Civic Intelligence

Opportunities Credit Union Experiences Inc.

Plan context: Opportunities Credit Union 401(K) Plan Profit Sharing Plan and Trust

EIN 03-0321712 • Winooski, VT • 11 filings • 2 plans

PO Box 67Winooski, VT 05404-0067
Current Snapshot

Latest Year

2025

2025 Participants

34

2025 Assets

$1,160,499

2025 Contributions

$99,002

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,160,499$580,250$0201520202024YearValue
$1,160,499Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

36180201520202024YearValue
34Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202510$0$99,002-
Opportunities Credit Union 401(K) Plan Profit Sharing Plan and Trust-0$0$99,002-
2024134$1,160,499$117,439$3,454iApproximate average salary by contribution assumption: employee only about $86,352 at 4% or $57,568 at 6%; with 50% employer match about $57,568 at 4% or $38,379 at 6%; with 100% employer match about $43,176 at 4% or $28,784 at 6%.
Opportunities Credit Union 401(K) Plan Profit Sharing Plan and Trust-34$1,160,499$117,439$3,454iApproximate average salary by contribution assumption: employee only about $86,352 at 4% or $57,568 at 6%; with 50% employer match about $57,568 at 4% or $38,379 at 6%; with 100% employer match about $43,176 at 4% or $28,784 at 6%.
2023136$946,345$141,589$3,933iApproximate average salary by contribution assumption: employee only about $98,326 at 4% or $65,550 at 6%; with 50% employer match about $65,550 at 4% or $43,700 at 6%; with 100% employer match about $49,163 at 4% or $32,775 at 6%.
Opportunities Credit Union 401(K) Plan Profit Sharing Plan and Trust-36$946,345$141,589$3,933iApproximate average salary by contribution assumption: employee only about $98,326 at 4% or $65,550 at 6%; with 50% employer match about $65,550 at 4% or $43,700 at 6%; with 100% employer match about $49,163 at 4% or $32,775 at 6%.
2022133$756,570$153,601$4,655iApproximate average salary by contribution assumption: employee only about $116,364 at 4% or $77,576 at 6%; with 50% employer match about $77,576 at 4% or $51,718 at 6%; with 100% employer match about $58,182 at 4% or $38,788 at 6%.
Opportunities Credit Union 401(K) Plan Profit Sharing Plan and Trust-33$756,570$153,601$4,655iApproximate average salary by contribution assumption: employee only about $116,364 at 4% or $77,576 at 6%; with 50% employer match about $77,576 at 4% or $51,718 at 6%; with 100% employer match about $58,182 at 4% or $38,788 at 6%.
2021135$907,293$163,117$4,660iApproximate average salary by contribution assumption: employee only about $116,512 at 4% or $77,675 at 6%; with 50% employer match about $77,675 at 4% or $51,783 at 6%; with 100% employer match about $58,256 at 4% or $38,837 at 6%.
Opportunities Credit Union 401(K) Plan Profit Sharing Plan and Trust-35$907,293$163,117$4,660iApproximate average salary by contribution assumption: employee only about $116,512 at 4% or $77,675 at 6%; with 50% employer match about $77,675 at 4% or $51,783 at 6%; with 100% employer match about $58,256 at 4% or $38,837 at 6%.
2020135$679,216$150,419$4,298iApproximate average salary by contribution assumption: employee only about $107,442 at 4% or $71,628 at 6%; with 50% employer match about $71,628 at 4% or $47,752 at 6%; with 100% employer match about $53,721 at 4% or $35,814 at 6%.
Opportunities Credit Union 401(K) Plan Profit Sharing Plan and Trust-35$679,216$150,419$4,298iApproximate average salary by contribution assumption: employee only about $107,442 at 4% or $71,628 at 6%; with 50% employer match about $71,628 at 4% or $47,752 at 6%; with 100% employer match about $53,721 at 4% or $35,814 at 6%.
2019126$431,313$91,356$3,514iApproximate average salary by contribution assumption: employee only about $87,842 at 4% or $58,562 at 6%; with 50% employer match about $58,562 at 4% or $39,041 at 6%; with 100% employer match about $43,921 at 4% or $29,281 at 6%.
Opportunities Credit Union 401(K) Plan Profit Sharing Plan and Trust-26$431,313$91,356$3,514iApproximate average salary by contribution assumption: employee only about $87,842 at 4% or $58,562 at 6%; with 50% employer match about $58,562 at 4% or $39,041 at 6%; with 100% employer match about $43,921 at 4% or $29,281 at 6%.
2018123$316,364$75,400$3,278iApproximate average salary by contribution assumption: employee only about $81,957 at 4% or $54,638 at 6%; with 50% employer match about $54,638 at 4% or $36,425 at 6%; with 100% employer match about $40,978 at 4% or $27,319 at 6%.
Opportunities Credit Union 401(K) Plan Profit Sharing Plan and Trust-23$316,364$75,400$3,278iApproximate average salary by contribution assumption: employee only about $81,957 at 4% or $54,638 at 6%; with 50% employer match about $54,638 at 4% or $36,425 at 6%; with 100% employer match about $40,978 at 4% or $27,319 at 6%.
2017125$276,087$87,095$3,484iApproximate average salary by contribution assumption: employee only about $87,095 at 4% or $58,063 at 6%; with 50% employer match about $58,063 at 4% or $38,709 at 6%; with 100% employer match about $43,548 at 4% or $29,032 at 6%.
Opportunities Credit Union 401(K) Plan Profit Sharing Plan and Trust-25$276,087$87,095$3,484iApproximate average salary by contribution assumption: employee only about $87,095 at 4% or $58,063 at 6%; with 50% employer match about $58,063 at 4% or $38,709 at 6%; with 100% employer match about $43,548 at 4% or $29,032 at 6%.
2016125$181,817$88,109$3,524iApproximate average salary by contribution assumption: employee only about $88,109 at 4% or $58,739 at 6%; with 50% employer match about $58,739 at 4% or $39,160 at 6%; with 100% employer match about $44,055 at 4% or $29,370 at 6%.
Opportunities Credit Union 401(K) Plan Profit Sharing Plan and Trust-25$181,817$88,109$3,524iApproximate average salary by contribution assumption: employee only about $88,109 at 4% or $58,739 at 6%; with 50% employer match about $58,739 at 4% or $39,160 at 6%; with 100% employer match about $44,055 at 4% or $29,370 at 6%.
2015121$83,991$88,070$4,194iApproximate average salary by contribution assumption: employee only about $104,845 at 4% or $69,897 at 6%; with 50% employer match about $69,897 at 4% or $46,598 at 6%; with 100% employer match about $52,423 at 4% or $34,948 at 6%.
Opportunities Credit Union 401(K) Plan Profit Sharing Plan and Trust-21$83,991$88,070$4,194iApproximate average salary by contribution assumption: employee only about $104,845 at 4% or $69,897 at 6%; with 50% employer match about $69,897 at 4% or $46,598 at 6%; with 100% employer match about $52,423 at 4% or $34,948 at 6%.