Civic Intelligence

Cutler Associates Inc.

Plan context: Cutler Associates 401K Plan

EIN 04-2521134 • Worcester, MA • 39 filings • 8 plans

43 Harvard StreetWorcester, MA 01609
Current Snapshot

Latest Year

2022

2022 Participants

82

2022 Assets

$8,158,447

2022 Contributions

$289,372

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$11,516,172$5,758,086$0199920112022YearValue
$8,158,447Latest year 2022

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

132660199920112022YearValue
82Latest year 2022

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2022182$8,158,447$289,372$3,529iApproximate average salary by contribution assumption: employee only about $88,223 at 4% or $58,815 at 6%; with 50% employer match about $58,815 at 4% or $39,210 at 6%; with 100% employer match about $44,112 at 4% or $29,408 at 6%.
Cutler Associates 401K Plan-82$8,158,447$289,372$3,529iApproximate average salary by contribution assumption: employee only about $88,223 at 4% or $58,815 at 6%; with 50% employer match about $58,815 at 4% or $39,210 at 6%; with 100% employer match about $44,112 at 4% or $29,408 at 6%.
2021172$7,084,203$310,418$4,311iApproximate average salary by contribution assumption: employee only about $107,784 at 4% or $71,856 at 6%; with 50% employer match about $71,856 at 4% or $47,904 at 6%; with 100% employer match about $53,892 at 4% or $35,928 at 6%.
Cutler Associates 401K Plan-72$7,084,203$310,418$4,311iApproximate average salary by contribution assumption: employee only about $107,784 at 4% or $71,856 at 6%; with 50% employer match about $71,856 at 4% or $47,904 at 6%; with 100% employer match about $53,892 at 4% or $35,928 at 6%.
2020145$8,631,283$507,945$11,288iApproximate average salary by contribution assumption: employee only about $282,192 at 4% or $188,128 at 6%; with 50% employer match about $188,128 at 4% or $125,419 at 6%; with 100% employer match about $141,096 at 4% or $94,064 at 6%.
Cutler Associates 401K Plan-45$8,631,283$507,945$11,288iApproximate average salary by contribution assumption: employee only about $282,192 at 4% or $188,128 at 6%; with 50% employer match about $188,128 at 4% or $125,419 at 6%; with 100% employer match about $141,096 at 4% or $94,064 at 6%.
2019287$9,215,246$1,010,633$11,616iApproximate average salary by contribution assumption: employee only about $290,412 at 4% or $193,608 at 6%; with 50% employer match about $193,608 at 4% or $129,072 at 6%; with 100% employer match about $145,206 at 4% or $96,804 at 6%.
Cutler Associates 401K Plan-81$9,215,246$1,010,633$12,477iApproximate average salary by contribution assumption: employee only about $311,924 at 4% or $207,949 at 6%; with 50% employer match about $207,949 at 4% or $138,633 at 6%; with 100% employer match about $155,962 at 4% or $103,975 at 6%.
CUTLER ASSOCIATES, INC. EMPLOYEE BENEFITS PLAN-87---
20182101$8,674,302$922,650$9,135iApproximate average salary by contribution assumption: employee only about $228,379 at 4% or $152,252 at 6%; with 50% employer match about $152,252 at 4% or $101,502 at 6%; with 100% employer match about $114,189 at 4% or $76,126 at 6%.
Cutler Associates 401K Plan-84$8,674,302$922,650$10,984iApproximate average salary by contribution assumption: employee only about $274,598 at 4% or $183,065 at 6%; with 50% employer match about $183,065 at 4% or $122,044 at 6%; with 100% employer match about $137,299 at 4% or $91,533 at 6%.
CUTLER ASSOCIATES, INC. EMPLOYEE BENEFITS PLAN-101---
2017193$10,233,234$793,340$8,531iApproximate average salary by contribution assumption: employee only about $213,263 at 4% or $142,176 at 6%; with 50% employer match about $142,176 at 4% or $94,784 at 6%; with 100% employer match about $106,632 at 4% or $71,088 at 6%.
Cutler Associates 401K Plan-93$10,233,234$793,340$8,531iApproximate average salary by contribution assumption: employee only about $213,263 at 4% or $142,176 at 6%; with 50% employer match about $142,176 at 4% or $94,784 at 6%; with 100% employer match about $106,632 at 4% or $71,088 at 6%.
20161115$8,554,122$858,995$7,470iApproximate average salary by contribution assumption: employee only about $186,738 at 4% or $124,492 at 6%; with 50% employer match about $124,492 at 4% or $82,995 at 6%; with 100% employer match about $93,369 at 4% or $62,246 at 6%.
Cutler Associates 401K Plan-115$8,554,122$858,995$7,470iApproximate average salary by contribution assumption: employee only about $186,738 at 4% or $124,492 at 6%; with 50% employer match about $124,492 at 4% or $82,995 at 6%; with 100% employer match about $93,369 at 4% or $62,246 at 6%.
20151111$7,855,765$760,704$6,853iApproximate average salary by contribution assumption: employee only about $171,330 at 4% or $114,220 at 6%; with 50% employer match about $114,220 at 4% or $76,147 at 6%; with 100% employer match about $85,665 at 4% or $57,110 at 6%.
Cutler Associates 401K Plan-111$7,855,765$760,704$6,853iApproximate average salary by contribution assumption: employee only about $171,330 at 4% or $114,220 at 6%; with 50% employer match about $114,220 at 4% or $76,147 at 6%; with 100% employer match about $85,665 at 4% or $57,110 at 6%.
20141101$8,039,726$529,570$5,243iApproximate average salary by contribution assumption: employee only about $131,082 at 4% or $87,388 at 6%; with 50% employer match about $87,388 at 4% or $58,259 at 6%; with 100% employer match about $65,541 at 4% or $43,694 at 6%.
Cutler Associates 401K Plan-101$8,039,726$529,570$5,243iApproximate average salary by contribution assumption: employee only about $131,082 at 4% or $87,388 at 6%; with 50% employer match about $87,388 at 4% or $58,259 at 6%; with 100% employer match about $65,541 at 4% or $43,694 at 6%.
2013183$7,330,446$624,045$7,519iApproximate average salary by contribution assumption: employee only about $187,965 at 4% or $125,310 at 6%; with 50% employer match about $125,310 at 4% or $83,540 at 6%; with 100% employer match about $93,983 at 4% or $62,655 at 6%.
Cutler Associates 401K Plan-83$7,330,446$624,045$7,519iApproximate average salary by contribution assumption: employee only about $187,965 at 4% or $125,310 at 6%; with 50% employer match about $125,310 at 4% or $83,540 at 6%; with 100% employer match about $93,983 at 4% or $62,655 at 6%.
2012179$5,935,296$382,273$4,839iApproximate average salary by contribution assumption: employee only about $120,972 at 4% or $80,648 at 6%; with 50% employer match about $80,648 at 4% or $53,766 at 6%; with 100% employer match about $60,486 at 4% or $40,324 at 6%.
Cutler Associates 401K Plan-79$5,935,296$382,273$4,839iApproximate average salary by contribution assumption: employee only about $120,972 at 4% or $80,648 at 6%; with 50% employer match about $80,648 at 4% or $53,766 at 6%; with 100% employer match about $60,486 at 4% or $40,324 at 6%.
2011182$5,669,508$492,173$6,002iApproximate average salary by contribution assumption: employee only about $150,053 at 4% or $100,035 at 6%; with 50% employer match about $100,035 at 4% or $66,690 at 6%; with 100% employer match about $75,026 at 4% or $50,018 at 6%.
Cutler Associates 401K Plan-82$5,669,508$492,173$6,002iApproximate average salary by contribution assumption: employee only about $150,053 at 4% or $100,035 at 6%; with 50% employer match about $100,035 at 4% or $66,690 at 6%; with 100% employer match about $75,026 at 4% or $50,018 at 6%.
2010164$5,691,832$468,116$7,314iApproximate average salary by contribution assumption: employee only about $182,858 at 4% or $121,905 at 6%; with 50% employer match about $121,905 at 4% or $81,270 at 6%; with 100% employer match about $91,429 at 4% or $60,953 at 6%.
Cutler Associates 401K Plan-64$5,691,832$468,116$7,314iApproximate average salary by contribution assumption: employee only about $182,858 at 4% or $121,905 at 6%; with 50% employer match about $121,905 at 4% or $81,270 at 6%; with 100% employer match about $91,429 at 4% or $60,953 at 6%.
2009274$5,785,923$470,619$6,360iApproximate average salary by contribution assumption: employee only about $158,993 at 4% or $105,995 at 6%; with 50% employer match about $105,995 at 4% or $70,664 at 6%; with 100% employer match about $79,496 at 4% or $52,998 at 6%.
Cutler Associates 401K Plan-74$5,785,923$470,619$6,360iApproximate average salary by contribution assumption: employee only about $158,993 at 4% or $105,995 at 6%; with 50% employer match about $105,995 at 4% or $70,664 at 6%; with 100% employer match about $79,496 at 4% or $52,998 at 6%.
CUTLER ASSOCIATES, INC. WELFARE BENEFIT PLAN-67---
2008295$5,556,535$649,041$6,832iApproximate average salary by contribution assumption: employee only about $170,800 at 4% or $113,867 at 6%; with 50% employer match about $113,867 at 4% or $75,911 at 6%; with 100% employer match about $85,400 at 4% or $56,933 at 6%.
Cutler Associates 401K Plan-83$5,556,535$649,041$7,820iApproximate average salary by contribution assumption: employee only about $195,494 at 4% or $130,330 at 6%; with 50% employer match about $130,330 at 4% or $86,886 at 6%; with 100% employer match about $97,747 at 4% or $65,165 at 6%.
CUTLER ASSOCIATES, INC. WELFARE BENEFIT PLAN-95---
20072107$10,704,869$664,268$6,208iApproximate average salary by contribution assumption: employee only about $155,203 at 4% or $103,469 at 6%; with 50% employer match about $103,469 at 4% or $68,979 at 6%; with 100% employer match about $77,601 at 4% or $51,734 at 6%.
Cutler Associates 401K Plan-107$10,704,869$664,268$6,208iApproximate average salary by contribution assumption: employee only about $155,203 at 4% or $103,469 at 6%; with 50% employer match about $103,469 at 4% or $68,979 at 6%; with 100% employer match about $77,601 at 4% or $51,734 at 6%.
CUTLER ASSOCIATES, INC. WELFARE BENEFIT PLAN-100---
20062126$9,937,127$708,597$5,624iApproximate average salary by contribution assumption: employee only about $140,595 at 4% or $93,730 at 6%; with 50% employer match about $93,730 at 4% or $62,487 at 6%; with 100% employer match about $70,297 at 4% or $46,865 at 6%.
Cutler Associates 401K Plan-126$9,937,127$708,597$5,624iApproximate average salary by contribution assumption: employee only about $140,595 at 4% or $93,730 at 6%; with 50% employer match about $93,730 at 4% or $62,487 at 6%; with 100% employer match about $70,297 at 4% or $46,865 at 6%.
CUTLER ASSOCIATES, INC. WELFARE BENEFIT PLAN-122---
20052131$9,202,005$51,989$397iApproximate average salary by contribution assumption: employee only about $9,922 at 4% or $6,614 at 6%; with 50% employer match about $6,614 at 4% or $4,410 at 6%; with 100% employer match about $4,961 at 4% or $3,307 at 6%.
Cutler Associates 401K Plan-122$9,202,005$51,989$426iApproximate average salary by contribution assumption: employee only about $10,653 at 4% or $7,102 at 6%; with 50% employer match about $7,102 at 4% or $4,735 at 6%; with 100% employer match about $5,327 at 4% or $3,551 at 6%.
CUTLER ASSOCIATES, INC. WELFARE BENEFIT PLAN-131---
20042132$9,307,110$784,854$5,946iApproximate average salary by contribution assumption: employee only about $148,647 at 4% or $99,098 at 6%; with 50% employer match about $99,098 at 4% or $66,065 at 6%; with 100% employer match about $74,323 at 4% or $49,549 at 6%.
Cutler Associates 401K Plan-123$9,307,110$784,854$6,381iApproximate average salary by contribution assumption: employee only about $159,523 at 4% or $106,349 at 6%; with 50% employer match about $106,349 at 4% or $70,899 at 6%; with 100% employer match about $79,762 at 4% or $53,174 at 6%.
CUTLER ASSOCIATES, INC. WELFARE BENEFIT PLAN-132---
20032119$8,212,728$567,669$4,770iApproximate average salary by contribution assumption: employee only about $119,258 at 4% or $79,505 at 6%; with 50% employer match about $79,505 at 4% or $53,004 at 6%; with 100% employer match about $59,629 at 4% or $39,753 at 6%.
Cutler Associates 401K Plan-119$8,212,728$567,669$4,770iApproximate average salary by contribution assumption: employee only about $119,258 at 4% or $79,505 at 6%; with 50% employer match about $79,505 at 4% or $53,004 at 6%; with 100% employer match about $59,629 at 4% or $39,753 at 6%.
CUTLER ASSOCIATES, INC. WELFARE BENEFIT PLAN-95---
20022131$0$0-
Cutler Associates 401K Plan-112---
CUTLER ASSOCIATES, INC. WELFARE BENEFIT PLAN-131---
20013126$6,007,274$1,022,691$8,117iApproximate average salary by contribution assumption: employee only about $202,915 at 4% or $135,277 at 6%; with 50% employer match about $135,277 at 4% or $90,184 at 6%; with 100% employer match about $101,457 at 4% or $67,638 at 6%.
Cutler Associates 401K Plan-120$6,007,274$1,022,691$8,522iApproximate average salary by contribution assumption: employee only about $213,061 at 4% or $142,040 at 6%; with 50% employer match about $142,040 at 4% or $94,694 at 6%; with 100% employer match about $106,530 at 4% or $71,020 at 6%.
CUTLER ASSOCIATES, INC. WELFARE BENEFIT PLAN-126---
CUTLER ASSOCIATES, INC. WELFARE BENEFIT PLAN-126---
20002115$5,526,349$2,902,722$25,241iApproximate average salary by contribution assumption: employee only about $631,027 at 4% or $420,684 at 6%; with 50% employer match about $420,684 at 4% or $280,456 at 6%; with 100% employer match about $315,513 at 4% or $210,342 at 6%.
Cutler Associates 401K Plan-115$5,526,349$2,902,722$25,241iApproximate average salary by contribution assumption: employee only about $631,027 at 4% or $420,684 at 6%; with 50% employer match about $420,684 at 4% or $280,456 at 6%; with 100% employer match about $315,513 at 4% or $210,342 at 6%.
Cutler Associates Inc. Employees Profit Sharing Trust-0---
19993113$11,516,172$1,463,492$12,951iApproximate average salary by contribution assumption: employee only about $323,781 at 4% or $215,854 at 6%; with 50% employer match about $215,854 at 4% or $143,903 at 6%; with 100% employer match about $161,891 at 4% or $107,927 at 6%.
Cutler Associates Inc. Employees Profit Sharing Trust-100$8,697,814--
Cutler Associates 401K Plan-113$2,818,358$1,463,492$12,951iApproximate average salary by contribution assumption: employee only about $323,781 at 4% or $215,854 at 6%; with 50% employer match about $215,854 at 4% or $143,903 at 6%; with 100% employer match about $161,891 at 4% or $107,927 at 6%.
Cutler Associates Inc. Employee Stock Ownership Plan and Trust-0---