Civic Intelligence

Millbury Savings Bank

Plan context: Sbera 401 K Plan as Adopted by Millbury Savings Bank

EIN 04-1621370 • Millbury, MA • 22 filings • 5 plans

109 Elm StreetMillbury, MA 01527
Current Snapshot

Latest Year

2018

2018 Participants

49

2018 Assets

$4,876,999

2018 Contributions

$529,629

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$8,107,564$4,053,782$0199920102018YearValue
$4,876,999Latest year 2018

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

49250199920092018YearValue
49Latest year 2018

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2018149$4,876,999$529,629$10,809iApproximate average salary by contribution assumption: employee only about $270,219 at 4% or $180,146 at 6%; with 50% employer match about $180,146 at 4% or $120,097 at 6%; with 100% employer match about $135,109 at 4% or $90,073 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-49$4,876,999$529,629$10,809iApproximate average salary by contribution assumption: employee only about $270,219 at 4% or $180,146 at 6%; with 50% employer match about $180,146 at 4% or $120,097 at 6%; with 100% employer match about $135,109 at 4% or $90,073 at 6%.
2017148$5,527,535$721,994$15,042iApproximate average salary by contribution assumption: employee only about $376,039 at 4% or $250,692 at 6%; with 50% employer match about $250,692 at 4% or $167,128 at 6%; with 100% employer match about $188,019 at 4% or $125,346 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-48$5,527,535$721,994$15,042iApproximate average salary by contribution assumption: employee only about $376,039 at 4% or $250,692 at 6%; with 50% employer match about $250,692 at 4% or $167,128 at 6%; with 100% employer match about $188,019 at 4% or $125,346 at 6%.
2016147$4,343,951$362,850$7,720iApproximate average salary by contribution assumption: employee only about $193,005 at 4% or $128,670 at 6%; with 50% employer match about $128,670 at 4% or $85,780 at 6%; with 100% employer match about $96,503 at 4% or $64,335 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-47$4,343,951$362,850$7,720iApproximate average salary by contribution assumption: employee only about $193,005 at 4% or $128,670 at 6%; with 50% employer match about $128,670 at 4% or $85,780 at 6%; with 100% employer match about $96,503 at 4% or $64,335 at 6%.
2015217$8,107,564$711,524$41,854iApproximate average salary by contribution assumption: employee only about $1,046,359 at 4% or $697,573 at 6%; with 50% employer match about $697,573 at 4% or $465,048 at 6%; with 100% employer match about $523,179 at 4% or $348,786 at 6%.
MSB 401(K) PLAN-17$4,053,782$355,762$20,927iApproximate average salary by contribution assumption: employee only about $523,179 at 4% or $348,786 at 6%; with 50% employer match about $348,786 at 4% or $232,524 at 6%; with 100% employer match about $261,590 at 4% or $174,393 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-17$4,053,782$355,762$20,927iApproximate average salary by contribution assumption: employee only about $523,179 at 4% or $348,786 at 6%; with 50% employer match about $348,786 at 4% or $232,524 at 6%; with 100% employer match about $261,590 at 4% or $174,393 at 6%.
2014220$7,902,842$945,048$47,252iApproximate average salary by contribution assumption: employee only about $1,181,310 at 4% or $787,540 at 6%; with 50% employer match about $787,540 at 4% or $525,027 at 6%; with 100% employer match about $590,655 at 4% or $393,770 at 6%.
MSB 401(K) PLAN-20$3,951,421$91,474$4,574iApproximate average salary by contribution assumption: employee only about $114,343 at 4% or $76,228 at 6%; with 50% employer match about $76,228 at 4% or $50,819 at 6%; with 100% employer match about $57,171 at 4% or $38,114 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-20$3,951,421$853,574$42,679iApproximate average salary by contribution assumption: employee only about $1,066,968 at 4% or $711,312 at 6%; with 50% employer match about $711,312 at 4% or $474,208 at 6%; with 100% employer match about $533,484 at 4% or $355,656 at 6%.
2013133$4,379,446$246,299$7,464iApproximate average salary by contribution assumption: employee only about $186,590 at 4% or $124,393 at 6%; with 50% employer match about $124,393 at 4% or $82,929 at 6%; with 100% employer match about $93,295 at 4% or $62,197 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-33$4,379,446$246,299$7,464iApproximate average salary by contribution assumption: employee only about $186,590 at 4% or $124,393 at 6%; with 50% employer match about $124,393 at 4% or $82,929 at 6%; with 100% employer match about $93,295 at 4% or $62,197 at 6%.
2012136$4,010,189$262,383$7,288iApproximate average salary by contribution assumption: employee only about $182,210 at 4% or $121,474 at 6%; with 50% employer match about $121,474 at 4% or $80,982 at 6%; with 100% employer match about $91,105 at 4% or $60,737 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-36$4,010,189$262,383$7,288iApproximate average salary by contribution assumption: employee only about $182,210 at 4% or $121,474 at 6%; with 50% employer match about $121,474 at 4% or $80,982 at 6%; with 100% employer match about $91,105 at 4% or $60,737 at 6%.
2011133$3,395,096$240,526$7,289iApproximate average salary by contribution assumption: employee only about $182,217 at 4% or $121,478 at 6%; with 50% employer match about $121,478 at 4% or $80,985 at 6%; with 100% employer match about $91,108 at 4% or $60,739 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-33$3,395,096$240,526$7,289iApproximate average salary by contribution assumption: employee only about $182,217 at 4% or $121,478 at 6%; with 50% employer match about $121,478 at 4% or $80,985 at 6%; with 100% employer match about $91,108 at 4% or $60,739 at 6%.
2010133$3,182,432$249,918$7,573iApproximate average salary by contribution assumption: employee only about $189,332 at 4% or $126,221 at 6%; with 50% employer match about $126,221 at 4% or $84,147 at 6%; with 100% employer match about $94,666 at 4% or $63,111 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-33$3,182,432$249,918$7,573iApproximate average salary by contribution assumption: employee only about $189,332 at 4% or $126,221 at 6%; with 50% employer match about $126,221 at 4% or $84,147 at 6%; with 100% employer match about $94,666 at 4% or $63,111 at 6%.
2009136$2,947,992$217,785$6,050iApproximate average salary by contribution assumption: employee only about $151,240 at 4% or $100,826 at 6%; with 50% employer match about $100,826 at 4% or $67,218 at 6%; with 100% employer match about $75,620 at 4% or $50,413 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-36$2,947,992$217,785$6,050iApproximate average salary by contribution assumption: employee only about $151,240 at 4% or $100,826 at 6%; with 50% employer match about $100,826 at 4% or $67,218 at 6%; with 100% employer match about $75,620 at 4% or $50,413 at 6%.
2008136$2,706,207$235,469$6,541iApproximate average salary by contribution assumption: employee only about $163,520 at 4% or $109,013 at 6%; with 50% employer match about $109,013 at 4% or $72,676 at 6%; with 100% employer match about $81,760 at 4% or $54,507 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-36$2,706,207$235,469$6,541iApproximate average salary by contribution assumption: employee only about $163,520 at 4% or $109,013 at 6%; with 50% employer match about $109,013 at 4% or $72,676 at 6%; with 100% employer match about $81,760 at 4% or $54,507 at 6%.
2007137$0$0-
Sbera 401 K Plan as Adopted by Millbury Savings Bank-37---
2006135$3,194,179$214,220$6,121iApproximate average salary by contribution assumption: employee only about $153,014 at 4% or $102,010 at 6%; with 50% employer match about $102,010 at 4% or $68,006 at 6%; with 100% employer match about $76,507 at 4% or $51,005 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-35$3,194,179$214,220$6,121iApproximate average salary by contribution assumption: employee only about $153,014 at 4% or $102,010 at 6%; with 50% employer match about $102,010 at 4% or $68,006 at 6%; with 100% employer match about $76,507 at 4% or $51,005 at 6%.
2005133$2,658,692$300,980$9,121iApproximate average salary by contribution assumption: employee only about $228,015 at 4% or $152,010 at 6%; with 50% employer match about $152,010 at 4% or $101,340 at 6%; with 100% employer match about $114,008 at 4% or $76,005 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-33$2,658,692$300,980$9,121iApproximate average salary by contribution assumption: employee only about $228,015 at 4% or $152,010 at 6%; with 50% employer match about $152,010 at 4% or $101,340 at 6%; with 100% employer match about $114,008 at 4% or $76,005 at 6%.
2004133$2,215,185$182,778$5,539iApproximate average salary by contribution assumption: employee only about $138,468 at 4% or $92,312 at 6%; with 50% employer match about $92,312 at 4% or $61,541 at 6%; with 100% employer match about $69,234 at 4% or $46,156 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-33$2,215,185$182,778$5,539iApproximate average salary by contribution assumption: employee only about $138,468 at 4% or $92,312 at 6%; with 50% employer match about $92,312 at 4% or $61,541 at 6%; with 100% employer match about $69,234 at 4% or $46,156 at 6%.
2003132$1,897,831$160,504$5,016iApproximate average salary by contribution assumption: employee only about $125,394 at 4% or $83,596 at 6%; with 50% employer match about $83,596 at 4% or $55,731 at 6%; with 100% employer match about $62,697 at 4% or $41,798 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-32$1,897,831$160,504$5,016iApproximate average salary by contribution assumption: employee only about $125,394 at 4% or $83,596 at 6%; with 50% employer match about $83,596 at 4% or $55,731 at 6%; with 100% employer match about $62,697 at 4% or $41,798 at 6%.
2002129$1,580,744$166,479$5,741iApproximate average salary by contribution assumption: employee only about $143,516 at 4% or $95,678 at 6%; with 50% employer match about $95,678 at 4% or $63,785 at 6%; with 100% employer match about $71,758 at 4% or $47,839 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-29$1,580,744$166,479$5,741iApproximate average salary by contribution assumption: employee only about $143,516 at 4% or $95,678 at 6%; with 50% employer match about $95,678 at 4% or $63,785 at 6%; with 100% employer match about $71,758 at 4% or $47,839 at 6%.
2001130$1,661,917$196,743$6,558iApproximate average salary by contribution assumption: employee only about $163,953 at 4% or $109,302 at 6%; with 50% employer match about $109,302 at 4% or $72,868 at 6%; with 100% employer match about $81,976 at 4% or $54,651 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-30$1,661,917$196,743$6,558iApproximate average salary by contribution assumption: employee only about $163,953 at 4% or $109,302 at 6%; with 50% employer match about $109,302 at 4% or $72,868 at 6%; with 100% employer match about $81,976 at 4% or $54,651 at 6%.
2000124$0$0-
Sbera 401 K Plan as Adopted by Millbury Savings Bank-24---
1999128$2,344,323$19,462$695iApproximate average salary by contribution assumption: employee only about $17,377 at 4% or $11,585 at 6%; with 50% employer match about $11,585 at 4% or $7,723 at 6%; with 100% employer match about $8,688 at 4% or $5,792 at 6%.
Sbera 401 K Plan as Adopted by Millbury Savings Bank-28$2,344,323$19,462$695iApproximate average salary by contribution assumption: employee only about $17,377 at 4% or $11,585 at 6%; with 50% employer match about $11,585 at 4% or $7,723 at 6%; with 100% employer match about $8,688 at 4% or $5,792 at 6%.