Civic Intelligence

Edward H. Spencer Inc.

Plan context: Edward H. Spencer Inc. 401(K) Plan and Trust

EIN 04-2128934 • Warren, MA • 26 filings • 3 plans

764 Main Street, P.O. Box 880Warren, MA 01083
Current Snapshot

Latest Year

2024

2024 Participants

5

2024 Assets

$3,148,347

2024 Contributions

$3,200

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,148,347$1,574,174$0199920122024YearValue
$3,148,347Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1160199920122024YearValue
5Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202415$3,148,347$3,200$640iApproximate average salary by contribution assumption: employee only about $16,000 at 4% or $10,667 at 6%; with 50% employer match about $10,667 at 4% or $7,111 at 6%; with 100% employer match about $8,000 at 4% or $5,333 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-5$3,148,347$3,200$640iApproximate average salary by contribution assumption: employee only about $16,000 at 4% or $10,667 at 6%; with 50% employer match about $10,667 at 4% or $7,111 at 6%; with 100% employer match about $8,000 at 4% or $5,333 at 6%.
202315$2,784,872$9,425$1,885iApproximate average salary by contribution assumption: employee only about $47,125 at 4% or $31,417 at 6%; with 50% employer match about $31,417 at 4% or $20,944 at 6%; with 100% employer match about $23,563 at 4% or $15,708 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-5$2,784,872$9,425$1,885iApproximate average salary by contribution assumption: employee only about $47,125 at 4% or $31,417 at 6%; with 50% employer match about $31,417 at 4% or $20,944 at 6%; with 100% employer match about $23,563 at 4% or $15,708 at 6%.
202216$2,436,004$7,800$1,300iApproximate average salary by contribution assumption: employee only about $32,500 at 4% or $21,667 at 6%; with 50% employer match about $21,667 at 4% or $14,444 at 6%; with 100% employer match about $16,250 at 4% or $10,833 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-6$2,436,004$7,800$1,300iApproximate average salary by contribution assumption: employee only about $32,500 at 4% or $21,667 at 6%; with 50% employer match about $21,667 at 4% or $14,444 at 6%; with 100% employer match about $16,250 at 4% or $10,833 at 6%.
202116$2,974,978$1,200$200iApproximate average salary by contribution assumption: employee only about $5,000 at 4% or $3,333 at 6%; with 50% employer match about $3,333 at 4% or $2,222 at 6%; with 100% employer match about $2,500 at 4% or $1,667 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-6$2,974,978$1,200$200iApproximate average salary by contribution assumption: employee only about $5,000 at 4% or $3,333 at 6%; with 50% employer match about $3,333 at 4% or $2,222 at 6%; with 100% employer match about $2,500 at 4% or $1,667 at 6%.
202017$2,864,281$0-
Edward H. Spencer Inc. 401(K) Plan and Trust-7$2,864,281--
201917$2,440,896$0-
Edward H. Spencer Inc. 401(K) Plan and Trust-7$2,440,896--
201817$2,041,174$0-
Edward H. Spencer Inc. 401(K) Plan and Trust-7$2,041,174--
201717$2,366,868$0-
Edward H. Spencer Inc. 401(K) Plan and Trust-7$2,366,868--
201617$2,117,189$0-
Edward H. Spencer Inc. 401(K) Plan and Trust-7$2,117,189$0-
201517$2,084,088$0-
Edward H. Spencer Inc. 401(K) Plan and Trust-7$2,084,088--
201418$2,544,095$0-
Edward H. Spencer Inc. 401(K) Plan and Trust-8$2,544,095--
201319$3,052,758$0-
Edward H. Spencer Inc. 401(K) Plan and Trust-9$3,052,758--
2012110$2,718,591$23,920$2,392iApproximate average salary by contribution assumption: employee only about $59,800 at 4% or $39,867 at 6%; with 50% employer match about $39,867 at 4% or $26,578 at 6%; with 100% employer match about $29,900 at 4% or $19,933 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-10$2,718,591$23,920$2,392iApproximate average salary by contribution assumption: employee only about $59,800 at 4% or $39,867 at 6%; with 50% employer match about $39,867 at 4% or $26,578 at 6%; with 100% employer match about $29,900 at 4% or $19,933 at 6%.
201119$2,466,685$27,996$3,111iApproximate average salary by contribution assumption: employee only about $77,767 at 4% or $51,844 at 6%; with 50% employer match about $51,844 at 4% or $34,563 at 6%; with 100% employer match about $38,883 at 4% or $25,922 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-9$2,466,685$27,996$3,111iApproximate average salary by contribution assumption: employee only about $77,767 at 4% or $51,844 at 6%; with 50% employer match about $51,844 at 4% or $34,563 at 6%; with 100% employer match about $38,883 at 4% or $25,922 at 6%.
201019$2,519,576$51,611$5,735iApproximate average salary by contribution assumption: employee only about $143,364 at 4% or $95,576 at 6%; with 50% employer match about $95,576 at 4% or $63,717 at 6%; with 100% employer match about $71,682 at 4% or $47,788 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-9$2,519,576$51,611$5,735iApproximate average salary by contribution assumption: employee only about $143,364 at 4% or $95,576 at 6%; with 50% employer match about $95,576 at 4% or $63,717 at 6%; with 100% employer match about $71,682 at 4% or $47,788 at 6%.
2009110$2,375,755$53,537$5,354iApproximate average salary by contribution assumption: employee only about $133,843 at 4% or $89,228 at 6%; with 50% employer match about $89,228 at 4% or $59,486 at 6%; with 100% employer match about $66,921 at 4% or $44,614 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-10$2,375,755$53,537$5,354iApproximate average salary by contribution assumption: employee only about $133,843 at 4% or $89,228 at 6%; with 50% employer match about $89,228 at 4% or $59,486 at 6%; with 100% employer match about $66,921 at 4% or $44,614 at 6%.
2008110$1,998,155$59,906$5,991iApproximate average salary by contribution assumption: employee only about $149,765 at 4% or $99,843 at 6%; with 50% employer match about $99,843 at 4% or $66,562 at 6%; with 100% employer match about $74,883 at 4% or $49,922 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-10$1,998,155$59,906$5,991iApproximate average salary by contribution assumption: employee only about $149,765 at 4% or $99,843 at 6%; with 50% employer match about $99,843 at 4% or $66,562 at 6%; with 100% employer match about $74,883 at 4% or $49,922 at 6%.
2007111$2,785,457$61,245$5,568iApproximate average salary by contribution assumption: employee only about $139,193 at 4% or $92,795 at 6%; with 50% employer match about $92,795 at 4% or $61,864 at 6%; with 100% employer match about $69,597 at 4% or $46,398 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-11$2,785,457$61,245$5,568iApproximate average salary by contribution assumption: employee only about $139,193 at 4% or $92,795 at 6%; with 50% employer match about $92,795 at 4% or $61,864 at 6%; with 100% employer match about $69,597 at 4% or $46,398 at 6%.
2006111$2,558,866$59,799$5,436iApproximate average salary by contribution assumption: employee only about $135,907 at 4% or $90,605 at 6%; with 50% employer match about $90,605 at 4% or $60,403 at 6%; with 100% employer match about $67,953 at 4% or $45,302 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-11$2,558,866$59,799$5,436iApproximate average salary by contribution assumption: employee only about $135,907 at 4% or $90,605 at 6%; with 50% employer match about $90,605 at 4% or $60,403 at 6%; with 100% employer match about $67,953 at 4% or $45,302 at 6%.
2005111$2,316,156$59,394$5,399iApproximate average salary by contribution assumption: employee only about $134,986 at 4% or $89,991 at 6%; with 50% employer match about $89,991 at 4% or $59,994 at 6%; with 100% employer match about $67,493 at 4% or $44,995 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-11$2,316,156$59,394$5,399iApproximate average salary by contribution assumption: employee only about $134,986 at 4% or $89,991 at 6%; with 50% employer match about $89,991 at 4% or $59,994 at 6%; with 100% employer match about $67,493 at 4% or $44,995 at 6%.
2004111$2,176,333$58,261$5,296iApproximate average salary by contribution assumption: employee only about $132,411 at 4% or $88,274 at 6%; with 50% employer match about $88,274 at 4% or $58,849 at 6%; with 100% employer match about $66,206 at 4% or $44,137 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-11$2,176,333$58,261$5,296iApproximate average salary by contribution assumption: employee only about $132,411 at 4% or $88,274 at 6%; with 50% employer match about $88,274 at 4% or $58,849 at 6%; with 100% employer match about $66,206 at 4% or $44,137 at 6%.
2003111$2,030,695$65,086$5,917iApproximate average salary by contribution assumption: employee only about $147,923 at 4% or $98,615 at 6%; with 50% employer match about $98,615 at 4% or $65,743 at 6%; with 100% employer match about $73,961 at 4% or $49,308 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-11$2,030,695$65,086$5,917iApproximate average salary by contribution assumption: employee only about $147,923 at 4% or $98,615 at 6%; with 50% employer match about $98,615 at 4% or $65,743 at 6%; with 100% employer match about $73,961 at 4% or $49,308 at 6%.
2002111$1,725,421$63,573$5,779iApproximate average salary by contribution assumption: employee only about $144,484 at 4% or $96,323 at 6%; with 50% employer match about $96,323 at 4% or $64,215 at 6%; with 100% employer match about $72,242 at 4% or $48,161 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-11$1,725,421$63,573$5,779iApproximate average salary by contribution assumption: employee only about $144,484 at 4% or $96,323 at 6%; with 50% employer match about $96,323 at 4% or $64,215 at 6%; with 100% employer match about $72,242 at 4% or $48,161 at 6%.
2001110$0$0-
Edward H. Spencer Inc. 401(K) Plan and Trust-10---
2000110$1,982,808$51,154$5,115iApproximate average salary by contribution assumption: employee only about $127,885 at 4% or $85,257 at 6%; with 50% employer match about $85,257 at 4% or $56,838 at 6%; with 100% employer match about $63,942 at 4% or $42,628 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-10$1,982,808$51,154$5,115iApproximate average salary by contribution assumption: employee only about $127,885 at 4% or $85,257 at 6%; with 50% employer match about $85,257 at 4% or $56,838 at 6%; with 100% employer match about $63,942 at 4% or $42,628 at 6%.
1999111$1,942,812$53,015$4,820iApproximate average salary by contribution assumption: employee only about $120,489 at 4% or $80,326 at 6%; with 50% employer match about $80,326 at 4% or $53,551 at 6%; with 100% employer match about $60,244 at 4% or $40,163 at 6%.
Edward H. Spencer Inc. 401(K) Plan and Trust-11$1,942,812$53,015$4,820iApproximate average salary by contribution assumption: employee only about $120,489 at 4% or $80,326 at 6%; with 50% employer match about $80,326 at 4% or $53,551 at 6%; with 100% employer match about $60,244 at 4% or $40,163 at 6%.