Civic Intelligence

S & H Representatives, Inc.

Plan context: S & H Representatives Inc. 401K Plan

EIN 04-2544218 • Westborough, MA • 44 filings • 5 plans

200 Friberg ParkwaySuite 1010Westborough, MA 01581
Current Snapshot

Latest Year

2025

2025 Participants

6

2025 Assets

$2,624,800

2025 Contributions

$170,245

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,850,592$2,425,296$0199920132025YearValue
$2,624,800Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

30150199920122025YearValue
6Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202516$2,624,800$170,245$28,374iApproximate average salary by contribution assumption: employee only about $709,354 at 4% or $472,903 at 6%; with 50% employer match about $472,903 at 4% or $315,269 at 6%; with 100% employer match about $354,677 at 4% or $236,451 at 6%.
S & H Representatives Inc. 401K Plan-6$2,624,800$170,245$28,374iApproximate average salary by contribution assumption: employee only about $709,354 at 4% or $472,903 at 6%; with 50% employer match about $472,903 at 4% or $315,269 at 6%; with 100% employer match about $354,677 at 4% or $236,451 at 6%.
202416$2,340,143$324,075$54,013iApproximate average salary by contribution assumption: employee only about $1,350,313 at 4% or $900,208 at 6%; with 50% employer match about $900,208 at 4% or $600,139 at 6%; with 100% employer match about $675,156 at 4% or $450,104 at 6%.
S & H Representatives Inc. 401K Plan-6$2,340,143$324,075$54,013iApproximate average salary by contribution assumption: employee only about $1,350,313 at 4% or $900,208 at 6%; with 50% employer match about $900,208 at 4% or $600,139 at 6%; with 100% employer match about $675,156 at 4% or $450,104 at 6%.
202316$2,200,569$101,823$16,971iApproximate average salary by contribution assumption: employee only about $424,263 at 4% or $282,842 at 6%; with 50% employer match about $282,842 at 4% or $188,561 at 6%; with 100% employer match about $212,131 at 4% or $141,421 at 6%.
S & H Representatives Inc. 401K Plan-6$2,200,569$101,823$16,971iApproximate average salary by contribution assumption: employee only about $424,263 at 4% or $282,842 at 6%; with 50% employer match about $282,842 at 4% or $188,561 at 6%; with 100% employer match about $212,131 at 4% or $141,421 at 6%.
202226$1,914,679$135,053$22,509iApproximate average salary by contribution assumption: employee only about $562,721 at 4% or $375,147 at 6%; with 50% employer match about $375,147 at 4% or $250,098 at 6%; with 100% employer match about $281,360 at 4% or $187,574 at 6%.
S & H Representatives Inc. 401K Plan-6$1,914,679$135,053$22,509iApproximate average salary by contribution assumption: employee only about $562,721 at 4% or $375,147 at 6%; with 50% employer match about $375,147 at 4% or $250,098 at 6%; with 100% employer match about $281,360 at 4% or $187,574 at 6%.
S & H Representatives Inc. Pension Plan-0$0$0-
202125$4,850,592$156,002$31,200iApproximate average salary by contribution assumption: employee only about $780,010 at 4% or $520,007 at 6%; with 50% employer match about $520,007 at 4% or $346,671 at 6%; with 100% employer match about $390,005 at 4% or $260,003 at 6%.
S & H Representatives Inc. 401K Plan-5$2,869,060$156,002$31,200iApproximate average salary by contribution assumption: employee only about $780,010 at 4% or $520,007 at 6%; with 50% employer match about $520,007 at 4% or $346,671 at 6%; with 100% employer match about $390,005 at 4% or $260,003 at 6%.
S & H Representatives Inc. Pension Plan-3$1,981,532$0-
202026$4,448,519$196,146$32,691iApproximate average salary by contribution assumption: employee only about $817,275 at 4% or $544,850 at 6%; with 50% employer match about $544,850 at 4% or $363,233 at 6%; with 100% employer match about $408,638 at 4% or $272,425 at 6%.
S & H Representatives Inc. 401K Plan-6$2,541,092$111,146$18,524iApproximate average salary by contribution assumption: employee only about $463,108 at 4% or $308,739 at 6%; with 50% employer match about $308,739 at 4% or $205,826 at 6%; with 100% employer match about $231,554 at 4% or $154,369 at 6%.
S & H Representatives Inc. Pension Plan-3$1,907,427$85,000$28,333iApproximate average salary by contribution assumption: employee only about $708,333 at 4% or $472,222 at 6%; with 50% employer match about $472,222 at 4% or $314,815 at 6%; with 100% employer match about $354,167 at 4% or $236,111 at 6%.
201927$4,274,308$195,450$27,921iApproximate average salary by contribution assumption: employee only about $698,036 at 4% or $465,357 at 6%; with 50% employer match about $465,357 at 4% or $310,238 at 6%; with 100% employer match about $349,018 at 4% or $232,679 at 6%.
S & H Representatives Inc. 401K Plan-7$2,446,969$109,950$15,707iApproximate average salary by contribution assumption: employee only about $392,679 at 4% or $261,786 at 6%; with 50% employer match about $261,786 at 4% or $174,524 at 6%; with 100% employer match about $196,339 at 4% or $130,893 at 6%.
S & H Representatives Inc. Pension Plan-3$1,827,339$85,500$28,500iApproximate average salary by contribution assumption: employee only about $712,500 at 4% or $475,000 at 6%; with 50% employer match about $475,000 at 4% or $316,667 at 6%; with 100% employer match about $356,250 at 4% or $237,500 at 6%.
201827$3,572,478$98,782$14,112iApproximate average salary by contribution assumption: employee only about $352,793 at 4% or $235,195 at 6%; with 50% employer match about $235,195 at 4% or $156,797 at 6%; with 100% employer match about $176,396 at 4% or $117,598 at 6%.
S & H Representatives Inc. 401K Plan-7$2,065,818$105,190$15,027iApproximate average salary by contribution assumption: employee only about $375,679 at 4% or $250,452 at 6%; with 50% employer match about $250,452 at 4% or $166,968 at 6%; with 100% employer match about $187,839 at 4% or $125,226 at 6%.
S & H Representatives Inc. Pension Plan-3$1,506,660-$6,408-
201727$3,588,876$203,668$29,095iApproximate average salary by contribution assumption: employee only about $727,386 at 4% or $484,924 at 6%; with 50% employer match about $484,924 at 4% or $323,283 at 6%; with 100% employer match about $363,693 at 4% or $242,462 at 6%.
S & H Representatives Inc. 401K Plan-7$2,059,417$118,168$16,881iApproximate average salary by contribution assumption: employee only about $422,029 at 4% or $281,352 at 6%; with 50% employer match about $281,352 at 4% or $187,568 at 6%; with 100% employer match about $211,014 at 4% or $140,676 at 6%.
S & H Representatives Inc. Pension Plan-3$1,529,459$85,500$28,500iApproximate average salary by contribution assumption: employee only about $712,500 at 4% or $475,000 at 6%; with 50% employer match about $475,000 at 4% or $316,667 at 6%; with 100% employer match about $356,250 at 4% or $237,500 at 6%.
201627$3,092,685$197,102$28,157iApproximate average salary by contribution assumption: employee only about $703,936 at 4% or $469,290 at 6%; with 50% employer match about $469,290 at 4% or $312,860 at 6%; with 100% employer match about $351,968 at 4% or $234,645 at 6%.
S & H Representatives Inc. 401K Plan-7$1,766,918$118,102$16,872iApproximate average salary by contribution assumption: employee only about $421,793 at 4% or $281,195 at 6%; with 50% employer match about $281,195 at 4% or $187,463 at 6%; with 100% employer match about $210,896 at 4% or $140,598 at 6%.
S & H Representatives Inc. Pension Plan-3$1,325,767$79,000$26,333iApproximate average salary by contribution assumption: employee only about $658,333 at 4% or $438,889 at 6%; with 50% employer match about $438,889 at 4% or $292,593 at 6%; with 100% employer match about $329,167 at 4% or $219,444 at 6%.
201527$3,515,222$232,924$33,275iApproximate average salary by contribution assumption: employee only about $831,871 at 4% or $554,581 at 6%; with 50% employer match about $554,581 at 4% or $369,721 at 6%; with 100% employer match about $415,936 at 4% or $277,290 at 6%.
S & H Representatives Inc. 401K Plan-7$1,759,247$104,924$14,989iApproximate average salary by contribution assumption: employee only about $374,729 at 4% or $249,819 at 6%; with 50% employer match about $249,819 at 4% or $166,546 at 6%; with 100% employer match about $187,364 at 4% or $124,910 at 6%.
S & H Representatives Inc. Pension Plan-4$1,755,975$128,000$32,000iApproximate average salary by contribution assumption: employee only about $800,000 at 4% or $533,333 at 6%; with 50% employer match about $533,333 at 4% or $355,556 at 6%; with 100% employer match about $400,000 at 4% or $266,667 at 6%.
201427$3,445,655$231,325$33,046iApproximate average salary by contribution assumption: employee only about $826,161 at 4% or $550,774 at 6%; with 50% employer match about $550,774 at 4% or $367,183 at 6%; with 100% employer match about $413,080 at 4% or $275,387 at 6%.
S & H Representatives Inc. 401K Plan-7$1,760,188$103,325$14,761iApproximate average salary by contribution assumption: employee only about $369,018 at 4% or $246,012 at 6%; with 50% employer match about $246,012 at 4% or $164,008 at 6%; with 100% employer match about $184,509 at 4% or $123,006 at 6%.
S & H Representatives Inc. Pension Plan-4$1,685,467$128,000$32,000iApproximate average salary by contribution assumption: employee only about $800,000 at 4% or $533,333 at 6%; with 50% employer match about $533,333 at 4% or $355,556 at 6%; with 100% employer match about $400,000 at 4% or $266,667 at 6%.
201327$3,163,264$272,028$38,861iApproximate average salary by contribution assumption: employee only about $971,529 at 4% or $647,686 at 6%; with 50% employer match about $647,686 at 4% or $431,790 at 6%; with 100% employer match about $485,764 at 4% or $323,843 at 6%.
S & H Representatives Inc. 401K Plan-7$1,670,517$97,028$13,861iApproximate average salary by contribution assumption: employee only about $346,529 at 4% or $231,019 at 6%; with 50% employer match about $231,019 at 4% or $154,013 at 6%; with 100% employer match about $173,264 at 4% or $115,510 at 6%.
S & H Representatives Inc. Pension Plan-4$1,492,747$175,000$43,750iApproximate average salary by contribution assumption: employee only about $1,093,750 at 4% or $729,167 at 6%; with 50% employer match about $729,167 at 4% or $486,111 at 6%; with 100% employer match about $546,875 at 4% or $364,583 at 6%.
201227$2,635,628$228,945$32,706iApproximate average salary by contribution assumption: employee only about $817,661 at 4% or $545,107 at 6%; with 50% employer match about $545,107 at 4% or $363,405 at 6%; with 100% employer match about $408,830 at 4% or $272,554 at 6%.
S & H Representatives Inc. 401K Plan-7$1,410,760$100,945$14,421iApproximate average salary by contribution assumption: employee only about $360,518 at 4% or $240,345 at 6%; with 50% employer match about $240,345 at 4% or $160,230 at 6%; with 100% employer match about $180,259 at 4% or $120,173 at 6%.
S & H Representatives Inc. Pension Plan-4$1,224,868$128,000$32,000iApproximate average salary by contribution assumption: employee only about $800,000 at 4% or $533,333 at 6%; with 50% employer match about $533,333 at 4% or $355,556 at 6%; with 100% employer match about $400,000 at 4% or $266,667 at 6%.
201128$2,248,967$215,469$26,934iApproximate average salary by contribution assumption: employee only about $673,341 at 4% or $448,894 at 6%; with 50% employer match about $448,894 at 4% or $299,263 at 6%; with 100% employer match about $336,670 at 4% or $224,447 at 6%.
S & H Representatives Inc. 401K Plan-8$1,220,188$87,469$10,934iApproximate average salary by contribution assumption: employee only about $273,341 at 4% or $182,227 at 6%; with 50% employer match about $182,227 at 4% or $121,485 at 6%; with 100% employer match about $136,670 at 4% or $91,114 at 6%.
S & H Representatives Inc. Pension Plan-5$1,028,779$128,000$25,600iApproximate average salary by contribution assumption: employee only about $640,000 at 4% or $426,667 at 6%; with 50% employer match about $426,667 at 4% or $284,444 at 6%; with 100% employer match about $320,000 at 4% or $213,333 at 6%.
201027$2,195,081$269,105$38,444iApproximate average salary by contribution assumption: employee only about $961,089 at 4% or $640,726 at 6%; with 50% employer match about $640,726 at 4% or $427,151 at 6%; with 100% employer match about $480,545 at 4% or $320,363 at 6%.
S & H Representatives Inc. 401K Plan-7$1,257,749$81,105$11,586iApproximate average salary by contribution assumption: employee only about $289,661 at 4% or $193,107 at 6%; with 50% employer match about $193,107 at 4% or $128,738 at 6%; with 100% employer match about $144,830 at 4% or $96,554 at 6%.
S & H Representatives Inc. Pension Plan-4$937,332$188,000$47,000iApproximate average salary by contribution assumption: employee only about $1,175,000 at 4% or $783,333 at 6%; with 50% employer match about $783,333 at 4% or $522,222 at 6%; with 100% employer match about $587,500 at 4% or $391,667 at 6%.
200928$1,843,412$233,068$29,134iApproximate average salary by contribution assumption: employee only about $728,338 at 4% or $485,558 at 6%; with 50% employer match about $485,558 at 4% or $323,706 at 6%; with 100% employer match about $364,169 at 4% or $242,779 at 6%.
S & H Representatives Inc. 401K Plan-8$1,144,817$68,470$8,559iApproximate average salary by contribution assumption: employee only about $213,969 at 4% or $142,646 at 6%; with 50% employer match about $142,646 at 4% or $95,097 at 6%; with 100% employer match about $106,984 at 4% or $71,323 at 6%.
S & H Representatives Inc. Pension Plan-4$698,595$164,598$41,150iApproximate average salary by contribution assumption: employee only about $1,028,738 at 4% or $685,825 at 6%; with 50% employer match about $685,825 at 4% or $457,217 at 6%; with 100% employer match about $514,369 at 4% or $342,913 at 6%.
200828$1,404,898$281,422$35,178iApproximate average salary by contribution assumption: employee only about $879,444 at 4% or $586,296 at 6%; with 50% employer match about $586,296 at 4% or $390,864 at 6%; with 100% employer match about $439,722 at 4% or $293,148 at 6%.
S & H Representatives Inc. 401K Plan-8$986,812$109,015$13,627iApproximate average salary by contribution assumption: employee only about $340,672 at 4% or $227,115 at 6%; with 50% employer match about $227,115 at 4% or $151,410 at 6%; with 100% employer match about $170,336 at 4% or $113,557 at 6%.
S & H Representatives Inc. Pension Plan-4$418,086$172,407$43,102iApproximate average salary by contribution assumption: employee only about $1,077,544 at 4% or $718,363 at 6%; with 50% employer match about $718,363 at 4% or $478,908 at 6%; with 100% employer match about $538,772 at 4% or $359,181 at 6%.
200728$1,680,140$282,778$35,347iApproximate average salary by contribution assumption: employee only about $883,681 at 4% or $589,121 at 6%; with 50% employer match about $589,121 at 4% or $392,747 at 6%; with 100% employer match about $441,841 at 4% or $294,560 at 6%.
S & H Representatives Inc. 401K Plan-8$1,347,405$112,765$14,096iApproximate average salary by contribution assumption: employee only about $352,391 at 4% or $234,927 at 6%; with 50% employer match about $234,927 at 4% or $156,618 at 6%; with 100% employer match about $176,195 at 4% or $117,464 at 6%.
S & H REPRESENTATIVES, INC. PENSION PLAN-4$332,735$170,013$42,503iApproximate average salary by contribution assumption: employee only about $1,062,581 at 4% or $708,388 at 6%; with 50% employer match about $708,388 at 4% or $472,258 at 6%; with 100% employer match about $531,291 at 4% or $354,194 at 6%.
200628$1,348,488$278,244$34,781iApproximate average salary by contribution assumption: employee only about $869,513 at 4% or $579,675 at 6%; with 50% employer match about $579,675 at 4% or $386,450 at 6%; with 100% employer match about $434,756 at 4% or $289,838 at 6%.
S & H Representatives Inc. 401K Plan-8$1,181,312$111,068$13,884iApproximate average salary by contribution assumption: employee only about $347,088 at 4% or $231,392 at 6%; with 50% employer match about $231,392 at 4% or $154,261 at 6%; with 100% employer match about $173,544 at 4% or $115,696 at 6%.
S & H REPRESENTATIVES, INC. PENSION PLAN-4$167,176$167,176$41,794iApproximate average salary by contribution assumption: employee only about $1,044,850 at 4% or $696,567 at 6%; with 50% employer match about $696,567 at 4% or $464,378 at 6%; with 100% employer match about $522,425 at 4% or $348,283 at 6%.
200518$964,918$157,359$19,670iApproximate average salary by contribution assumption: employee only about $491,747 at 4% or $327,831 at 6%; with 50% employer match about $327,831 at 4% or $218,554 at 6%; with 100% employer match about $245,873 at 4% or $163,916 at 6%.
S & H Representatives Inc. 401K Plan-8$964,918$157,359$19,670iApproximate average salary by contribution assumption: employee only about $491,747 at 4% or $327,831 at 6%; with 50% employer match about $327,831 at 4% or $218,554 at 6%; with 100% employer match about $245,873 at 4% or $163,916 at 6%.
200418$882,832$184,819$23,102iApproximate average salary by contribution assumption: employee only about $577,559 at 4% or $385,040 at 6%; with 50% employer match about $385,040 at 4% or $256,693 at 6%; with 100% employer match about $288,780 at 4% or $192,520 at 6%.
S & H Representatives Inc. 401K Plan-8$882,832$184,819$23,102iApproximate average salary by contribution assumption: employee only about $577,559 at 4% or $385,040 at 6%; with 50% employer match about $385,040 at 4% or $256,693 at 6%; with 100% employer match about $288,780 at 4% or $192,520 at 6%.
200318$635,562$38,722$4,840iApproximate average salary by contribution assumption: employee only about $121,006 at 4% or $80,671 at 6%; with 50% employer match about $80,671 at 4% or $53,781 at 6%; with 100% employer match about $60,503 at 4% or $40,335 at 6%.
S & H Representatives Inc. 401K Plan-8$635,562$38,722$4,840iApproximate average salary by contribution assumption: employee only about $121,006 at 4% or $80,671 at 6%; with 50% employer match about $80,671 at 4% or $53,781 at 6%; with 100% employer match about $60,503 at 4% or $40,335 at 6%.
2002113$0$0-
S & H Representatives Inc. 401K Plan-13---
2001122$1,045,554$77,997$3,545iApproximate average salary by contribution assumption: employee only about $88,633 at 4% or $59,089 at 6%; with 50% employer match about $59,089 at 4% or $39,392 at 6%; with 100% employer match about $44,316 at 4% or $29,544 at 6%.
S & H Representatives Inc. 401K Plan-22$1,045,554$77,997$3,545iApproximate average salary by contribution assumption: employee only about $88,633 at 4% or $59,089 at 6%; with 50% employer match about $59,089 at 4% or $39,392 at 6%; with 100% employer match about $44,316 at 4% or $29,544 at 6%.
2000126$1,190,527$101,346$3,898iApproximate average salary by contribution assumption: employee only about $97,448 at 4% or $64,965 at 6%; with 50% employer match about $64,965 at 4% or $43,310 at 6%; with 100% employer match about $48,724 at 4% or $32,483 at 6%.
S & H Representatives Inc. 401K Plan-26$1,190,527$101,346$3,898iApproximate average salary by contribution assumption: employee only about $97,448 at 4% or $64,965 at 6%; with 50% employer match about $64,965 at 4% or $43,310 at 6%; with 100% employer match about $48,724 at 4% or $32,483 at 6%.
1999130$1,195,197$98,017$3,267iApproximate average salary by contribution assumption: employee only about $81,681 at 4% or $54,454 at 6%; with 50% employer match about $54,454 at 4% or $36,303 at 6%; with 100% employer match about $40,840 at 4% or $27,227 at 6%.
S & H Representatives Inc. 401K Plan-30$1,195,197$98,017$3,267iApproximate average salary by contribution assumption: employee only about $81,681 at 4% or $54,454 at 6%; with 50% employer match about $54,454 at 4% or $36,303 at 6%; with 100% employer match about $40,840 at 4% or $27,227 at 6%.