Civic Intelligence

Unibank for Savings

Plan context: Sbera 401 K Plan as Adopted by Unibank for Savings

EIN 04-1927940 • Whitinsville, MA • 70 filings • 17 plans

49 Church StreetWhitinsville, MA 01588
Current Snapshot

Latest Year

2024

2024 Participants

272

2024 Assets

$40,516,244

2024 Contributions

$3,437,610

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$40,516,244$20,258,122$0199920122024YearValue
$40,516,244Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

2721360199920122024YearValue
272Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20241272$40,516,244$3,437,610$12,638iApproximate average salary by contribution assumption: employee only about $315,957 at 4% or $210,638 at 6%; with 50% employer match about $210,638 at 4% or $140,425 at 6%; with 100% employer match about $157,978 at 4% or $105,319 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-272$40,516,244$3,437,610$12,638iApproximate average salary by contribution assumption: employee only about $315,957 at 4% or $210,638 at 6%; with 50% employer match about $210,638 at 4% or $140,425 at 6%; with 100% employer match about $157,978 at 4% or $105,319 at 6%.
20231262$36,597,955$3,382,636$12,911iApproximate average salary by contribution assumption: employee only about $322,771 at 4% or $215,180 at 6%; with 50% employer match about $215,180 at 4% or $143,454 at 6%; with 100% employer match about $161,385 at 4% or $107,590 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-262$36,597,955$3,382,636$12,911iApproximate average salary by contribution assumption: employee only about $322,771 at 4% or $215,180 at 6%; with 50% employer match about $215,180 at 4% or $143,454 at 6%; with 100% employer match about $161,385 at 4% or $107,590 at 6%.
20221272$31,527,358$3,140,523$11,546iApproximate average salary by contribution assumption: employee only about $288,651 at 4% or $192,434 at 6%; with 50% employer match about $192,434 at 4% or $128,289 at 6%; with 100% employer match about $144,326 at 4% or $96,217 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-272$31,527,358$3,140,523$11,546iApproximate average salary by contribution assumption: employee only about $288,651 at 4% or $192,434 at 6%; with 50% employer match about $192,434 at 4% or $128,289 at 6%; with 100% employer match about $144,326 at 4% or $96,217 at 6%.
20211257$36,814,874$3,715,766$14,458iApproximate average salary by contribution assumption: employee only about $361,456 at 4% or $240,971 at 6%; with 50% employer match about $240,971 at 4% or $160,647 at 6%; with 100% employer match about $180,728 at 4% or $120,485 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-257$36,814,874$3,715,766$14,458iApproximate average salary by contribution assumption: employee only about $361,456 at 4% or $240,971 at 6%; with 50% employer match about $240,971 at 4% or $160,647 at 6%; with 100% employer match about $180,728 at 4% or $120,485 at 6%.
20201248$32,555,351$3,122,926$12,592iApproximate average salary by contribution assumption: employee only about $314,811 at 4% or $209,874 at 6%; with 50% employer match about $209,874 at 4% or $139,916 at 6%; with 100% employer match about $157,406 at 4% or $104,937 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-248$32,555,351$3,122,926$12,592iApproximate average salary by contribution assumption: employee only about $314,811 at 4% or $209,874 at 6%; with 50% employer match about $209,874 at 4% or $139,916 at 6%; with 100% employer match about $157,406 at 4% or $104,937 at 6%.
20191263$27,702,364$2,854,221$10,853iApproximate average salary by contribution assumption: employee only about $271,314 at 4% or $180,876 at 6%; with 50% employer match about $180,876 at 4% or $120,584 at 6%; with 100% employer match about $135,657 at 4% or $90,438 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-263$27,702,364$2,854,221$10,853iApproximate average salary by contribution assumption: employee only about $271,314 at 4% or $180,876 at 6%; with 50% employer match about $180,876 at 4% or $120,584 at 6%; with 100% employer match about $135,657 at 4% or $90,438 at 6%.
20182264$22,894,674$2,532,389$9,592iApproximate average salary by contribution assumption: employee only about $239,810 at 4% or $159,873 at 6%; with 50% employer match about $159,873 at 4% or $106,582 at 6%; with 100% employer match about $119,905 at 4% or $79,937 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-264$22,894,674$2,532,389$9,592iApproximate average salary by contribution assumption: employee only about $239,810 at 4% or $159,873 at 6%; with 50% employer match about $159,873 at 4% or $106,582 at 6%; with 100% employer match about $119,905 at 4% or $79,937 at 6%.
The Unibank for Savings Health and Welfare Benefits Plan-232---
20172260$23,499,822$2,348,447$9,032iApproximate average salary by contribution assumption: employee only about $225,812 at 4% or $150,541 at 6%; with 50% employer match about $150,541 at 4% or $100,361 at 6%; with 100% employer match about $112,906 at 4% or $75,271 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-260$23,499,822$2,348,447$9,032iApproximate average salary by contribution assumption: employee only about $225,812 at 4% or $150,541 at 6%; with 50% employer match about $150,541 at 4% or $100,361 at 6%; with 100% employer match about $112,906 at 4% or $75,271 at 6%.
The Unibank for Savings Health and Welfare Benefits Plan-234---
20162272$19,051,265$2,088,490$7,678iApproximate average salary by contribution assumption: employee only about $191,957 at 4% or $127,971 at 6%; with 50% employer match about $127,971 at 4% or $85,314 at 6%; with 100% employer match about $95,978 at 4% or $63,986 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-272$19,051,265$2,088,490$7,678iApproximate average salary by contribution assumption: employee only about $191,957 at 4% or $127,971 at 6%; with 50% employer match about $127,971 at 4% or $85,314 at 6%; with 100% employer match about $95,978 at 4% or $63,986 at 6%.
The Unibank for Savings Health and Welfare Benefits Plan-229---
20152235$16,968,812$2,713,266$11,546iApproximate average salary by contribution assumption: employee only about $288,645 at 4% or $192,430 at 6%; with 50% employer match about $192,430 at 4% or $128,287 at 6%; with 100% employer match about $144,323 at 4% or $96,215 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-235$16,968,812$2,713,266$11,546iApproximate average salary by contribution assumption: employee only about $288,645 at 4% or $192,430 at 6%; with 50% employer match about $192,430 at 4% or $128,287 at 6%; with 100% employer match about $144,323 at 4% or $96,215 at 6%.
The Unibank for Savings Health and Welfare Benefits Plan-212---
20142195$15,256,392$2,943,037$15,092iApproximate average salary by contribution assumption: employee only about $377,312 at 4% or $251,542 at 6%; with 50% employer match about $251,542 at 4% or $167,694 at 6%; with 100% employer match about $188,656 at 4% or $125,771 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-180$15,256,392$2,943,037$16,350iApproximate average salary by contribution assumption: employee only about $408,755 at 4% or $272,503 at 6%; with 50% employer match about $272,503 at 4% or $181,669 at 6%; with 100% employer match about $204,378 at 4% or $136,252 at 6%.
The Unibank for Savings Health and Welfare Benefits Plan-195---
20133184$12,328,274$5,142,599$27,949iApproximate average salary by contribution assumption: employee only about $698,723 at 4% or $465,815 at 6%; with 50% employer match about $465,815 at 4% or $310,543 at 6%; with 100% employer match about $349,361 at 4% or $232,908 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-172$12,328,274$1,387,270$8,066iApproximate average salary by contribution assumption: employee only about $201,638 at 4% or $134,425 at 6%; with 50% employer match about $134,425 at 4% or $89,617 at 6%; with 100% employer match about $100,819 at 4% or $67,213 at 6%.
The Unibank for Savings Health and Welfare Benefits Plan-184---
SBERA PENSION PLAN AS ADOPTED BY UNIBANK FOR SAVINGS-0-$3,755,329-
20123188$17,032,347$1,949,023$10,367iApproximate average salary by contribution assumption: employee only about $259,179 at 4% or $172,786 at 6%; with 50% employer match about $172,786 at 4% or $115,190 at 6%; with 100% employer match about $129,589 at 4% or $86,393 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-159$10,010,233$1,300,576$8,180iApproximate average salary by contribution assumption: employee only about $204,493 at 4% or $136,329 at 6%; with 50% employer match about $136,329 at 4% or $90,886 at 6%; with 100% employer match about $102,247 at 4% or $68,164 at 6%.
SBERA PENSION PLAN AS ADOPTED BY UNIBANK FOR SAVINGS-0$7,022,114$648,447-
The Unibank for Savings Health and Welfare Benefits Plan-188---
20114153$15,908,825$1,598,605$10,448iApproximate average salary by contribution assumption: employee only about $261,210 at 4% or $174,140 at 6%; with 50% employer match about $174,140 at 4% or $116,093 at 6%; with 100% employer match about $130,605 at 4% or $87,070 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-150$8,744,937$1,287,052$8,580iApproximate average salary by contribution assumption: employee only about $214,509 at 4% or $143,006 at 6%; with 50% employer match about $143,006 at 4% or $95,337 at 6%; with 100% employer match about $107,254 at 4% or $71,503 at 6%.
SBERA PENSION PLAN AS ADOPTED BY UNIBANK FOR SAVINGS-98$7,163,888$311,553$3,179iApproximate average salary by contribution assumption: employee only about $79,478 at 4% or $52,985 at 6%; with 50% employer match about $52,985 at 4% or $35,323 at 6%; with 100% employer match about $39,739 at 4% or $26,493 at 6%.
Group Long Term Care-153---
Group Long Term Care-0---
20104168$16,334,292$1,296,143$7,715iApproximate average salary by contribution assumption: employee only about $192,878 at 4% or $128,586 at 6%; with 50% employer match about $128,586 at 4% or $85,724 at 6%; with 100% employer match about $96,439 at 4% or $64,293 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-142$8,743,120$1,203,143$8,473iApproximate average salary by contribution assumption: employee only about $211,821 at 4% or $141,214 at 6%; with 50% employer match about $141,214 at 4% or $94,143 at 6%; with 100% employer match about $105,910 at 4% or $70,607 at 6%.
SBERA PENSION PLAN AS ADOPTED BY UNIBANK FOR SAVINGS-113$7,591,172$93,000$823iApproximate average salary by contribution assumption: employee only about $20,575 at 4% or $13,717 at 6%; with 50% employer match about $13,717 at 4% or $9,145 at 6%; with 100% employer match about $10,288 at 4% or $6,858 at 6%.
Group Long Term Care-150---
Group Long Term Care-168---
20095147$16,257,437$870,627$5,923iApproximate average salary by contribution assumption: employee only about $148,066 at 4% or $98,711 at 6%; with 50% employer match about $98,711 at 4% or $65,807 at 6%; with 100% employer match about $74,033 at 4% or $49,355 at 6%.
SBERA PENSION PLAN AS ADOPTED BY UNIBANK FOR SAVINGS-124$8,303,035--
Sbera 401 K Plan as Adopted by Unibank for Savings-147$7,954,402$870,627$5,923iApproximate average salary by contribution assumption: employee only about $148,066 at 4% or $98,711 at 6%; with 50% employer match about $98,711 at 4% or $65,807 at 6%; with 100% employer match about $74,033 at 4% or $49,355 at 6%.
Group Long Term Care-142---
Long Term Disability Plan-0---
Unibank for Savings-0---
20085146$6,275,693$798,535$5,469iApproximate average salary by contribution assumption: employee only about $136,735 at 4% or $91,157 at 6%; with 50% employer match about $91,157 at 4% or $60,771 at 6%; with 100% employer match about $68,368 at 4% or $45,578 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-146$6,275,693$798,535$5,469iApproximate average salary by contribution assumption: employee only about $136,735 at 4% or $91,157 at 6%; with 50% employer match about $91,157 at 4% or $60,771 at 6%; with 100% employer match about $68,368 at 4% or $45,578 at 6%.
Unibank for Savings-137---
Unibank for Savings-0---
Group Long Term Care-146---
Long Term Disability Plan-139---
20075147$7,746,103$768,673$5,229iApproximate average salary by contribution assumption: employee only about $130,727 at 4% or $87,151 at 6%; with 50% employer match about $87,151 at 4% or $58,101 at 6%; with 100% employer match about $65,363 at 4% or $43,576 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-138$7,746,103$768,673$5,570iApproximate average salary by contribution assumption: employee only about $139,252 at 4% or $92,835 at 6%; with 50% employer match about $92,835 at 4% or $61,890 at 6%; with 100% employer match about $69,626 at 4% or $46,417 at 6%.
Unibank for Savings-146---
SBERA PENSION PLAN AS ADOPTED BY UNIBANK FOR SAVINGS-147---
Group Long Term Care-141---
Long Term Disability Plan-140---
20065149$6,899,936$748,992$5,027iApproximate average salary by contribution assumption: employee only about $125,670 at 4% or $83,780 at 6%; with 50% employer match about $83,780 at 4% or $55,853 at 6%; with 100% employer match about $62,835 at 4% or $41,890 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-142$6,899,936$748,992$5,275iApproximate average salary by contribution assumption: employee only about $131,865 at 4% or $87,910 at 6%; with 50% employer match about $87,910 at 4% or $58,607 at 6%; with 100% employer match about $65,932 at 4% or $43,955 at 6%.
Unibank for Savings-136---
SBERA PENSION PLAN AS ADOPTED BY UNIBANK FOR SAVINGS-143---
Long Term Disability Plan-140---
Group Long Term Care-149---
20053143$13,976,160$1,513,012$10,581iApproximate average salary by contribution assumption: employee only about $264,513 at 4% or $176,342 at 6%; with 50% employer match about $176,342 at 4% or $117,561 at 6%; with 100% employer match about $132,256 at 4% or $88,171 at 6%.
SBERA PENSION PLAN AS ADOPTED BY UNIBANK FOR SAVINGS-143$8,108,171$770,465$5,388iApproximate average salary by contribution assumption: employee only about $134,697 at 4% or $89,798 at 6%; with 50% employer match about $89,798 at 4% or $59,865 at 6%; with 100% employer match about $67,348 at 4% or $44,899 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-140$5,867,989$742,547$5,304iApproximate average salary by contribution assumption: employee only about $132,598 at 4% or $88,398 at 6%; with 50% employer match about $88,398 at 4% or $58,932 at 6%; with 100% employer match about $66,299 at 4% or $44,199 at 6%.
Unibank for Savings-0---
20044140$12,252,398$1,527,843$10,913iApproximate average salary by contribution assumption: employee only about $272,829 at 4% or $181,886 at 6%; with 50% employer match about $181,886 at 4% or $121,257 at 6%; with 100% employer match about $136,415 at 4% or $90,943 at 6%.
SBERA PENSION PLAN AS ADOPTED BY UNIBANK FOR SAVINGS-140$7,051,589$750,414$5,360iApproximate average salary by contribution assumption: employee only about $134,003 at 4% or $89,335 at 6%; with 50% employer match about $89,335 at 4% or $59,557 at 6%; with 100% employer match about $67,001 at 4% or $44,668 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-140$5,200,809$777,429$5,553iApproximate average salary by contribution assumption: employee only about $138,827 at 4% or $92,551 at 6%; with 50% employer match about $92,551 at 4% or $61,701 at 6%; with 100% employer match about $69,413 at 4% or $46,276 at 6%.
Unibank for Savings-104---
Long Term Disability Plan-134---
20032136$10,146,819$1,309,739$9,630iApproximate average salary by contribution assumption: employee only about $240,761 at 4% or $160,507 at 6%; with 50% employer match about $160,507 at 4% or $107,005 at 6%; with 100% employer match about $120,380 at 4% or $80,254 at 6%.
SBERA PENSION PLAN AS ADOPTED BY UNIBANK FOR SAVINGS-136$5,874,495$637,799$4,690iApproximate average salary by contribution assumption: employee only about $117,242 at 4% or $78,162 at 6%; with 50% employer match about $78,162 at 4% or $52,108 at 6%; with 100% employer match about $58,621 at 4% or $39,081 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-133$4,272,324$671,940$5,052iApproximate average salary by contribution assumption: employee only about $126,305 at 4% or $84,203 at 6%; with 50% employer match about $84,203 at 4% or $56,135 at 6%; with 100% employer match about $63,152 at 4% or $42,102 at 6%.
20023204$7,744,791$1,096,679$5,376iApproximate average salary by contribution assumption: employee only about $134,397 at 4% or $89,598 at 6%; with 50% employer match about $89,598 at 4% or $59,732 at 6%; with 100% employer match about $67,198 at 4% or $44,799 at 6%.
SBERA PENSION PLAN AS ADOPTED BY UNIBANK FOR SAVINGS-126$4,791,149$504,372$4,003iApproximate average salary by contribution assumption: employee only about $100,074 at 4% or $66,716 at 6%; with 50% employer match about $66,716 at 4% or $44,477 at 6%; with 100% employer match about $50,037 at 4% or $33,358 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-123$2,953,642$592,307$4,816iApproximate average salary by contribution assumption: employee only about $120,388 at 4% or $80,258 at 6%; with 50% employer match about $80,258 at 4% or $53,506 at 6%; with 100% employer match about $60,194 at 4% or $40,129 at 6%.
Section 125 Premium Conversion Plan-204---
20013182$6,804,311$771,052$4,237iApproximate average salary by contribution assumption: employee only about $105,914 at 4% or $70,609 at 6%; with 50% employer match about $70,609 at 4% or $47,073 at 6%; with 100% employer match about $52,957 at 4% or $35,305 at 6%.
SBERA PENSION PLAN AS ADOPTED BY UNIBANK FOR SAVINGS-116$3,794,752$332,661$2,868iApproximate average salary by contribution assumption: employee only about $71,694 at 4% or $47,796 at 6%; with 50% employer match about $47,796 at 4% or $31,864 at 6%; with 100% employer match about $35,847 at 4% or $23,898 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-106$3,009,559$438,391$4,136iApproximate average salary by contribution assumption: employee only about $103,394 at 4% or $68,929 at 6%; with 50% employer match about $68,929 at 4% or $45,953 at 6%; with 100% employer match about $51,697 at 4% or $34,465 at 6%.
Section 125 Premium Conversion Plan-182---
20003160$6,916,049$676,029$4,225iApproximate average salary by contribution assumption: employee only about $105,630 at 4% or $70,420 at 6%; with 50% employer match about $70,420 at 4% or $46,946 at 6%; with 100% employer match about $52,815 at 4% or $35,210 at 6%.
SBERA PENSION PLAN AS ADOPTED BY UNIBANK FOR SAVINGS-98$3,886,894$306,278$3,125iApproximate average salary by contribution assumption: employee only about $78,132 at 4% or $52,088 at 6%; with 50% employer match about $52,088 at 4% or $34,725 at 6%; with 100% employer match about $39,066 at 4% or $26,044 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-97$3,029,155$369,751$3,812iApproximate average salary by contribution assumption: employee only about $95,297 at 4% or $63,531 at 6%; with 50% employer match about $63,531 at 4% or $42,354 at 6%; with 100% employer match about $47,648 at 4% or $31,766 at 6%.
Section 125 Premium Conversion Plan-160---
19992142$2,236,938$54,252$382iApproximate average salary by contribution assumption: employee only about $9,551 at 4% or $6,368 at 6%; with 50% employer match about $6,368 at 4% or $4,245 at 6%; with 100% employer match about $4,776 at 4% or $3,184 at 6%.
Sbera 401 K Plan as Adopted by Unibank for Savings-90$2,236,938$54,252$603iApproximate average salary by contribution assumption: employee only about $15,070 at 4% or $10,047 at 6%; with 50% employer match about $10,047 at 4% or $6,698 at 6%; with 100% employer match about $7,535 at 4% or $5,023 at 6%.
Section 125 Premium Conversion Plan-142---