Civic Intelligence

Desmeules, Olmstead & Ostler

Plan context: Desmeules, Olmstead & Ostler 401(K) Retirement Plan

EIN 03-0310085 • Norwich, VT • 26 filings • 3 plans

PO Box 1090Norwich, VT 05055-1090
Current Snapshot

Latest Year

2025

2025 Participants

7

2025 Assets

$3,978,039

2025 Contributions

$119,598

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,978,039$1,989,020$0200020142025YearValue
$3,978,039Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1050200020132025YearValue
7Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202517$3,978,039$119,598$17,085iApproximate average salary by contribution assumption: employee only about $427,136 at 4% or $284,757 at 6%; with 50% employer match about $284,757 at 4% or $189,838 at 6%; with 100% employer match about $213,568 at 4% or $142,379 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-7$3,978,039$119,598$17,085iApproximate average salary by contribution assumption: employee only about $427,136 at 4% or $284,757 at 6%; with 50% employer match about $284,757 at 4% or $189,838 at 6%; with 100% employer match about $213,568 at 4% or $142,379 at 6%.
202417$3,456,425$115,246$16,464iApproximate average salary by contribution assumption: employee only about $411,593 at 4% or $274,395 at 6%; with 50% employer match about $274,395 at 4% or $182,930 at 6%; with 100% employer match about $205,796 at 4% or $137,198 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-7$3,456,425$115,246$16,464iApproximate average salary by contribution assumption: employee only about $411,593 at 4% or $274,395 at 6%; with 50% employer match about $274,395 at 4% or $182,930 at 6%; with 100% employer match about $205,796 at 4% or $137,198 at 6%.
202316$3,024,406$91,455$15,243iApproximate average salary by contribution assumption: employee only about $381,063 at 4% or $254,042 at 6%; with 50% employer match about $254,042 at 4% or $169,361 at 6%; with 100% employer match about $190,531 at 4% or $127,021 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-6$3,024,406$91,455$15,243iApproximate average salary by contribution assumption: employee only about $381,063 at 4% or $254,042 at 6%; with 50% employer match about $254,042 at 4% or $169,361 at 6%; with 100% employer match about $190,531 at 4% or $127,021 at 6%.
202217$3,046,992$96,283$13,755iApproximate average salary by contribution assumption: employee only about $343,868 at 4% or $229,245 at 6%; with 50% employer match about $229,245 at 4% or $152,830 at 6%; with 100% employer match about $171,934 at 4% or $114,623 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-7$3,046,992$96,283$13,755iApproximate average salary by contribution assumption: employee only about $343,868 at 4% or $229,245 at 6%; with 50% employer match about $229,245 at 4% or $152,830 at 6%; with 100% employer match about $171,934 at 4% or $114,623 at 6%.
202118$3,640,509$94,570$11,821iApproximate average salary by contribution assumption: employee only about $295,531 at 4% or $197,021 at 6%; with 50% employer match about $197,021 at 4% or $131,347 at 6%; with 100% employer match about $147,766 at 4% or $98,510 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-8$3,640,509$94,570$11,821iApproximate average salary by contribution assumption: employee only about $295,531 at 4% or $197,021 at 6%; with 50% employer match about $197,021 at 4% or $131,347 at 6%; with 100% employer match about $147,766 at 4% or $98,510 at 6%.
202019$3,154,351$64,057$7,117iApproximate average salary by contribution assumption: employee only about $177,936 at 4% or $118,624 at 6%; with 50% employer match about $118,624 at 4% or $79,083 at 6%; with 100% employer match about $88,968 at 4% or $59,312 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-9$3,154,351$64,057$7,117iApproximate average salary by contribution assumption: employee only about $177,936 at 4% or $118,624 at 6%; with 50% employer match about $118,624 at 4% or $79,083 at 6%; with 100% employer match about $88,968 at 4% or $59,312 at 6%.
201918$2,695,464$84,474$10,559iApproximate average salary by contribution assumption: employee only about $263,981 at 4% or $175,988 at 6%; with 50% employer match about $175,988 at 4% or $117,325 at 6%; with 100% employer match about $131,991 at 4% or $87,994 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-8$2,695,464$84,474$10,559iApproximate average salary by contribution assumption: employee only about $263,981 at 4% or $175,988 at 6%; with 50% employer match about $175,988 at 4% or $117,325 at 6%; with 100% employer match about $131,991 at 4% or $87,994 at 6%.
201818$2,176,068$82,460$10,308iApproximate average salary by contribution assumption: employee only about $257,688 at 4% or $171,792 at 6%; with 50% employer match about $171,792 at 4% or $114,528 at 6%; with 100% employer match about $128,844 at 4% or $85,896 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-8$2,176,068$82,460$10,308iApproximate average salary by contribution assumption: employee only about $257,688 at 4% or $171,792 at 6%; with 50% employer match about $171,792 at 4% or $114,528 at 6%; with 100% employer match about $128,844 at 4% or $85,896 at 6%.
201719$2,645,506$81,624$9,069iApproximate average salary by contribution assumption: employee only about $226,733 at 4% or $151,156 at 6%; with 50% employer match about $151,156 at 4% or $100,770 at 6%; with 100% employer match about $113,367 at 4% or $75,578 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-9$2,645,506$81,624$9,069iApproximate average salary by contribution assumption: employee only about $226,733 at 4% or $151,156 at 6%; with 50% employer match about $151,156 at 4% or $100,770 at 6%; with 100% employer match about $113,367 at 4% or $75,578 at 6%.
201619$2,236,684$80,459$8,940iApproximate average salary by contribution assumption: employee only about $223,497 at 4% or $148,998 at 6%; with 50% employer match about $148,998 at 4% or $99,332 at 6%; with 100% employer match about $111,749 at 4% or $74,499 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-9$2,236,684$80,459$8,940iApproximate average salary by contribution assumption: employee only about $223,497 at 4% or $148,998 at 6%; with 50% employer match about $148,998 at 4% or $99,332 at 6%; with 100% employer match about $111,749 at 4% or $74,499 at 6%.
201519$2,001,165$87,245$9,694iApproximate average salary by contribution assumption: employee only about $242,347 at 4% or $161,565 at 6%; with 50% employer match about $161,565 at 4% or $107,710 at 6%; with 100% employer match about $121,174 at 4% or $80,782 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-9$2,001,165$87,245$9,694iApproximate average salary by contribution assumption: employee only about $242,347 at 4% or $161,565 at 6%; with 50% employer match about $161,565 at 4% or $107,710 at 6%; with 100% employer match about $121,174 at 4% or $80,782 at 6%.
201419$1,930,558$86,320$9,591iApproximate average salary by contribution assumption: employee only about $239,778 at 4% or $159,852 at 6%; with 50% employer match about $159,852 at 4% or $106,568 at 6%; with 100% employer match about $119,889 at 4% or $79,926 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-9$1,930,558$86,320$9,591iApproximate average salary by contribution assumption: employee only about $239,778 at 4% or $159,852 at 6%; with 50% employer match about $159,852 at 4% or $106,568 at 6%; with 100% employer match about $119,889 at 4% or $79,926 at 6%.
2013110$1,727,828$83,878$8,388iApproximate average salary by contribution assumption: employee only about $209,695 at 4% or $139,797 at 6%; with 50% employer match about $139,797 at 4% or $93,198 at 6%; with 100% employer match about $104,847 at 4% or $69,898 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-10$1,727,828$83,878$8,388iApproximate average salary by contribution assumption: employee only about $209,695 at 4% or $139,797 at 6%; with 50% employer match about $139,797 at 4% or $93,198 at 6%; with 100% employer match about $104,847 at 4% or $69,898 at 6%.
2012110$1,385,003$135,872$13,587iApproximate average salary by contribution assumption: employee only about $339,680 at 4% or $226,453 at 6%; with 50% employer match about $226,453 at 4% or $150,969 at 6%; with 100% employer match about $169,840 at 4% or $113,227 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-10$1,385,003$135,872$13,587iApproximate average salary by contribution assumption: employee only about $339,680 at 4% or $226,453 at 6%; with 50% employer match about $226,453 at 4% or $150,969 at 6%; with 100% employer match about $169,840 at 4% or $113,227 at 6%.
201118$1,111,588$66,905$8,363iApproximate average salary by contribution assumption: employee only about $209,078 at 4% or $139,385 at 6%; with 50% employer match about $139,385 at 4% or $92,924 at 6%; with 100% employer match about $104,539 at 4% or $69,693 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-8$1,111,588$66,905$8,363iApproximate average salary by contribution assumption: employee only about $209,078 at 4% or $139,385 at 6%; with 50% employer match about $139,385 at 4% or $92,924 at 6%; with 100% employer match about $104,539 at 4% or $69,693 at 6%.
2010110$1,267,415$76,555$7,656iApproximate average salary by contribution assumption: employee only about $191,388 at 4% or $127,592 at 6%; with 50% employer match about $127,592 at 4% or $85,061 at 6%; with 100% employer match about $95,694 at 4% or $63,796 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-10$1,267,415$76,555$7,656iApproximate average salary by contribution assumption: employee only about $191,388 at 4% or $127,592 at 6%; with 50% employer match about $127,592 at 4% or $85,061 at 6%; with 100% employer match about $95,694 at 4% or $63,796 at 6%.
200919$1,060,224$96,213$10,690iApproximate average salary by contribution assumption: employee only about $267,258 at 4% or $178,172 at 6%; with 50% employer match about $178,172 at 4% or $118,781 at 6%; with 100% employer match about $133,629 at 4% or $89,086 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-9$1,060,224$96,213$10,690iApproximate average salary by contribution assumption: employee only about $267,258 at 4% or $178,172 at 6%; with 50% employer match about $178,172 at 4% or $118,781 at 6%; with 100% employer match about $133,629 at 4% or $89,086 at 6%.
200819$825,470$90,382$10,042iApproximate average salary by contribution assumption: employee only about $251,061 at 4% or $167,374 at 6%; with 50% employer match about $167,374 at 4% or $111,583 at 6%; with 100% employer match about $125,531 at 4% or $83,687 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-9$825,470$90,382$10,042iApproximate average salary by contribution assumption: employee only about $251,061 at 4% or $167,374 at 6%; with 50% employer match about $167,374 at 4% or $111,583 at 6%; with 100% employer match about $125,531 at 4% or $83,687 at 6%.
200719$993,917$101,102$11,234iApproximate average salary by contribution assumption: employee only about $280,839 at 4% or $187,226 at 6%; with 50% employer match about $187,226 at 4% or $124,817 at 6%; with 100% employer match about $140,419 at 4% or $93,613 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-9$993,917$101,102$11,234iApproximate average salary by contribution assumption: employee only about $280,839 at 4% or $187,226 at 6%; with 50% employer match about $187,226 at 4% or $124,817 at 6%; with 100% employer match about $140,419 at 4% or $93,613 at 6%.
200619$852,896$60,191$6,688iApproximate average salary by contribution assumption: employee only about $167,197 at 4% or $111,465 at 6%; with 50% employer match about $111,465 at 4% or $74,310 at 6%; with 100% employer match about $83,599 at 4% or $55,732 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-9$852,896$60,191$6,688iApproximate average salary by contribution assumption: employee only about $167,197 at 4% or $111,465 at 6%; with 50% employer match about $111,465 at 4% or $74,310 at 6%; with 100% employer match about $83,599 at 4% or $55,732 at 6%.
200519$717,094$81,801$9,089iApproximate average salary by contribution assumption: employee only about $227,225 at 4% or $151,483 at 6%; with 50% employer match about $151,483 at 4% or $100,989 at 6%; with 100% employer match about $113,613 at 4% or $75,742 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-9$717,094$81,801$9,089iApproximate average salary by contribution assumption: employee only about $227,225 at 4% or $151,483 at 6%; with 50% employer match about $151,483 at 4% or $100,989 at 6%; with 100% employer match about $113,613 at 4% or $75,742 at 6%.
200419$0$0-
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-9---
200319$0$0-
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-9---
200219$373,036$50,485$5,609iApproximate average salary by contribution assumption: employee only about $140,236 at 4% or $93,491 at 6%; with 50% employer match about $93,491 at 4% or $62,327 at 6%; with 100% employer match about $70,118 at 4% or $46,745 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-9$373,036$50,485$5,609iApproximate average salary by contribution assumption: employee only about $140,236 at 4% or $93,491 at 6%; with 50% employer match about $93,491 at 4% or $62,327 at 6%; with 100% employer match about $70,118 at 4% or $46,745 at 6%.
200119$0$0-
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-9---
200019$368,429$51,094$5,677iApproximate average salary by contribution assumption: employee only about $141,928 at 4% or $94,619 at 6%; with 50% employer match about $94,619 at 4% or $63,079 at 6%; with 100% employer match about $70,964 at 4% or $47,309 at 6%.
Desmeules, Olmstead & Ostler 401(K) Retirement Plan-9$368,429$51,094$5,677iApproximate average salary by contribution assumption: employee only about $141,928 at 4% or $94,619 at 6%; with 50% employer match about $94,619 at 4% or $63,079 at 6%; with 100% employer match about $70,964 at 4% or $47,309 at 6%.