Civic Intelligence

Downs, Rachlin & Martin PLLC

Plan context: Downs Rachlin & Martin 401K Profit Sharing Plan

EIN 03-0253168 • St. Johnsbury, VT • 81 filings • 11 plans

90 Prospect StreetSt. Johnsbury, VT 05819-0099
Current Snapshot

Latest Year

2024

2024 Participants

129

2024 Assets

$119,630,979

2024 Contributions

$4,488,908

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$119,630,979$59,815,490$0199920122024YearValue
$119,630,979Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

3101550199920122024YearValue
129Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242129$119,630,979$4,488,908$34,798iApproximate average salary by contribution assumption: employee only about $869,943 at 4% or $579,962 at 6%; with 50% employer match about $579,962 at 4% or $386,642 at 6%; with 100% employer match about $434,972 at 4% or $289,981 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-129$119,630,979$4,488,908$34,798iApproximate average salary by contribution assumption: employee only about $869,943 at 4% or $579,962 at 6%; with 50% employer match about $579,962 at 4% or $386,642 at 6%; with 100% employer match about $434,972 at 4% or $289,981 at 6%.
Downs Rachlin & Martin PLLC Welfare Benefits Plan-109---
20232116$109,807,360$5,381,709$46,394iApproximate average salary by contribution assumption: employee only about $1,159,851 at 4% or $773,234 at 6%; with 50% employer match about $773,234 at 4% or $515,489 at 6%; with 100% employer match about $579,926 at 4% or $386,617 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-116$109,807,360$5,381,709$46,394iApproximate average salary by contribution assumption: employee only about $1,159,851 at 4% or $773,234 at 6%; with 50% employer match about $773,234 at 4% or $515,489 at 6%; with 100% employer match about $579,926 at 4% or $386,617 at 6%.
Downs Rachlin & Martin PLLC Welfare Benefits Plan-103---
20222119$94,409,507$3,679,040$30,916iApproximate average salary by contribution assumption: employee only about $772,908 at 4% or $515,272 at 6%; with 50% employer match about $515,272 at 4% or $343,514 at 6%; with 100% employer match about $386,454 at 4% or $257,636 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-119$94,409,507$3,679,040$30,916iApproximate average salary by contribution assumption: employee only about $772,908 at 4% or $515,272 at 6%; with 50% employer match about $515,272 at 4% or $343,514 at 6%; with 100% employer match about $386,454 at 4% or $257,636 at 6%.
Downs Rachlin & Martin PLLC Welfare Benefits Plan-114---
20212123$111,978,578$3,976,518$32,329iApproximate average salary by contribution assumption: employee only about $808,235 at 4% or $538,824 at 6%; with 50% employer match about $538,824 at 4% or $359,216 at 6%; with 100% employer match about $404,118 at 4% or $269,412 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-123$111,978,578$3,976,518$32,329iApproximate average salary by contribution assumption: employee only about $808,235 at 4% or $538,824 at 6%; with 50% employer match about $538,824 at 4% or $359,216 at 6%; with 100% employer match about $404,118 at 4% or $269,412 at 6%.
Downs Rachlin & Martin PLLC Welfare Benefits Plan-116---
20202118$102,333,168$3,357,296$28,452iApproximate average salary by contribution assumption: employee only about $711,292 at 4% or $474,194 at 6%; with 50% employer match about $474,194 at 4% or $316,130 at 6%; with 100% employer match about $355,646 at 4% or $237,097 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-118$102,333,168$3,357,296$28,452iApproximate average salary by contribution assumption: employee only about $711,292 at 4% or $474,194 at 6%; with 50% employer match about $474,194 at 4% or $316,130 at 6%; with 100% employer match about $355,646 at 4% or $237,097 at 6%.
Downs Rachlin & Martin PLLC Welfare Benefits Plan-111---
20192122$89,413,654$3,390,807$27,794iApproximate average salary by contribution assumption: employee only about $694,838 at 4% or $463,225 at 6%; with 50% employer match about $463,225 at 4% or $308,817 at 6%; with 100% employer match about $347,419 at 4% or $231,613 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-122$89,413,654$3,390,807$27,794iApproximate average salary by contribution assumption: employee only about $694,838 at 4% or $463,225 at 6%; with 50% employer match about $463,225 at 4% or $308,817 at 6%; with 100% employer match about $347,419 at 4% or $231,613 at 6%.
Downs Rachlin & Martin PLLC Welfare Benefits Plan-113---
20182129$75,022,671$3,285,444$25,469iApproximate average salary by contribution assumption: employee only about $636,714 at 4% or $424,476 at 6%; with 50% employer match about $424,476 at 4% or $282,984 at 6%; with 100% employer match about $318,357 at 4% or $212,238 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-129$75,022,671$3,285,444$25,469iApproximate average salary by contribution assumption: employee only about $636,714 at 4% or $424,476 at 6%; with 50% employer match about $424,476 at 4% or $282,984 at 6%; with 100% employer match about $318,357 at 4% or $212,238 at 6%.
Downs Rachlin & Martin PLLC Welfare Benefits Plan-123---
20173131$83,235,706$3,185,581$24,317iApproximate average salary by contribution assumption: employee only about $607,935 at 4% or $405,290 at 6%; with 50% employer match about $405,290 at 4% or $270,193 at 6%; with 100% employer match about $303,968 at 4% or $202,645 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-131$83,235,706$3,185,581$24,317iApproximate average salary by contribution assumption: employee only about $607,935 at 4% or $405,290 at 6%; with 50% employer match about $405,290 at 4% or $270,193 at 6%; with 100% employer match about $303,968 at 4% or $202,645 at 6%.
Downs Rachlin & Martin PLLC Welfare Benefits Plan-122---
Downs Rachlin & Martin PLLC Health Benefits Plan-106---
20163132$69,365,606$3,618,160$27,410iApproximate average salary by contribution assumption: employee only about $685,258 at 4% or $456,838 at 6%; with 50% employer match about $456,838 at 4% or $304,559 at 6%; with 100% employer match about $342,629 at 4% or $228,419 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-132$69,365,606$3,618,160$27,410iApproximate average salary by contribution assumption: employee only about $685,258 at 4% or $456,838 at 6%; with 50% employer match about $456,838 at 4% or $304,559 at 6%; with 100% employer match about $342,629 at 4% or $228,419 at 6%.
Downs Rachlin & Martin PLLC Health Benefits Plan-103---
Downs Rachlin & Martin PLLC Welfare Benefits Plan-122---
20153144$66,899,736$3,403,969$23,639iApproximate average salary by contribution assumption: employee only about $590,967 at 4% or $393,978 at 6%; with 50% employer match about $393,978 at 4% or $262,652 at 6%; with 100% employer match about $295,483 at 4% or $196,989 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-144$66,899,736$3,403,969$23,639iApproximate average salary by contribution assumption: employee only about $590,967 at 4% or $393,978 at 6%; with 50% employer match about $393,978 at 4% or $262,652 at 6%; with 100% employer match about $295,483 at 4% or $196,989 at 6%.
Downs Rachlin & Martin PLLC Health Benefits Plan-117---
Downs Rachlin & Martin PLLC Welfare Benefits Plan-128---
20143146$66,037,995$4,312,171$29,535iApproximate average salary by contribution assumption: employee only about $738,385 at 4% or $492,257 at 6%; with 50% employer match about $492,257 at 4% or $328,171 at 6%; with 100% employer match about $369,193 at 4% or $246,128 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-146$66,037,995$4,312,171$29,535iApproximate average salary by contribution assumption: employee only about $738,385 at 4% or $492,257 at 6%; with 50% employer match about $492,257 at 4% or $328,171 at 6%; with 100% employer match about $369,193 at 4% or $246,128 at 6%.
Downs Rachlin & Martin PLLC Health Benefits Plan-116---
Downs Rachlin & Martin PLLC Welfare Benefits Plan-131---
20133143$62,706,795$3,393,435$23,730iApproximate average salary by contribution assumption: employee only about $593,258 at 4% or $395,505 at 6%; with 50% employer match about $395,505 at 4% or $263,670 at 6%; with 100% employer match about $296,629 at 4% or $197,753 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-143$62,706,795$3,393,435$23,730iApproximate average salary by contribution assumption: employee only about $593,258 at 4% or $395,505 at 6%; with 50% employer match about $395,505 at 4% or $263,670 at 6%; with 100% employer match about $296,629 at 4% or $197,753 at 6%.
Downs Rachlin & Martin PLLC Health Benefits Plan-112---
Downs Rachlin & Martin PLLC Welfare Benefits Plan-128---
20123153$52,772,646$3,396,914$22,202iApproximate average salary by contribution assumption: employee only about $555,051 at 4% or $370,034 at 6%; with 50% employer match about $370,034 at 4% or $246,689 at 6%; with 100% employer match about $277,526 at 4% or $185,017 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-153$52,772,646$3,396,914$22,202iApproximate average salary by contribution assumption: employee only about $555,051 at 4% or $370,034 at 6%; with 50% employer match about $370,034 at 4% or $246,689 at 6%; with 100% employer match about $277,526 at 4% or $185,017 at 6%.
Downs Rachlin & Martin PLLC Health Benefits Plan-112---
Downs Rachlin & Martin PLLC Welfare Benefits Plan-125---
20114151$50,642,620$3,865,251$25,598iApproximate average salary by contribution assumption: employee only about $639,942 at 4% or $426,628 at 6%; with 50% employer match about $426,628 at 4% or $284,419 at 6%; with 100% employer match about $319,971 at 4% or $213,314 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-151$27,955,481$2,446,548$16,202iApproximate average salary by contribution assumption: employee only about $405,058 at 4% or $270,038 at 6%; with 50% employer match about $270,038 at 4% or $180,026 at 6%; with 100% employer match about $202,529 at 4% or $135,019 at 6%.
DOWNS RACHLIN MARTIN MONEY PURCHASE PENSION PLAN-148$22,687,139$1,418,703$9,586iApproximate average salary by contribution assumption: employee only about $239,646 at 4% or $159,764 at 6%; with 50% employer match about $159,764 at 4% or $106,509 at 6%; with 100% employer match about $119,823 at 4% or $79,882 at 6%.
Downs Rachlin & Martin PLLC Health Benefits Plan-117---
Downs Rachlin & Martin PLLC Welfare Benefits Plan-131---
20104150$52,774,604$2,931,625$19,544iApproximate average salary by contribution assumption: employee only about $488,604 at 4% or $325,736 at 6%; with 50% employer match about $325,736 at 4% or $217,157 at 6%; with 100% employer match about $244,302 at 4% or $162,868 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-150$29,843,260$1,555,845$10,372iApproximate average salary by contribution assumption: employee only about $259,307 at 4% or $172,872 at 6%; with 50% employer match about $172,872 at 4% or $115,248 at 6%; with 100% employer match about $129,654 at 4% or $86,436 at 6%.
DOWNS RACHLIN MARTIN MONEY PURCHASE PENSION PLAN-148$22,931,344$1,375,780$9,296iApproximate average salary by contribution assumption: employee only about $232,395 at 4% or $154,930 at 6%; with 50% employer match about $154,930 at 4% or $103,287 at 6%; with 100% employer match about $116,198 at 4% or $77,465 at 6%.
Downs Rachlin & Martin PLLC Health Benefits Plan-119---
Downs Rachlin & Martin PLLC Welfare Benefits Plan-136---
20094158$45,523,553$2,844,636$18,004iApproximate average salary by contribution assumption: employee only about $450,101 at 4% or $300,067 at 6%; with 50% employer match about $300,067 at 4% or $200,045 at 6%; with 100% employer match about $225,050 at 4% or $150,034 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-158$26,032,033$1,529,627$9,681iApproximate average salary by contribution assumption: employee only about $242,030 at 4% or $161,353 at 6%; with 50% employer match about $161,353 at 4% or $107,569 at 6%; with 100% employer match about $121,015 at 4% or $80,677 at 6%.
DOWNS RACHLIN MARTIN MONEY PURCHASE PENSION PLAN-148$19,491,520$1,315,009$8,885iApproximate average salary by contribution assumption: employee only about $222,130 at 4% or $148,087 at 6%; with 50% employer match about $148,087 at 4% or $98,724 at 6%; with 100% employer match about $111,065 at 4% or $74,043 at 6%.
Downs Rachlin & Martin PLLC Health Benefits Plan-128---
Downs Rachlin & Martin PLLC Welfare Benefits Plan-134---
20084161$36,871,509$2,824,848$17,546iApproximate average salary by contribution assumption: employee only about $438,641 at 4% or $292,427 at 6%; with 50% employer match about $292,427 at 4% or $194,952 at 6%; with 100% employer match about $219,320 at 4% or $146,214 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-161$21,535,163$1,506,897$9,360iApproximate average salary by contribution assumption: employee only about $233,990 at 4% or $155,993 at 6%; with 50% employer match about $155,993 at 4% or $103,996 at 6%; with 100% employer match about $116,995 at 4% or $77,997 at 6%.
DOWNS RACHLIN MARTIN MONEY PURCHASE PENSION PLAN-148$15,336,346$1,317,951$8,905iApproximate average salary by contribution assumption: employee only about $222,627 at 4% or $148,418 at 6%; with 50% employer match about $148,418 at 4% or $98,945 at 6%; with 100% employer match about $111,313 at 4% or $74,209 at 6%.
Downs Rachlin & Martin PLLC Welfare Benefits Plan-132---
Downs Rachlin & Martin PLLC Health Benefits Plan-130---
20074167$51,757,324$2,724,749$16,316iApproximate average salary by contribution assumption: employee only about $407,897 at 4% or $271,931 at 6%; with 50% employer match about $271,931 at 4% or $181,287 at 6%; with 100% employer match about $203,948 at 4% or $135,966 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-167$31,206,346$1,460,122$8,743iApproximate average salary by contribution assumption: employee only about $218,581 at 4% or $145,721 at 6%; with 50% employer match about $145,721 at 4% or $97,147 at 6%; with 100% employer match about $109,291 at 4% or $72,860 at 6%.
DOWNS RACHLIN MARTIN MONEY PURCHASE PENSION PLAN-157$20,550,978$1,264,627$8,055iApproximate average salary by contribution assumption: employee only about $201,374 at 4% or $134,249 at 6%; with 50% employer match about $134,249 at 4% or $89,499 at 6%; with 100% employer match about $100,687 at 4% or $67,125 at 6%.
Downs Rachlin & Martin PLLC Welfare Benefits Plan-152---
Downs Rachlin & Martin PLLC Health Benefits Plan-133---
20064156$46,664,972$3,058,044$19,603iApproximate average salary by contribution assumption: employee only about $490,071 at 4% or $326,714 at 6%; with 50% employer match about $326,714 at 4% or $217,809 at 6%; with 100% employer match about $245,036 at 4% or $163,357 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-156$28,320,412$1,854,374$11,887iApproximate average salary by contribution assumption: employee only about $297,175 at 4% or $198,117 at 6%; with 50% employer match about $198,117 at 4% or $132,078 at 6%; with 100% employer match about $148,588 at 4% or $99,058 at 6%.
DOWNS RACHLIN MARTIN MONEY PURCHASE PENSION PLAN-143$18,344,560$1,203,670$8,417iApproximate average salary by contribution assumption: employee only about $210,432 at 4% or $140,288 at 6%; with 50% employer match about $140,288 at 4% or $93,525 at 6%; with 100% employer match about $105,216 at 4% or $70,144 at 6%.
Downs Rachlin & Martin PLLC Welfare Benefits Plan-133---
Downs Rachlin & Martin PLLC Health Benefits Plan-117---
20054143$40,860,135$2,410,669$16,858iApproximate average salary by contribution assumption: employee only about $421,446 at 4% or $280,964 at 6%; with 50% employer match about $280,964 at 4% or $187,309 at 6%; with 100% employer match about $210,723 at 4% or $140,482 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-143$24,004,733$1,303,891$9,118iApproximate average salary by contribution assumption: employee only about $227,953 at 4% or $151,969 at 6%; with 50% employer match about $151,969 at 4% or $101,312 at 6%; with 100% employer match about $113,976 at 4% or $75,984 at 6%.
DOWNS RACHLIN MARTIN MONEY PURCHASE PENSION PLAN-134$16,855,402$1,106,778$8,260iApproximate average salary by contribution assumption: employee only about $206,488 at 4% or $137,659 at 6%; with 50% employer match about $137,659 at 4% or $91,773 at 6%; with 100% employer match about $103,244 at 4% or $68,829 at 6%.
Downs Rachlin & Martin PLLC Welfare Benefits Plan-122---
Downs Rachlin & Martin PLLC Health Benefits Plan-113---
20043138$37,277,121$1,881,912$13,637iApproximate average salary by contribution assumption: employee only about $340,926 at 4% or $227,284 at 6%; with 50% employer match about $227,284 at 4% or $151,523 at 6%; with 100% employer match about $170,463 at 4% or $113,642 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-138$21,132,270$1,011,612$7,331iApproximate average salary by contribution assumption: employee only about $183,263 at 4% or $122,175 at 6%; with 50% employer match about $122,175 at 4% or $81,450 at 6%; with 100% employer match about $91,632 at 4% or $61,088 at 6%.
DOWNS RACHLIN MARTIN MONEY PURCHASE PENSION PLAN-129$16,144,851$870,300$6,747iApproximate average salary by contribution assumption: employee only about $168,663 at 4% or $112,442 at 6%; with 50% employer match about $112,442 at 4% or $74,961 at 6%; with 100% employer match about $84,331 at 4% or $56,221 at 6%.
Downs Rachlin & Martin PLLC Health Benefits Plan-103---
20033123$35,027,975$2,435,929$19,804iApproximate average salary by contribution assumption: employee only about $495,108 at 4% or $330,072 at 6%; with 50% employer match about $330,072 at 4% or $220,048 at 6%; with 100% employer match about $247,554 at 4% or $165,036 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-123$19,287,299$1,549,770$12,600iApproximate average salary by contribution assumption: employee only about $314,994 at 4% or $209,996 at 6%; with 50% employer match about $209,996 at 4% or $139,997 at 6%; with 100% employer match about $157,497 at 4% or $104,998 at 6%.
DOWNS RACHLIN MARTIN MONEY PURCHASE PENSION PLAN-114$15,740,676$886,159$7,773iApproximate average salary by contribution assumption: employee only about $194,333 at 4% or $129,555 at 6%; with 50% employer match about $129,555 at 4% or $86,370 at 6%; with 100% employer match about $97,167 at 4% or $64,778 at 6%.
Downs Rachlin & Martin PLLC Health Benefits Plan-99---
20024142$27,392,036$2,138,678$15,061iApproximate average salary by contribution assumption: employee only about $376,528 at 4% or $251,019 at 6%; with 50% employer match about $251,019 at 4% or $167,346 at 6%; with 100% employer match about $188,264 at 4% or $125,509 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-142$14,472,332$1,181,996$8,324iApproximate average salary by contribution assumption: employee only about $208,098 at 4% or $138,732 at 6%; with 50% employer match about $138,732 at 4% or $92,488 at 6%; with 100% employer match about $104,049 at 4% or $69,366 at 6%.
DOWNS RACHLIN MARTIN MONEY PURCHASE PENSION PLAN-140$12,919,704$956,682$6,833iApproximate average salary by contribution assumption: employee only about $170,836 at 4% or $113,891 at 6%; with 50% employer match about $113,891 at 4% or $75,927 at 6%; with 100% employer match about $85,418 at 4% or $56,945 at 6%.
Downs Rachlin & Martin PLLC Health Benefits Plan-111---
Downs Rachlin & Martin PLLC Welfare Benefits Plan-107---
20014158$32,276,272$1,981,985$12,544iApproximate average salary by contribution assumption: employee only about $313,605 at 4% or $209,070 at 6%; with 50% employer match about $209,070 at 4% or $139,380 at 6%; with 100% employer match about $156,803 at 4% or $104,535 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-158$16,778,747$1,036,159$6,558iApproximate average salary by contribution assumption: employee only about $163,949 at 4% or $109,299 at 6%; with 50% employer match about $109,299 at 4% or $72,866 at 6%; with 100% employer match about $81,975 at 4% or $54,650 at 6%.
DOWNS RACHLIN MARTIN MONEY PURCHASE PENSION PLAN-139$15,497,525$945,826$6,805iApproximate average salary by contribution assumption: employee only about $170,113 at 4% or $113,408 at 6%; with 50% employer match about $113,408 at 4% or $75,606 at 6%; with 100% employer match about $85,056 at 4% or $56,704 at 6%.
Downs Rachlin & Martin PLLC Welfare Benefits Plan-124---
Downs Rachlin & Martin PLLC Health Benefits Plan-118---
20004164$18,169,387$1,326,586$8,089iApproximate average salary by contribution assumption: employee only about $202,223 at 4% or $134,816 at 6%; with 50% employer match about $134,816 at 4% or $89,877 at 6%; with 100% employer match about $101,112 at 4% or $67,408 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-164$18,169,387$1,326,586$8,089iApproximate average salary by contribution assumption: employee only about $202,223 at 4% or $134,816 at 6%; with 50% employer match about $134,816 at 4% or $89,877 at 6%; with 100% employer match about $101,112 at 4% or $67,408 at 6%.
Downs Rachlin & Martin PLLC Welfare Benefits Plan-144---
Downs Rachlin & Martin PLLC Health Benefits Plan-130---
Downs Rachlin & Martin PLLC Welfare Benefits Plan-133---
19993310$17,675,440$763,109$2,462iApproximate average salary by contribution assumption: employee only about $61,541 at 4% or $41,027 at 6%; with 50% employer match about $41,027 at 4% or $27,352 at 6%; with 100% employer match about $30,771 at 4% or $20,514 at 6%.
Downs Rachlin & Martin 401K Profit Sharing Plan-130$17,675,440$763,109$5,870iApproximate average salary by contribution assumption: employee only about $146,752 at 4% or $97,834 at 6%; with 50% employer match about $97,834 at 4% or $65,223 at 6%; with 100% employer match about $73,376 at 4% or $48,917 at 6%.
Downs Rachlin & Martin PLLC Health Benefits Plan-310---
Downs Rachlin & Martin PLLC Welfare Benefits Plan-125---