Civic Intelligence

Hallam Associates Inc.

Plan context: Hallam Associates Inc. Profit Sharing and Savings Plan

EIN 03-0297752 • South Burlington, VT • 58 filings • 6 plans

38 Eastwood Drive Suite 200South Burlington, VT 05403-4403
Current Snapshot

Latest Year

2024

2024 Participants

135

2024 Assets

$59,667,569

2024 Contributions

$5,277,008

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$59,667,569$29,833,785$0199920122024YearValue
$59,667,569Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

148740199920122024YearValue
135Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242135$59,667,569$5,277,008$39,089iApproximate average salary by contribution assumption: employee only about $977,224 at 4% or $651,482 at 6%; with 50% employer match about $651,482 at 4% or $434,322 at 6%; with 100% employer match about $488,612 at 4% or $325,741 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-133$35,216,171$3,627,008$27,271iApproximate average salary by contribution assumption: employee only about $681,768 at 4% or $454,512 at 6%; with 50% employer match about $454,512 at 4% or $303,008 at 6%; with 100% employer match about $340,884 at 4% or $227,256 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-135$24,451,398$1,650,000$12,222iApproximate average salary by contribution assumption: employee only about $305,556 at 4% or $203,704 at 6%; with 50% employer match about $203,704 at 4% or $135,802 at 6%; with 100% employer match about $152,778 at 4% or $101,852 at 6%.
20233138$52,338,451$3,606,063$26,131iApproximate average salary by contribution assumption: employee only about $653,272 at 4% or $435,515 at 6%; with 50% employer match about $435,515 at 4% or $290,343 at 6%; with 100% employer match about $326,636 at 4% or $217,757 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-127$29,139,147$1,906,063$15,008iApproximate average salary by contribution assumption: employee only about $375,209 at 4% or $250,140 at 6%; with 50% employer match about $250,140 at 4% or $166,760 at 6%; with 100% employer match about $187,605 at 4% or $125,070 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-138$23,199,304$1,700,000$12,319iApproximate average salary by contribution assumption: employee only about $307,971 at 4% or $205,314 at 6%; with 50% employer match about $205,314 at 4% or $136,876 at 6%; with 100% employer match about $153,986 at 4% or $102,657 at 6%.
Hallam Associates Group Plan-124---
20223133$42,178,202$3,009,062$22,625iApproximate average salary by contribution assumption: employee only about $565,613 at 4% or $377,075 at 6%; with 50% employer match about $377,075 at 4% or $251,384 at 6%; with 100% employer match about $282,807 at 4% or $188,538 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-122$25,019,162$1,709,062$14,009iApproximate average salary by contribution assumption: employee only about $350,218 at 4% or $233,478 at 6%; with 50% employer match about $233,478 at 4% or $155,652 at 6%; with 100% employer match about $175,109 at 4% or $116,739 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-133$17,159,040$1,300,000$9,774iApproximate average salary by contribution assumption: employee only about $244,361 at 4% or $162,907 at 6%; with 50% employer match about $162,907 at 4% or $108,605 at 6%; with 100% employer match about $122,180 at 4% or $81,454 at 6%.
Hallam Associates Group Plan-125---
20213121$46,189,721$2,396,236$19,804iApproximate average salary by contribution assumption: employee only about $495,090 at 4% or $330,060 at 6%; with 50% employer match about $330,060 at 4% or $220,040 at 6%; with 100% employer match about $247,545 at 4% or $165,030 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-102$30,472,974$1,396,236$13,689iApproximate average salary by contribution assumption: employee only about $342,215 at 4% or $228,143 at 6%; with 50% employer match about $228,143 at 4% or $152,095 at 6%; with 100% employer match about $171,107 at 4% or $114,072 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-112$15,716,747$1,000,000$8,929iApproximate average salary by contribution assumption: employee only about $223,214 at 4% or $148,810 at 6%; with 50% employer match about $148,810 at 4% or $99,206 at 6%; with 100% employer match about $111,607 at 4% or $74,405 at 6%.
Hallam Associates Group Plan-121---
2020296$38,906,863$2,278,485$23,734iApproximate average salary by contribution assumption: employee only about $593,355 at 4% or $395,570 at 6%; with 50% employer match about $395,570 at 4% or $263,714 at 6%; with 100% employer match about $296,678 at 4% or $197,785 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-95$25,981,653$1,273,485$13,405iApproximate average salary by contribution assumption: employee only about $335,128 at 4% or $223,418 at 6%; with 50% employer match about $223,418 at 4% or $148,946 at 6%; with 100% employer match about $167,564 at 4% or $111,709 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-96$12,925,210$1,005,000$10,469iApproximate average salary by contribution assumption: employee only about $261,719 at 4% or $174,479 at 6%; with 50% employer match about $174,479 at 4% or $116,319 at 6%; with 100% employer match about $130,859 at 4% or $87,240 at 6%.
2019296$34,381,574$2,141,120$22,303iApproximate average salary by contribution assumption: employee only about $557,583 at 4% or $371,722 at 6%; with 50% employer match about $371,722 at 4% or $247,815 at 6%; with 100% employer match about $278,792 at 4% or $185,861 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-90$23,507,106$1,687,120$18,746iApproximate average salary by contribution assumption: employee only about $468,644 at 4% or $312,430 at 6%; with 50% employer match about $312,430 at 4% or $208,286 at 6%; with 100% employer match about $234,322 at 4% or $156,215 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-96$10,874,468$454,000$4,729iApproximate average salary by contribution assumption: employee only about $118,229 at 4% or $78,819 at 6%; with 50% employer match about $78,819 at 4% or $52,546 at 6%; with 100% employer match about $59,115 at 4% or $39,410 at 6%.
2018295$27,161,508$1,743,060$18,348iApproximate average salary by contribution assumption: employee only about $458,700 at 4% or $305,800 at 6%; with 50% employer match about $305,800 at 4% or $203,867 at 6%; with 100% employer match about $229,350 at 4% or $152,900 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-95$18,568,113$1,173,060$12,348iApproximate average salary by contribution assumption: employee only about $308,700 at 4% or $205,800 at 6%; with 50% employer match about $205,800 at 4% or $137,200 at 6%; with 100% employer match about $154,350 at 4% or $102,900 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-95$8,593,395$570,000$6,000iApproximate average salary by contribution assumption: employee only about $150,000 at 4% or $100,000 at 6%; with 50% employer match about $100,000 at 4% or $66,667 at 6%; with 100% employer match about $75,000 at 4% or $50,000 at 6%.
20172119$27,116,085$1,776,210$14,926iApproximate average salary by contribution assumption: employee only about $373,153 at 4% or $248,769 at 6%; with 50% employer match about $248,769 at 4% or $165,846 at 6%; with 100% employer match about $186,577 at 4% or $124,384 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-119$19,075,492$1,126,210$9,464iApproximate average salary by contribution assumption: employee only about $236,599 at 4% or $157,732 at 6%; with 50% employer match about $157,732 at 4% or $105,155 at 6%; with 100% employer match about $118,299 at 4% or $78,866 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-96$8,040,593$650,000$6,771iApproximate average salary by contribution assumption: employee only about $169,271 at 4% or $112,847 at 6%; with 50% employer match about $112,847 at 4% or $75,231 at 6%; with 100% employer match about $84,635 at 4% or $56,424 at 6%.
20162105$22,573,034$1,329,050$12,658iApproximate average salary by contribution assumption: employee only about $316,440 at 4% or $210,960 at 6%; with 50% employer match about $210,960 at 4% or $140,640 at 6%; with 100% employer match about $158,220 at 4% or $105,480 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-105$15,475,263$1,089,050$10,372iApproximate average salary by contribution assumption: employee only about $259,298 at 4% or $172,865 at 6%; with 50% employer match about $172,865 at 4% or $115,243 at 6%; with 100% employer match about $129,649 at 4% or $86,433 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-92$7,097,771$240,000$2,609iApproximate average salary by contribution assumption: employee only about $65,217 at 4% or $43,478 at 6%; with 50% employer match about $43,478 at 4% or $28,986 at 6%; with 100% employer match about $32,609 at 4% or $21,739 at 6%.
20152103$19,209,453$1,849,507$17,956iApproximate average salary by contribution assumption: employee only about $448,909 at 4% or $299,273 at 6%; with 50% employer match about $299,273 at 4% or $199,515 at 6%; with 100% employer match about $224,455 at 4% or $149,636 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-103$13,543,635$899,507$8,733iApproximate average salary by contribution assumption: employee only about $218,327 at 4% or $145,551 at 6%; with 50% employer match about $145,551 at 4% or $97,034 at 6%; with 100% employer match about $109,163 at 4% or $72,776 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-87$5,665,818$950,000$10,920iApproximate average salary by contribution assumption: employee only about $272,989 at 4% or $181,992 at 6%; with 50% employer match about $181,992 at 4% or $121,328 at 6%; with 100% employer match about $136,494 at 4% or $90,996 at 6%.
2014291$17,321,215$1,695,034$18,627iApproximate average salary by contribution assumption: employee only about $465,669 at 4% or $310,446 at 6%; with 50% employer match about $310,446 at 4% or $206,964 at 6%; with 100% employer match about $232,834 at 4% or $155,223 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-91$13,238,899$745,034$8,187iApproximate average salary by contribution assumption: employee only about $204,680 at 4% or $136,453 at 6%; with 50% employer match about $136,453 at 4% or $90,969 at 6%; with 100% employer match about $102,340 at 4% or $68,227 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-87$4,082,316$950,000$10,920iApproximate average salary by contribution assumption: employee only about $272,989 at 4% or $181,992 at 6%; with 50% employer match about $181,992 at 4% or $121,328 at 6%; with 100% employer match about $136,494 at 4% or $90,996 at 6%.
2013292$14,684,824$821,839$8,933iApproximate average salary by contribution assumption: employee only about $223,326 at 4% or $148,884 at 6%; with 50% employer match about $148,884 at 4% or $99,256 at 6%; with 100% employer match about $111,663 at 4% or $74,442 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-92$11,988,802$696,839$7,574iApproximate average salary by contribution assumption: employee only about $189,358 at 4% or $126,239 at 6%; with 50% employer match about $126,239 at 4% or $84,159 at 6%; with 100% employer match about $94,679 at 4% or $63,119 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-75$2,696,022$125,000$1,667iApproximate average salary by contribution assumption: employee only about $41,667 at 4% or $27,778 at 6%; with 50% employer match about $27,778 at 4% or $18,519 at 6%; with 100% employer match about $20,833 at 4% or $13,889 at 6%.
2012286$12,531,144$1,347,850$15,673iApproximate average salary by contribution assumption: employee only about $391,817 at 4% or $261,211 at 6%; with 50% employer match about $261,211 at 4% or $174,141 at 6%; with 100% employer match about $195,908 at 4% or $130,606 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-86$9,955,912$597,850$6,952iApproximate average salary by contribution assumption: employee only about $173,794 at 4% or $115,862 at 6%; with 50% employer match about $115,862 at 4% or $77,242 at 6%; with 100% employer match about $86,897 at 4% or $57,931 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-72$2,575,232$750,000$10,417iApproximate average salary by contribution assumption: employee only about $260,417 at 4% or $173,611 at 6%; with 50% employer match about $173,611 at 4% or $115,741 at 6%; with 100% employer match about $130,208 at 4% or $86,806 at 6%.
2011280$10,068,595$504,045$6,301iApproximate average salary by contribution assumption: employee only about $157,514 at 4% or $105,009 at 6%; with 50% employer match about $105,009 at 4% or $70,006 at 6%; with 100% employer match about $78,757 at 4% or $52,505 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-80$8,420,392$404,045$5,051iApproximate average salary by contribution assumption: employee only about $126,264 at 4% or $84,176 at 6%; with 50% employer match about $84,176 at 4% or $56,117 at 6%; with 100% employer match about $63,132 at 4% or $42,088 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-60$1,648,203$100,000$1,667iApproximate average salary by contribution assumption: employee only about $41,667 at 4% or $27,778 at 6%; with 50% employer match about $27,778 at 4% or $18,519 at 6%; with 100% employer match about $20,833 at 4% or $13,889 at 6%.
2010282$9,818,108$393,956$4,804iApproximate average salary by contribution assumption: employee only about $120,109 at 4% or $80,072 at 6%; with 50% employer match about $80,072 at 4% or $53,382 at 6%; with 100% employer match about $60,054 at 4% or $40,036 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-82$8,398,123$393,956$4,804iApproximate average salary by contribution assumption: employee only about $120,109 at 4% or $80,072 at 6%; with 50% employer match about $80,072 at 4% or $53,382 at 6%; with 100% employer match about $60,054 at 4% or $40,036 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-57$1,419,985--
2009282$8,627,662$548,757$6,692iApproximate average salary by contribution assumption: employee only about $167,304 at 4% or $111,536 at 6%; with 50% employer match about $111,536 at 4% or $74,357 at 6%; with 100% employer match about $83,652 at 4% or $55,768 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-82$7,174,394$423,757$5,168iApproximate average salary by contribution assumption: employee only about $129,194 at 4% or $86,129 at 6%; with 50% employer match about $86,129 at 4% or $57,420 at 6%; with 100% employer match about $64,597 at 4% or $43,065 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-60$1,453,268$125,000$2,083iApproximate average salary by contribution assumption: employee only about $52,083 at 4% or $34,722 at 6%; with 50% employer match about $34,722 at 4% or $23,148 at 6%; with 100% employer match about $26,042 at 4% or $17,361 at 6%.
2008264$6,776,164$656,666$10,260iApproximate average salary by contribution assumption: employee only about $256,510 at 4% or $171,007 at 6%; with 50% employer match about $171,007 at 4% or $114,005 at 6%; with 100% employer match about $128,255 at 4% or $85,503 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-64$5,454,594$429,450$6,710iApproximate average salary by contribution assumption: employee only about $167,754 at 4% or $111,836 at 6%; with 50% employer match about $111,836 at 4% or $74,557 at 6%; with 100% employer match about $83,877 at 4% or $55,918 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-62$1,321,570$227,216$3,665iApproximate average salary by contribution assumption: employee only about $91,619 at 4% or $61,080 at 6%; with 50% employer match about $61,080 at 4% or $40,720 at 6%; with 100% employer match about $45,810 at 4% or $30,540 at 6%.
2007260$1,178,484$433,816$7,230iApproximate average salary by contribution assumption: employee only about $180,757 at 4% or $120,504 at 6%; with 50% employer match about $120,504 at 4% or $80,336 at 6%; with 100% employer match about $90,378 at 4% or $60,252 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-57$1,178,484$433,816$7,611iApproximate average salary by contribution assumption: employee only about $190,270 at 4% or $126,847 at 6%; with 50% employer match about $126,847 at 4% or $84,565 at 6%; with 100% employer match about $95,135 at 4% or $63,423 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-60---
2006260$8,449,799$729,227$12,154iApproximate average salary by contribution assumption: employee only about $303,845 at 4% or $202,563 at 6%; with 50% employer match about $202,563 at 4% or $135,042 at 6%; with 100% employer match about $151,922 at 4% or $101,282 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-60$7,441,632$369,943$6,166iApproximate average salary by contribution assumption: employee only about $154,143 at 4% or $102,762 at 6%; with 50% employer match about $102,762 at 4% or $68,508 at 6%; with 100% employer match about $77,071 at 4% or $51,381 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-58$1,008,167$359,284$6,195iApproximate average salary by contribution assumption: employee only about $154,864 at 4% or $103,243 at 6%; with 50% employer match about $103,243 at 4% or $68,828 at 6%; with 100% employer match about $77,432 at 4% or $51,621 at 6%.
2005264$7,037,100$738,935$11,546iApproximate average salary by contribution assumption: employee only about $288,646 at 4% or $192,431 at 6%; with 50% employer match about $192,431 at 4% or $128,287 at 6%; with 100% employer match about $144,323 at 4% or $96,215 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-63$6,115,189$355,841$5,648iApproximate average salary by contribution assumption: employee only about $141,207 at 4% or $94,138 at 6%; with 50% employer match about $94,138 at 4% or $62,759 at 6%; with 100% employer match about $70,603 at 4% or $47,069 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-64$921,911$383,094$5,986iApproximate average salary by contribution assumption: employee only about $149,646 at 4% or $99,764 at 6%; with 50% employer match about $99,764 at 4% or $66,509 at 6%; with 100% employer match about $74,823 at 4% or $49,882 at 6%.
2004261$6,561,539$783,313$12,841iApproximate average salary by contribution assumption: employee only about $321,030 at 4% or $214,020 at 6%; with 50% employer match about $214,020 at 4% or $142,680 at 6%; with 100% employer match about $160,515 at 4% or $107,010 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-61$5,601,031$339,975$5,573iApproximate average salary by contribution assumption: employee only about $139,334 at 4% or $92,889 at 6%; with 50% employer match about $92,889 at 4% or $61,926 at 6%; with 100% employer match about $69,667 at 4% or $46,445 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-61$960,508$443,338$7,268iApproximate average salary by contribution assumption: employee only about $181,696 at 4% or $121,131 at 6%; with 50% employer match about $121,131 at 4% or $80,754 at 6%; with 100% employer match about $90,848 at 4% or $60,565 at 6%.
2003369$5,758,850$781,496$11,326iApproximate average salary by contribution assumption: employee only about $283,151 at 4% or $188,767 at 6%; with 50% employer match about $188,767 at 4% or $125,845 at 6%; with 100% employer match about $141,575 at 4% or $94,384 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-69$4,828,218$370,520$5,370iApproximate average salary by contribution assumption: employee only about $134,246 at 4% or $89,498 at 6%; with 50% employer match about $89,498 at 4% or $59,665 at 6%; with 100% employer match about $67,123 at 4% or $44,749 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-63$930,632$410,976$6,523iApproximate average salary by contribution assumption: employee only about $163,086 at 4% or $108,724 at 6%; with 50% employer match about $108,724 at 4% or $72,483 at 6%; with 100% employer match about $81,543 at 4% or $54,362 at 6%.
Hallam Associates Group Plan-63---
20023108$5,395,133$960,476$8,893iApproximate average salary by contribution assumption: employee only about $222,332 at 4% or $148,222 at 6%; with 50% employer match about $148,222 at 4% or $98,814 at 6%; with 100% employer match about $111,166 at 4% or $74,111 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-108$4,168,239$679,742$6,294iApproximate average salary by contribution assumption: employee only about $157,348 at 4% or $104,898 at 6%; with 50% employer match about $104,898 at 4% or $69,932 at 6%; with 100% employer match about $78,674 at 4% or $52,449 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-93$1,226,894$280,734$3,019iApproximate average salary by contribution assumption: employee only about $75,466 at 4% or $50,311 at 6%; with 50% employer match about $50,311 at 4% or $33,541 at 6%; with 100% employer match about $37,733 at 4% or $25,155 at 6%.
Hallam Associates Group Plan-97---
20012143$1,839,655$434,374$3,038iApproximate average salary by contribution assumption: employee only about $75,940 at 4% or $50,626 at 6%; with 50% employer match about $50,626 at 4% or $33,751 at 6%; with 100% employer match about $37,970 at 4% or $25,313 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-136$1,839,655$434,374$3,194iApproximate average salary by contribution assumption: employee only about $79,848 at 4% or $53,232 at 6%; with 50% employer match about $53,232 at 4% or $35,488 at 6%; with 100% employer match about $39,924 at 4% or $26,616 at 6%.
Hallam Associates Group Plan-143---
20003148$4,824,941$1,460,427$9,868iApproximate average salary by contribution assumption: employee only about $246,694 at 4% or $164,463 at 6%; with 50% employer match about $164,463 at 4% or $109,642 at 6%; with 100% employer match about $123,347 at 4% or $82,231 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-148$4,174,941$810,427$5,476iApproximate average salary by contribution assumption: employee only about $136,896 at 4% or $91,264 at 6%; with 50% employer match about $91,264 at 4% or $60,843 at 6%; with 100% employer match about $68,448 at 4% or $45,632 at 6%.
Hallam Associates Inc. Employee Stock Ownership Plan and Trust-135$650,000$650,000$4,815iApproximate average salary by contribution assumption: employee only about $120,370 at 4% or $80,247 at 6%; with 50% employer match about $80,247 at 4% or $53,498 at 6%; with 100% employer match about $60,185 at 4% or $40,123 at 6%.
Hallam Associates Group Plan-146---
19992123$3,611,967$641,110$5,212iApproximate average salary by contribution assumption: employee only about $130,307 at 4% or $86,871 at 6%; with 50% employer match about $86,871 at 4% or $57,914 at 6%; with 100% employer match about $65,153 at 4% or $43,436 at 6%.
Hallam Associates Inc. Profit Sharing and Savings Plan-122$3,611,967$641,110$5,255iApproximate average salary by contribution assumption: employee only about $131,375 at 4% or $87,583 at 6%; with 50% employer match about $87,583 at 4% or $58,389 at 6%; with 100% employer match about $65,688 at 4% or $43,792 at 6%.
Hallam Associates Group Plan-123---