Civic Intelligence

Richards Plumbing & Heating Inc.

Plan context: Richards Plumbing & Heating Inc. / Richards Fuel Inc. 401K Savings Plan

EIN 04-2508487 • Northampton, MA • 10 filings • 6 plans

8 Easthampton RoadNorthampton, MA 01060
Current Snapshot

Latest Year

2009

2009 Participants

6

2009 Assets

$357,176

2009 Contributions

$17,353

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,195,525$597,763$0200020042008YearValue
$357,176Latest year 2008

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

23120200020042008YearValue
6Latest year 2008

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
200910$0$17,353-
Richards Plumbing & Heating Inc. / Richards Fuel Inc. 401K Savings Plan-0$0$17,353-
200816$357,176$37,850$6,308iApproximate average salary by contribution assumption: employee only about $157,708 at 4% or $105,139 at 6%; with 50% employer match about $105,139 at 4% or $70,093 at 6%; with 100% employer match about $78,854 at 4% or $52,569 at 6%.
Richards Plumbing & Heating Inc. / Richards Fuel Inc. 401K Savings Plan-6$357,176$37,850$6,308iApproximate average salary by contribution assumption: employee only about $157,708 at 4% or $105,139 at 6%; with 50% employer match about $105,139 at 4% or $70,093 at 6%; with 100% employer match about $78,854 at 4% or $52,569 at 6%.
200716$506,286$41,780$6,963iApproximate average salary by contribution assumption: employee only about $174,083 at 4% or $116,056 at 6%; with 50% employer match about $116,056 at 4% or $77,370 at 6%; with 100% employer match about $87,042 at 4% or $58,028 at 6%.
Richards Plumbing & Heating Inc. / Richards Fuel Inc. 401K Savings Plan-6$506,286$41,780$6,963iApproximate average salary by contribution assumption: employee only about $174,083 at 4% or $116,056 at 6%; with 50% employer match about $116,056 at 4% or $77,370 at 6%; with 100% employer match about $87,042 at 4% or $58,028 at 6%.
2006120$1,195,525$94,185$4,709iApproximate average salary by contribution assumption: employee only about $117,731 at 4% or $78,488 at 6%; with 50% employer match about $78,488 at 4% or $52,325 at 6%; with 100% employer match about $58,866 at 4% or $39,244 at 6%.
Richards Plumbing & Heating Inc. / Richards Fuel Inc. 401K Savings Plan-20$1,195,525$94,185$4,709iApproximate average salary by contribution assumption: employee only about $117,731 at 4% or $78,488 at 6%; with 50% employer match about $78,488 at 4% or $52,325 at 6%; with 100% employer match about $58,866 at 4% or $39,244 at 6%.
2005118$978,136$132,536$7,363iApproximate average salary by contribution assumption: employee only about $184,078 at 4% or $122,719 at 6%; with 50% employer match about $122,719 at 4% or $81,812 at 6%; with 100% employer match about $92,039 at 4% or $61,359 at 6%.
Richards Plumbing & Heating Inc. / Richards Fuel Inc. 401K Savings Plan-18$978,136$132,536$7,363iApproximate average salary by contribution assumption: employee only about $184,078 at 4% or $122,719 at 6%; with 50% employer match about $122,719 at 4% or $81,812 at 6%; with 100% employer match about $92,039 at 4% or $61,359 at 6%.
2004120$883,187$98,577$4,929iApproximate average salary by contribution assumption: employee only about $123,221 at 4% or $82,148 at 6%; with 50% employer match about $82,148 at 4% or $54,765 at 6%; with 100% employer match about $61,611 at 4% or $41,074 at 6%.
Richards Plumbing & Heating Inc. / Richards Fuel Inc. 401K Savings Plan-20$883,187$98,577$4,929iApproximate average salary by contribution assumption: employee only about $123,221 at 4% or $82,148 at 6%; with 50% employer match about $82,148 at 4% or $54,765 at 6%; with 100% employer match about $61,611 at 4% or $41,074 at 6%.
2003117$793,890$83,197$4,894iApproximate average salary by contribution assumption: employee only about $122,349 at 4% or $81,566 at 6%; with 50% employer match about $81,566 at 4% or $54,377 at 6%; with 100% employer match about $61,174 at 4% or $40,783 at 6%.
Richards Plumbing & Heating Inc. / Richards Fuel Inc. 401K Savings Plan-17$793,890$83,197$4,894iApproximate average salary by contribution assumption: employee only about $122,349 at 4% or $81,566 at 6%; with 50% employer match about $81,566 at 4% or $54,377 at 6%; with 100% employer match about $61,174 at 4% or $40,783 at 6%.
2002117$708,909$77,111$4,536iApproximate average salary by contribution assumption: employee only about $113,399 at 4% or $75,599 at 6%; with 50% employer match about $75,599 at 4% or $50,399 at 6%; with 100% employer match about $56,699 at 4% or $37,800 at 6%.
Richards Plumbing & Heating Inc. / Richards Fuel Inc. 401K Savings Plan-17$708,909$77,111$4,536iApproximate average salary by contribution assumption: employee only about $113,399 at 4% or $75,599 at 6%; with 50% employer match about $75,599 at 4% or $50,399 at 6%; with 100% employer match about $56,699 at 4% or $37,800 at 6%.
2001118$730,347$77,979$4,332iApproximate average salary by contribution assumption: employee only about $108,304 at 4% or $72,203 at 6%; with 50% employer match about $72,203 at 4% or $48,135 at 6%; with 100% employer match about $54,152 at 4% or $36,101 at 6%.
Richards Plumbing & Heating Inc. / Richards Fuel Inc. 401K Savings Plan-18$730,347$77,979$4,332iApproximate average salary by contribution assumption: employee only about $108,304 at 4% or $72,203 at 6%; with 50% employer match about $72,203 at 4% or $48,135 at 6%; with 100% employer match about $54,152 at 4% or $36,101 at 6%.
2000123$807,525$89,933$3,910iApproximate average salary by contribution assumption: employee only about $97,753 at 4% or $65,169 at 6%; with 50% employer match about $65,169 at 4% or $43,446 at 6%; with 100% employer match about $48,877 at 4% or $32,584 at 6%.
Richards Plumbing & Heating Inc. / Richards Fuel Inc. 401K Savings Plan-23$807,525$89,933$3,910iApproximate average salary by contribution assumption: employee only about $97,753 at 4% or $65,169 at 6%; with 50% employer match about $65,169 at 4% or $43,446 at 6%; with 100% employer match about $48,877 at 4% or $32,584 at 6%.