642,879 at 4% or $428,586 at 6%; with 50% employer match about $428,586 at 4% or $285,724 at 6%; with 100% employer match about $321,440 at 4% or $214,293 at 6%.
2023113$13,158,768$367,859$28,297iApproximate average salary by contribution assumption: employee only about $707,421 at 4% or $471,614 at 6%; with 50% employer match about $471,614 at 4% or $314,409 at 6%; with 100% employer match about $353,711 at 4% or $235,807 at 6%.
B & L Associates 401K Plan-13$13,158,768$367,859$28,297iApproximate average salary by contribution assumption: employee only about $707,421 at 4% or $471,614 at 6%; with 50% employer match about $471,614 at 4% or $314,409 at 6%; with 100% employer match about $353,711 at 4% or $235,807 at 6%.
2022113$11,336,063$204,867$15,759iApproximate average salary by contribution assumption: employee only about $393,975 at 4% or $262,650 at 6%; with 50% employer match about $262,650 at 4% or $175,100 at 6%; with 100% employer match about $196,988 at 4% or $131,325 at 6%.
B & L Associates 401K Plan-13$11,336,063$204,867$15,759iApproximate average salary by contribution assumption: employee only about $393,975 at 4% or $262,650 at 6%; with 50% employer match about $262,650 at 4% or $175,100 at 6%; with 100% employer match about $196,988 at 4% or $131,325 at 6%.
2021115$13,281,034$283,132$18,875iApproximate average salary by contribution assumption: employee only about $471,887 at 4% or $314,591 at 6%; with 50% employer match about $314,591 at 4% or $209,727 at 6%; with 100% employer match about $235,943 at 4% or $157,296 at 6%.
B & L Associates 401K Plan-15$13,281,034$283,132$18,875iApproximate average salary by contribution assumption: employee only about $471,887 at 4% or $314,591 at 6%; with 50% employer match about $314,591 at 4% or $209,727 at 6%; with 100% employer match about $235,943 at 4% or $157,296 at 6%.
2020115$11,939,787$273,681$18,245iApproximate average salary by contribution assumption: employee only about $456,135 at 4% or $304,090 at 6%; with 50% employer match about $304,090 at 4% or $202,727 at 6%; with 100% employer match about $228,068 at 4% or $152,045 at 6%.
B & L Associates 401K Plan-15$11,939,787$273,681$18,245iApproximate average salary by contribution assumption: employee only about $456,135 at 4% or $304,090 at 6%; with 50% employer match about $304,090 at 4% or $202,727 at 6%; with 100% employer match about $228,068 at 4% or $152,045 at 6%.
2019117$12,224,695$358,143$21,067iApproximate average salary by contribution assumption: employee only about $526,681 at 4% or $351,121 at 6%; with 50% employer match about $351,121 at 4% or $234,080 at 6%; with 100% employer match about $263,340 at 4% or $175,560 at 6%.
B & L Associates 401K Plan-17$12,224,695$358,143$21,067iApproximate average salary by contribution assumption: employee only about $526,681 at 4% or $351,121 at 6%; with 50% employer match about $351,121 at 4% or $234,080 at 6%; with 100% employer match about $263,340 at 4% or $175,560 at 6%.
2018117$10,266,421$236,839$13,932iApproximate average salary by contribution assumption: employee only about $348,293 at 4% or $232,195 at 6%; with 50% employer match about $232,195 at 4% or $154,797 at 6%; with 100% employer match about $174,146 at 4% or $116,098 at 6%.
B & L Associates 401K Plan-17$10,266,421$236,839$13,932iApproximate average salary by contribution assumption: employee only about $348,293 at 4% or $232,195 at 6%; with 50% employer match about $232,195 at 4% or $154,797 at 6%; with 100% employer match about $174,146 at 4% or $116,098 at 6%.
2017117$10,989,315$276,868$16,286iApproximate average salary by contribution assumption: employee only about $407,159 at 4% or $271,439 at 6%; with 50% employer match about $271,439 at 4% or $180,959 at 6%; with 100% employer match about $203,579 at 4% or $135,720 at 6%.
B & L Associates 401K Plan-17$10,989,315$276,868$16,286iApproximate average salary by contribution assumption: employee only about $407,159 at 4% or $271,439 at 6%; with 50% employer match about $271,439 at 4% or $180,959 at 6%; with 100% employer match about $203,579 at 4% or $135,720 at 6%.
2016118$10,612,402$279,660$15,537iApproximate average salary by contribution assumption: employee only about $388,417 at 4% or $258,944 at 6%; with 50% employer match about $258,944 at 4% or $172,630 at 6%; with 100% employer match about $194,208 at 4% or $129,472 at 6%.
B & L Associates 401K Plan-18$10,612,402$279,660$15,537iApproximate average salary by contribution assumption: employee only about $388,417 at 4% or $258,944 at 6%; with 50% employer match about $258,944 at 4% or $172,630 at 6%; with 100% employer match about $194,208 at 4% or $129,472 at 6%.
2015118$9,947,369$592,826$32,935iApproximate average salary by contribution assumption: employee only about $823,369 at 4% or $548,913 at 6%; with 50% employer match about $548,913 at 4% or $365,942 at 6%; with 100% employer match about $411,685 at 4% or $274,456 at 6%.
B & L Associates 401K Plan-18$9,947,369$592,826$32,935iApproximate average salary by contribution assumption: employee only about $823,369 at 4% or $548,913 at 6%; with 50% employer match about $548,913 at 4% or $365,942 at 6%; with 100% employer match about $411,685 at 4% or $274,456 at 6%.
2014118$11,026,963$289,040$16,058iApproximate average salary by contribution assumption: employee only about $401,444 at 4% or $267,630 at 6%; with 50% employer match about $267,630 at 4% or $178,420 at 6%; with 100% employer match about $200,722 at 4% or $133,815 at 6%.
B & L Associates 401K Plan-18$11,026,963$289,040$16,058iApproximate average salary by contribution assumption: employee only about $401,444 at 4% or $267,630 at 6%; with 50% employer match about $267,630 at 4% or $178,420 at 6%; with 100% employer match about $200,722 at 4% or $133,815 at 6%.
2013119$11,049,882$287,883$15,152iApproximate average salary by contribution assumption: employee only about $378,793 at 4% or $252,529 at 6%; with 50% employer match about $252,529 at 4% or $168,353 at 6%; with 100% employer match about $189,397 at 4% or $126,264 at 6%.
B & L Associates 401K Plan-19$11,049,882$287,883$15,152iApproximate average salary by contribution assumption: employee only about $378,793 at 4% or $252,529 at 6%; with 50% employer match about $252,529 at 4% or $168,353 at 6%; with 100% employer match about $189,397 at 4% or $126,264 at 6%.
2012120$9,623,462$319,505$15,975iApproximate average salary by contribution assumption: employee only about $399,381 at 4% or $266,254 at 6%; with 50% employer match about $266,254 at 4% or $177,503 at 6%; with 100% employer match about $199,691 at 4% or $133,127 at 6%.
B & L Associates 401K Plan-20$9,623,462$319,505$15,975iApproximate average salary by contribution assumption: employee only about $399,381 at 4% or $266,254 at 6%; with 50% employer match about $266,254 at 4% or $177,503 at 6%; with 100% employer match about $199,691 at 4% or $133,127 at 6%.
2011120$8,401,349$337,093$16,855iApproximate average salary by contribution assumption: employee only about $421,366 at 4% or $280,911 at 6%; with 50% employer match about $280,911 at 4% or $187,274 at 6%; with 100% employer match about $210,683 at 4% or $140,455 at 6%.
B & L Associates 401K Plan-20$8,401,349$337,093$16,855iApproximate average salary by contribution assumption: employee only about $421,366 at 4% or $280,911 at 6%; with 50% employer match about $280,911 at 4% or $187,274 at 6%; with 100% employer match about $210,683 at 4% or $140,455 at 6%.
2010120$8,066,678$307,133$15,357iApproximate average salary by contribution assumption: employee only about $383,916 at 4% or $255,944 at 6%; with 50% employer match about $255,944 at 4% or $170,629 at 6%; with 100% employer match about $191,958 at 4% or $127,972 at 6%.
B & L Associates 401K Plan-20$8,066,678$307,133$15,357iApproximate average salary by contribution assumption: employee only about $383,916 at 4% or $255,944 at 6%; with 50% employer match about $255,944 at 4% or $170,629 at 6%; with 100% employer match about $191,958 at 4% or $127,972 at 6%.
2009123$7,226,423$324,447$14,106iApproximate average salary by contribution assumption: employee only about $352,660 at 4% or $235,107 at 6%; with 50% employer match about $235,107 at 4% or $156,738 at 6%; with 100% employer match about $176,330 at 4% or $117,553 at 6%.
B & L Associates 401K Plan-23$7,226,423$324,447$14,106iApproximate average salary by contribution assumption: employee only about $352,660 at 4% or $235,107 at 6%; with 50% employer match about $235,107 at 4% or $156,738 at 6%; with 100% employer match about $176,330 at 4% or $117,553 at 6%.
2008120$5,949,796$326,282$16,314iApproximate average salary by contribution assumption: employee only about $407,853 at 4% or $271,902 at 6%; with 50% employer match about $271,902 at 4% or $181,268 at 6%; with 100% employer match about $203,926 at 4% or $135,951 at 6%.
B & L ASSOCIATES 401K PLAN-20$5,949,796$326,282$16,314iApproximate average salary by contribution assumption: employee only about $407,853 at 4% or $271,902 at 6%; with 50% employer match about $271,902 at 4% or $181,268 at 6%; with 100% employer match about $203,926 at 4% or $135,951 at 6%.
2007121$7,093,079$368,692$17,557iApproximate average salary by contribution assumption: employee only about $438,919 at 4% or $292,613 at 6%; with 50% employer match about $292,613 at 4% or $195,075 at 6%; with 100% employer match about $219,460 at 4% or $146,306 at 6%.
B & L Associates 401K Plan-21$7,093,079$368,692$17,557iApproximate average salary by contribution assumption: employee only about $438,919 at 4% or $292,613 at 6%; with 50% employer match about $292,613 at 4% or $195,075 at 6%; with 100% employer match about $219,460 at 4% or $146,306 at 6%.
2006121$6,302,409$321,741$15,321iApproximate average salary by contribution assumption: employee only about $383,025 at 4% or $255,350 at 6%; with 50% employer match about $255,350 at 4% or $170,233 at 6%; with 100% employer match about $191,513 at 4% or $127,675 at 6%.
B & L Associates 401K Plan-21$6,302,409$321,741$15,321iApproximate average salary by contribution assumption: employee only about $383,025 at 4% or $255,350 at 6%; with 50% employer match about $255,350 at 4% or $170,233 at 6%; with 100% employer match about $191,513 at 4% or $127,675 at 6%.
2005120$5,445,456$303,440$15,172iApproximate average salary by contribution assumption: employee only about $379,300 at 4% or $252,867 at 6%; with 50% employer match about $252,867 at 4% or $168,578 at 6%; with 100% employer match about $189,650 at 4% or $126,433 at 6%.
B & L Associates 401K Plan-20$5,445,456$303,440$15,172iApproximate average salary by contribution assumption: employee only about $379,300 at 4% or $252,867 at 6%; with 50% employer match about $252,867 at 4% or $168,578 at 6%; with 100% employer match about $189,650 at 4% or $126,433 at 6%.
2004120$4,886,569$286,691$14,335iApproximate average salary by contribution assumption: employee only about $358,364 at 4% or $238,909 at 6%; with 50% employer match about $238,909 at 4% or $159,273 at 6%; with 100% employer match about $179,182 at 4% or $119,455 at 6%.
B & L Associates 401K Plan-20$4,886,569$286,691$14,335iApproximate average salary by contribution assumption: employee only about $358,364 at 4% or $238,909 at 6%; with 50% employer match about $238,909 at 4% or $159,273 at 6%; with 100% employer match about $179,182 at 4% or $119,455 at 6%.
2003120$4,327,345$265,740$13,287iApproximate average salary by contribution assumption: employee only about $332,175 at 4% or $221,450 at 6%; with 50% employer match about $221,450 at 4% or $147,633 at 6%; with 100% employer match about $166,088 at 4% or $110,725 at 6%.
B & L Associates 401K Plan-20$4,327,345$265,740$13,287iApproximate average salary by contribution assumption: employee only about $332,175 at 4% or $221,450 at 6%; with 50% employer match about $221,450 at 4% or $147,633 at 6%; with 100% employer match about $166,088 at 4% or $110,725 at 6%.
2002120$3,697,955$257,578$12,879iApproximate average salary by contribution assumption: employee only about $321,973 at 4% or $214,648 at 6%; with 50% employer match about $214,648 at 4% or $143,099 at 6%; with 100% employer match about $160,986 at 4% or $107,324 at 6%.
B & L Associates 401K Plan-20$3,697,955$257,578$12,879iApproximate average salary by contribution assumption: employee only about $321,973 at 4% or $214,648 at 6%; with 50% employer match about $214,648 at 4% or $143,099 at 6%; with 100% employer match about $160,986 at 4% or $107,324 at 6%.
2001120$3,730,882$256,278$12,814iApproximate average salary by contribution assumption: employee only about $320,348 at 4% or $213,565 at 6%; with 50% employer match about $213,565 at 4% or $142,377 at 6%; with 100% employer match about $160,174 at 4% or $106,783 at 6%.
B & L Associates 401K Plan-20$3,730,882$256,278$12,814iApproximate average salary by contribution assumption: employee only about $320,348 at 4% or $213,565 at 6%; with 50% employer match about $213,565 at 4% or $142,377 at 6%; with 100% employer match about $160,174 at 4% or $106,783 at 6%.
2000121$3,678,999$305,020$14,525iApproximate average salary by contribution assumption: employee only about $363,119 at 4% or $242,079 at 6%; with 50% employer match about $242,079 at 4% or $161,386 at 6%; with 100% employer match about $181,560 at 4% or $121,040 at 6%.
B & L Associates 401K Plan-21$3,678,999$305,020$14,525iApproximate average salary by contribution assumption: employee only about $363,119 at 4% or $242,079 at 6%; with 50% employer match about $242,079 at 4% or $161,386 at 6%; with 100% employer match about $181,560 at 4% or $121,040 at 6%.
1999119$3,557,587$216,507$11,395iApproximate average salary by contribution assumption: employee only about $284,878 at 4% or $189,918 at 6%; with 50% employer match about $189,918 at 4% or $126,612 at 6%; with 100% employer match about $142,439 at 4% or $94,959 at 6%.
B & L Associates 401K Plan-19$3,557,587$216,507$11,395iApproximate average salary by contribution assumption: employee only about $284,878 at 4% or $189,918 at 6%; with 50% employer match about $189,918 at 4% or $126,612 at 6%; with 100% employer match about $142,439 at 4% or $94,959 at 6%.