Civic Intelligence

Millbury National Bank

Plan context: Sbera 401(K) Plan as Adopted by Millbury National Bank

EIN 04-1621330 • 50 filings • 5 plans

Current Snapshot

Latest Year

2024

2024 Participants

21

2024 Assets

$1,868,575

2024 Contributions

$64,987

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$7,490,835$3,745,418$0199920122024YearValue
$1,868,575Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

23120199920122024YearValue
21Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024221$1,868,575$64,987$3,095iApproximate average salary by contribution assumption: employee only about $77,365 at 4% or $51,577 at 6%; with 50% employer match about $51,577 at 4% or $34,385 at 6%; with 100% employer match about $38,683 at 4% or $25,788 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-21$1,868,575$64,987$3,095iApproximate average salary by contribution assumption: employee only about $77,365 at 4% or $51,577 at 6%; with 50% employer match about $51,577 at 4% or $34,385 at 6%; with 100% employer match about $38,683 at 4% or $25,788 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-20---
2023220$7,490,835$815,416$40,771iApproximate average salary by contribution assumption: employee only about $1,019,270 at 4% or $679,513 at 6%; with 50% employer match about $679,513 at 4% or $453,009 at 6%; with 100% employer match about $509,635 at 4% or $339,757 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-19$5,610,878$750,000$39,474iApproximate average salary by contribution assumption: employee only about $986,842 at 4% or $657,895 at 6%; with 50% employer match about $657,895 at 4% or $438,596 at 6%; with 100% employer match about $493,421 at 4% or $328,947 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-20$1,879,957$65,416$3,271iApproximate average salary by contribution assumption: employee only about $81,770 at 4% or $54,513 at 6%; with 50% employer match about $54,513 at 4% or $36,342 at 6%; with 100% employer match about $40,885 at 4% or $27,257 at 6%.
2022217$5,505,794$65,007$3,824iApproximate average salary by contribution assumption: employee only about $95,599 at 4% or $63,732 at 6%; with 50% employer match about $63,732 at 4% or $42,488 at 6%; with 100% employer match about $47,799 at 4% or $31,866 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-17$3,947,434--
Sbera 401(K) Plan as Adopted by Millbury National Bank-16$1,558,360$65,007$4,063iApproximate average salary by contribution assumption: employee only about $101,573 at 4% or $67,716 at 6%; with 50% employer match about $67,716 at 4% or $45,144 at 6%; with 100% employer match about $50,787 at 4% or $33,858 at 6%.
2021216$5,938,705$120,412$7,526iApproximate average salary by contribution assumption: employee only about $188,144 at 4% or $125,429 at 6%; with 50% employer match about $125,429 at 4% or $83,619 at 6%; with 100% employer match about $94,072 at 4% or $62,715 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-16$3,791,332--
Sbera 401(K) Plan as Adopted by Millbury National Bank-15$2,147,373$120,412$8,027iApproximate average salary by contribution assumption: employee only about $200,687 at 4% or $133,791 at 6%; with 50% employer match about $133,791 at 4% or $89,194 at 6%; with 100% employer match about $100,343 at 4% or $66,896 at 6%.
2020218$6,449,037$543,683$30,205iApproximate average salary by contribution assumption: employee only about $755,115 at 4% or $503,410 at 6%; with 50% employer match about $503,410 at 4% or $335,607 at 6%; with 100% employer match about $377,558 at 4% or $251,705 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-18$4,675,067$500,000$27,778iApproximate average salary by contribution assumption: employee only about $694,444 at 4% or $462,963 at 6%; with 50% employer match about $462,963 at 4% or $308,642 at 6%; with 100% employer match about $347,222 at 4% or $231,481 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-17$1,773,970$43,683$2,570iApproximate average salary by contribution assumption: employee only about $64,240 at 4% or $42,826 at 6%; with 50% employer match about $42,826 at 4% or $28,551 at 6%; with 100% employer match about $32,120 at 4% or $21,413 at 6%.
2019218$4,945,765$791,947$43,997iApproximate average salary by contribution assumption: employee only about $1,099,926 at 4% or $733,284 at 6%; with 50% employer match about $733,284 at 4% or $488,856 at 6%; with 100% employer match about $549,963 at 4% or $366,642 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-17$3,453,018$750,000$44,118iApproximate average salary by contribution assumption: employee only about $1,102,941 at 4% or $735,294 at 6%; with 50% employer match about $735,294 at 4% or $490,196 at 6%; with 100% employer match about $551,471 at 4% or $367,647 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-18$1,492,747$41,947$2,330iApproximate average salary by contribution assumption: employee only about $58,260 at 4% or $38,840 at 6%; with 50% employer match about $38,840 at 4% or $25,893 at 6%; with 100% employer match about $29,130 at 4% or $19,420 at 6%.
2018218$3,876,891$470,040$26,113iApproximate average salary by contribution assumption: employee only about $652,833 at 4% or $435,222 at 6%; with 50% employer match about $435,222 at 4% or $290,148 at 6%; with 100% employer match about $326,417 at 4% or $217,611 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-18$2,691,892$427,000$23,722iApproximate average salary by contribution assumption: employee only about $593,056 at 4% or $395,370 at 6%; with 50% employer match about $395,370 at 4% or $263,580 at 6%; with 100% employer match about $296,528 at 4% or $197,685 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-14$1,184,999$43,040$3,074iApproximate average salary by contribution assumption: employee only about $76,857 at 4% or $51,238 at 6%; with 50% employer match about $51,238 at 4% or $34,159 at 6%; with 100% employer match about $38,429 at 4% or $25,619 at 6%.
2017216$3,432,215$989,141$61,821iApproximate average salary by contribution assumption: employee only about $1,545,533 at 4% or $1,030,355 at 6%; with 50% employer match about $1,030,355 at 4% or $686,903 at 6%; with 100% employer match about $772,766 at 4% or $515,178 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-13$2,047,518$250,000$19,231iApproximate average salary by contribution assumption: employee only about $480,769 at 4% or $320,513 at 6%; with 50% employer match about $320,513 at 4% or $213,675 at 6%; with 100% employer match about $240,385 at 4% or $160,256 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-16$1,384,697$739,141$46,196iApproximate average salary by contribution assumption: employee only about $1,154,908 at 4% or $769,939 at 6%; with 50% employer match about $769,939 at 4% or $513,292 at 6%; with 100% employer match about $577,454 at 4% or $384,969 at 6%.
2016216$2,695,134$29,983$1,874iApproximate average salary by contribution assumption: employee only about $46,848 at 4% or $31,232 at 6%; with 50% employer match about $31,232 at 4% or $20,822 at 6%; with 100% employer match about $23,424 at 4% or $15,616 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-16$2,193,374--
Sbera 401(K) Plan as Adopted by Millbury National Bank-15$501,760$29,983$1,999iApproximate average salary by contribution assumption: employee only about $49,972 at 4% or $33,314 at 6%; with 50% employer match about $33,314 at 4% or $22,210 at 6%; with 100% employer match about $24,986 at 4% or $16,657 at 6%.
2015214$2,537,555$526,869$37,634iApproximate average salary by contribution assumption: employee only about $940,838 at 4% or $627,225 at 6%; with 50% employer match about $627,225 at 4% or $418,150 at 6%; with 100% employer match about $470,419 at 4% or $313,613 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-13$2,046,209$500,000$38,462iApproximate average salary by contribution assumption: employee only about $961,538 at 4% or $641,026 at 6%; with 50% employer match about $641,026 at 4% or $427,350 at 6%; with 100% employer match about $480,769 at 4% or $320,513 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-14$491,346$26,869$1,919iApproximate average salary by contribution assumption: employee only about $47,980 at 4% or $31,987 at 6%; with 50% employer match about $31,987 at 4% or $21,325 at 6%; with 100% employer match about $23,990 at 4% or $15,993 at 6%.
2014217$1,982,735$227,779$13,399iApproximate average salary by contribution assumption: employee only about $334,969 at 4% or $223,313 at 6%; with 50% employer match about $223,313 at 4% or $148,875 at 6%; with 100% employer match about $167,485 at 4% or $111,656 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-13$1,504,372$191,000$14,692iApproximate average salary by contribution assumption: employee only about $367,308 at 4% or $244,872 at 6%; with 50% employer match about $244,872 at 4% or $163,248 at 6%; with 100% employer match about $183,654 at 4% or $122,436 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-17$478,363$36,779$2,163iApproximate average salary by contribution assumption: employee only about $54,087 at 4% or $36,058 at 6%; with 50% employer match about $36,058 at 4% or $24,039 at 6%; with 100% employer match about $27,043 at 4% or $18,029 at 6%.
2013216$1,836,258$100,491$6,281iApproximate average salary by contribution assumption: employee only about $157,017 at 4% or $104,678 at 6%; with 50% employer match about $104,678 at 4% or $69,785 at 6%; with 100% employer match about $78,509 at 4% or $52,339 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-15$1,427,526$80,000$5,333iApproximate average salary by contribution assumption: employee only about $133,333 at 4% or $88,889 at 6%; with 50% employer match about $88,889 at 4% or $59,259 at 6%; with 100% employer match about $66,667 at 4% or $44,444 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-16$408,732$20,491$1,281iApproximate average salary by contribution assumption: employee only about $32,017 at 4% or $21,345 at 6%; with 50% employer match about $21,345 at 4% or $14,230 at 6%; with 100% employer match about $16,009 at 4% or $10,672 at 6%.
2012215$1,627,408$96,720$6,448iApproximate average salary by contribution assumption: employee only about $161,200 at 4% or $107,467 at 6%; with 50% employer match about $107,467 at 4% or $71,644 at 6%; with 100% employer match about $80,600 at 4% or $53,733 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-12$1,301,928$80,000$6,667iApproximate average salary by contribution assumption: employee only about $166,667 at 4% or $111,111 at 6%; with 50% employer match about $111,111 at 4% or $74,074 at 6%; with 100% employer match about $83,333 at 4% or $55,556 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-15$325,480$16,720$1,115iApproximate average salary by contribution assumption: employee only about $27,867 at 4% or $18,578 at 6%; with 50% employer match about $18,578 at 4% or $12,385 at 6%; with 100% employer match about $13,933 at 4% or $9,289 at 6%.
2011218$1,351,139$178,618$9,923iApproximate average salary by contribution assumption: employee only about $248,081 at 4% or $165,387 at 6%; with 50% employer match about $165,387 at 4% or $110,258 at 6%; with 100% employer match about $124,040 at 4% or $82,694 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-16$1,075,386$158,395$9,900iApproximate average salary by contribution assumption: employee only about $247,492 at 4% or $164,995 at 6%; with 50% employer match about $164,995 at 4% or $109,997 at 6%; with 100% employer match about $123,746 at 4% or $82,497 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-18$275,753$20,223$1,124iApproximate average salary by contribution assumption: employee only about $28,088 at 4% or $18,725 at 6%; with 50% employer match about $18,725 at 4% or $12,483 at 6%; with 100% employer match about $14,044 at 4% or $9,363 at 6%.
2010219$1,146,708$104,925$5,522iApproximate average salary by contribution assumption: employee only about $138,059 at 4% or $92,039 at 6%; with 50% employer match about $92,039 at 4% or $61,360 at 6%; with 100% employer match about $69,030 at 4% or $46,020 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-18$895,005$79,000$4,389iApproximate average salary by contribution assumption: employee only about $109,722 at 4% or $73,148 at 6%; with 50% employer match about $73,148 at 4% or $48,765 at 6%; with 100% employer match about $54,861 at 4% or $36,574 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-19$251,703$25,925$1,364iApproximate average salary by contribution assumption: employee only about $34,112 at 4% or $22,741 at 6%; with 50% employer match about $22,741 at 4% or $15,161 at 6%; with 100% employer match about $17,056 at 4% or $11,371 at 6%.
2009217$1,008,840$23,433$1,378iApproximate average salary by contribution assumption: employee only about $34,460 at 4% or $22,974 at 6%; with 50% employer match about $22,974 at 4% or $15,316 at 6%; with 100% employer match about $17,230 at 4% or $11,487 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-17$801,976--
Sbera 401(K) Plan as Adopted by Millbury National Bank-17$206,864$23,433$1,378iApproximate average salary by contribution assumption: employee only about $34,460 at 4% or $22,974 at 6%; with 50% employer match about $22,974 at 4% or $15,316 at 6%; with 100% employer match about $17,230 at 4% or $11,487 at 6%.
2008116$154,990$30,435$1,902iApproximate average salary by contribution assumption: employee only about $47,555 at 4% or $31,703 at 6%; with 50% employer match about $31,703 at 4% or $21,135 at 6%; with 100% employer match about $23,777 at 4% or $15,852 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-16$154,990$30,435$1,902iApproximate average salary by contribution assumption: employee only about $47,555 at 4% or $31,703 at 6%; with 50% employer match about $31,703 at 4% or $21,135 at 6%; with 100% employer match about $23,777 at 4% or $15,852 at 6%.
2007217$0$0-
Sbera Pension Plan as Adopted by Millbury National Bank-15---
Sbera 401(K) Plan as Adopted by Millbury National Bank-17---
2006220$192,772$26,246$1,312iApproximate average salary by contribution assumption: employee only about $32,808 at 4% or $21,872 at 6%; with 50% employer match about $21,872 at 4% or $14,581 at 6%; with 100% employer match about $16,404 at 4% or $10,936 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-20$192,772$26,246$1,312iApproximate average salary by contribution assumption: employee only about $32,808 at 4% or $21,872 at 6%; with 50% employer match about $21,872 at 4% or $14,581 at 6%; with 100% employer match about $16,404 at 4% or $10,936 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-20---
2005217$170,357$22,483$1,323iApproximate average salary by contribution assumption: employee only about $33,063 at 4% or $22,042 at 6%; with 50% employer match about $22,042 at 4% or $14,695 at 6%; with 100% employer match about $16,532 at 4% or $11,021 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-14$170,357$22,483$1,606iApproximate average salary by contribution assumption: employee only about $40,148 at 4% or $26,765 at 6%; with 50% employer match about $26,765 at 4% or $17,844 at 6%; with 100% employer match about $20,074 at 4% or $13,383 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-17---
2004216$609,843$83,944$5,247iApproximate average salary by contribution assumption: employee only about $131,163 at 4% or $87,442 at 6%; with 50% employer match about $87,442 at 4% or $58,294 at 6%; with 100% employer match about $65,581 at 4% or $43,721 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-15$471,702$63,340$4,223iApproximate average salary by contribution assumption: employee only about $105,567 at 4% or $70,378 at 6%; with 50% employer match about $70,378 at 4% or $46,919 at 6%; with 100% employer match about $52,783 at 4% or $35,189 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-16$138,141$20,604$1,288iApproximate average salary by contribution assumption: employee only about $32,194 at 4% or $21,463 at 6%; with 50% employer match about $21,463 at 4% or $14,308 at 6%; with 100% employer match about $16,097 at 4% or $10,731 at 6%.
2003217$526,579$90,163$5,304iApproximate average salary by contribution assumption: employee only about $132,593 at 4% or $88,395 at 6%; with 50% employer match about $88,395 at 4% or $58,930 at 6%; with 100% employer match about $66,296 at 4% or $44,198 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-17$396,509$59,855$3,521iApproximate average salary by contribution assumption: employee only about $88,022 at 4% or $58,681 at 6%; with 50% employer match about $58,681 at 4% or $39,121 at 6%; with 100% employer match about $44,011 at 4% or $29,341 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-13$130,070$30,308$2,331iApproximate average salary by contribution assumption: employee only about $58,285 at 4% or $38,856 at 6%; with 50% employer match about $38,856 at 4% or $25,904 at 6%; with 100% employer match about $29,142 at 4% or $19,428 at 6%.
2002218$131,410$31,528$1,752iApproximate average salary by contribution assumption: employee only about $43,789 at 4% or $29,193 at 6%; with 50% employer match about $29,193 at 4% or $19,462 at 6%; with 100% employer match about $21,894 at 4% or $14,596 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-18$131,410$31,528$1,752iApproximate average salary by contribution assumption: employee only about $43,789 at 4% or $29,193 at 6%; with 50% employer match about $29,193 at 4% or $19,462 at 6%; with 100% employer match about $21,894 at 4% or $14,596 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-16---
2001221$205,906$37,927$1,806iApproximate average salary by contribution assumption: employee only about $45,151 at 4% or $30,101 at 6%; with 50% employer match about $30,101 at 4% or $20,067 at 6%; with 100% employer match about $22,576 at 4% or $15,050 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-21$205,906$37,927$1,806iApproximate average salary by contribution assumption: employee only about $45,151 at 4% or $30,101 at 6%; with 50% employer match about $30,101 at 4% or $20,067 at 6%; with 100% employer match about $22,576 at 4% or $15,050 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-21---
2000223$182,801$32,237$1,402iApproximate average salary by contribution assumption: employee only about $35,040 at 4% or $23,360 at 6%; with 50% employer match about $23,360 at 4% or $15,573 at 6%; with 100% employer match about $17,520 at 4% or $11,680 at 6%.
Sbera 401(K) Plan as Adopted by Millbury National Bank-23$182,801$32,237$1,402iApproximate average salary by contribution assumption: employee only about $35,040 at 4% or $23,360 at 6%; with 50% employer match about $23,360 at 4% or $15,573 at 6%; with 100% employer match about $17,520 at 4% or $11,680 at 6%.
Sbera Pension Plan as Adopted by Millbury National Bank-21---
1999121$418,526$0-
Sbera Pension Plan as Adopted by Millbury National Bank-21$418,526--