Civic Intelligence

Institution for Savings in Newburyp

Plan context: Sbera Pension Plan as Adopted by Institution for Savings in Newburyport

EIN 04-1471660 • Newburyport, MA • 44 filings • 21 plans

PO Box 510Newburyport, MA 01950
Current Snapshot

Latest Year

2022

2022 Participants

192

2022 Assets

$59,143,468

2022 Contributions

$5,900,000

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$59,143,468$29,571,734$0199920112020YearValue
$59,143,468Latest year 2020

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

2021010199920112022YearValue
192Latest year 2022

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20222192$0$0-
Institution for Savings Vision Service Plan 2016-192---
Institution for Savings Vision Service Plan 2016-192---
20212194$0$0-
Institution for Savings Vision Service Plan 2016-194---
Institution for Savings Group Term Life Insurance Plan 2017-176---
20203184$59,143,468$5,900,000$32,065iApproximate average salary by contribution assumption: employee only about $801,630 at 4% or $534,420 at 6%; with 50% employer match about $534,420 at 4% or $356,280 at 6%; with 100% employer match about $400,815 at 4% or $267,210 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-157$59,143,468$5,900,000$37,580iApproximate average salary by contribution assumption: employee only about $939,490 at 4% or $626,327 at 6%; with 50% employer match about $626,327 at 4% or $417,551 at 6%; with 100% employer match about $469,745 at 4% or $313,163 at 6%.
Institution for Savings Vision Service Plan 2016-184---
Institution for Savings Group Term Life Insurance Plan 2017-181---
20191164$45,442,815$2,600,000$15,854iApproximate average salary by contribution assumption: employee only about $396,341 at 4% or $264,228 at 6%; with 50% employer match about $264,228 at 4% or $176,152 at 6%; with 100% employer match about $198,171 at 4% or $132,114 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-164$45,442,815$2,600,000$15,854iApproximate average salary by contribution assumption: employee only about $396,341 at 4% or $264,228 at 6%; with 50% employer match about $264,228 at 4% or $176,152 at 6%; with 100% employer match about $198,171 at 4% or $132,114 at 6%.
20182176$40,023,733$3,500,000$19,886iApproximate average salary by contribution assumption: employee only about $497,159 at 4% or $331,439 at 6%; with 50% employer match about $331,439 at 4% or $220,960 at 6%; with 100% employer match about $248,580 at 4% or $165,720 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-176$40,023,733$3,500,000$19,886iApproximate average salary by contribution assumption: employee only about $497,159 at 4% or $331,439 at 6%; with 50% employer match about $331,439 at 4% or $220,960 at 6%; with 100% employer match about $248,580 at 4% or $165,720 at 6%.
Institution for Savings Group Term Life Insurance Plan 2017-0---
20173202$29,533,836$1,200,000$5,941iApproximate average salary by contribution assumption: employee only about $148,515 at 4% or $99,010 at 6%; with 50% employer match about $99,010 at 4% or $66,007 at 6%; with 100% employer match about $74,257 at 4% or $49,505 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-173$29,533,836$1,200,000$6,936iApproximate average salary by contribution assumption: employee only about $173,410 at 4% or $115,607 at 6%; with 50% employer match about $115,607 at 4% or $77,071 at 6%; with 100% employer match about $86,705 at 4% or $57,803 at 6%.
Institution for Savings Group Term Life Insurance Plan 2017-202---
Institution for Savings Vision Service Plan 2016-190---
20163200$31,356,829$2,300,000$11,500iApproximate average salary by contribution assumption: employee only about $287,500 at 4% or $191,667 at 6%; with 50% employer match about $191,667 at 4% or $127,778 at 6%; with 100% employer match about $143,750 at 4% or $95,833 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-165$31,356,829$2,300,000$13,939iApproximate average salary by contribution assumption: employee only about $348,485 at 4% or $232,323 at 6%; with 50% employer match about $232,323 at 4% or $154,882 at 6%; with 100% employer match about $174,242 at 4% or $116,162 at 6%.
Institution for Savings Group Term Life Insurance Plan 2016-200---
Institution for Savings Vision Service Plan 2016-183---
20153194$25,427,837$4,100,000$21,134iApproximate average salary by contribution assumption: employee only about $528,351 at 4% or $352,234 at 6%; with 50% employer match about $352,234 at 4% or $234,822 at 6%; with 100% employer match about $264,175 at 4% or $176,117 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-151$25,427,837$4,100,000$27,152iApproximate average salary by contribution assumption: employee only about $678,808 at 4% or $452,539 at 6%; with 50% employer match about $452,539 at 4% or $301,692 at 6%; with 100% employer match about $339,404 at 4% or $226,269 at 6%.
Institution for Savings Vision Service Plan 2016-182---
Institution for Savings Group Term Life Insurance Plan 2015-194---
20141143$19,326,154$4,400,000$30,769iApproximate average salary by contribution assumption: employee only about $769,231 at 4% or $512,821 at 6%; with 50% employer match about $512,821 at 4% or $341,880 at 6%; with 100% employer match about $384,615 at 4% or $256,410 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-143$19,326,154$4,400,000$30,769iApproximate average salary by contribution assumption: employee only about $769,231 at 4% or $512,821 at 6%; with 50% employer match about $512,821 at 4% or $341,880 at 6%; with 100% employer match about $384,615 at 4% or $256,410 at 6%.
20131121$15,478,087$1,000,000$8,264iApproximate average salary by contribution assumption: employee only about $206,612 at 4% or $137,741 at 6%; with 50% employer match about $137,741 at 4% or $91,827 at 6%; with 100% employer match about $103,306 at 4% or $68,871 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-121$15,478,087$1,000,000$8,264iApproximate average salary by contribution assumption: employee only about $206,612 at 4% or $137,741 at 6%; with 50% employer match about $137,741 at 4% or $91,827 at 6%; with 100% employer match about $103,306 at 4% or $68,871 at 6%.
2012196$11,426,708$1,065,000$11,094iApproximate average salary by contribution assumption: employee only about $277,344 at 4% or $184,896 at 6%; with 50% employer match about $184,896 at 4% or $123,264 at 6%; with 100% employer match about $138,672 at 4% or $92,448 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-96$11,426,708$1,065,000$11,094iApproximate average salary by contribution assumption: employee only about $277,344 at 4% or $184,896 at 6%; with 50% employer match about $184,896 at 4% or $123,264 at 6%; with 100% employer match about $138,672 at 4% or $92,448 at 6%.
20112117$10,021,279$1,285,000$10,983iApproximate average salary by contribution assumption: employee only about $274,573 at 4% or $183,048 at 6%; with 50% employer match about $183,048 at 4% or $122,032 at 6%; with 100% employer match about $137,286 at 4% or $91,524 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-94$10,021,279$1,285,000$13,670iApproximate average salary by contribution assumption: employee only about $341,755 at 4% or $227,837 at 6%; with 50% employer match about $227,837 at 4% or $151,891 at 6%; with 100% employer match about $170,878 at 4% or $113,918 at 6%.
Institution for Savings Vision Service Plan 2016-117---
2010193$7,694,392$2,000,000$21,505iApproximate average salary by contribution assumption: employee only about $537,634 at 4% or $358,423 at 6%; with 50% employer match about $358,423 at 4% or $238,949 at 6%; with 100% employer match about $268,817 at 4% or $179,211 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-93$7,694,392$2,000,000$21,505iApproximate average salary by contribution assumption: employee only about $537,634 at 4% or $358,423 at 6%; with 50% employer match about $358,423 at 4% or $238,949 at 6%; with 100% employer match about $268,817 at 4% or $179,211 at 6%.
2009191$5,242,083$2,197,223$24,145iApproximate average salary by contribution assumption: employee only about $603,633 at 4% or $402,422 at 6%; with 50% employer match about $402,422 at 4% or $268,281 at 6%; with 100% employer match about $301,816 at 4% or $201,211 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-91$5,242,083$2,197,223$24,145iApproximate average salary by contribution assumption: employee only about $603,633 at 4% or $402,422 at 6%; with 50% employer match about $402,422 at 4% or $268,281 at 6%; with 100% employer match about $301,816 at 4% or $201,211 at 6%.
2007263$0$149,859$2,379iApproximate average salary by contribution assumption: employee only about $59,468 at 4% or $39,645 at 6%; with 50% employer match about $39,645 at 4% or $26,430 at 6%; with 100% employer match about $29,734 at 4% or $19,823 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-63---
Sbera 401 K Plan as Adopted by Institution for Sav. in Newburyport/Vicinity-0-$149,859-
2006260$5,881,348$475,100$7,918iApproximate average salary by contribution assumption: employee only about $197,958 at 4% or $131,972 at 6%; with 50% employer match about $131,972 at 4% or $87,981 at 6%; with 100% employer match about $98,979 at 4% or $65,986 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-60$3,110,395$171,888$2,865iApproximate average salary by contribution assumption: employee only about $71,620 at 4% or $47,747 at 6%; with 50% employer match about $47,747 at 4% or $31,831 at 6%; with 100% employer match about $35,810 at 4% or $23,873 at 6%.
Sbera 401 K Plan as Adopted by Institution for Sav. in Newburyport/Vicinity-48$2,770,953$303,212$6,317iApproximate average salary by contribution assumption: employee only about $157,923 at 4% or $105,282 at 6%; with 50% employer match about $105,282 at 4% or $70,188 at 6%; with 100% employer match about $78,961 at 4% or $52,641 at 6%.
2005248$5,432,399$430,009$8,959iApproximate average salary by contribution assumption: employee only about $223,963 at 4% or $149,309 at 6%; with 50% employer match about $149,309 at 4% or $99,539 at 6%; with 100% employer match about $111,982 at 4% or $74,654 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-37$2,774,997$145,594$3,935iApproximate average salary by contribution assumption: employee only about $98,374 at 4% or $65,583 at 6%; with 50% employer match about $65,583 at 4% or $43,722 at 6%; with 100% employer match about $49,187 at 4% or $32,791 at 6%.
Sbera 401 K Plan as Adopted by Institution for Sav. in Newburyport/Vicinity-48$2,657,402$284,415$5,925iApproximate average salary by contribution assumption: employee only about $148,133 at 4% or $98,755 at 6%; with 50% employer match about $98,755 at 4% or $65,837 at 6%; with 100% employer match about $74,066 at 4% or $49,378 at 6%.
2004244$5,449,062$391,543$8,899iApproximate average salary by contribution assumption: employee only about $222,468 at 4% or $148,312 at 6%; with 50% employer match about $148,312 at 4% or $98,874 at 6%; with 100% employer match about $111,234 at 4% or $74,156 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-37$2,901,692$126,854$3,428iApproximate average salary by contribution assumption: employee only about $85,712 at 4% or $57,141 at 6%; with 50% employer match about $57,141 at 4% or $38,094 at 6%; with 100% employer match about $42,856 at 4% or $28,571 at 6%.
Sbera 401 K Plan as Adopted by Institution for Sav. in Newburyport/Vicinity-44$2,547,370$264,689$6,016iApproximate average salary by contribution assumption: employee only about $150,391 at 4% or $100,261 at 6%; with 50% employer match about $100,261 at 4% or $66,841 at 6%; with 100% employer match about $75,196 at 4% or $50,130 at 6%.
2003244$5,825,336$382,816$8,700iApproximate average salary by contribution assumption: employee only about $217,509 at 4% or $145,006 at 6%; with 50% employer match about $145,006 at 4% or $96,671 at 6%; with 100% employer match about $108,755 at 4% or $72,503 at 6%.
Sbera 401 K Plan as Adopted by Institution for Sav. in Newburyport/Vicinity-44$2,965,683$258,971$5,886iApproximate average salary by contribution assumption: employee only about $147,143 at 4% or $98,095 at 6%; with 50% employer match about $98,095 at 4% or $65,397 at 6%; with 100% employer match about $73,571 at 4% or $49,048 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-36$2,859,653$123,845$3,440iApproximate average salary by contribution assumption: employee only about $86,003 at 4% or $57,336 at 6%; with 50% employer match about $57,336 at 4% or $38,224 at 6%; with 100% employer match about $43,002 at 4% or $28,668 at 6%.
2002242$2,413,133$248,697$5,921iApproximate average salary by contribution assumption: employee only about $148,034 at 4% or $98,689 at 6%; with 50% employer match about $98,689 at 4% or $65,793 at 6%; with 100% employer match about $74,017 at 4% or $49,345 at 6%.
Sbera 401 K Plan as Adopted by Institution for Sav. in Newburyport/Vicinity-42$2,413,133$248,697$5,921iApproximate average salary by contribution assumption: employee only about $148,034 at 4% or $98,689 at 6%; with 50% employer match about $98,689 at 4% or $65,793 at 6%; with 100% employer match about $74,017 at 4% or $49,345 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-38---
2001239$2,662,483$255,172$6,543iApproximate average salary by contribution assumption: employee only about $163,572 at 4% or $109,048 at 6%; with 50% employer match about $109,048 at 4% or $72,699 at 6%; with 100% employer match about $81,786 at 4% or $54,524 at 6%.
Sbera 401 K Plan as Adopted by Institution for Sav. in Newburyport/Vicinity-39$2,662,483$255,172$6,543iApproximate average salary by contribution assumption: employee only about $163,572 at 4% or $109,048 at 6%; with 50% employer match about $109,048 at 4% or $72,699 at 6%; with 100% employer match about $81,786 at 4% or $54,524 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-34---
2000235$2,739,023$232,031$6,629iApproximate average salary by contribution assumption: employee only about $165,736 at 4% or $110,491 at 6%; with 50% employer match about $110,491 at 4% or $73,661 at 6%; with 100% employer match about $82,868 at 4% or $55,245 at 6%.
Sbera 401 K Plan as Adopted by Institution for Sav. in Newburyport/Vicinity-35$2,739,023$232,031$6,629iApproximate average salary by contribution assumption: employee only about $165,736 at 4% or $110,491 at 6%; with 50% employer match about $110,491 at 4% or $73,661 at 6%; with 100% employer match about $82,868 at 4% or $55,245 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-28---
1999235$4,868,319$106,269$3,036iApproximate average salary by contribution assumption: employee only about $75,906 at 4% or $50,604 at 6%; with 50% employer match about $50,604 at 4% or $33,736 at 6%; with 100% employer match about $37,953 at 4% or $25,302 at 6%.
Sbera Pension Plan as Adopted by Institution for Savings in Newburyport-29$3,735,941$72,051$2,485iApproximate average salary by contribution assumption: employee only about $62,113 at 4% or $41,409 at 6%; with 50% employer match about $41,409 at 4% or $27,606 at 6%; with 100% employer match about $31,056 at 4% or $20,704 at 6%.
Sbera 401 K Plan as Adopted by Institution for Sav. in Newburyport/Vicinity-35$1,132,378$34,218$978iApproximate average salary by contribution assumption: employee only about $24,441 at 4% or $16,294 at 6%; with 50% employer match about $16,294 at 4% or $10,863 at 6%; with 100% employer match about $12,221 at 4% or $8,147 at 6%.