Civic Intelligence

Winchester Savings Bank

Plan context: Sbera 401 K Plan as Adopted by Winchester Savings Bank

EIN 04-1978230 • Winchester, MA • 62 filings • 9 plans

661 Main StWinchester, MA 01890-1991
Current Snapshot

Latest Year

2024

2024 Participants

72

2024 Assets

$11,366,136

2024 Contributions

$1,274,760

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$33,472,640$16,736,320$0199920122024YearValue
$11,366,136Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

163820199920122024YearValue
72Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024172$11,366,136$1,274,760$17,705iApproximate average salary by contribution assumption: employee only about $442,625 at 4% or $295,083 at 6%; with 50% employer match about $295,083 at 4% or $196,722 at 6%; with 100% employer match about $221,313 at 4% or $147,542 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-72$11,366,136$1,274,760$17,705iApproximate average salary by contribution assumption: employee only about $442,625 at 4% or $295,083 at 6%; with 50% employer match about $295,083 at 4% or $196,722 at 6%; with 100% employer match about $221,313 at 4% or $147,542 at 6%.
2023273$31,272,909$743,062$10,179iApproximate average salary by contribution assumption: employee only about $254,473 at 4% or $169,649 at 6%; with 50% employer match about $169,649 at 4% or $113,099 at 6%; with 100% employer match about $127,237 at 4% or $84,824 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-49$19,176,476--
Sbera 401 K Plan as Adopted by Winchester Savings Bank-73$12,096,433$743,062$10,179iApproximate average salary by contribution assumption: employee only about $254,473 at 4% or $169,649 at 6%; with 50% employer match about $169,649 at 4% or $113,099 at 6%; with 100% employer match about $127,237 at 4% or $84,824 at 6%.
2022270$26,881,586$765,362$10,934iApproximate average salary by contribution assumption: employee only about $273,344 at 4% or $182,229 at 6%; with 50% employer match about $182,229 at 4% or $121,486 at 6%; with 100% employer match about $136,672 at 4% or $91,115 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-61$16,578,959$200,000$3,279iApproximate average salary by contribution assumption: employee only about $81,967 at 4% or $54,645 at 6%; with 50% employer match about $54,645 at 4% or $36,430 at 6%; with 100% employer match about $40,984 at 4% or $27,322 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-70$10,302,627$565,362$8,077iApproximate average salary by contribution assumption: employee only about $201,915 at 4% or $134,610 at 6%; with 50% employer match about $134,610 at 4% or $89,740 at 6%; with 100% employer match about $100,958 at 4% or $67,305 at 6%.
2021285$29,243,698$3,454,009$40,635iApproximate average salary by contribution assumption: employee only about $1,015,885 at 4% or $677,257 at 6%; with 50% employer match about $677,257 at 4% or $451,504 at 6%; with 100% employer match about $507,943 at 4% or $338,628 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-58$16,257,778$2,400,000$41,379iApproximate average salary by contribution assumption: employee only about $1,034,483 at 4% or $689,655 at 6%; with 50% employer match about $689,655 at 4% or $459,770 at 6%; with 100% employer match about $517,241 at 4% or $344,828 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-85$12,985,920$1,054,009$12,400iApproximate average salary by contribution assumption: employee only about $310,003 at 4% or $206,668 at 6%; with 50% employer match about $206,668 at 4% or $137,779 at 6%; with 100% employer match about $155,001 at 4% or $103,334 at 6%.
2020288$33,472,640$2,964,770$33,691iApproximate average salary by contribution assumption: employee only about $842,264 at 4% or $561,509 at 6%; with 50% employer match about $561,509 at 4% or $374,340 at 6%; with 100% employer match about $421,132 at 4% or $280,755 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-68$22,730,409$2,400,000$35,294iApproximate average salary by contribution assumption: employee only about $882,353 at 4% or $588,235 at 6%; with 50% employer match about $588,235 at 4% or $392,157 at 6%; with 100% employer match about $441,176 at 4% or $294,118 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-88$10,742,231$564,770$6,418iApproximate average salary by contribution assumption: employee only about $160,446 at 4% or $106,964 at 6%; with 50% employer match about $106,964 at 4% or $71,309 at 6%; with 100% employer match about $80,223 at 4% or $53,482 at 6%.
2019288$28,409,193$2,027,500$23,040iApproximate average salary by contribution assumption: employee only about $575,994 at 4% or $383,996 at 6%; with 50% employer match about $383,996 at 4% or $255,997 at 6%; with 100% employer match about $287,997 at 4% or $191,998 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-76$19,126,162$1,500,000$19,737iApproximate average salary by contribution assumption: employee only about $493,421 at 4% or $328,947 at 6%; with 50% employer match about $328,947 at 4% or $219,298 at 6%; with 100% employer match about $246,711 at 4% or $164,474 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-88$9,283,031$527,500$5,994iApproximate average salary by contribution assumption: employee only about $149,858 at 4% or $99,905 at 6%; with 50% employer match about $99,905 at 4% or $66,604 at 6%; with 100% employer match about $74,929 at 4% or $49,953 at 6%.
2018386$25,009,159$1,425,309$16,573iApproximate average salary by contribution assumption: employee only about $414,334 at 4% or $276,223 at 6%; with 50% employer match about $276,223 at 4% or $184,148 at 6%; with 100% employer match about $207,167 at 4% or $138,111 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-72$17,272,859$900,000$12,500iApproximate average salary by contribution assumption: employee only about $312,500 at 4% or $208,333 at 6%; with 50% employer match about $208,333 at 4% or $138,889 at 6%; with 100% employer match about $156,250 at 4% or $104,167 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-86$7,736,300$525,309$6,108iApproximate average salary by contribution assumption: employee only about $152,706 at 4% or $101,804 at 6%; with 50% employer match about $101,804 at 4% or $67,869 at 6%; with 100% employer match about $76,353 at 4% or $50,902 at 6%.
Winchester Savings Bank-71---
2017378$25,251,913$1,722,170$22,079iApproximate average salary by contribution assumption: employee only about $551,978 at 4% or $367,985 at 6%; with 50% employer match about $367,985 at 4% or $245,323 at 6%; with 100% employer match about $275,989 at 4% or $183,993 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-71$16,052,285$1,250,000$17,606iApproximate average salary by contribution assumption: employee only about $440,141 at 4% or $293,427 at 6%; with 50% employer match about $293,427 at 4% or $195,618 at 6%; with 100% employer match about $220,070 at 4% or $146,714 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-78$9,199,628$472,170$6,053iApproximate average salary by contribution assumption: employee only about $151,337 at 4% or $100,891 at 6%; with 50% employer match about $100,891 at 4% or $67,261 at 6%; with 100% employer match about $75,668 at 4% or $50,446 at 6%.
Winchester Savings Bank-75---
2016381$23,629,074$1,160,450$14,327iApproximate average salary by contribution assumption: employee only about $358,164 at 4% or $238,776 at 6%; with 50% employer match about $238,776 at 4% or $159,184 at 6%; with 100% employer match about $179,082 at 4% or $119,388 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-67$15,321,158$650,000$9,701iApproximate average salary by contribution assumption: employee only about $242,537 at 4% or $161,692 at 6%; with 50% employer match about $161,692 at 4% or $107,794 at 6%; with 100% employer match about $121,269 at 4% or $80,846 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-80$8,307,916$510,450$6,381iApproximate average salary by contribution assumption: employee only about $159,516 at 4% or $106,344 at 6%; with 50% employer match about $106,344 at 4% or $70,896 at 6%; with 100% employer match about $79,758 at 4% or $53,172 at 6%.
Winchester Savings Bank-81---
2015498$20,642,972$2,259,927$23,060iApproximate average salary by contribution assumption: employee only about $576,512 at 4% or $384,341 at 6%; with 50% employer match about $384,341 at 4% or $256,228 at 6%; with 100% employer match about $288,256 at 4% or $192,171 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-76$13,260,701$1,750,000$23,026iApproximate average salary by contribution assumption: employee only about $575,658 at 4% or $383,772 at 6%; with 50% employer match about $383,772 at 4% or $255,848 at 6%; with 100% employer match about $287,829 at 4% or $191,886 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-86$7,382,271$509,927$5,929iApproximate average salary by contribution assumption: employee only about $148,235 at 4% or $98,823 at 6%; with 50% employer match about $98,823 at 4% or $65,882 at 6%; with 100% employer match about $74,117 at 4% or $49,412 at 6%.
Winchester Savings Bank-98---
Tufts 2015-70---
20144163$19,557,933$1,593,108$9,774iApproximate average salary by contribution assumption: employee only about $244,342 at 4% or $162,894 at 6%; with 50% employer match about $162,894 at 4% or $108,596 at 6%; with 100% employer match about $122,171 at 4% or $81,447 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-75$11,962,001$1,100,000$14,667iApproximate average salary by contribution assumption: employee only about $366,667 at 4% or $244,444 at 6%; with 50% employer match about $244,444 at 4% or $162,963 at 6%; with 100% employer match about $183,333 at 4% or $122,222 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-85$7,595,932$493,108$5,801iApproximate average salary by contribution assumption: employee only about $145,032 at 4% or $96,688 at 6%; with 50% employer match about $96,688 at 4% or $64,459 at 6%; with 100% employer match about $72,516 at 4% or $48,344 at 6%.
WINCHESTER SAVINGS BANK-163---
Winchester Savings Bank-86---
2013388$19,736,505$467,495$5,312iApproximate average salary by contribution assumption: employee only about $132,811 at 4% or $88,541 at 6%; with 50% employer match about $88,541 at 4% or $59,027 at 6%; with 100% employer match about $66,406 at 4% or $44,270 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-79$12,501,790--
Sbera 401 K Plan as Adopted by Winchester Savings Bank-87$7,234,715$467,495$5,374iApproximate average salary by contribution assumption: employee only about $134,338 at 4% or $89,558 at 6%; with 50% employer match about $89,558 at 4% or $59,706 at 6%; with 100% employer match about $67,169 at 4% or $44,779 at 6%.
Winchester Savings Bank-88---
2012393$18,248,366$1,364,628$14,673iApproximate average salary by contribution assumption: employee only about $366,835 at 4% or $244,557 at 6%; with 50% employer match about $244,557 at 4% or $163,038 at 6%; with 100% employer match about $183,418 at 4% or $122,278 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-79$12,085,139$900,000$11,392iApproximate average salary by contribution assumption: employee only about $284,810 at 4% or $189,873 at 6%; with 50% employer match about $189,873 at 4% or $126,582 at 6%; with 100% employer match about $142,405 at 4% or $94,937 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-91$6,163,227$464,628$5,106iApproximate average salary by contribution assumption: employee only about $127,645 at 4% or $85,097 at 6%; with 50% employer match about $85,097 at 4% or $56,731 at 6%; with 100% employer match about $63,823 at 4% or $42,548 at 6%.
Winchester Savings Bank-93---
2011392$15,819,191$1,671,300$18,166iApproximate average salary by contribution assumption: employee only about $454,158 at 4% or $302,772 at 6%; with 50% employer match about $302,772 at 4% or $201,848 at 6%; with 100% employer match about $227,079 at 4% or $151,386 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-90$10,266,697$1,220,810$13,565iApproximate average salary by contribution assumption: employee only about $339,114 at 4% or $226,076 at 6%; with 50% employer match about $226,076 at 4% or $150,717 at 6%; with 100% employer match about $169,557 at 4% or $113,038 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-92$5,552,494$450,490$4,897iApproximate average salary by contribution assumption: employee only about $122,416 at 4% or $81,611 at 6%; with 50% employer match about $81,611 at 4% or $54,407 at 6%; with 100% employer match about $61,208 at 4% or $40,805 at 6%.
Winchester Savings Bank-92---
2010293$14,084,544$581,481$6,252iApproximate average salary by contribution assumption: employee only about $156,312 at 4% or $104,208 at 6%; with 50% employer match about $104,208 at 4% or $69,472 at 6%; with 100% employer match about $78,156 at 4% or $52,104 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-85$8,502,103$100,000$1,176iApproximate average salary by contribution assumption: employee only about $29,412 at 4% or $19,608 at 6%; with 50% employer match about $19,608 at 4% or $13,072 at 6%; with 100% employer match about $14,706 at 4% or $9,804 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-93$5,582,441$481,481$5,177iApproximate average salary by contribution assumption: employee only about $129,430 at 4% or $86,287 at 6%; with 50% employer match about $86,287 at 4% or $57,525 at 6%; with 100% employer match about $64,715 at 4% or $43,143 at 6%.
2009396$13,594,952$1,492,361$15,545iApproximate average salary by contribution assumption: employee only about $388,636 at 4% or $259,090 at 6%; with 50% employer match about $259,090 at 4% or $172,727 at 6%; with 100% employer match about $194,318 at 4% or $129,545 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-92$8,816,636$1,056,278$11,481iApproximate average salary by contribution assumption: employee only about $287,032 at 4% or $191,355 at 6%; with 50% employer match about $191,355 at 4% or $127,570 at 6%; with 100% employer match about $143,516 at 4% or $95,677 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-96$4,778,316$436,083$4,543iApproximate average salary by contribution assumption: employee only about $113,563 at 4% or $75,709 at 6%; with 50% employer match about $75,709 at 4% or $50,473 at 6%; with 100% employer match about $56,782 at 4% or $37,854 at 6%.
Winchester Savings Bank-92---
2008188$4,090,553$525,795$5,975iApproximate average salary by contribution assumption: employee only about $149,374 at 4% or $99,582 at 6%; with 50% employer match about $99,582 at 4% or $66,388 at 6%; with 100% employer match about $74,687 at 4% or $49,791 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-88$4,090,553$525,795$5,975iApproximate average salary by contribution assumption: employee only about $149,374 at 4% or $99,582 at 6%; with 50% employer match about $99,582 at 4% or $66,388 at 6%; with 100% employer match about $74,687 at 4% or $49,791 at 6%.
2007289$0$0-
Sbera Pension Plan as Adopted by Winchester Savings Bank-82---
Sbera 401 K Plan as Adopted by Winchester Savings Bank-89---
2006397$4,215,410$397,689$4,100iApproximate average salary by contribution assumption: employee only about $102,497 at 4% or $68,331 at 6%; with 50% employer match about $68,331 at 4% or $45,554 at 6%; with 100% employer match about $51,249 at 4% or $34,166 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-97$4,215,410$397,689$4,100iApproximate average salary by contribution assumption: employee only about $102,497 at 4% or $68,331 at 6%; with 50% employer match about $68,331 at 4% or $45,554 at 6%; with 100% employer match about $51,249 at 4% or $34,166 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-89---
Winchester Savings Bank-85---
2005292$3,432,703$444,062$4,827iApproximate average salary by contribution assumption: employee only about $120,669 at 4% or $80,446 at 6%; with 50% employer match about $80,446 at 4% or $53,631 at 6%; with 100% employer match about $60,335 at 4% or $40,223 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-92$3,432,703$444,062$4,827iApproximate average salary by contribution assumption: employee only about $120,669 at 4% or $80,446 at 6%; with 50% employer match about $80,446 at 4% or $53,631 at 6%; with 100% employer match about $60,335 at 4% or $40,223 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-88---
2004281$8,286,287$607,737$7,503iApproximate average salary by contribution assumption: employee only about $187,573 at 4% or $125,049 at 6%; with 50% employer match about $125,049 at 4% or $83,366 at 6%; with 100% employer match about $93,787 at 4% or $62,524 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-81$5,452,239$244,961$3,024iApproximate average salary by contribution assumption: employee only about $75,605 at 4% or $50,403 at 6%; with 50% employer match about $50,403 at 4% or $33,602 at 6%; with 100% employer match about $37,803 at 4% or $25,202 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-72$2,834,048$362,776$5,039iApproximate average salary by contribution assumption: employee only about $125,964 at 4% or $83,976 at 6%; with 50% employer match about $83,976 at 4% or $55,984 at 6%; with 100% employer match about $62,982 at 4% or $41,988 at 6%.
2003285$7,296,186$561,342$6,604iApproximate average salary by contribution assumption: employee only about $165,101 at 4% or $110,067 at 6%; with 50% employer match about $110,067 at 4% or $73,378 at 6%; with 100% employer match about $82,550 at 4% or $55,034 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-73$4,909,620$253,802$3,477iApproximate average salary by contribution assumption: employee only about $86,918 at 4% or $57,946 at 6%; with 50% employer match about $57,946 at 4% or $38,630 at 6%; with 100% employer match about $43,459 at 4% or $28,973 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-85$2,386,566$307,540$3,618iApproximate average salary by contribution assumption: employee only about $90,453 at 4% or $60,302 at 6%; with 50% employer match about $60,302 at 4% or $40,201 at 6%; with 100% employer match about $45,226 at 4% or $30,151 at 6%.
2002279$1,750,438$285,567$3,615iApproximate average salary by contribution assumption: employee only about $90,369 at 4% or $60,246 at 6%; with 50% employer match about $60,246 at 4% or $40,164 at 6%; with 100% employer match about $45,185 at 4% or $30,123 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-79$1,750,438$285,567$3,615iApproximate average salary by contribution assumption: employee only about $90,369 at 4% or $60,246 at 6%; with 50% employer match about $60,246 at 4% or $40,164 at 6%; with 100% employer match about $45,185 at 4% or $30,123 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-78---
2001275$1,850,469$265,008$3,533iApproximate average salary by contribution assumption: employee only about $88,336 at 4% or $58,891 at 6%; with 50% employer match about $58,891 at 4% or $39,260 at 6%; with 100% employer match about $44,168 at 4% or $29,445 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-75$1,850,469$265,008$3,533iApproximate average salary by contribution assumption: employee only about $88,336 at 4% or $58,891 at 6%; with 50% employer match about $58,891 at 4% or $39,260 at 6%; with 100% employer match about $44,168 at 4% or $29,445 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-71---
2000273$1,736,147$291,454$3,993iApproximate average salary by contribution assumption: employee only about $99,813 at 4% or $66,542 at 6%; with 50% employer match about $66,542 at 4% or $44,361 at 6%; with 100% employer match about $49,907 at 4% or $33,271 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-72$1,736,147$291,454$4,048iApproximate average salary by contribution assumption: employee only about $101,199 at 4% or $67,466 at 6%; with 50% employer match about $67,466 at 4% or $44,977 at 6%; with 100% employer match about $50,600 at 4% or $33,733 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-73---
1999271$5,810,068$187,195$2,637iApproximate average salary by contribution assumption: employee only about $65,914 at 4% or $43,942 at 6%; with 50% employer match about $43,942 at 4% or $29,295 at 6%; with 100% employer match about $32,957 at 4% or $21,971 at 6%.
Sbera Pension Plan as Adopted by Winchester Savings Bank-71$4,558,666$158,594$2,234iApproximate average salary by contribution assumption: employee only about $55,843 at 4% or $37,229 at 6%; with 50% employer match about $37,229 at 4% or $24,819 at 6%; with 100% employer match about $27,921 at 4% or $18,614 at 6%.
Sbera 401 K Plan as Adopted by Winchester Savings Bank-63$1,251,402$28,601$454iApproximate average salary by contribution assumption: employee only about $11,350 at 4% or $7,566 at 6%; with 50% employer match about $7,566 at 4% or $5,044 at 6%; with 100% employer match about $5,675 at 4% or $3,783 at 6%.