Civic Intelligence

South Middlesex Opportunity

Plan context: Smoc 403(B) Savings Plan

EIN 04-2389659 • Framingham, MA • 25 filings • 5 plans

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Human Resources7 Bishop StFramingham, MA 01702-8323
Current Snapshot

Latest Year

2024

2024 Participants

677

2024 Assets

$21,930,762

2024 Contributions

$1,363,607

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$21,930,762$10,965,381$0201520202024YearValue
$21,930,762Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

6783390200920172024YearValue
677Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242677$21,930,762$1,363,607$2,014iApproximate average salary by contribution assumption: employee only about $50,355 at 4% or $33,570 at 6%; with 50% employer match about $33,570 at 4% or $22,380 at 6%; with 100% employer match about $25,177 at 4% or $16,785 at 6%.
Smoc 403(B) Savings Plan-464$21,930,762$1,363,607$2,939iApproximate average salary by contribution assumption: employee only about $73,470 at 4% or $48,980 at 6%; with 50% employer match about $48,980 at 4% or $32,653 at 6%; with 100% employer match about $36,735 at 4% or $24,490 at 6%.
Smoc Health & Welfare Plans (Except Retirement Plan)-677---
20232635$19,596,178$1,432,347$2,256iApproximate average salary by contribution assumption: employee only about $56,392 at 4% or $37,594 at 6%; with 50% employer match about $37,594 at 4% or $25,063 at 6%; with 100% employer match about $28,196 at 4% or $18,797 at 6%.
Smoc 403(B) Savings Plan-467$19,596,178$1,432,347$3,067iApproximate average salary by contribution assumption: employee only about $76,678 at 4% or $51,119 at 6%; with 50% employer match about $51,119 at 4% or $34,079 at 6%; with 100% employer match about $38,339 at 4% or $25,559 at 6%.
Smoc Health & Welfare Plans (Except Retirement Plan)-635---
20222557$17,216,094$1,072,936$1,926iApproximate average salary by contribution assumption: employee only about $48,157 at 4% or $32,105 at 6%; with 50% employer match about $32,105 at 4% or $21,403 at 6%; with 100% employer match about $24,078 at 4% or $16,052 at 6%.
Smoc 403(B) Savings Plan-486$17,216,094$1,072,936$2,208iApproximate average salary by contribution assumption: employee only about $55,192 at 4% or $36,795 at 6%; with 50% employer match about $36,795 at 4% or $24,530 at 6%; with 100% employer match about $27,596 at 4% or $18,397 at 6%.
Smoc Health & Welfare Plans (Except Retirement Plan)-557---
20212613$20,346,381$1,021,233$1,666iApproximate average salary by contribution assumption: employee only about $41,649 at 4% or $27,766 at 6%; with 50% employer match about $27,766 at 4% or $18,511 at 6%; with 100% employer match about $20,824 at 4% or $13,883 at 6%.
Smoc 403(B) Savings Plan-613$20,346,381$1,021,233$1,666iApproximate average salary by contribution assumption: employee only about $41,649 at 4% or $27,766 at 6%; with 50% employer match about $27,766 at 4% or $18,511 at 6%; with 100% employer match about $20,824 at 4% or $13,883 at 6%.
Smoc Health & Welfare Plans (Except Retirement Plan)-505---
20202603$18,750,903$1,013,987$1,682iApproximate average salary by contribution assumption: employee only about $42,039 at 4% or $28,026 at 6%; with 50% employer match about $28,026 at 4% or $18,684 at 6%; with 100% employer match about $21,020 at 4% or $14,013 at 6%.
Smoc 403(B) Savings Plan-603$18,750,903$1,013,987$1,682iApproximate average salary by contribution assumption: employee only about $42,039 at 4% or $28,026 at 6%; with 50% employer match about $28,026 at 4% or $18,684 at 6%; with 100% employer match about $21,020 at 4% or $14,013 at 6%.
Smoc Health & Welfare Plans (Except Retirement Plan)-526---
20191678$16,937,734$1,285,053$1,895iApproximate average salary by contribution assumption: employee only about $47,384 at 4% or $31,589 at 6%; with 50% employer match about $31,589 at 4% or $21,060 at 6%; with 100% employer match about $23,692 at 4% or $15,795 at 6%.
Smoc 403(B) Savings Plan-678$16,937,734$1,285,053$1,895iApproximate average salary by contribution assumption: employee only about $47,384 at 4% or $31,589 at 6%; with 50% employer match about $31,589 at 4% or $21,060 at 6%; with 100% employer match about $23,692 at 4% or $15,795 at 6%.
20182612$14,488,797$978,277$1,598iApproximate average salary by contribution assumption: employee only about $39,962 at 4% or $26,642 at 6%; with 50% employer match about $26,642 at 4% or $17,761 at 6%; with 100% employer match about $19,981 at 4% or $13,321 at 6%.
Smoc 403(B) Savings Plan-612$14,488,797$978,277$1,598iApproximate average salary by contribution assumption: employee only about $39,962 at 4% or $26,642 at 6%; with 50% employer match about $26,642 at 4% or $17,761 at 6%; with 100% employer match about $19,981 at 4% or $13,321 at 6%.
Smoc Health & Welfare Plans (Except Retirement Plan)-534---
20172594$15,162,090$1,014,462$1,708iApproximate average salary by contribution assumption: employee only about $42,696 at 4% or $28,464 at 6%; with 50% employer match about $28,464 at 4% or $18,976 at 6%; with 100% employer match about $21,348 at 4% or $14,232 at 6%.
Smoc 403(B) Savings Plan-594$15,162,090$1,014,462$1,708iApproximate average salary by contribution assumption: employee only about $42,696 at 4% or $28,464 at 6%; with 50% employer match about $28,464 at 4% or $18,976 at 6%; with 100% employer match about $21,348 at 4% or $14,232 at 6%.
Smoc Health & Welfare Plans (Except Retirement Plan)-546---
20162511$13,359,097$1,088,944$2,131iApproximate average salary by contribution assumption: employee only about $53,275 at 4% or $35,517 at 6%; with 50% employer match about $35,517 at 4% or $23,678 at 6%; with 100% employer match about $26,638 at 4% or $17,758 at 6%.
Smoc 403(B) Savings Plan-502$13,359,097$1,088,944$2,169iApproximate average salary by contribution assumption: employee only about $54,230 at 4% or $36,154 at 6%; with 50% employer match about $36,154 at 4% or $24,102 at 6%; with 100% employer match about $27,115 at 4% or $18,077 at 6%.
Smoc Health & Welfare Plans (Except Retirement Plan)-511---
20152504$11,895,466$971,221$1,927iApproximate average salary by contribution assumption: employee only about $48,176 at 4% or $32,117 at 6%; with 50% employer match about $32,117 at 4% or $21,411 at 6%; with 100% employer match about $24,088 at 4% or $16,059 at 6%.
Smoc 403(B) Savings Plan-422$11,895,466$971,221$2,301iApproximate average salary by contribution assumption: employee only about $57,537 at 4% or $38,358 at 6%; with 50% employer match about $38,358 at 4% or $25,572 at 6%; with 100% employer match about $28,768 at 4% or $19,179 at 6%.
Smoc Health & Welfare Plans (Except Retirement Plan)-504---
20141486$0$0-
Smoc Health & Welfare Plans (Except Retirement Plan)-486---
20131520$0$0-
Smoc Health & Welfare Plans (Except Retirement Plan)-520---
20121439$0$0-
Smoc Health & Welfare Plans (Except Retirement Plan)-439---
20111478$0$0-
Smoc Health & Welfare Plans (Except Retirement Plan)-478---
20101419$0$0-
Smoc Health & Welfare Plans (Except Retirement Plan)-419---
20091431$0$0-
Smoc Health & Welfare Plans (Except Retirement Plan)-431---
South Middlesex Opportunity | EIN 04-2389659 | 2024 Form 5500 Company Profile