Civic Intelligence

Marlborough Savings Bank

Plan context: Sbera 401 K Plan as Adopted by Marlborough Savings Bank

EIN 04-1584100 • Marlborough, MA • 65 filings • 10 plans

81 Granger Blvd.Marlborough, MA 01752
Current Snapshot

Latest Year

2024

2024 Participants

142

2024 Assets

$28,069,243

2024 Contributions

$3,115,491

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$36,465,454$18,232,727$0199920122024YearValue
$28,069,243Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

178890199920122024YearValue
142Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20244142$28,069,243$3,115,491$21,940iApproximate average salary by contribution assumption: employee only about $548,502 at 4% or $365,668 at 6%; with 50% employer match about $365,668 at 4% or $243,779 at 6%; with 100% employer match about $274,251 at 4% or $182,834 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-142$28,069,243$3,115,491$21,940iApproximate average salary by contribution assumption: employee only about $548,502 at 4% or $365,668 at 6%; with 50% employer match about $365,668 at 4% or $243,779 at 6%; with 100% employer match about $274,251 at 4% or $182,834 at 6%.
Main Street Bank Vision Care Plan-102---
Main Street Bank Gtl/Ltd Plan-124---
Main Street Bank Std Plan-132---
20235172$36,465,454$2,540,576$14,771iApproximate average salary by contribution assumption: employee only about $369,270 at 4% or $246,180 at 6%; with 50% employer match about $246,180 at 4% or $164,120 at 6%; with 100% employer match about $184,635 at 4% or $123,090 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-172$26,087,558$2,540,576$14,771iApproximate average salary by contribution assumption: employee only about $369,270 at 4% or $246,180 at 6%; with 50% employer match about $246,180 at 4% or $164,120 at 6%; with 100% employer match about $184,635 at 4% or $123,090 at 6%.
Sbera Pension Plan as Adopted by North Middlesex Savings Bank-23$10,377,896--
Main Street Bank Gtl/Ltd Plan-142---
Main Street Bank Std Plan-170---
Main Street Bank Vision Care Plan-112---
20225165$29,968,243$1,941,492$11,767iApproximate average salary by contribution assumption: employee only about $294,165 at 4% or $196,110 at 6%; with 50% employer match about $196,110 at 4% or $130,740 at 6%; with 100% employer match about $147,083 at 4% or $98,055 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-165$21,171,841$1,941,492$11,767iApproximate average salary by contribution assumption: employee only about $294,165 at 4% or $196,110 at 6%; with 50% employer match about $196,110 at 4% or $130,740 at 6%; with 100% employer match about $147,083 at 4% or $98,055 at 6%.
Sbera Pension Plan as Adopted by North Middlesex Savings Bank-28$8,796,402--
Main Street Bank Vision Care Plan-113---
Main Street Bank Gtl/Ltd Plan-142---
Main Street Bank Std Plan-155---
20215159$33,871,156$1,819,797$11,445iApproximate average salary by contribution assumption: employee only about $286,132 at 4% or $190,754 at 6%; with 50% employer match about $190,754 at 4% or $127,170 at 6%; with 100% employer match about $143,066 at 4% or $95,377 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-159$24,987,208$1,819,797$11,445iApproximate average salary by contribution assumption: employee only about $286,132 at 4% or $190,754 at 6%; with 50% employer match about $190,754 at 4% or $127,170 at 6%; with 100% employer match about $143,066 at 4% or $95,377 at 6%.
Sbera Pension Plan as Adopted by North Middlesex Savings Bank-29$8,883,948--
Main Street Bank Vision Care Plan-114---
Main Street Bank Gtl/Ltd Plan-----
Main Street Bank Std Plan-139---
20204159$32,843,604$1,754,800$11,036iApproximate average salary by contribution assumption: employee only about $275,912 at 4% or $183,941 at 6%; with 50% employer match about $183,941 at 4% or $122,628 at 6%; with 100% employer match about $137,956 at 4% or $91,971 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-159$21,508,440$1,754,800$11,036iApproximate average salary by contribution assumption: employee only about $275,912 at 4% or $183,941 at 6%; with 50% employer match about $183,941 at 4% or $122,628 at 6%; with 100% employer match about $137,956 at 4% or $91,971 at 6%.
Sbera Pension Plan as Adopted by North Middlesex Savings Bank-30$11,335,164--
Main Street Bank Vision Care Plan-105---
Main Street Bank Gtl/Ltd Plan-142---
20193170$29,159,108$1,752,413$10,308iApproximate average salary by contribution assumption: employee only about $257,708 at 4% or $171,805 at 6%; with 50% employer match about $171,805 at 4% or $114,537 at 6%; with 100% employer match about $128,854 at 4% or $85,903 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-170$19,667,416$1,562,413$9,191iApproximate average salary by contribution assumption: employee only about $229,767 at 4% or $153,178 at 6%; with 50% employer match about $153,178 at 4% or $102,118 at 6%; with 100% employer match about $114,883 at 4% or $76,589 at 6%.
Sbera Pension Plan as Adopted by North Middlesex Savings Bank-31$9,491,692$190,000$6,129iApproximate average salary by contribution assumption: employee only about $153,226 at 4% or $102,151 at 6%; with 50% employer match about $102,151 at 4% or $68,100 at 6%; with 100% employer match about $76,613 at 4% or $51,075 at 6%.
Main Street Bank Gtl/Ltd Plan-148---
20182176$25,272,103$1,968,181$11,183iApproximate average salary by contribution assumption: employee only about $279,571 at 4% or $186,381 at 6%; with 50% employer match about $186,381 at 4% or $124,254 at 6%; with 100% employer match about $139,786 at 4% or $93,190 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-176$15,433,517$1,968,181$11,183iApproximate average salary by contribution assumption: employee only about $279,571 at 4% or $186,381 at 6%; with 50% employer match about $186,381 at 4% or $124,254 at 6%; with 100% employer match about $139,786 at 4% or $93,190 at 6%.
Sbera Pension Plan as Adopted by North Middlesex Savings Bank-34$9,838,586--
20172178$25,610,429$2,005,474$11,267iApproximate average salary by contribution assumption: employee only about $281,668 at 4% or $187,778 at 6%; with 50% employer match about $187,778 at 4% or $125,186 at 6%; with 100% employer match about $140,834 at 4% or $93,889 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-178$15,994,414$1,420,474$7,980iApproximate average salary by contribution assumption: employee only about $199,505 at 4% or $133,003 at 6%; with 50% employer match about $133,003 at 4% or $88,669 at 6%; with 100% employer match about $99,752 at 4% or $66,502 at 6%.
Sbera Pension Plan as Adopted by North Middlesex Savings Bank-40$9,616,015$585,000$14,625iApproximate average salary by contribution assumption: employee only about $365,625 at 4% or $243,750 at 6%; with 50% employer match about $243,750 at 4% or $162,500 at 6%; with 100% employer match about $182,813 at 4% or $121,875 at 6%.
2016295$16,652,420$635,776$6,692iApproximate average salary by contribution assumption: employee only about $167,309 at 4% or $111,540 at 6%; with 50% employer match about $111,540 at 4% or $74,360 at 6%; with 100% employer match about $83,655 at 4% or $55,770 at 6%.
Sbera Pension Plan as Adopted by North Middlesex Savings Bank-51$9,805,523--
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-95$6,846,897$635,776$6,692iApproximate average salary by contribution assumption: employee only about $167,309 at 4% or $111,540 at 6%; with 50% employer match about $111,540 at 4% or $74,360 at 6%; with 100% employer match about $83,655 at 4% or $55,770 at 6%.
2015293$15,881,169$586,883$6,311iApproximate average salary by contribution assumption: employee only about $157,764 at 4% or $105,176 at 6%; with 50% employer match about $105,176 at 4% or $70,117 at 6%; with 100% employer match about $78,882 at 4% or $52,588 at 6%.
Sbera Pension Plan as Adopted by North Middlesex Savings Bank-64$8,807,263--
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-93$7,073,906$586,883$6,311iApproximate average salary by contribution assumption: employee only about $157,764 at 4% or $105,176 at 6%; with 50% employer match about $105,176 at 4% or $70,117 at 6%; with 100% employer match about $78,882 at 4% or $52,588 at 6%.
2014288$6,820,160$1,480,229$16,821iApproximate average salary by contribution assumption: employee only about $420,520 at 4% or $280,346 at 6%; with 50% employer match about $280,346 at 4% or $186,898 at 6%; with 100% employer match about $210,260 at 4% or $140,173 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-88$6,820,160$1,480,229$16,821iApproximate average salary by contribution assumption: employee only about $420,520 at 4% or $280,346 at 6%; with 50% employer match about $280,346 at 4% or $186,898 at 6%; with 100% employer match about $210,260 at 4% or $140,173 at 6%.
Sbera Pension Plan as Adopted by Marlborough Savings Bank-0---
2013277$6,616,949$1,057,408$13,733iApproximate average salary by contribution assumption: employee only about $343,314 at 4% or $228,876 at 6%; with 50% employer match about $228,876 at 4% or $152,584 at 6%; with 100% employer match about $171,657 at 4% or $114,438 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-77$5,286,014$364,660$4,736iApproximate average salary by contribution assumption: employee only about $118,396 at 4% or $78,931 at 6%; with 50% employer match about $78,931 at 4% or $52,620 at 6%; with 100% employer match about $59,198 at 4% or $39,465 at 6%.
Sbera Pension Plan as Adopted by Marlborough Savings Bank-0$1,330,935$692,748-
2012283$9,854,859$762,062$9,181iApproximate average salary by contribution assumption: employee only about $229,537 at 4% or $153,024 at 6%; with 50% employer match about $153,024 at 4% or $102,016 at 6%; with 100% employer match about $114,768 at 4% or $76,512 at 6%.
Sbera Pension Plan as Adopted by Marlborough Savings Bank-26$5,785,611$455,097$17,504iApproximate average salary by contribution assumption: employee only about $437,593 at 4% or $291,729 at 6%; with 50% employer match about $291,729 at 4% or $194,486 at 6%; with 100% employer match about $218,797 at 4% or $145,864 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-83$4,069,248$306,965$3,698iApproximate average salary by contribution assumption: employee only about $92,459 at 4% or $61,640 at 6%; with 50% employer match about $61,640 at 4% or $41,093 at 6%; with 100% employer match about $46,230 at 4% or $30,820 at 6%.
2011279$8,051,068$318,772$4,035iApproximate average salary by contribution assumption: employee only about $100,877 at 4% or $67,251 at 6%; with 50% employer match about $67,251 at 4% or $44,834 at 6%; with 100% employer match about $50,439 at 4% or $33,626 at 6%.
Sbera Pension Plan as Adopted by Marlborough Savings Bank-26$4,605,742$44,903$1,727iApproximate average salary by contribution assumption: employee only about $43,176 at 4% or $28,784 at 6%; with 50% employer match about $28,784 at 4% or $19,189 at 6%; with 100% employer match about $21,588 at 4% or $14,392 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-79$3,445,326$273,869$3,467iApproximate average salary by contribution assumption: employee only about $86,667 at 4% or $57,778 at 6%; with 50% employer match about $57,778 at 4% or $38,519 at 6%; with 100% employer match about $43,334 at 4% or $28,889 at 6%.
2010274$7,785,257$586,882$7,931iApproximate average salary by contribution assumption: employee only about $198,271 at 4% or $132,181 at 6%; with 50% employer match about $132,181 at 4% or $88,120 at 6%; with 100% employer match about $99,135 at 4% or $66,090 at 6%.
Sbera Pension Plan as Adopted by Marlborough Savings Bank-27$4,355,767$300,000$11,111iApproximate average salary by contribution assumption: employee only about $277,778 at 4% or $185,185 at 6%; with 50% employer match about $185,185 at 4% or $123,457 at 6%; with 100% employer match about $138,889 at 4% or $92,593 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-74$3,429,490$286,882$3,877iApproximate average salary by contribution assumption: employee only about $96,920 at 4% or $64,613 at 6%; with 50% employer match about $64,613 at 4% or $43,075 at 6%; with 100% employer match about $48,460 at 4% or $32,307 at 6%.
2009275$7,117,006$272,939$3,639iApproximate average salary by contribution assumption: employee only about $90,980 at 4% or $60,653 at 6%; with 50% employer match about $60,653 at 4% or $40,435 at 6%; with 100% employer match about $45,490 at 4% or $30,327 at 6%.
Sbera Pension Plan as Adopted by Marlborough Savings Bank-31$4,113,692--
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-75$3,003,314$272,939$3,639iApproximate average salary by contribution assumption: employee only about $90,980 at 4% or $60,653 at 6%; with 50% employer match about $60,653 at 4% or $40,435 at 6%; with 100% employer match about $45,490 at 4% or $30,327 at 6%.
2008168$2,390,358$329,350$4,843iApproximate average salary by contribution assumption: employee only about $121,085 at 4% or $80,723 at 6%; with 50% employer match about $80,723 at 4% or $53,815 at 6%; with 100% employer match about $60,542 at 4% or $40,362 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-68$2,390,358$329,350$4,843iApproximate average salary by contribution assumption: employee only about $121,085 at 4% or $80,723 at 6%; with 50% employer match about $80,723 at 4% or $53,815 at 6%; with 100% employer match about $60,542 at 4% or $40,362 at 6%.
2007270$0$0-
Sbera Pension Plan as Adopted by Marlborough Savings Bank-37---
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-70---
2006265$2,393,454$227,775$3,504iApproximate average salary by contribution assumption: employee only about $87,606 at 4% or $58,404 at 6%; with 50% employer match about $58,404 at 4% or $38,936 at 6%; with 100% employer match about $43,803 at 4% or $29,202 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-65$2,393,454$227,775$3,504iApproximate average salary by contribution assumption: employee only about $87,606 at 4% or $58,404 at 6%; with 50% employer match about $58,404 at 4% or $38,936 at 6%; with 100% employer match about $43,803 at 4% or $29,202 at 6%.
Sbera Pension Plan as Adopted by Marlborough Savings Bank-40---
2005263$1,947,478$209,428$3,324iApproximate average salary by contribution assumption: employee only about $83,106 at 4% or $55,404 at 6%; with 50% employer match about $55,404 at 4% or $36,936 at 6%; with 100% employer match about $41,553 at 4% or $27,702 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-63$1,947,478$209,428$3,324iApproximate average salary by contribution assumption: employee only about $83,106 at 4% or $55,404 at 6%; with 50% employer match about $55,404 at 4% or $36,936 at 6%; with 100% employer match about $41,553 at 4% or $27,702 at 6%.
Sbera Pension Plan as Adopted by Marlborough Savings Bank-52---
2004254$5,738,418$303,408$5,619iApproximate average salary by contribution assumption: employee only about $140,467 at 4% or $93,644 at 6%; with 50% employer match about $93,644 at 4% or $62,430 at 6%; with 100% employer match about $70,233 at 4% or $46,822 at 6%.
Sbera Pension Plan as Adopted by Marlborough Savings Bank-50$4,096,171$139,210$2,784iApproximate average salary by contribution assumption: employee only about $69,605 at 4% or $46,403 at 6%; with 50% employer match about $46,403 at 4% or $30,936 at 6%; with 100% employer match about $34,803 at 4% or $23,202 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-54$1,642,247$164,198$3,041iApproximate average salary by contribution assumption: employee only about $76,018 at 4% or $50,678 at 6%; with 50% employer match about $50,678 at 4% or $33,786 at 6%; with 100% employer match about $38,009 at 4% or $25,339 at 6%.
2003252$5,025,359$504,117$9,695iApproximate average salary by contribution assumption: employee only about $242,364 at 4% or $161,576 at 6%; with 50% employer match about $161,576 at 4% or $107,717 at 6%; with 100% employer match about $121,182 at 4% or $80,788 at 6%.
Sbera Pension Plan as Adopted by Marlborough Savings Bank-51$3,682,919$292,482$5,735iApproximate average salary by contribution assumption: employee only about $143,374 at 4% or $95,582 at 6%; with 50% employer match about $95,582 at 4% or $63,722 at 6%; with 100% employer match about $71,687 at 4% or $47,791 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-52$1,342,440$211,635$4,070iApproximate average salary by contribution assumption: employee only about $101,748 at 4% or $67,832 at 6%; with 50% employer match about $67,832 at 4% or $45,221 at 6%; with 100% employer match about $50,874 at 4% or $33,916 at 6%.
2002251$923,787$123,038$2,413iApproximate average salary by contribution assumption: employee only about $60,313 at 4% or $40,208 at 6%; with 50% employer match about $40,208 at 4% or $26,806 at 6%; with 100% employer match about $30,156 at 4% or $20,104 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-51$923,787$123,038$2,413iApproximate average salary by contribution assumption: employee only about $60,313 at 4% or $40,208 at 6%; with 50% employer match about $40,208 at 4% or $26,806 at 6%; with 100% employer match about $30,156 at 4% or $20,104 at 6%.
Sbera Pension Plan as Adopted by Marlborough Savings Bank-50---
2001254$976,872$118,744$2,199iApproximate average salary by contribution assumption: employee only about $54,974 at 4% or $36,649 at 6%; with 50% employer match about $36,649 at 4% or $24,433 at 6%; with 100% employer match about $27,487 at 4% or $18,325 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-53$976,872$118,744$2,240iApproximate average salary by contribution assumption: employee only about $56,011 at 4% or $37,341 at 6%; with 50% employer match about $37,341 at 4% or $24,894 at 6%; with 100% employer match about $28,006 at 4% or $18,670 at 6%.
Sbera Pension Plan as Adopted by Marlborough Savings Bank-54---
2000252$959,777$123,350$2,372iApproximate average salary by contribution assumption: employee only about $59,303 at 4% or $39,535 at 6%; with 50% employer match about $39,535 at 4% or $26,357 at 6%; with 100% employer match about $29,651 at 4% or $19,768 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-49$959,777$123,350$2,517iApproximate average salary by contribution assumption: employee only about $62,934 at 4% or $41,956 at 6%; with 50% employer match about $41,956 at 4% or $27,971 at 6%; with 100% employer match about $31,467 at 4% or $20,978 at 6%.
Sbera Pension Plan as Adopted by Marlborough Savings Bank-52---
1999250$3,871,279$117,111$2,342iApproximate average salary by contribution assumption: employee only about $58,555 at 4% or $39,037 at 6%; with 50% employer match about $39,037 at 4% or $26,025 at 6%; with 100% employer match about $29,278 at 4% or $19,519 at 6%.
Sbera Pension Plan as Adopted by Marlborough Savings Bank-48$3,433,494$101,710$2,119iApproximate average salary by contribution assumption: employee only about $52,974 at 4% or $35,316 at 6%; with 50% employer match about $35,316 at 4% or $23,544 at 6%; with 100% employer match about $26,487 at 4% or $17,658 at 6%.
Sbera 401 K Plan as Adopted by Marlborough Savings Bank-50$437,785$15,401$308iApproximate average salary by contribution assumption: employee only about $7,700 at 4% or $5,134 at 6%; with 50% employer match about $5,134 at 4% or $3,422 at 6%; with 100% employer match about $3,850 at 4% or $2,567 at 6%.