Civic Intelligence

Westborough Savings Bank

Plan context: Sbera 401K Plan as Adopted by Westborough Savings Bank

EIN 04-1960690 • 25 filings • 7 plans

Current Snapshot

Latest Year

2007

2007 Participants

73

2007 Assets

$3,236,952

2007 Contributions

$320,594

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$5,412,902$2,706,451$0199920032006YearValue
$3,236,952Latest year 2006

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

73370199920032006YearValue
73Latest year 2006

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
200720$0$0-
Sbera Pension Plan as Adopted by Westborough Savings Bank-0---
Sbera 401K Plan as Adopted by Westborough Savings Bank-0---
2006373$3,236,952$320,594$4,392iApproximate average salary by contribution assumption: employee only about $109,792 at 4% or $73,195 at 6%; with 50% employer match about $73,195 at 4% or $48,797 at 6%; with 100% employer match about $54,896 at 4% or $36,597 at 6%.
Sbera 401K Plan as Adopted by Westborough Savings Bank-73$1,860,233$269,433$3,691iApproximate average salary by contribution assumption: employee only about $92,272 at 4% or $61,514 at 6%; with 50% employer match about $61,514 at 4% or $41,010 at 6%; with 100% employer match about $46,136 at 4% or $30,757 at 6%.
EMPLOYEE STOCK OWNERSHIP PLAN OF WESTBOROUGH FINANCIAL SERVICES, INC-57$1,376,719$51,161$898iApproximate average salary by contribution assumption: employee only about $22,439 at 4% or $14,959 at 6%; with 50% employer match about $14,959 at 4% or $9,973 at 6%; with 100% employer match about $11,220 at 4% or $7,480 at 6%.
Sbera Pension Plan as Adopted by Westborough Savings Bank-51---
2005370$2,722,812$405,368$5,791iApproximate average salary by contribution assumption: employee only about $144,774 at 4% or $96,516 at 6%; with 50% employer match about $96,516 at 4% or $64,344 at 6%; with 100% employer match about $72,387 at 4% or $48,258 at 6%.
Sbera 401K Plan as Adopted by Westborough Savings Bank-70$1,584,322$348,283$4,975iApproximate average salary by contribution assumption: employee only about $124,387 at 4% or $82,925 at 6%; with 50% employer match about $82,925 at 4% or $55,283 at 6%; with 100% employer match about $62,193 at 4% or $41,462 at 6%.
EMPLOYEE STOCK OWNERSHIP PLAN OF WESTBOROUGH FINANCIAL SERVICES, INC-53$1,138,490$57,085$1,077iApproximate average salary by contribution assumption: employee only about $26,927 at 4% or $17,951 at 6%; with 50% employer match about $17,951 at 4% or $11,968 at 6%; with 100% employer match about $13,463 at 4% or $8,976 at 6%.
Sbera Pension Plan as Adopted by Westborough Savings Bank-57---
2004360$5,412,902$500,439$8,341iApproximate average salary by contribution assumption: employee only about $208,516 at 4% or $139,011 at 6%; with 50% employer match about $139,011 at 4% or $92,674 at 6%; with 100% employer match about $104,258 at 4% or $69,505 at 6%.
Sbera Pension Plan as Adopted by Westborough Savings Bank-50$2,680,143$187,187$3,744iApproximate average salary by contribution assumption: employee only about $93,593 at 4% or $62,396 at 6%; with 50% employer match about $62,396 at 4% or $41,597 at 6%; with 100% employer match about $46,797 at 4% or $31,198 at 6%.
Sbera 401K Plan as Adopted by Westborough Savings Bank-60$1,391,797$234,064$3,901iApproximate average salary by contribution assumption: employee only about $97,527 at 4% or $65,018 at 6%; with 50% employer match about $65,018 at 4% or $43,345 at 6%; with 100% employer match about $48,763 at 4% or $32,509 at 6%.
EMPLOYEE STOCK OWNERSHIP PLAN OF WESTBOROUGH FINANCIAL SERVICES, INC-57$1,340,962$79,188$1,389iApproximate average salary by contribution assumption: employee only about $34,732 at 4% or $23,154 at 6%; with 50% employer match about $23,154 at 4% or $15,436 at 6%; with 100% employer match about $17,366 at 4% or $11,577 at 6%.
2003366$2,743,056$283,110$4,290iApproximate average salary by contribution assumption: employee only about $107,239 at 4% or $71,492 at 6%; with 50% employer match about $71,492 at 4% or $47,662 at 6%; with 100% employer match about $53,619 at 4% or $35,746 at 6%.
EMPLOYEE STOCK OWNERSHIP PLAN OF WESTBOROUGH FINANCIAL SERVICES, INC-48$1,461,422$50,032$1,042iApproximate average salary by contribution assumption: employee only about $26,058 at 4% or $17,372 at 6%; with 50% employer match about $17,372 at 4% or $11,581 at 6%; with 100% employer match about $13,029 at 4% or $8,686 at 6%.
Sbera 401K Plan as Adopted by Westborough Savings Bank-66$1,281,634$233,078$3,531iApproximate average salary by contribution assumption: employee only about $88,287 at 4% or $58,858 at 6%; with 50% employer match about $58,858 at 4% or $39,239 at 6%; with 100% employer match about $44,144 at 4% or $29,429 at 6%.
Sbera Pension Plan as Adopted by Westborough Savings Bank-50---
2002372$1,888,653$201,188$2,794iApproximate average salary by contribution assumption: employee only about $69,857 at 4% or $46,571 at 6%; with 50% employer match about $46,571 at 4% or $31,048 at 6%; with 100% employer match about $34,928 at 4% or $23,286 at 6%.
EMPLOYEE STOCK OWNERSHIP PLAN OF WESTBOROUGH FINANCIAL SERVICES, INC-58$1,039,172$24,262$418iApproximate average salary by contribution assumption: employee only about $10,458 at 4% or $6,972 at 6%; with 50% employer match about $6,972 at 4% or $4,648 at 6%; with 100% employer match about $5,229 at 4% or $3,486 at 6%.
Sbera 401K Plan as Adopted by Westborough Savings Bank-72$849,481$176,926$2,457iApproximate average salary by contribution assumption: employee only about $61,433 at 4% or $40,955 at 6%; with 50% employer match about $40,955 at 4% or $27,303 at 6%; with 100% employer match about $30,716 at 4% or $20,478 at 6%.
Sbera Pension Plan as Adopted by Westborough Savings Bank-57---
2001361$1,627,141$246,099$4,034iApproximate average salary by contribution assumption: employee only about $100,860 at 4% or $67,240 at 6%; with 50% employer match about $67,240 at 4% or $44,827 at 6%; with 100% employer match about $50,430 at 4% or $33,620 at 6%.
EMPLOYEE STOCK OWNERSHIP PLAN OF WESTBOROUGH FINANCIAL SERVICES, INC-53$866,125$82,221$1,551iApproximate average salary by contribution assumption: employee only about $38,783 at 4% or $25,856 at 6%; with 50% employer match about $25,856 at 4% or $17,237 at 6%; with 100% employer match about $19,392 at 4% or $12,928 at 6%.
Sbera 401K Plan as Adopted by Westborough Savings Bank-61$761,016$163,878$2,687iApproximate average salary by contribution assumption: employee only about $67,163 at 4% or $44,775 at 6%; with 50% employer match about $44,775 at 4% or $29,850 at 6%; with 100% employer match about $33,582 at 4% or $22,388 at 6%.
Sbera Pension Plan as Adopted by Westborough Savings Bank-58---
2000361$600,742$128,986$2,115iApproximate average salary by contribution assumption: employee only about $52,863 at 4% or $35,242 at 6%; with 50% employer match about $35,242 at 4% or $23,495 at 6%; with 100% employer match about $26,432 at 4% or $17,621 at 6%.
Sbera 401K Plan as Adopted by Westborough Savings Bank-61$600,742$128,986$2,115iApproximate average salary by contribution assumption: employee only about $52,863 at 4% or $35,242 at 6%; with 50% employer match about $35,242 at 4% or $23,495 at 6%; with 100% employer match about $26,432 at 4% or $17,621 at 6%.
Sbera Pension Plan as Adopted by Westborough Savings Bank-50---
EMPLOYEE STOCK OWNERSHIP PLAN OF WESTBOROUGH FINANCIAL SERVICES, INC-49---
1999250$3,219,345$123,359$2,467iApproximate average salary by contribution assumption: employee only about $61,679 at 4% or $41,120 at 6%; with 50% employer match about $41,120 at 4% or $27,413 at 6%; with 100% employer match about $30,840 at 4% or $20,560 at 6%.
Sbera Pension Plan as Adopted by Westborough Savings Bank-50$2,726,699$105,013$2,100iApproximate average salary by contribution assumption: employee only about $52,507 at 4% or $35,004 at 6%; with 50% employer match about $35,004 at 4% or $23,336 at 6%; with 100% employer match about $26,253 at 4% or $17,502 at 6%.
Sbera 401K Plan as Adopted by Westborough Savings Bank-44$492,646$18,346$417iApproximate average salary by contribution assumption: employee only about $10,424 at 4% or $6,949 at 6%; with 50% employer match about $6,949 at 4% or $4,633 at 6%; with 100% employer match about $5,212 at 4% or $3,475 at 6%.