Civic Intelligence

Spectrum Health Systems Inc.

Plan context: Employee Benefit Plan of Spectrum Health Systems Inc.

EIN 04-2478978 • Westborough, MA • 64 filings • 11 plans

149 Oak StreetWestborough, MA 01581
Current Snapshot

Latest Year

2024

2024 Participants

1,174

2024 Assets

$27,644,336

2024 Contributions

$5,384,325

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$27,644,336$13,822,168$0200220132024YearValue
$27,644,336Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1,1775890200020122024YearValue
1,174Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202431,174$27,644,336$5,384,325$4,586iApproximate average salary by contribution assumption: employee only about $114,658 at 4% or $76,438 at 6%; with 50% employer match about $76,438 at 4% or $50,959 at 6%; with 100% employer match about $57,329 at 4% or $38,219 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-1,174$23,591,573$4,788,230$4,079iApproximate average salary by contribution assumption: employee only about $101,964 at 4% or $67,976 at 6%; with 50% employer match about $67,976 at 4% or $45,317 at 6%; with 100% employer match about $50,982 at 4% or $33,988 at 6%.
Tax Deferred Annuity Plan of Spectrum Health Systems Inc.-21$4,052,763$596,095$28,385iApproximate average salary by contribution assumption: employee only about $709,637 at 4% or $473,091 at 6%; with 50% employer match about $473,091 at 4% or $315,394 at 6%; with 100% employer match about $354,818 at 4% or $236,546 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-715---
202331,177$21,791,849$4,054,281$3,445iApproximate average salary by contribution assumption: employee only about $86,115 at 4% or $57,410 at 6%; with 50% employer match about $57,410 at 4% or $38,273 at 6%; with 100% employer match about $43,057 at 4% or $28,705 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-1,177$18,570,428$3,420,137$2,906iApproximate average salary by contribution assumption: employee only about $72,645 at 4% or $48,430 at 6%; with 50% employer match about $48,430 at 4% or $32,287 at 6%; with 100% employer match about $36,323 at 4% or $24,215 at 6%.
Tax Deferred Annuity Plan of Spectrum Health Systems Inc.-23$3,221,421$634,144$27,571iApproximate average salary by contribution assumption: employee only about $689,287 at 4% or $459,525 at 6%; with 50% employer match about $459,525 at 4% or $306,350 at 6%; with 100% employer match about $344,643 at 4% or $229,762 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-411---
20223927$17,988,807$3,460,334$3,733iApproximate average salary by contribution assumption: employee only about $93,321 at 4% or $62,214 at 6%; with 50% employer match about $62,214 at 4% or $41,476 at 6%; with 100% employer match about $46,660 at 4% or $31,107 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-927$14,777,604$3,017,545$3,255iApproximate average salary by contribution assumption: employee only about $81,379 at 4% or $54,253 at 6%; with 50% employer match about $54,253 at 4% or $36,169 at 6%; with 100% employer match about $40,690 at 4% or $27,126 at 6%.
Tax Deferred Annuity Plan of Spectrum Health Systems Inc.-22$3,211,203$442,789$20,127iApproximate average salary by contribution assumption: employee only about $503,169 at 4% or $335,446 at 6%; with 50% employer match about $335,446 at 4% or $223,631 at 6%; with 100% employer match about $251,585 at 4% or $167,723 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-481---
20213816$18,305,984$3,155,629$3,867iApproximate average salary by contribution assumption: employee only about $96,680 at 4% or $64,453 at 6%; with 50% employer match about $64,453 at 4% or $42,969 at 6%; with 100% employer match about $48,340 at 4% or $32,227 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-816$15,250,085$2,833,726$3,473iApproximate average salary by contribution assumption: employee only about $86,818 at 4% or $57,878 at 6%; with 50% employer match about $57,878 at 4% or $38,586 at 6%; with 100% employer match about $43,409 at 4% or $28,939 at 6%.
Tax Deferred Annuity Plan of Spectrum Health Systems Inc.-16$3,055,899$321,903$20,119iApproximate average salary by contribution assumption: employee only about $502,973 at 4% or $335,316 at 6%; with 50% employer match about $335,316 at 4% or $223,544 at 6%; with 100% employer match about $251,487 at 4% or $167,658 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-524---
20203699$14,430,842$1,944,125$2,781iApproximate average salary by contribution assumption: employee only about $69,532 at 4% or $46,355 at 6%; with 50% employer match about $46,355 at 4% or $30,903 at 6%; with 100% employer match about $34,766 at 4% or $23,177 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-699$11,792,506$1,618,034$2,315iApproximate average salary by contribution assumption: employee only about $57,870 at 4% or $38,580 at 6%; with 50% employer match about $38,580 at 4% or $25,720 at 6%; with 100% employer match about $28,935 at 4% or $19,290 at 6%.
Tax Deferred Annuity Plan of Spectrum Health Systems Inc.-16$2,638,336$326,091$20,381iApproximate average salary by contribution assumption: employee only about $509,517 at 4% or $339,678 at 6%; with 50% employer match about $339,678 at 4% or $226,452 at 6%; with 100% employer match about $254,759 at 4% or $169,839 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-532---
20193774$11,565,585$1,890,984$2,443iApproximate average salary by contribution assumption: employee only about $61,078 at 4% or $40,719 at 6%; with 50% employer match about $40,719 at 4% or $27,146 at 6%; with 100% employer match about $30,539 at 4% or $20,359 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-774$9,454,323$1,780,222$2,300iApproximate average salary by contribution assumption: employee only about $57,501 at 4% or $38,334 at 6%; with 50% employer match about $38,334 at 4% or $25,556 at 6%; with 100% employer match about $28,750 at 4% or $19,167 at 6%.
Tax Deferred Annuity Plan of Spectrum Health Systems Inc.-13$2,111,262$110,762$8,520iApproximate average salary by contribution assumption: employee only about $213,004 at 4% or $142,003 at 6%; with 50% employer match about $142,003 at 4% or $94,668 at 6%; with 100% employer match about $106,502 at 4% or $71,001 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-532---
20183661$9,084,050$1,217,752$1,842iApproximate average salary by contribution assumption: employee only about $46,057 at 4% or $30,705 at 6%; with 50% employer match about $30,705 at 4% or $20,470 at 6%; with 100% employer match about $23,029 at 4% or $15,352 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-661$7,268,474$1,117,529$1,691iApproximate average salary by contribution assumption: employee only about $42,267 at 4% or $28,178 at 6%; with 50% employer match about $28,178 at 4% or $18,785 at 6%; with 100% employer match about $21,133 at 4% or $14,089 at 6%.
Tax Deferred Annuity Plan of Spectrum Health Systems Inc.-11$1,815,576$100,223$9,111iApproximate average salary by contribution assumption: employee only about $227,780 at 4% or $151,853 at 6%; with 50% employer match about $151,853 at 4% or $101,235 at 6%; with 100% employer match about $113,890 at 4% or $75,927 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-526---
20173737$9,742,065$1,335,634$1,812iApproximate average salary by contribution assumption: employee only about $45,306 at 4% or $30,204 at 6%; with 50% employer match about $30,204 at 4% or $20,136 at 6%; with 100% employer match about $22,653 at 4% or $15,102 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-621$7,999,431$992,670$1,599iApproximate average salary by contribution assumption: employee only about $39,963 at 4% or $26,642 at 6%; with 50% employer match about $26,642 at 4% or $17,761 at 6%; with 100% employer match about $19,981 at 4% or $13,321 at 6%.
Tax Deferred Annuity Plan of Spectrum Health Systems Inc.-13$1,742,634$342,964$26,382iApproximate average salary by contribution assumption: employee only about $659,546 at 4% or $439,697 at 6%; with 50% employer match about $439,697 at 4% or $293,132 at 6%; with 100% employer match about $329,773 at 4% or $219,849 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-737---
20163784$8,852,569$1,236,708$1,577iApproximate average salary by contribution assumption: employee only about $39,436 at 4% or $26,291 at 6%; with 50% employer match about $26,291 at 4% or $17,527 at 6%; with 100% employer match about $19,718 at 4% or $13,145 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-599$7,440,613$1,123,841$1,876iApproximate average salary by contribution assumption: employee only about $46,905 at 4% or $31,270 at 6%; with 50% employer match about $31,270 at 4% or $20,847 at 6%; with 100% employer match about $23,452 at 4% or $15,635 at 6%.
Tax Deferred Annuity Plan of Spectrum Health Systems Inc.-12$1,411,956$112,867$9,406iApproximate average salary by contribution assumption: employee only about $235,140 at 4% or $156,760 at 6%; with 50% employer match about $156,760 at 4% or $104,506 at 6%; with 100% employer match about $117,570 at 4% or $78,380 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-784---
20153834$7,894,962$1,481,391$1,776iApproximate average salary by contribution assumption: employee only about $44,406 at 4% or $29,604 at 6%; with 50% employer match about $29,604 at 4% or $19,736 at 6%; with 100% employer match about $22,203 at 4% or $14,802 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-562$6,654,637$1,086,956$1,934iApproximate average salary by contribution assumption: employee only about $48,352 at 4% or $32,235 at 6%; with 50% employer match about $32,235 at 4% or $21,490 at 6%; with 100% employer match about $24,176 at 4% or $16,117 at 6%.
Tax Deferred Annuity Plan of Spectrum Health Systems Inc.-12$1,240,325$394,435$32,870iApproximate average salary by contribution assumption: employee only about $821,740 at 4% or $547,826 at 6%; with 50% employer match about $547,826 at 4% or $365,218 at 6%; with 100% employer match about $410,870 at 4% or $273,913 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-834---
20143738$7,131,068$920,162$1,247iApproximate average salary by contribution assumption: employee only about $31,171 at 4% or $20,781 at 6%; with 50% employer match about $20,781 at 4% or $13,854 at 6%; with 100% employer match about $15,585 at 4% or $10,390 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-593$6,106,261$826,077$1,393iApproximate average salary by contribution assumption: employee only about $34,826 at 4% or $23,217 at 6%; with 50% employer match about $23,217 at 4% or $15,478 at 6%; with 100% employer match about $17,413 at 4% or $11,609 at 6%.
Tax Deferred Annuity Plan of Spectrum Health Systems Inc.-10$1,024,807$94,085$9,409iApproximate average salary by contribution assumption: employee only about $235,213 at 4% or $156,808 at 6%; with 50% employer match about $156,808 at 4% or $104,539 at 6%; with 100% employer match about $117,606 at 4% or $78,404 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-738---
20133679$6,494,019$889,788$1,310iApproximate average salary by contribution assumption: employee only about $32,761 at 4% or $21,841 at 6%; with 50% employer match about $21,841 at 4% or $14,560 at 6%; with 100% employer match about $16,380 at 4% or $10,920 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-538$5,600,712$808,788$1,503iApproximate average salary by contribution assumption: employee only about $37,583 at 4% or $25,055 at 6%; with 50% employer match about $25,055 at 4% or $16,704 at 6%; with 100% employer match about $18,792 at 4% or $12,528 at 6%.
Tax Deferred Annuity Plan of Spectrum Health Systems Inc.-9$893,307$81,000$9,000iApproximate average salary by contribution assumption: employee only about $225,000 at 4% or $150,000 at 6%; with 50% employer match about $150,000 at 4% or $100,000 at 6%; with 100% employer match about $112,500 at 4% or $75,000 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-679---
20123696$5,230,772$829,080$1,191iApproximate average salary by contribution assumption: employee only about $29,780 at 4% or $19,853 at 6%; with 50% employer match about $19,853 at 4% or $13,236 at 6%; with 100% employer match about $14,890 at 4% or $9,927 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-511$4,500,483$747,721$1,463iApproximate average salary by contribution assumption: employee only about $36,581 at 4% or $24,388 at 6%; with 50% employer match about $24,388 at 4% or $16,258 at 6%; with 100% employer match about $18,291 at 4% or $12,194 at 6%.
Tax Deferred Annuity Plan of Spectrum Health Systems Inc.-8$730,289$81,359$10,170iApproximate average salary by contribution assumption: employee only about $254,247 at 4% or $169,498 at 6%; with 50% employer match about $169,498 at 4% or $112,999 at 6%; with 100% employer match about $127,123 at 4% or $84,749 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-696---
20113682$4,582,895$845,484$1,240iApproximate average salary by contribution assumption: employee only about $30,993 at 4% or $20,662 at 6%; with 50% employer match about $20,662 at 4% or $13,775 at 6%; with 100% employer match about $15,496 at 4% or $10,331 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-444$3,971,886$674,441$1,519iApproximate average salary by contribution assumption: employee only about $37,975 at 4% or $25,317 at 6%; with 50% employer match about $25,317 at 4% or $16,878 at 6%; with 100% employer match about $18,988 at 4% or $12,658 at 6%.
Tax Deferred Annuity Plan of Spectrum Health Systems Inc.-8$611,009$171,043$21,380iApproximate average salary by contribution assumption: employee only about $534,509 at 4% or $356,340 at 6%; with 50% employer match about $356,340 at 4% or $237,560 at 6%; with 100% employer match about $267,255 at 4% or $178,170 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-682---
20103676$4,345,404$817,236$1,209iApproximate average salary by contribution assumption: employee only about $30,223 at 4% or $20,149 at 6%; with 50% employer match about $20,149 at 4% or $13,433 at 6%; with 100% employer match about $15,112 at 4% or $10,074 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-414$3,907,975$742,411$1,793iApproximate average salary by contribution assumption: employee only about $44,832 at 4% or $29,888 at 6%; with 50% employer match about $29,888 at 4% or $19,925 at 6%; with 100% employer match about $22,416 at 4% or $14,944 at 6%.
Tax Deferred Annuity Plan of Spectrum Health Systems Inc.-7$437,429$74,825$10,689iApproximate average salary by contribution assumption: employee only about $267,232 at 4% or $178,155 at 6%; with 50% employer match about $178,155 at 4% or $118,770 at 6%; with 100% employer match about $133,616 at 4% or $89,077 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-676---
20093641$3,519,409$675,810$1,054iApproximate average salary by contribution assumption: employee only about $26,358 at 4% or $17,572 at 6%; with 50% employer match about $17,572 at 4% or $11,715 at 6%; with 100% employer match about $13,179 at 4% or $8,786 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-488$3,174,858$599,090$1,228iApproximate average salary by contribution assumption: employee only about $30,691 at 4% or $20,461 at 6%; with 50% employer match about $20,461 at 4% or $13,640 at 6%; with 100% employer match about $15,346 at 4% or $10,230 at 6%.
Tax Deferred Annuity Plan of Spectrum Health Systems Inc.-4$344,551$76,720$19,180iApproximate average salary by contribution assumption: employee only about $479,500 at 4% or $319,667 at 6%; with 50% employer match about $319,667 at 4% or $213,111 at 6%; with 100% employer match about $239,750 at 4% or $159,833 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-641---
20082570$2,404,707$616,671$1,082iApproximate average salary by contribution assumption: employee only about $27,047 at 4% or $18,031 at 6%; with 50% employer match about $18,031 at 4% or $12,021 at 6%; with 100% employer match about $13,523 at 4% or $9,016 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-422$2,404,707$616,671$1,461iApproximate average salary by contribution assumption: employee only about $36,533 at 4% or $24,355 at 6%; with 50% employer match about $24,355 at 4% or $16,237 at 6%; with 100% employer match about $18,266 at 4% or $12,178 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-570---
20072558$2,540,448$496,436$890iApproximate average salary by contribution assumption: employee only about $22,242 at 4% or $14,828 at 6%; with 50% employer match about $14,828 at 4% or $9,885 at 6%; with 100% employer match about $11,121 at 4% or $7,414 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-391$2,540,448$496,436$1,270iApproximate average salary by contribution assumption: employee only about $31,741 at 4% or $21,161 at 6%; with 50% employer match about $21,161 at 4% or $14,107 at 6%; with 100% employer match about $15,871 at 4% or $10,580 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-558---
20062609$2,206,598$394,906$648iApproximate average salary by contribution assumption: employee only about $16,211 at 4% or $10,807 at 6%; with 50% employer match about $10,807 at 4% or $7,205 at 6%; with 100% employer match about $8,106 at 4% or $5,404 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-240$2,206,598$394,906$1,645iApproximate average salary by contribution assumption: employee only about $41,136 at 4% or $27,424 at 6%; with 50% employer match about $27,424 at 4% or $18,283 at 6%; with 100% employer match about $20,568 at 4% or $13,712 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-609---
20052487$1,849,171$289,591$595iApproximate average salary by contribution assumption: employee only about $14,866 at 4% or $9,911 at 6%; with 50% employer match about $9,911 at 4% or $6,607 at 6%; with 100% employer match about $7,433 at 4% or $4,955 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-143$1,849,171$289,591$2,025iApproximate average salary by contribution assumption: employee only about $50,628 at 4% or $33,752 at 6%; with 50% employer match about $33,752 at 4% or $22,501 at 6%; with 100% employer match about $25,314 at 4% or $16,876 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-487---
20042447$1,754,665$377,726$845iApproximate average salary by contribution assumption: employee only about $21,126 at 4% or $14,084 at 6%; with 50% employer match about $14,084 at 4% or $9,389 at 6%; with 100% employer match about $10,563 at 4% or $7,042 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-143$1,754,665$377,726$2,641iApproximate average salary by contribution assumption: employee only about $66,036 at 4% or $44,024 at 6%; with 50% employer match about $44,024 at 4% or $29,349 at 6%; with 100% employer match about $33,018 at 4% or $22,012 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-447---
20032472$1,514,065$339,716$720iApproximate average salary by contribution assumption: employee only about $17,993 at 4% or $11,996 at 6%; with 50% employer match about $11,996 at 4% or $7,997 at 6%; with 100% employer match about $8,997 at 4% or $5,998 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-155$1,514,065$339,716$2,192iApproximate average salary by contribution assumption: employee only about $54,793 at 4% or $36,529 at 6%; with 50% employer match about $36,529 at 4% or $24,352 at 6%; with 100% employer match about $27,396 at 4% or $18,264 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-472---
20022513$1,385,740$265,606$518iApproximate average salary by contribution assumption: employee only about $12,944 at 4% or $8,629 at 6%; with 50% employer match about $8,629 at 4% or $5,753 at 6%; with 100% employer match about $6,472 at 4% or $4,315 at 6%.
Employee Benefit Plan of Spectrum Health Systems Inc.-209$1,385,740$265,606$1,271iApproximate average salary by contribution assumption: employee only about $31,771 at 4% or $21,181 at 6%; with 50% employer match about $21,181 at 4% or $14,120 at 6%; with 100% employer match about $15,886 at 4% or $10,590 at 6%.
Spectrum Health Systems Inc. Health and Welfare Plan-513---
20011571$0$0-
Spectrum Health Systems Inc. Health and Welfare Plan-571---
20001471$0$0-
Spectrum Health Systems Inc. Health and Welfare Plan-471---