Civic Intelligence

Lowell Five Cent Savings Bank

Plan context: Sbera 401(K) Plan as Adopted by Lowell Five Cent Savings Bank

EIN 04-1558030 • Lowell, MA • 48 filings • 16 plans

One Merrimack PlazaLowell, MA 01852
Current Snapshot

Latest Year

2011

2011 Participants

174

2011 Assets

$8,762,613

2011 Contributions

$954,486

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$23,780,518$11,890,259$0199920052011YearValue
$8,762,613Latest year 2011

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

179900199920052011YearValue
174Latest year 2011

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20112174$8,762,613$954,486$5,486iApproximate average salary by contribution assumption: employee only about $137,139 at 4% or $91,426 at 6%; with 50% employer match about $91,426 at 4% or $60,951 at 6%; with 100% employer match about $68,569 at 4% or $45,713 at 6%.
Sbera 401(K) Plan as Adopted by Lowell Five Cent Savings Bank-174$8,762,613$954,486$5,486iApproximate average salary by contribution assumption: employee only about $137,139 at 4% or $91,426 at 6%; with 50% employer match about $91,426 at 4% or $60,951 at 6%; with 100% employer match about $68,569 at 4% or $45,713 at 6%.
The Lowell Five Cent Savings Bank Long Term Disability Plan-165---
20104174$23,780,518$733,470$4,215iApproximate average salary by contribution assumption: employee only about $105,384 at 4% or $70,256 at 6%; with 50% employer match about $70,256 at 4% or $46,837 at 6%; with 100% employer match about $52,692 at 4% or $35,128 at 6%.
Sbera Pension Plan as Adopted by Lowell Five Cents Savings Bank-174$15,813,587--
Sbera 401(K) Plan as Adopted by Lowell Five Cent Savings Bank-173$7,966,931$733,470$4,240iApproximate average salary by contribution assumption: employee only about $105,993 at 4% or $70,662 at 6%; with 50% employer match about $70,662 at 4% or $47,108 at 6%; with 100% employer match about $52,996 at 4% or $35,331 at 6%.
The Lowell Five Cent Savings Bank Long Term Disability Plan-156---
Savings Bank Employees Group Insurance Fund Lowell Five Cents Savings Bank-159---
20094176$22,347,889$2,716,016$15,432iApproximate average salary by contribution assumption: employee only about $385,798 at 4% or $257,198 at 6%; with 50% employer match about $257,198 at 4% or $171,466 at 6%; with 100% employer match about $192,899 at 4% or $128,599 at 6%.
Sbera Pension Plan as Adopted by Lowell Five Cents Savings Bank-171$15,607,011$2,000,000$11,696iApproximate average salary by contribution assumption: employee only about $292,398 at 4% or $194,932 at 6%; with 50% employer match about $194,932 at 4% or $129,955 at 6%; with 100% employer match about $146,199 at 4% or $97,466 at 6%.
Sbera 401(K) Plan as Adopted by Lowell Five Cent Savings Bank-176$6,740,878$716,016$4,068iApproximate average salary by contribution assumption: employee only about $101,707 at 4% or $67,805 at 6%; with 50% employer match about $67,805 at 4% or $45,203 at 6%; with 100% employer match about $50,853 at 4% or $33,902 at 6%.
Savings Bank Employees Group Insurance Fund Lowell Five Cents Savings Bank-162---
The Lowell Five Cent Savings Bank Long Term Disability Plan-162---
20084175$5,856,597$770,440$4,403iApproximate average salary by contribution assumption: employee only about $110,063 at 4% or $73,375 at 6%; with 50% employer match about $73,375 at 4% or $48,917 at 6%; with 100% employer match about $55,031 at 4% or $36,688 at 6%.
Sbera 401(K) Plan as Adopted by Lowell Five Cent Savings Bank-175$5,856,597$770,440$4,403iApproximate average salary by contribution assumption: employee only about $110,063 at 4% or $73,375 at 6%; with 50% employer match about $73,375 at 4% or $48,917 at 6%; with 100% employer match about $55,031 at 4% or $36,688 at 6%.
Savings Bank Employees Group Insurance Fund Lowell Five Cents Savings Bank-162---
The Lowell Five Cent Savings Bank Long Term Disability Plan-160---
Savings Bank Employees Group Insurance Fund Lowell Five Cents Savings Bank-0---
20074179$7,354,010$737,832$4,122iApproximate average salary by contribution assumption: employee only about $103,049 at 4% or $68,699 at 6%; with 50% employer match about $68,699 at 4% or $45,800 at 6%; with 100% employer match about $51,525 at 4% or $34,350 at 6%.
Sbera 401(K) Plan as Adopted by Lowell Five Cent Savings Bank-175$7,354,010$737,832$4,216iApproximate average salary by contribution assumption: employee only about $105,405 at 4% or $70,270 at 6%; with 50% employer match about $70,270 at 4% or $46,846 at 6%; with 100% employer match about $52,702 at 4% or $35,135 at 6%.
Savings Bank Employees Group Insurance Fund Lowell Five Cents Savings Bank-179---
The Lowell Five Cent Savings Bank Long Term Disability Plan-161---
Sbera Pension Plan as Adopted by Lowell Five Cents Savings Bank-169---
20064170$6,380,284$693,894$4,082iApproximate average salary by contribution assumption: employee only about $102,043 at 4% or $68,029 at 6%; with 50% employer match about $68,029 at 4% or $45,353 at 6%; with 100% employer match about $51,022 at 4% or $34,014 at 6%.
Sbera 401(K) Plan as Adopted by Lowell Five Cent Savings Bank-169$6,380,284$693,894$4,106iApproximate average salary by contribution assumption: employee only about $102,647 at 4% or $68,431 at 6%; with 50% employer match about $68,431 at 4% or $45,621 at 6%; with 100% employer match about $51,324 at 4% or $34,216 at 6%.
Savings Bank Employees Group Insurance Fund Lowell Five Cents Savings Bank-169---
The Lowell Five Cent Savings Bank Long Term Disability Plan-168---
Sbera Pension Plan as Adopted by Lowell Five Cents Savings Bank-170---
20054167$5,155,958$744,839$4,460iApproximate average salary by contribution assumption: employee only about $111,503 at 4% or $74,335 at 6%; with 50% employer match about $74,335 at 4% or $49,557 at 6%; with 100% employer match about $55,751 at 4% or $37,168 at 6%.
Sbera 401(K) Plan as Adopted by Lowell Five Cent Savings Bank-158$5,155,958$744,839$4,714iApproximate average salary by contribution assumption: employee only about $117,854 at 4% or $78,570 at 6%; with 50% employer match about $78,570 at 4% or $52,380 at 6%; with 100% employer match about $58,927 at 4% or $39,285 at 6%.
Savings Bank Employees Group Insurance Fund Lowell Five Cents Savings Bank-163---
The Lowell Five Cent Savings Bank Long Term Disability Plan-164---
Sbera Pension Plan as Adopted by Lowell Five Cents Savings Bank-167---
20044165$15,344,900$1,082,148$6,558iApproximate average salary by contribution assumption: employee only about $163,962 at 4% or $109,308 at 6%; with 50% employer match about $109,308 at 4% or $72,872 at 6%; with 100% employer match about $81,981 at 4% or $54,654 at 6%.
Sbera Pension Plan as Adopted by Lowell Five Cents Savings Bank-152$10,531,395$423,669$2,787iApproximate average salary by contribution assumption: employee only about $69,682 at 4% or $46,455 at 6%; with 50% employer match about $46,455 at 4% or $30,970 at 6%; with 100% employer match about $34,841 at 4% or $23,227 at 6%.
Sbera 401(K) Plan as Adopted by Lowell Five Cent Savings Bank-160$4,813,505$658,479$4,115iApproximate average salary by contribution assumption: employee only about $102,887 at 4% or $68,592 at 6%; with 50% employer match about $68,592 at 4% or $45,728 at 6%; with 100% employer match about $51,444 at 4% or $34,296 at 6%.
Savings Bank Employees Group Insurance Fund Lowell Five Cents Savings Bank-165---
The Lowell Five Cent Savings Bank Long Term Disability Plan-161---
20034166$4,031,246$625,251$3,767iApproximate average salary by contribution assumption: employee only about $94,164 at 4% or $62,776 at 6%; with 50% employer match about $62,776 at 4% or $41,851 at 6%; with 100% employer match about $47,082 at 4% or $31,388 at 6%.
Sbera 401(K) Plan as Adopted by Lowell Five Cent Savings Bank-166$4,031,246$625,251$3,767iApproximate average salary by contribution assumption: employee only about $94,164 at 4% or $62,776 at 6%; with 50% employer match about $62,776 at 4% or $41,851 at 6%; with 100% employer match about $47,082 at 4% or $31,388 at 6%.
Savings Bank Employees Group Insurance Fund Lowell Five Cents Savings Bank-155---
The Lowell Five Cent Savings Bank Long Term Disability Plan-163---
Sbera Pension Plan as Adopted by Lowell Five Cents Savings Bank-154---
20024168$3,068,956$591,119$3,519iApproximate average salary by contribution assumption: employee only about $87,964 at 4% or $58,643 at 6%; with 50% employer match about $58,643 at 4% or $39,095 at 6%; with 100% employer match about $43,982 at 4% or $29,321 at 6%.
Sbera 401(K) Plan as Adopted by Lowell Five Cent Savings Bank-168$3,068,956$591,119$3,519iApproximate average salary by contribution assumption: employee only about $87,964 at 4% or $58,643 at 6%; with 50% employer match about $58,643 at 4% or $39,095 at 6%; with 100% employer match about $43,982 at 4% or $29,321 at 6%.
Savings Bank Employees Group Insurance Fund Lowell Five Cents Savings Bank-157---
Sbera Pension Plan as Adopted by Lowell Five Cents Savings Bank-159---
The Lowell Five Cent Savings Bank Long Term Disability Plan-158---
20014164$3,000,931$519,589$3,168iApproximate average salary by contribution assumption: employee only about $79,206 at 4% or $52,804 at 6%; with 50% employer match about $52,804 at 4% or $35,203 at 6%; with 100% employer match about $39,603 at 4% or $26,402 at 6%.
Sbera 401(K) Plan as Adopted by Lowell Five Cent Savings Bank-159$3,000,931$519,589$3,268iApproximate average salary by contribution assumption: employee only about $81,696 at 4% or $54,464 at 6%; with 50% employer match about $54,464 at 4% or $36,310 at 6%; with 100% employer match about $40,848 at 4% or $27,232 at 6%.
Savings Bank Employees Group Insurance Fund Lowell Five Cents Savings Bank-163---
Sbera Pension Plan as Adopted by Lowell Five Cents Savings Bank-164---
The Lowell Five Cent Savings Bank Long Term Disability Plan-164---
20003151$2,710,670$467,205$3,094iApproximate average salary by contribution assumption: employee only about $77,352 at 4% or $51,568 at 6%; with 50% employer match about $51,568 at 4% or $34,379 at 6%; with 100% employer match about $38,676 at 4% or $25,784 at 6%.
Sbera 401(K) Plan as Adopted by Lowell Five Cent Savings Bank-149$2,710,670$467,205$3,136iApproximate average salary by contribution assumption: employee only about $78,390 at 4% or $52,260 at 6%; with 50% employer match about $52,260 at 4% or $34,840 at 6%; with 100% employer match about $39,195 at 4% or $26,130 at 6%.
The Lowell Five Cent Savings Bank Long Term Disability Plan-151---
Sbera Pension Plan as Adopted by Lowell Five Cents Savings Bank-0---
19993149$9,108,935$312,985$2,101iApproximate average salary by contribution assumption: employee only about $52,514 at 4% or $35,010 at 6%; with 50% employer match about $35,010 at 4% or $23,340 at 6%; with 100% employer match about $26,257 at 4% or $17,505 at 6%.
Sbera Pension Plan as Adopted by Lowell Five Cents Savings Bank-139$9,108,935$312,985$2,252iApproximate average salary by contribution assumption: employee only about $56,292 at 4% or $37,528 at 6%; with 50% employer match about $37,528 at 4% or $25,019 at 6%; with 100% employer match about $28,146 at 4% or $18,764 at 6%.
Savings Bank Employees Group Insurance Fund Lowell Five Cents Savings Bank-149---
The Lowell Five Cent Savings Bank Long Term Disability Plan-146---