Civic Intelligence

W. F. Young Inc.

Plan context: W. F. Young Inc. 401(K) Retirement Plan

EIN 04-1997110 • East Longmeadow, MA • 50 filings • 5 plans

302 Benton DriveEast Longmeadow, MA 01028-1990
Current Snapshot

Latest Year

2025

2025 Participants

57

2025 Assets

$14,693,382

2025 Contributions

$831,037

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$14,693,382$7,346,691$0199920142025YearValue
$14,693,382Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

123620199920132025YearValue
57Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025157$14,693,382$831,037$14,580iApproximate average salary by contribution assumption: employee only about $364,490 at 4% or $242,993 at 6%; with 50% employer match about $242,993 at 4% or $161,996 at 6%; with 100% employer match about $182,245 at 4% or $121,497 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-57$14,693,382$831,037$14,580iApproximate average salary by contribution assumption: employee only about $364,490 at 4% or $242,993 at 6%; with 50% employer match about $242,993 at 4% or $161,996 at 6%; with 100% employer match about $182,245 at 4% or $121,497 at 6%.
2024153$12,504,496$914,646$17,257iApproximate average salary by contribution assumption: employee only about $431,437 at 4% or $287,625 at 6%; with 50% employer match about $287,625 at 4% or $191,750 at 6%; with 100% employer match about $215,718 at 4% or $143,812 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-53$12,504,496$914,646$17,257iApproximate average salary by contribution assumption: employee only about $431,437 at 4% or $287,625 at 6%; with 50% employer match about $287,625 at 4% or $191,750 at 6%; with 100% employer match about $215,718 at 4% or $143,812 at 6%.
2023152$10,773,002$663,891$12,767iApproximate average salary by contribution assumption: employee only about $319,178 at 4% or $212,786 at 6%; with 50% employer match about $212,786 at 4% or $141,857 at 6%; with 100% employer match about $159,589 at 4% or $106,393 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-52$10,773,002$663,891$12,767iApproximate average salary by contribution assumption: employee only about $319,178 at 4% or $212,786 at 6%; with 50% employer match about $212,786 at 4% or $141,857 at 6%; with 100% employer match about $159,589 at 4% or $106,393 at 6%.
2022151$8,711,099$931,247$18,260iApproximate average salary by contribution assumption: employee only about $456,494 at 4% or $304,329 at 6%; with 50% employer match about $304,329 at 4% or $202,886 at 6%; with 100% employer match about $228,247 at 4% or $152,165 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-51$8,711,099$931,247$18,260iApproximate average salary by contribution assumption: employee only about $456,494 at 4% or $304,329 at 6%; with 50% employer match about $304,329 at 4% or $202,886 at 6%; with 100% employer match about $228,247 at 4% or $152,165 at 6%.
2021249$14,061,468$579,251$11,821iApproximate average salary by contribution assumption: employee only about $295,536 at 4% or $197,024 at 6%; with 50% employer match about $197,024 at 4% or $131,349 at 6%; with 100% employer match about $147,768 at 4% or $98,512 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-49$13,941,581$568,103$11,594iApproximate average salary by contribution assumption: employee only about $289,848 at 4% or $193,232 at 6%; with 50% employer match about $193,232 at 4% or $128,822 at 6%; with 100% employer match about $144,924 at 4% or $96,616 at 6%.
W.F. Young Inc. Pension Plan-4$119,887$11,148$2,787iApproximate average salary by contribution assumption: employee only about $69,675 at 4% or $46,450 at 6%; with 50% employer match about $46,450 at 4% or $30,967 at 6%; with 100% employer match about $34,838 at 4% or $23,225 at 6%.
2020247$12,154,415$621,938$13,233iApproximate average salary by contribution assumption: employee only about $330,818 at 4% or $220,545 at 6%; with 50% employer match about $220,545 at 4% or $147,030 at 6%; with 100% employer match about $165,409 at 4% or $110,273 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-47$11,965,019$558,326$11,879iApproximate average salary by contribution assumption: employee only about $296,982 at 4% or $197,988 at 6%; with 50% employer match about $197,988 at 4% or $131,992 at 6%; with 100% employer match about $148,491 at 4% or $98,994 at 6%.
W.F. Young Inc. Pension Plan-4$189,396$63,612$15,903iApproximate average salary by contribution assumption: employee only about $397,575 at 4% or $265,050 at 6%; with 50% employer match about $265,050 at 4% or $176,700 at 6%; with 100% employer match about $198,788 at 4% or $132,525 at 6%.
2019243$10,152,623$501,239$11,657iApproximate average salary by contribution assumption: employee only about $291,418 at 4% or $194,279 at 6%; with 50% employer match about $194,279 at 4% or $129,519 at 6%; with 100% employer match about $145,709 at 4% or $97,139 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-43$9,963,316$428,307$9,961iApproximate average salary by contribution assumption: employee only about $249,016 at 4% or $166,010 at 6%; with 50% employer match about $166,010 at 4% or $110,674 at 6%; with 100% employer match about $124,508 at 4% or $83,005 at 6%.
W.F. Young Inc. Pension Plan-4$189,307$72,932$18,233iApproximate average salary by contribution assumption: employee only about $455,825 at 4% or $303,883 at 6%; with 50% employer match about $303,883 at 4% or $202,589 at 6%; with 100% employer match about $227,913 at 4% or $151,942 at 6%.
2018242$8,556,273$555,851$13,235iApproximate average salary by contribution assumption: employee only about $330,864 at 4% or $220,576 at 6%; with 50% employer match about $220,576 at 4% or $147,051 at 6%; with 100% employer match about $165,432 at 4% or $110,288 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-42$8,367,155$464,280$11,054iApproximate average salary by contribution assumption: employee only about $276,357 at 4% or $184,238 at 6%; with 50% employer match about $184,238 at 4% or $122,825 at 6%; with 100% employer match about $138,179 at 4% or $92,119 at 6%.
W.F. Young Inc. Pension Plan-5$189,118$91,571$18,314iApproximate average salary by contribution assumption: employee only about $457,855 at 4% or $305,237 at 6%; with 50% employer match about $305,237 at 4% or $203,491 at 6%; with 100% employer match about $228,928 at 4% or $152,618 at 6%.
2017245$8,586,963$568,989$12,644iApproximate average salary by contribution assumption: employee only about $316,105 at 4% or $210,737 at 6%; with 50% employer match about $210,737 at 4% or $140,491 at 6%; with 100% employer match about $158,053 at 4% or $105,368 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-45$8,398,034$477,418$10,609iApproximate average salary by contribution assumption: employee only about $265,232 at 4% or $176,821 at 6%; with 50% employer match about $176,821 at 4% or $117,881 at 6%; with 100% employer match about $132,616 at 4% or $88,411 at 6%.
W.F. Young Inc. Pension Plan-5$188,929$91,571$18,314iApproximate average salary by contribution assumption: employee only about $457,855 at 4% or $305,237 at 6%; with 50% employer match about $305,237 at 4% or $203,491 at 6%; with 100% employer match about $228,928 at 4% or $152,618 at 6%.
2016238$6,926,450$549,734$14,467iApproximate average salary by contribution assumption: employee only about $361,667 at 4% or $241,111 at 6%; with 50% employer match about $241,111 at 4% or $160,741 at 6%; with 100% employer match about $180,834 at 4% or $120,556 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-38$6,737,863$458,163$12,057iApproximate average salary by contribution assumption: employee only about $301,423 at 4% or $200,949 at 6%; with 50% employer match about $200,949 at 4% or $133,966 at 6%; with 100% employer match about $150,712 at 4% or $100,474 at 6%.
W.F. Young Inc. Pension Plan-5$188,587$91,571$18,314iApproximate average salary by contribution assumption: employee only about $457,855 at 4% or $305,237 at 6%; with 50% employer match about $305,237 at 4% or $203,491 at 6%; with 100% employer match about $228,928 at 4% or $152,618 at 6%.
2015232$6,759,412$455,736$14,242iApproximate average salary by contribution assumption: employee only about $356,044 at 4% or $237,363 at 6%; with 50% employer match about $237,363 at 4% or $158,242 at 6%; with 100% employer match about $178,022 at 4% or $118,681 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-32$6,571,753$395,595$12,362iApproximate average salary by contribution assumption: employee only about $309,059 at 4% or $206,039 at 6%; with 50% employer match about $206,039 at 4% or $137,359 at 6%; with 100% employer match about $154,529 at 4% or $103,020 at 6%.
W.F. Young Inc. Pension Plan-5$187,659$60,141$12,028iApproximate average salary by contribution assumption: employee only about $300,705 at 4% or $200,470 at 6%; with 50% employer match about $200,470 at 4% or $133,647 at 6%; with 100% employer match about $150,353 at 4% or $100,235 at 6%.
2014231$6,536,966$532,780$17,186iApproximate average salary by contribution assumption: employee only about $429,661 at 4% or $286,441 at 6%; with 50% employer match about $286,441 at 4% or $190,961 at 6%; with 100% employer match about $214,831 at 4% or $143,220 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-31$6,312,518$325,057$10,486iApproximate average salary by contribution assumption: employee only about $262,143 at 4% or $174,762 at 6%; with 50% employer match about $174,762 at 4% or $116,508 at 6%; with 100% employer match about $131,071 at 4% or $87,381 at 6%.
W.F. Young Inc. Pension Plan-6$224,448$207,723$34,621iApproximate average salary by contribution assumption: employee only about $865,513 at 4% or $577,008 at 6%; with 50% employer match about $577,008 at 4% or $384,672 at 6%; with 100% employer match about $432,756 at 4% or $288,504 at 6%.
2013233$7,258,704$527,488$15,984iApproximate average salary by contribution assumption: employee only about $399,612 at 4% or $266,408 at 6%; with 50% employer match about $266,408 at 4% or $177,605 at 6%; with 100% employer match about $199,806 at 4% or $133,204 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-33$7,118,904$334,450$10,135iApproximate average salary by contribution assumption: employee only about $253,371 at 4% or $168,914 at 6%; with 50% employer match about $168,914 at 4% or $112,609 at 6%; with 100% employer match about $126,686 at 4% or $84,457 at 6%.
W.F. Young Inc. Pension Plan-9$139,800$193,038$21,449iApproximate average salary by contribution assumption: employee only about $536,217 at 4% or $357,478 at 6%; with 50% employer match about $357,478 at 4% or $238,319 at 6%; with 100% employer match about $268,108 at 4% or $178,739 at 6%.
2012233$5,546,357$826,201$25,036iApproximate average salary by contribution assumption: employee only about $625,910 at 4% or $417,273 at 6%; with 50% employer match about $417,273 at 4% or $278,182 at 6%; with 100% employer match about $312,955 at 4% or $208,637 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-33$5,467,964$636,386$19,284iApproximate average salary by contribution assumption: employee only about $482,111 at 4% or $321,407 at 6%; with 50% employer match about $321,407 at 4% or $214,271 at 6%; with 100% employer match about $241,055 at 4% or $160,704 at 6%.
W.F. Young Inc. Pension Plan-9$78,393$189,815$21,091iApproximate average salary by contribution assumption: employee only about $527,264 at 4% or $351,509 at 6%; with 50% employer match about $351,509 at 4% or $234,340 at 6%; with 100% employer match about $263,632 at 4% or $175,755 at 6%.
2011233$4,350,294$551,470$16,711iApproximate average salary by contribution assumption: employee only about $417,780 at 4% or $278,520 at 6%; with 50% employer match about $278,520 at 4% or $185,680 at 6%; with 100% employer match about $208,890 at 4% or $139,260 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-33$4,323,278$366,710$11,112iApproximate average salary by contribution assumption: employee only about $277,811 at 4% or $185,207 at 6%; with 50% employer match about $185,207 at 4% or $123,471 at 6%; with 100% employer match about $138,905 at 4% or $92,604 at 6%.
W.F. Young Inc. Pension Plan-11$27,016$184,760$16,796iApproximate average salary by contribution assumption: employee only about $419,909 at 4% or $279,939 at 6%; with 50% employer match about $279,939 at 4% or $186,626 at 6%; with 100% employer match about $209,955 at 4% or $139,970 at 6%.
2010231$4,229,382$459,716$14,830iApproximate average salary by contribution assumption: employee only about $370,739 at 4% or $247,159 at 6%; with 50% employer match about $247,159 at 4% or $164,773 at 6%; with 100% employer match about $185,369 at 4% or $123,580 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-31$4,229,382$294,311$9,494iApproximate average salary by contribution assumption: employee only about $237,348 at 4% or $158,232 at 6%; with 50% employer match about $158,232 at 4% or $105,488 at 6%; with 100% employer match about $118,674 at 4% or $79,116 at 6%.
W.F. Young Inc. Pension Plan-12$0$165,405$13,784iApproximate average salary by contribution assumption: employee only about $344,594 at 4% or $229,729 at 6%; with 50% employer match about $229,729 at 4% or $153,153 at 6%; with 100% employer match about $172,297 at 4% or $114,865 at 6%.
2009239$3,560,445$357,789$9,174iApproximate average salary by contribution assumption: employee only about $229,352 at 4% or $152,901 at 6%; with 50% employer match about $152,901 at 4% or $101,934 at 6%; with 100% employer match about $114,676 at 4% or $76,451 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-39$3,560,445$357,789$9,174iApproximate average salary by contribution assumption: employee only about $229,352 at 4% or $152,901 at 6%; with 50% employer match about $152,901 at 4% or $101,934 at 6%; with 100% employer match about $114,676 at 4% or $76,451 at 6%.
W.F. Young Inc. Pension Plan-0---
2008230$2,578,964$384,249$12,808iApproximate average salary by contribution assumption: employee only about $320,208 at 4% or $213,472 at 6%; with 50% employer match about $213,472 at 4% or $142,314 at 6%; with 100% employer match about $160,104 at 4% or $106,736 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-30$2,578,964$384,249$12,808iApproximate average salary by contribution assumption: employee only about $320,208 at 4% or $213,472 at 6%; with 50% employer match about $213,472 at 4% or $142,314 at 6%; with 100% employer match about $160,104 at 4% or $106,736 at 6%.
W.F. Young Inc. Pension Plan-0---
2007226$3,679,109$345,899$13,304iApproximate average salary by contribution assumption: employee only about $332,595 at 4% or $221,730 at 6%; with 50% employer match about $221,730 at 4% or $147,820 at 6%; with 100% employer match about $166,298 at 4% or $110,865 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-26$3,679,109$345,899$13,304iApproximate average salary by contribution assumption: employee only about $332,595 at 4% or $221,730 at 6%; with 50% employer match about $221,730 at 4% or $147,820 at 6%; with 100% employer match about $166,298 at 4% or $110,865 at 6%.
W.F. Young Inc. Pension Plan-0---
2006227$3,137,040$297,794$11,029iApproximate average salary by contribution assumption: employee only about $275,735 at 4% or $183,823 at 6%; with 50% employer match about $183,823 at 4% or $122,549 at 6%; with 100% employer match about $137,868 at 4% or $91,912 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-27$3,137,040$297,794$11,029iApproximate average salary by contribution assumption: employee only about $275,735 at 4% or $183,823 at 6%; with 50% employer match about $183,823 at 4% or $122,549 at 6%; with 100% employer match about $137,868 at 4% or $91,912 at 6%.
W.F. Young Inc. Pension Plan-0---
2005228$0$0-
W.F. Young Inc. Pension Plan-0---
W. F. Young Inc. 401(K) Retirement Plan-28---
200410$0$0-
W.F. Young Inc. Pension Plan-0---
2003224$1,871,560$239,373$9,974iApproximate average salary by contribution assumption: employee only about $249,347 at 4% or $166,231 at 6%; with 50% employer match about $166,231 at 4% or $110,821 at 6%; with 100% employer match about $124,673 at 4% or $83,116 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-24$1,871,560$239,373$9,974iApproximate average salary by contribution assumption: employee only about $249,347 at 4% or $166,231 at 6%; with 50% employer match about $166,231 at 4% or $110,821 at 6%; with 100% employer match about $124,673 at 4% or $83,116 at 6%.
W.F. Young Inc. Pension Plan-0---
2002222$1,300,197$209,531$9,524iApproximate average salary by contribution assumption: employee only about $238,103 at 4% or $158,736 at 6%; with 50% employer match about $158,736 at 4% or $105,824 at 6%; with 100% employer match about $119,052 at 4% or $79,368 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-22$1,300,197$209,531$9,524iApproximate average salary by contribution assumption: employee only about $238,103 at 4% or $158,736 at 6%; with 50% employer match about $158,736 at 4% or $105,824 at 6%; with 100% employer match about $119,052 at 4% or $79,368 at 6%.
W.F. Young Inc. Pension Plan-0---
20012123$0$219,789$1,787iApproximate average salary by contribution assumption: employee only about $44,673 at 4% or $29,782 at 6%; with 50% employer match about $29,782 at 4% or $19,854 at 6%; with 100% employer match about $22,336 at 4% or $14,891 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-123---
W.F. Young Inc. Pension Plan-0-$219,789-
2000326$1,630,356$320,715$12,335iApproximate average salary by contribution assumption: employee only about $308,380 at 4% or $205,587 at 6%; with 50% employer match about $205,587 at 4% or $137,058 at 6%; with 100% employer match about $154,190 at 4% or $102,793 at 6%.
W. F. Young Inc. 401(K) Retirement Plan-26$1,630,356$320,715$12,335iApproximate average salary by contribution assumption: employee only about $308,380 at 4% or $205,587 at 6%; with 50% employer match about $205,587 at 4% or $137,058 at 6%; with 100% employer match about $154,190 at 4% or $102,793 at 6%.
W. F. Young Inc. Retirement Plan-0---
W.F. Young Inc. Pension Plan-0---
1999215$2,416,995$323,901$21,593iApproximate average salary by contribution assumption: employee only about $539,835 at 4% or $359,890 at 6%; with 50% employer match about $359,890 at 4% or $239,927 at 6%; with 100% employer match about $269,918 at 4% or $179,945 at 6%.
W. F. Young Inc. Retirement Plan-15$2,416,866$92,275$6,152iApproximate average salary by contribution assumption: employee only about $153,792 at 4% or $102,528 at 6%; with 50% employer match about $102,528 at 4% or $68,352 at 6%; with 100% employer match about $76,896 at 4% or $51,264 at 6%.
W.F. Young Inc. Pension Plan-0$129$231,626-