Civic Intelligence

Cape Ann Savings Bank

Plan context: Sbera 401K Plan as Adopted by Cape Ann Savings Bank

EIN 04-1148820 • 54 filings • 8 plans

Current Snapshot

Latest Year

2024

2024 Participants

83

2024 Assets

$12,570,257

2024 Contributions

$862,946

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$25,775,978$12,887,989$0199920122024YearValue
$12,570,257Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

83420199920122024YearValue
83Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024183$12,570,257$862,946$10,397iApproximate average salary by contribution assumption: employee only about $259,923 at 4% or $173,282 at 6%; with 50% employer match about $173,282 at 4% or $115,522 at 6%; with 100% employer match about $129,962 at 4% or $86,641 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-83$12,570,257$862,946$10,397iApproximate average salary by contribution assumption: employee only about $259,923 at 4% or $173,282 at 6%; with 50% employer match about $173,282 at 4% or $115,522 at 6%; with 100% employer match about $129,962 at 4% or $86,641 at 6%.
2023280$25,775,978$1,691,740$21,147iApproximate average salary by contribution assumption: employee only about $528,669 at 4% or $352,446 at 6%; with 50% employer match about $352,446 at 4% or $234,964 at 6%; with 100% employer match about $264,334 at 4% or $176,223 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-72$14,696,867$1,050,000$14,583iApproximate average salary by contribution assumption: employee only about $364,583 at 4% or $243,056 at 6%; with 50% employer match about $243,056 at 4% or $162,037 at 6%; with 100% employer match about $182,292 at 4% or $121,528 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-80$11,079,111$641,740$8,022iApproximate average salary by contribution assumption: employee only about $200,544 at 4% or $133,696 at 6%; with 50% employer match about $133,696 at 4% or $89,131 at 6%; with 100% employer match about $100,272 at 4% or $66,848 at 6%.
2022280$20,739,590$515,502$6,444iApproximate average salary by contribution assumption: employee only about $161,094 at 4% or $107,396 at 6%; with 50% employer match about $107,396 at 4% or $71,598 at 6%; with 100% employer match about $80,547 at 4% or $53,698 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-73$11,869,482--
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-80$8,870,108$515,502$6,444iApproximate average salary by contribution assumption: employee only about $161,094 at 4% or $107,396 at 6%; with 50% employer match about $107,396 at 4% or $71,598 at 6%; with 100% employer match about $80,547 at 4% or $53,698 at 6%.
2021279$22,453,000$1,082,231$13,699iApproximate average salary by contribution assumption: employee only about $342,478 at 4% or $228,319 at 6%; with 50% employer match about $228,319 at 4% or $152,213 at 6%; with 100% employer match about $171,239 at 4% or $114,159 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-69$11,626,762$600,000$8,696iApproximate average salary by contribution assumption: employee only about $217,391 at 4% or $144,928 at 6%; with 50% employer match about $144,928 at 4% or $96,618 at 6%; with 100% employer match about $108,696 at 4% or $72,464 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-79$10,826,238$482,231$6,104iApproximate average salary by contribution assumption: employee only about $152,605 at 4% or $101,736 at 6%; with 50% employer match about $101,736 at 4% or $67,824 at 6%; with 100% employer match about $76,302 at 4% or $50,868 at 6%.
2020269$25,107,661$441,655$6,401iApproximate average salary by contribution assumption: employee only about $160,020 at 4% or $106,680 at 6%; with 50% employer match about $106,680 at 4% or $71,120 at 6%; with 100% employer match about $80,010 at 4% or $53,340 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-69$14,618,632--
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-69$10,489,029$441,655$6,401iApproximate average salary by contribution assumption: employee only about $160,020 at 4% or $106,680 at 6%; with 50% employer match about $106,680 at 4% or $71,120 at 6%; with 100% employer match about $80,010 at 4% or $53,340 at 6%.
2019275$24,243,385$1,433,933$19,119iApproximate average salary by contribution assumption: employee only about $477,978 at 4% or $318,652 at 6%; with 50% employer match about $318,652 at 4% or $212,435 at 6%; with 100% employer match about $238,989 at 4% or $159,326 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-69$15,545,147$951,000$13,783iApproximate average salary by contribution assumption: employee only about $344,565 at 4% or $229,710 at 6%; with 50% employer match about $229,710 at 4% or $153,140 at 6%; with 100% employer match about $172,283 at 4% or $114,855 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-75$8,698,238$482,933$6,439iApproximate average salary by contribution assumption: employee only about $160,978 at 4% or $107,318 at 6%; with 50% employer match about $107,318 at 4% or $71,546 at 6%; with 100% employer match about $80,489 at 4% or $53,659 at 6%.
2018274$21,450,931$391,927$5,296iApproximate average salary by contribution assumption: employee only about $132,408 at 4% or $88,272 at 6%; with 50% employer match about $88,272 at 4% or $58,848 at 6%; with 100% employer match about $66,204 at 4% or $44,136 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-74$14,259,762--
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-73$7,191,169$391,927$5,369iApproximate average salary by contribution assumption: employee only about $134,222 at 4% or $89,481 at 6%; with 50% employer match about $89,481 at 4% or $59,654 at 6%; with 100% employer match about $67,111 at 4% or $44,741 at 6%.
2017272$21,839,091$1,062,908$14,763iApproximate average salary by contribution assumption: employee only about $369,065 at 4% or $246,044 at 6%; with 50% employer match about $246,044 at 4% or $164,029 at 6%; with 100% employer match about $184,533 at 4% or $123,022 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-69$13,690,944$475,000$6,884iApproximate average salary by contribution assumption: employee only about $172,101 at 4% or $114,734 at 6%; with 50% employer match about $114,734 at 4% or $76,490 at 6%; with 100% employer match about $86,051 at 4% or $57,367 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-72$8,148,147$587,908$8,165iApproximate average salary by contribution assumption: employee only about $204,135 at 4% or $136,090 at 6%; with 50% employer match about $136,090 at 4% or $90,727 at 6%; with 100% employer match about $102,067 at 4% or $68,045 at 6%.
2016270$19,991,623$2,419,156$34,559iApproximate average salary by contribution assumption: employee only about $863,984 at 4% or $575,990 at 6%; with 50% employer match about $575,990 at 4% or $383,993 at 6%; with 100% employer match about $431,992 at 4% or $287,995 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-70$13,345,871$2,150,000$30,714iApproximate average salary by contribution assumption: employee only about $767,857 at 4% or $511,905 at 6%; with 50% employer match about $511,905 at 4% or $341,270 at 6%; with 100% employer match about $383,929 at 4% or $255,952 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-69$6,645,752$269,156$3,901iApproximate average salary by contribution assumption: employee only about $97,520 at 4% or $65,014 at 6%; with 50% employer match about $65,014 at 4% or $43,342 at 6%; with 100% employer match about $48,760 at 4% or $32,507 at 6%.
2015365$16,410,344$454,159$6,987iApproximate average salary by contribution assumption: employee only about $174,677 at 4% or $116,451 at 6%; with 50% employer match about $116,451 at 4% or $77,634 at 6%; with 100% employer match about $87,338 at 4% or $58,226 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-63$10,326,476$160,000$2,540iApproximate average salary by contribution assumption: employee only about $63,492 at 4% or $42,328 at 6%; with 50% employer match about $42,328 at 4% or $28,219 at 6%; with 100% employer match about $31,746 at 4% or $21,164 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-65$6,083,868$289,798$4,458iApproximate average salary by contribution assumption: employee only about $111,461 at 4% or $74,307 at 6%; with 50% employer match about $74,307 at 4% or $49,538 at 6%; with 100% employer match about $55,730 at 4% or $37,154 at 6%.
Sbera 401(K) Plan as Adopted by Granite Savings Bank-0-$4,361-
2014464$15,872,190$1,861,240$29,082iApproximate average salary by contribution assumption: employee only about $727,047 at 4% or $484,698 at 6%; with 50% employer match about $484,698 at 4% or $323,132 at 6%; with 100% employer match about $363,523 at 4% or $242,349 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-64$9,994,104$1,453,000$22,703iApproximate average salary by contribution assumption: employee only about $567,578 at 4% or $378,385 at 6%; with 50% employer match about $378,385 at 4% or $252,257 at 6%; with 100% employer match about $283,789 at 4% or $189,193 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-54$4,925,404$203,488$3,768iApproximate average salary by contribution assumption: employee only about $94,207 at 4% or $62,805 at 6%; with 50% employer match about $62,805 at 4% or $41,870 at 6%; with 100% employer match about $47,104 at 4% or $31,402 at 6%.
Sbera 401(K) Plan as Adopted by Granite Savings Bank-14$952,682$54,752$3,911iApproximate average salary by contribution assumption: employee only about $97,771 at 4% or $65,181 at 6%; with 50% employer match about $65,181 at 4% or $43,454 at 6%; with 100% employer match about $48,886 at 4% or $32,590 at 6%.
SBERA PENSION PLAN AS ADOPTED BY GRANITE SAVINGS BANK-0-$150,000-
2013363$13,417,050$346,308$5,497iApproximate average salary by contribution assumption: employee only about $137,424 at 4% or $91,616 at 6%; with 50% employer match about $91,616 at 4% or $61,077 at 6%; with 100% employer match about $68,712 at 4% or $45,808 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-56$6,921,695--
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-63$4,557,410$346,308$5,497iApproximate average salary by contribution assumption: employee only about $137,424 at 4% or $91,616 at 6%; with 50% employer match about $91,616 at 4% or $61,077 at 6%; with 100% employer match about $68,712 at 4% or $45,808 at 6%.
SBERA PENSION PLAN AS ADOPTED BY GRANITE SAVINGS BANK-13$1,937,945--
2012260$10,438,074$316,952$5,283iApproximate average salary by contribution assumption: employee only about $132,063 at 4% or $88,042 at 6%; with 50% employer match about $88,042 at 4% or $58,695 at 6%; with 100% employer match about $66,032 at 4% or $44,021 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-60$6,729,499$110,000$1,833iApproximate average salary by contribution assumption: employee only about $45,833 at 4% or $30,556 at 6%; with 50% employer match about $30,556 at 4% or $20,370 at 6%; with 100% employer match about $22,917 at 4% or $15,278 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-60$3,708,575$206,952$3,449iApproximate average salary by contribution assumption: employee only about $86,230 at 4% or $57,487 at 6%; with 50% employer match about $57,487 at 4% or $38,324 at 6%; with 100% employer match about $43,115 at 4% or $28,743 at 6%.
2011266$10,035,196$206,552$3,130iApproximate average salary by contribution assumption: employee only about $78,239 at 4% or $52,160 at 6%; with 50% employer match about $52,160 at 4% or $34,773 at 6%; with 100% employer match about $39,120 at 4% or $26,080 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-62$6,502,414--
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-66$3,532,782$206,552$3,130iApproximate average salary by contribution assumption: employee only about $78,239 at 4% or $52,160 at 6%; with 50% employer match about $52,160 at 4% or $34,773 at 6%; with 100% employer match about $39,120 at 4% or $26,080 at 6%.
2010265$9,602,983$798,979$12,292iApproximate average salary by contribution assumption: employee only about $307,300 at 4% or $204,866 at 6%; with 50% employer match about $204,866 at 4% or $136,578 at 6%; with 100% employer match about $153,650 at 4% or $102,433 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-65$6,147,016$600,000$9,231iApproximate average salary by contribution assumption: employee only about $230,769 at 4% or $153,846 at 6%; with 50% employer match about $153,846 at 4% or $102,564 at 6%; with 100% employer match about $115,385 at 4% or $76,923 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-65$3,455,967$198,979$3,061iApproximate average salary by contribution assumption: employee only about $76,530 at 4% or $51,020 at 6%; with 50% employer match about $51,020 at 4% or $34,014 at 6%; with 100% employer match about $38,265 at 4% or $25,510 at 6%.
2009267$8,631,010$199,456$2,977iApproximate average salary by contribution assumption: employee only about $74,424 at 4% or $49,616 at 6%; with 50% employer match about $49,616 at 4% or $33,077 at 6%; with 100% employer match about $37,212 at 4% or $24,808 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-63$5,552,953--
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-67$3,078,057$199,456$2,977iApproximate average salary by contribution assumption: employee only about $74,424 at 4% or $49,616 at 6%; with 50% employer match about $49,616 at 4% or $33,077 at 6%; with 100% employer match about $37,212 at 4% or $24,808 at 6%.
2008171$2,432,146$211,740$2,982iApproximate average salary by contribution assumption: employee only about $74,556 at 4% or $49,704 at 6%; with 50% employer match about $49,704 at 4% or $33,136 at 6%; with 100% employer match about $37,278 at 4% or $24,852 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-71$2,432,146$211,740$2,982iApproximate average salary by contribution assumption: employee only about $74,556 at 4% or $49,704 at 6%; with 50% employer match about $49,704 at 4% or $33,136 at 6%; with 100% employer match about $37,278 at 4% or $24,852 at 6%.
2007270$0$0-
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-70---
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-70---
2006268$8,560,586$405,142$5,958iApproximate average salary by contribution assumption: employee only about $148,949 at 4% or $99,300 at 6%; with 50% employer match about $99,300 at 4% or $66,200 at 6%; with 100% employer match about $74,475 at 4% or $49,650 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-68$5,621,319$203,857$2,998iApproximate average salary by contribution assumption: employee only about $74,947 at 4% or $49,965 at 6%; with 50% employer match about $49,965 at 4% or $33,310 at 6%; with 100% employer match about $37,474 at 4% or $24,982 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-68$2,939,267$201,285$2,960iApproximate average salary by contribution assumption: employee only about $74,002 at 4% or $49,335 at 6%; with 50% employer match about $49,335 at 4% or $32,890 at 6%; with 100% employer match about $37,001 at 4% or $24,667 at 6%.
2005267$7,460,512$288,781$4,310iApproximate average salary by contribution assumption: employee only about $107,754 at 4% or $71,836 at 6%; with 50% employer match about $71,836 at 4% or $47,891 at 6%; with 100% employer match about $53,877 at 4% or $35,918 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-67$5,033,081$90,758$1,355iApproximate average salary by contribution assumption: employee only about $33,865 at 4% or $22,577 at 6%; with 50% employer match about $22,577 at 4% or $15,051 at 6%; with 100% employer match about $16,932 at 4% or $11,288 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-65$2,427,431$198,023$3,047iApproximate average salary by contribution assumption: employee only about $76,163 at 4% or $50,775 at 6%; with 50% employer match about $50,775 at 4% or $33,850 at 6%; with 100% employer match about $38,081 at 4% or $25,388 at 6%.
2004266$6,781,201$197,023$2,985iApproximate average salary by contribution assumption: employee only about $74,630 at 4% or $49,753 at 6%; with 50% employer match about $49,753 at 4% or $33,169 at 6%; with 100% employer match about $37,315 at 4% or $24,877 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-62$4,318,571--
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-66$2,462,630$197,023$2,985iApproximate average salary by contribution assumption: employee only about $74,630 at 4% or $49,753 at 6%; with 50% employer match about $49,753 at 4% or $33,169 at 6%; with 100% employer match about $37,315 at 4% or $24,877 at 6%.
2003264$2,086,641$185,373$2,896iApproximate average salary by contribution assumption: employee only about $72,411 at 4% or $48,274 at 6%; with 50% employer match about $48,274 at 4% or $32,183 at 6%; with 100% employer match about $36,206 at 4% or $24,137 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-62$2,086,641$185,373$2,990iApproximate average salary by contribution assumption: employee only about $74,747 at 4% or $49,831 at 6%; with 50% employer match about $49,831 at 4% or $33,221 at 6%; with 100% employer match about $37,374 at 4% or $24,916 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-64---
2002263$1,606,868$174,677$2,773iApproximate average salary by contribution assumption: employee only about $69,316 at 4% or $46,211 at 6%; with 50% employer match about $46,211 at 4% or $30,807 at 6%; with 100% employer match about $34,658 at 4% or $23,105 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-62$1,606,868$174,677$2,817iApproximate average salary by contribution assumption: employee only about $70,434 at 4% or $46,956 at 6%; with 50% employer match about $46,956 at 4% or $31,304 at 6%; with 100% employer match about $35,217 at 4% or $23,478 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-63---
2001257$1,793,170$171,111$3,002iApproximate average salary by contribution assumption: employee only about $75,049 at 4% or $50,032 at 6%; with 50% employer match about $50,032 at 4% or $33,355 at 6%; with 100% employer match about $37,524 at 4% or $25,016 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-57$1,793,170$171,111$3,002iApproximate average salary by contribution assumption: employee only about $75,049 at 4% or $50,032 at 6%; with 50% employer match about $50,032 at 4% or $33,355 at 6%; with 100% employer match about $37,524 at 4% or $25,016 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-57---
2000257$1,754,825$153,792$2,698iApproximate average salary by contribution assumption: employee only about $67,453 at 4% or $44,968 at 6%; with 50% employer match about $44,968 at 4% or $29,979 at 6%; with 100% employer match about $33,726 at 4% or $22,484 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-57$1,754,825$153,792$2,698iApproximate average salary by contribution assumption: employee only about $67,453 at 4% or $44,968 at 6%; with 50% employer match about $44,968 at 4% or $29,979 at 6%; with 100% employer match about $33,726 at 4% or $22,484 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-56---
1999258$4,490,523$136,719$2,357iApproximate average salary by contribution assumption: employee only about $58,931 at 4% or $39,287 at 6%; with 50% employer match about $39,287 at 4% or $26,191 at 6%; with 100% employer match about $29,465 at 4% or $19,644 at 6%.
Sbera Pension Plan as Adopted by Cape Ann Savings Bank-56$4,059,433$109,736$1,960iApproximate average salary by contribution assumption: employee only about $48,989 at 4% or $32,660 at 6%; with 50% employer match about $32,660 at 4% or $21,773 at 6%; with 100% employer match about $24,495 at 4% or $16,330 at 6%.
Sbera 401K Plan as Adopted by Cape Ann Savings Bank-58$431,090$26,983$465iApproximate average salary by contribution assumption: employee only about $11,631 at 4% or $7,754 at 6%; with 50% employer match about $7,754 at 4% or $5,169 at 6%; with 100% employer match about $5,815 at 4% or $3,877 at 6%.